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Citi® / AAdvantage® Executive World Elite Mastercard®  ⓘ $635 1st Yr Value EstimateClick to learn about first year value estimates 100K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 100K miles after $10,000 spend in first 3 months$595 Annual Fee Click here to learn how to apply This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: Good choice for those who need Admirals Club® access and those who value the Loyalty Points boosts at 50K and 90K Loyalty Points earned. Plus, it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) and some handy credits for Avis or Budget rentals and GrubHub. Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: First Checked Bag Free ✦ Admirals Club® access for both primary and authorized users ✦ Up to $120 per 12 monthly billing cycles for GrubHub purchases (up to $10 per monthly billing cycle) ✦ Up to $120 back on eligible Avis or Budget prepaid car rentals every calendar year ✦ $10 monthly Lyft credit after you take 3 Lyft rides that calendar month ✦ 10K bonus Loyaty Points after earning 50K Loyalty points through all channels and another 10K bonus Loyalty Points after earning 90K Loyalty Points through all channels ✦ 25% savings on eligible in-flight purchases on American Airlines flights ✦ Up to $120 Global Entry or TSA PreCheck application fee credit every 4 years |
Overview
The AAdvantage Executive World Elite MasterCard is an excellent choice for those who value Admirals Club AA lounge access. The card offers free Admirals Club membership to the cardholder. The cardholder can guest in their immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests.
This card is also great for those who chase AA elite status since it offers 10,000 bonus Loyalty Points once your reach 50,000 Loyalty Points and again when you reach 90,000.
See the card comparison section of this post to see how this card stacks up against other AA cards on the market.
Price
- $595 annual fee
- $175 annual fee for the first three authorized users and a $175 fee for each authorized user thereafter.
Perks
The AAdvantage Executive World Elite MasterCard offers the following perks:
- No foreign transaction fee
- Admirals Club membership
- 10K Loyalty Points after earning 50,000 Loyalty Points during the status qualification period
- 10K Loyalty Points after earning 90,000 Loyalty Points during the status qualification period
- Free first checked bag for you and up to 8 travel companions on the same reservation
- Preferred boarding for you and up to 8 travel companions on the same reservation
- “Coupon Book” credits:
- Up to $120 back on eligible Avis® or Budget prepaid car rentals every calendar year. (those who applied prior to 7/15/24 can earn the rebate for post-paid rentals until 2026)
- Up to $10 back on eligible Grubhub purchases on each monthly billing statement.
- Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides).
- Earn 4X miles on AA purchases (5x after spending $150K in a calendar year).
- Earn 10X miles on car rentals booked through aa.com/cars and eligible hotels booked through aa.com/hotels.
- Travel protections: Trip Cancellation & Interruption Protection, Trip Delay Protection, Lost Baggage Protection, and Worldwide Car Rental Insurance.
- $100 Global Entry application fee credit
Earn Miles and Loyalty Points
This card offers 4x redeemable miles for American Airlines spend and 5x after spending $150,000. Better yet, it earns 10x for spend through aa.com/Hotels and aa.com/Cars. Regardless of the category of spend, the card earns just 1 Loyalty Point per dollar.
| Card Info Name and Earning Rate (no offer) |
|---|
Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else |
About AAdvantage Elite Status
This card earns both redeemable miles and Loyalty Points through spend. You’ll earn just one Loyalty Point per dollar spent even if the card offers extra redeemable miles. For example, if you spend $300 on an American Airlines flight where this card offers 4x miles, you’ll earn 1200 redeemable miles and 300 Loyalty Points.
This card also offers 10K bonus Loyalty points after you earn 50K Loyalty Points within a status qualification period, and again at 90K Loyalty Points.
Below you’ll find a summary of the benefits you can earn from Loyalty Points. Loyalty Points are earned from March through February each year.
