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Credit Card Bonuses

Great Citi offers: 50K or free phone

Two great Citi offers may soon be gone. What to do?

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Citi’s AT&T Access More card and its free phone offer is still alive… barely.  For the last few months, public links to sign up for the card kept disappearing.  Each time one would go...
FlexPerks award charts

FlexPerks award charts for flights, hotels, car rentals, and annual fees

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US Bank’s FlexPerks program offers several options for getting better than 1 cent per point value from your FlexPerks points.  The details, though, can be hard to find.  So, I thought it would be...
a row of screens with blue and white squares

App-No-Rama in action: Over 700K and counting

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Earlier this year, I suggested an alternative to App-O-Ramas for earning huge credit card signup bonuses.  The alternative process, eventually named “App-No-Rama,” moves away from the idea of signing up for lots of cards...

Ink Plus success with Chase’s Special Consideration form

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Over a month ago, I applied for a targeted United Mileage Plus 75K offer and an Ink Plus 60K offer.  Both applications were initially pending.  After calling the personal and business recon lines to...
Chase Special Consideration

Chase Special Consideration [Now for business cards only]

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Update 8/23/2016: Chase has eliminated the Special Consideration Form for Personal Card Exceptions. The following post has been updated accordingly. If you apply a Chase credit card and are denied, you may have luck calling...
Prestige 4th Night Free

Do you have to pay with the Prestige card to get the 4th Night...

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The Citi Prestige card has many great perks.  One of those perks is the ability to get a rebate of the full cost of the fourth night of a hotel stay booked through the...
ThankYou points expire

How to know if or when your ThankYou points expire

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There are several situations in which you may have Citi ThankYou Rewards points that will expire: Points earned by a particular credit card account expire 60 days after cancelling that account.  See: Cancelling your...
Chase credit inquiries

Do Chase credit inquiries really combine?

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I often write about the advantage of signing up for two cards from one bank on the same day.  When you do so, the credit inquiries usually combine into one.  In that way, the...
Credit Inquiry towards 135,000 miles

My painful pursuit of 135,000 miles

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Update: This post includes offers that were valid at the time of publication, but have since expired. Please click here to see the best offers currently available. My Business Platinum card has been open for a year now. ...
fidelity worldpoints

Bet You Didn’t Know: Last Chance To Transfer Points Between Bank of America and...

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By Julian, author of Devil’s Advocate...  We're at one of those "transition points" in the miles and points world that happens every so often, when we have the chance to speculatively take advantage of a change in...
Free Experian App

Free Experian credit monitoring for iPhone and Android users

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I recently wrote about an opportunity for most AAA customers to get free Experian credit monitoring.  Now, it turns out that you don’t even need AAA.  You just need a smart phone or tablet… Experian...
Costco Anywhere Visa

Is the Costco Anywhere Visa the best new cash back card?

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Costco recently switched their co-branded card from Amex to Citibank.  Now, in store, they accept only Visa credit cards (or Visa/MC debit cards).  And, they now offer a co-branded Visa credit card instead of...
FlexPerks Gold Amex

US Bank FlexPerks Gold Amex: The best new option for dining, but is it...

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US Bank has apparently ditched their old FlexPerks Travel Rewards Amex card in favor of a new one.  The new card is called “U.S. Bank FlexPerks Gold American Express Card” (hat tip: Doctor of...
Singapore KrisFlyer Miles

Using Singapore KrisFlyer miles, and keeping miles alive

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Singapore KrisFlyer Miles are mostly great. Here’s why I think so: Promiscuity: Thanks to Singapore being one of the 3 most promiscuous airline programs, their miles are easy to get.  Simply transfer 1 to...

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