Amex Business Platinum 150K offer (no lifetime language — sort of)


Amex has been emailing business cardholders with a welcome offer for the Business Platinum card: 150,000 points after $15K spend in 3 months.  I recently wrote about how my son took advantage the same deal through an “expand your membership” offer (Bypass Amex’s lifetime rule when you “expand your membership”).  This one seems similar but I don’t think it is only for those who currently have a Business Platinum card.

Another version of the email offers only 100,000 points after $15K spend.

How to find the offer

Check your email for the following:

  • From: American Express <>
  • Subject: “Limited-Time Offer for [your name]: You could earn 150,000 points”
  • Alternate Subject: “Limited-Time Offer for [your name]: You could earn 100,000 points”

No Lifetime Language (sort of)

The email itself does have lifetime language.  That means that it says that you can’t get this offer if you have the card or have ever had it before.  Specifically, it states: “Welcome offer not available to applicants who have or have had this Card.”

That said, when you click through from the email to apply, the application page does not have lifetime language.  This means that you can most likely get the card and qualify for the offer even if you’ve had the card before.  There’s very little risk in trying: if you click to apply and Amex thinks that you are not qualified for the offer, you should then see a pop-up telling you so.  The pop-up will then give you a chance to cancel without finishing the application.

My Take

If you can meet the spend requirement, this is a great offer.  It’s especially sweet that it looks like it will work even if you have had a Business Platinum card before, or even if you currently have one.  Plus, Amex business cards do not add to your 5/24 count.

My wife received the 100K version of this offer.  The offer is good until September 30, 2021, so I plan to wait and see if she gets a better offer.  If not, maybe she’ll apply on September 30th.

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