| AAdvantage elite status | Gold | Platinum | Platinum Pro | Executive Platinum |
|---|---|---|---|---|
| Loyalty Points Required | 40K | 75K | 125K | 200K |
| Mileage Bonus | 40% | 60% | 80% | 120% |
| Preferred Seating | Y | Y | Y | Y |
| Main Cabin Extra Seating | Upgrade at Check In | Y | Y | Y |
| Domestic First Class Upgrade | 24 hour window | 48 hour window | 72 hour window | 100 hour window |
| Upgrade on Alaska Airlines | Y | Y | Y | Y |
| Free checked bags | 2 | 2 | 3 | 3 |
| OneWorld Status | Ruby: Access to biz class check-in, preferred seating | Sapphire: Access to OneWorld Business Class lounges | Emerald: Access to OneWorld First and Business Class lounges | |
In addition to earning elite status from Loyalty Points, the following benefits can be earned at various spend-tiers:
| Loyalty Points Earned | Loyalty Point Rewards |
|---|---|
| 15K | Automatic Benefit: Group 5 Boarding Choose 1: • Priority privileges & Group 4 boarding for a trip • 5 Preferred seat coupons • 1,000 Loyalty Points |
| 40K | Automatic Benefit: AAdvantage Gold Status |
| 60K | Automatic Benefits: • 25% Loyalty Point Bonus (AA Vacations, SimplyMiles, AAdvantage eShopping, AAdvantage Dining, and AA Hotels) • Avis Preferred Plus |
| 75K | Automatic Benefit: AAdvantage Platinum Status |
| 100K | Automatic Benefits: • Avis President's Club • Hyatt Discoverist Status |
| 125K | Automatic Benefit: AAdvantage Platinum Pro Status |
| 175K | Choose 1: • 2 systemwide upgrades • 20K bonus AA miles (25K w/ AA credit card) • 6 Admirals Club One-Day Passes • $200 Trip Credit ($250 w/ AA credit card) • $250 credit toward American Airlines Vacations℠ packages • 1 AAdvantage Exchange℠ gift • Carbon offset • $250 donation to select nonprofit organization • 15% award rebate • 2 gifts of AAdvantage Gold status • 35K AA miles towards a Mastercard Priceless Experience • 5,000 Loyalty Points • World of Hyatt Explorist status |
| 200K | Automatic Benefit: AAdvantage Executive Platinum Status |
| 250K | Choose 2: • 2 systemwide upgrades • 20K bonus AA miles (30K w/ AA credit card) • 6 Admirals Club One-Day Passes • Admirals Club membership (requires 2 choices • $200 Trip Credit ($250 w/ AA credit card) • $500 credit toward American Airlines Vacations℠ packages • 1 AAdvantage Exchange℠ gift • 1 AAdvantage Exchange℠ premium gift (requires 2 choices) • Carbon offset • $250 donation to select nonprofit organization • 2 gifts of AAdvantage Gold status • 1 Flagship lounge single visit pass (2 passes w/ AA credit card) • 35K AA miles towards a Mastercard Priceless Experience • 15,000 Loyalty Points • World of Hyatt Explorist status |
| 400K | Choose 2: • 1 systemwide upgrade • 25K bonus AA miles • Admirals Club membership (requires 2 choices) • $200 Trip Credit ($250 w/ AA credit card) • $500 credit toward American Airlines Vacations℠ packages • 1 AAdvantage Exchange℠ gift • 1 AAdvantage Exchange℠ premium gift (requires 2 choices) • Carbon offset • Gift of AAdvantage Platinum status • 2 Flagship® Lounge Single Visit Passes • 1 Flagship First Dining pass • 40K AA miles towards a Mastercard Priceless Experience •World of Hyatt Category 1-4 Free Night Award |
| 550K | Choose 2: • 1 systemwide upgrade • 25K bonus AA miles • Admirals Club membership (requires 2 choices) • $200 Trip Credit ($250 w/ AA credit card) • $500 credit toward American Airlines Vacations℠ packages • 1 AAdvantage Exchange℠ gift • 1 AAdvantage Exchange℠ premium gift (requires 2 choices) • Carbon offset • Gift of AAdvantage Platinum status • 2 Flagship lounge single visit passes • 1 Flagship First Dining pass • 40K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-4 Free Night Award |
| 750K | Choose 2: • 1 systemwide upgrade • 25K bonus AA miles • Admirals Club membership (requires 2 choices) • $200 Trip Credit ($250 w/ AA credit card) • $500 credit toward American Airlines Vacations℠ packages • 1 AAdvantage Exchange℠ gift • 1 AAdvantage Exchange℠ premium gift (requires 2 choices) • Carbon offset • Gift of AAdvantage Platinum status • 2 Flagship lounge single visit passes • 1 Flagship First Dining pass • 40K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-4 Free Night Award |
| 1M | Choose 1: • 4 systemwide upgrades • Carbon offset • Gift of AAdvantage Platinum Pro status • Up to 100K miles back on award redemptions • 150K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-7 Free Night Award |
| 3M | Choose 1: • 6 systemwide upgrades • Carbon offset • Gift of AAdvantage Executive Platinum status • Up to 300K miles back on award redemptions • 350K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-7 Free Night Award |
| 5M | Choose 1: • 10 systemwide upgrades • Carbon offset • Gift of AAdvantage Executive Platinum status • Up to 500K miles back on award redemptions • 550K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-7 Free Night Award |
AAdvantage Credit Card Comparison
There are six different American Airlines AAdvantage credit cards available in the United States which are worth considering (there are also a few additional uninteresting options available only via product changes). All seven share some standard features and perks:
- Issued by Mastercard
- 25% inflight food and beverage discount (except the Silver card which offers $25 back per day)
- Earn 1 AA Loyalty Point per dollar spent (details about Loyalty Points can be found in the Elite Status section of our AA guide).
