Chase Sapphire Reserve: Bonus Increased To 60k Ultimate Rewards, 70k Available When Logging In

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Chase has officially increased the welcome offer on the Sapphire Reserve card to 60,000 Ultimate Rewards when spending $4,000 in the first three months. If you already have at least one Chase account, you can do even better as there’s a 70,000 Ultimate Rewards welcome offer available when logging in.

The Offer & Key Card Details

Card Offer and Details
Chase Sapphire Reserve Card
60K Points
60K after $4K spend in 3 months

$550 Annual Fee

FM Mini Review: Excellent all-around card for frequent traveler. Best when paired with no-fee Chase Freedom Flex, no-fee Freedom Unlimited & no-fee Chase Ink Cash


Card Type: Visa Infinite

Base
Travel
Dine
Other

Earning rate: 10X hotels & car rentals booked through Chase ⚬ 10X Chase Dining ⚬ 5X flights booked through Chase ⚬ 3X Travel and Dining ⚬ 10X Lyft (through March 2025)

Noteworthy perks: $300 Annual Travel Credit ⚬ Points worth 1.5 cents each towards travel or Pay Yourself Back ⚬ Transfer points to airline & hotel partners ⚬ Primary auto rental collision damage waiver ⚬ Priority Pass Select lounge access ⚬ $100 Global Entry fee credit ⚬ $5 monthly DoorDash in-app credit through December 2024 ⚬ Free DashPass through 2025 ⚬ Earn 10X on Lyft spend

See also: Chase Ultimate Rewards Complete Guide

Quick Thoughts

The halcyon days of a 100,000 Ultimate Rewards welcome offer are just a faded memory, but these latest increased offers are still an improvement on the 50,000 bonus from recent months.

The official offer is 60,000 Ultimate Rewards when spending $4,000 in the first three months which is still a good return. Provided you already have at least one Chase account though, you can do even better by logging in to your account as you’ll then have access to an even higher bonus of 70,000 Ultimate Rewards.

Something important to note is that the main link on our Best Offers page directs you to the 60,000 Ultimate Rewards offer. That’s not because it’s the one paying affiliate commission, but because we always link to the best publicly available offer. The fact that the 70,000 offer is only available by logging in means that not everyone will be able to access it due to not having any Chase accounts, so we’ve included that as an alternate offer link beneath the 60,000 offer. Needless to say, if you’re planning on applying for this card and have a Chase account, you should use the link for 70,000 Ultimate Rewards rather than using our affiliate link for a lower bonus.

It’s also important to bear in mind that the Chase Sapphire Reserve card is subject to Chase’s 5/24 rule.

Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months.

To determine your 5/24 status, see: 3 Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.

Earning a bonus of at least 60,000 Ultimate Rewards can be put to very good value. That could’ve gotten you a one way business class ticket to Australia, New Zealand and more recently, while transfers to Hyatt can get you as many as 17 free nights in a category 1 property now that off-peak nights cost only 3,500 points per night. Finding that much off-peak availability would be unlikely, but it could also get you a couple of nights at a category 7 property at standard pricing. If you get approved for the 70,000 bonus offer, that could get you two nights at a category 7 property at peak pricing or a category 8 property at off-peak pricing. You can also find links to some Ultimate Rewards sweet spots here.

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Eric

Any chance at this card if I current have a Chase Sapphire Preferred card?

Oren

Is it frowned upon by chase to apply for the reserve now. Pay my $550 annual fee. Get the 70k UR SUB. Double dip the $300 travel credit Between this year and next. Then before year 2 annual fee posts I downgrade to a preferred or a freedom?

Joseph

If you complete mdd of CSP/CSR, do both cards count against 5/24?