95K Business Platinum offer via referral

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While doing some link maintenance on our Best Offers page this evening, I realized that the referral offer for the Business Platinum card is now 95,000 Membership Rewards points after $15K in purchases in the first 3 months. While we had previously listed that some people saw this offer when clicking through a referral link (in the same sort of way that some people see the 100K + 10x offer on the personal Platinum card), it now seems that this is the standard referral offer on the Business Platinum card.

a screenshot of a website

The Offer & Key Card Details

For full card details and to find a link to apply, click the card name below to go to our dedicated card page.

Card Offer and Details
150K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)
$695 Annual Fee
Alternate Offer: Targeted online offer of 170K points after $15K spend in the first 3 months See this post for details.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review
Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply.
Base: 1X (1.55%)
Travel: 5X (7.75%)
Other: 1.5X (2.33%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits

Quick Thoughts

The “standard” bonus on this card is 75K points after spending $15K in the first 3 months. The referral offer now adds 20K points on top.

Getting 95K is obviously better than getting 75K, though Doctor of Credit reports that 100K offers are still commonly available via phone. In the past, we have seen targeted offers as high as 150K points, though to my recollection that offer required $20K spend and we haven’t seen it as often as we had in years past.

Still, if you’re working from within a household, the referral offer could obviously make sense if you’re also able to pick up 15K-25K points for referring your spouse / second player.

Obviously this offer isn’t nearly as exciting as the personal Platinum offers that come with 10x at US Gas stations and 10x at US Supermarkets — the business Platinum cards are not offering any such temporary bonus. However, for those ineligible for the personal version or looking for a business card, this could be good if you can swing the big spend.

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