- No foreign transaction fees
- Free first checked bag and preferred boarding for you plus multiple companions on the same ticket
| Card | Annual Fee | Bonus Categories | Additional Perks |
|---|---|---|---|
| Citi AAdvantage MileUp Card | $0 | 2X AA, Grocery | None |
| Citi AAdvantage Platinum Select | $99 | 2X AA, Gas, Dining | $125 AA Flight Discount with $20K membership year spend |
| Barclays AAdvantage Aviator Red | $99 | 2X AA | $99 + tax domestic companion certificate after $20K membership year spend; $25 annual inflight Wifi Credit; |
| Barclays AAdvantage Aviator Silver | $195 | 3X AA, 2X Hotel, Car rental | $25 per day inflight food and beverage credit; $50 annual inflight Wifi credit; Companion certificate good for 2 guests at $99 each (plus taxes and fees) after $20K membership year spend. Up to 15K bonus Loyalty Points: 5K at $20K spend, 5K at $40K spend, and 5K at $50K spend during the status qualification period; $100 Global Entry application fee credit |
| Citi® / AAdvantage® Executive | $595 | 4X or 5X AA, 10X via AA.com/Hotels and AA.com/Cars | Admirals Club membership; 10K Loyalty Points when reaching 50K Loyalty Points during the status qualification period and another 10K when reaching 90K; Up to $120 Avis/Budget rebate per calendar year; Up to $10/Month Grubhub rebate; $100 Global Entry application fee credit |
| CitiBusiness AAdvantage Platinum Select | $99 | 2X AA, Gas, Telecom, Car rental | $99 plus taxes domestic companion certificate after $30K membership year spend |
AAdvantage Credit Card Offers
Below you’ll find the best public offers for American Airlines credit cards in the United States. See our Best Offers page to see a much wider variety of cards.
| Card Offer and Details |
|---|
 ⓘ $1103 1st Yr Value EstimateClick to learn about first year value estimates 80K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 80K miles after $1K spend in first 3 months. Ask flight attendant for a code or enter 000000$0 introductory annual fee for the first year, then $99 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: Excellent choice for a great intro bonus. Plus it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: $125 AA Flight Discount with $20K membership year spend Noteworthy perks: First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight food and beverage purchases ✦ Earn up to $30 in statement credits for each eligible Turo trip completed from October 19, 2025 to October 18, 2026, up to $180 statement credits in total |
 ⓘ $875 1st Yr Value Estimate$100 "Splurge" credit valued at $50 Click to learn about first year value estimates 90K Miles 90K miles after $5K spend in first 4 months$350 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: ` Earning rate: 6X at AA Hotels ✦ 3X American Airlines purchases ✦ 2X restaurants ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: First checked bag free ✦ Priority Boarding ✦ Four Admirals Club Globe passes per year ✦ Up to 15,000 additional AAdvantage Loyalty Points per year: Earn 5,000 bonus Loyalty Points after every four qualifying American flights, for up to 15,000 bonus Loyalty Points each status qualification year ✦ $99 Companion Certificate starting in your second year after card renewal, valid for a single round-trip domestic economy trip each year ✦ $100 in statement credits for in-flight purchase per calendar year ✦ Up to $120 Global Entry or TSA PreCheck application fee credit ✦ Up to $100 Splurge credit per calendar year: Up to $100 in statement credits for purchases with your choice from the following merchants (choose up to two): AAdvantage Hotels bookings, 1stDibs, Future Personal Training, and Live Nation ✦ Up to $240 annual Turo credit (up to $30 in statement credits for each eligible completed trip on Turo, up to $240 per year) |
 ⓘ $825 1st Yr Value EstimateClick to learn about first year value estimates 65K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 65K miles after $4K spend in first 4 months$0 introductory annual fee for the first year, then $99 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: This card usually has a great welcome offer, but if you're looking for a card to keep long term, you'll find better options. Earning rate: 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas Card Info: Mastercard World issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: Earn $99 plus taxes domestic companion certificate after $30K spend Noteworthy perks: First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight purchases |
ⓘ $635 1st Yr Value EstimateClick to learn about first year value estimates 100K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 100K miles after $10,000 spend in first 3 months$595 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: Good choice for those who need Admirals Club® access and those who value the Loyalty Points boosts at 50K and 90K Loyalty Points earned. Plus, it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) and some handy credits for Avis or Budget rentals and GrubHub. Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: First Checked Bag Free ✦ Admirals Club® access for both primary and authorized users ✦ Up to $120 per 12 monthly billing cycles for GrubHub purchases (up to $10 per monthly billing cycle) ✦ Up to $120 back on eligible Avis or Budget prepaid car rentals every calendar year ✦ $10 monthly Lyft credit after you take 3 Lyft rides that calendar month ✦ 10K bonus Loyaty Points after earning 50K Loyalty points through all channels and another 10K bonus Loyalty Points after earning 90K Loyalty Points through all channels ✦ 25% savings on eligible in-flight purchases on American Airlines flights ✦ Up to $120 Global Entry or TSA PreCheck application fee credit every 4 years |
 ⓘ $202 1st Yr Value EstimateClick to learn about first year value estimates 15K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Earn 15K AA miles after $500 spend in the first 3 monthsNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not bad for grocery spend if you highly value AA miles Earning rate: 2X grocery ✦ 2X AA ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: Save 25% on inflight food and beverage purchases |
Citi Application Rules
- 48 Month Rule: With most Citi cards, you can only receive a welcome offer every 48 months. This applies to the same exact card, not families of cards, and is counted from the date that you receive the welcome offer, not from when you're approved.
