Chase IHG Rewards Club Select Credit Card

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Card Details and Application Link
Chase IHG® Rewards Club Select Credit Card
None
This card is no longer available
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Those free night certificates issued before 5/1/18 are redeemable at any IHG property, but those issued after 5/1/18 are restricted to properties up to 40K per night. For only $49 per year, this still a good card to keep, but not to use for spend
Earning rate: ✦ 5X IHG ✦ 2X gas, grocery, and restaurants
Base: 1X (0.62%)
Dine: 2X (1.24%)
Gas: 2X (1.24%)
Grocery: 2X (1.24%)
Brand: 5X (3.1%)
Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees.
Noteworthy perks: ✦ Annual free night e-certificate good at IHG properties up to 40K points per night ✦ Automatic 10% point rebate ✦ Platinum elite status

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (IHG)

Card Offer
140k points ⓘ Affiliate
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
$99 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: Five 60K free night certificates after $4K spend in 3 months (expired 9/4/24)
140K points ⓘ Affiliate
Earn 1400K points after $4K spend within the first 3 months.
$99 Annual Fee
This card is expected to be subject to Chase's 5/24 rule (click here for details).
Recent better offer: 200K after $9k spend in 6 months (expired 11/9/24)
80K Points ⓘ Affiliate
80K points after $2K spend in 3 months
No Annual Fee
Recent better offer: 120K after $2K spend (expired 7/4/22)
None
This card is no longer available
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

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Alben

My wife and I just canceled our Chase IHG Rewards Club Select Credit Cards a few months ago. With the 40K point hotel cap, it was getting harder to find stays under that cap. And to make matters worse, you can’t use additional points to get a stay if it is over 40K.

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Greg The Frequent Miler

It does show the landing page, but it gives a 404 error if you click through to apply.

Alex

Will the benefits of this card still be in place after the new one comes out?

Greg The Frequent Miler

While we can’t be 100% sure, I expect the annual fee and benefits to remain as-is for anyone who gets the card in time

Fee

What is the value of a “40,000 point certificate hotel” ?

Greg The Frequent Miler

There isn’t a set value, but going by our Reasonable Redemption Value estimates, a 40K hotel should cost, on average, 0.57 cents per point x 40,000 points = $228

C2CMom

Will I get approved for this card if I have opened another Chase card in the last 30 days?

Greg The Frequent Miler

Probably. Chase is usually willing to approve 2 at once

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