- Velocity Limits: Citi allows a maximum of 1 card every 8 days and a maximum of 2 cards every 65 days (includes both business and personal cards).
- Inquiries: Citi is thought to be more credit inquiry-sensitive than other issuers. We've heard reports that it's difficult to be approved for a new Citi card if you've had more than 6 hard inquiries within the last 6 months. That said, there are plenty of data points of people being approved despite being above that, so it's certainly not a hard-and-fast rule.
- Card Limits: Citi doesn't have a strict limit on the number of cards you can have, but it does place limits on the total credit it will issue across all cards. Unfortunately, unlike most banks, Citi does not allow you to transfer credit from one existing card to another.
- Application Status: Call (866) 606-2787 or visit this page to check your application status. For Costco cards, call (877) 343-4118.
- Reconsideration: If denied, call (800) 695-5171 for personal cards or (866) 541-7657 for business cards.
Recon line is useless. If you have multiple cards open with $0 balance and high CL’s & CS, don’t even bother applying.
I can’t get the link to work. Is 100k bonus dead now?
It’s still showing for me when clicking on the ‘Click here to learn how to apply’ link
Thanks for confirming! The link was working but it was the Apply Now button on the subsequent page that wasn’t working. The page wouldn’t load. But when I switched from my phone to my desktop, it worked.
Got an email offer for 100k SUB after $10,000 in spend. Considering.
Dead. 75k with $7500 spend now.
Stealth devaluation alert 🙁
They removed the $120 Avis/Budget credit for new cardholders who applied after 7/15. Existing cardholders still get it for 2024 and 2025. I emailed the chat transcript into the mailbag email.
There was no notice on this I’ve seen anywhere, no blogs seem to have posted about it, no notification to cardholders, and no apparent replacement to the credit. It is no longer in the terms or the promotional page for the card.
According to a Citi chat rep, cardmembers who applied prior to 7/15 still have use of this credit (So I presume this change was made on/around 7/15). For those cardmembers, it is still available for 2024 and 2025.
Pretty crummy change for a card that was just “refreshed” a year ago and this new credit was pulled in less time than that. I only have this card for the SUB and extra lounges (with plans to product change and rotate through it with P2 every 2 years) but this was the one credit added that wasn’t annoyingly coupon-y.
[…] Frequent Miler […]
If I get this card today and already have over 90k loyalty points do I immediately get the 20k loyalty point bonus? trying to get Platinum Pro before the end of next month
Sorry, I don’t know how quickly the bonus LPs will post.
[…] Citi® / AAdvantage® Executive World Elite Mastercard® […]
[…] Citi® / AAdvantage® Executive World Elite Mastercard® […]
Executive card is back down to 60,000 SUB as of today.
[…] Citi AAdvantage Executive World Elite MasterCard: Admirals Club membership for cardholder and access for guests traveling with cardholder. Free 1st checked bag for cardholder and up to 8 travel companions. […]
[…] has reached out to let us know that existing AAdvantage Executive cardholders as of 3/31/20 and prior will receive a courtesy credit of $225 on renewal of their […]
[…] $450 per year AA Executive Card is great because you can add up to 10 authorized users for free. Each authorized user gets […]
Your CreditCards.com link is offering 50k, while you can still get 75k here: https://secure.fly.aa.com/citi/direct-exec?anchorLocation=DirectURL&title=citiexecutive
Or 60k here: http://citi.com/lounge
When I go to the credit cards.com website for this offer, the highest offer I see is 50k points for 5k spend in 3 months.