Update 5/18/23: There is a still-functioning public link available for the 75K offer on the Citi Premier. We’ve inserted that public link into the Best Offers page. (h/t: reader Roberta)
Earlier today, we shared the news that Citi had increased the welcome offer on the AAdvantage Platinum Select credit card to 75,000 miles. It didn’t stop there, though. Citi has also increased the welcome offer on the Premier card to 75,000 bonus ThankYou points after spending $4,000 within the first three months.
That’s an excellent offer on a great all-round card and only 5,000 points below the all-time best of 80K that was around for much of last year.
A reader pointed out that, along with the increased welcome offer, Citi has also increased the eligilbility restrictions:
Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier account in the past 48 months.
Previously, all ThankYou Point earning cards had the same 24 month language that prohibited earning a welcome bonus on a ThankYou Point-earning card if you had received a welcome bonus or closed any other ThankYou point-earning card within the last 24 months (the “family rule). Now, that has been replaced with a card-specific 48-month rule with the closing language removed. The same language is on the Rewards+, Custom Cash and AT&T Points Plus as well.
The one positive is that this makes it much easier to move within the Citi Portfolio since all of the language is card-specific and there’s no more closing langua
The Offer & Key Card Details
| Card Offer and Details |
|---|
60K Points + 10X Select Travel ⓘ Affiliate 60K points after $4K spend in the first 3 months. Plus, earn 10x on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.$95 Annual Fee FM Mini Review: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines. Recommend pairing this card with Citi Double Cash and Citi Rewards+. Sadly, this travel card doesn't provide any travel protections. Earning rate: 3X grocery ✦ 3X dining ✦ 3X gas stations ✦ 3X flights, hotels, travel agencies Card Info: Mastercard World Elite issued by Citi. This card has no foreign transaction fees. Noteworthy perks: Transfer points to airline partners ✦ $100 Annual Hotel Savings Benefit See also: Citi ThankYou Rewards Complete Guide |
Quick Thoughts
75,000 ThankYou points is just 5,000 points shy of the all-time high on the Citi Premier card. It’s a fantastic bonus for a transferable currency that’s become more well-rounded in the past year since as they finally added a couple of hotel transfer partners – Wyndham at 1:1 and Choice at 1:2.
One of the best features of the Citi Premier card is that it offers 3x ThankYou points for several categories where you’ll organically spend a significant chunk of your monthly expenditure:
- Groceries
- Dining
- Gas stations
- Flights, hotels, travel agencies
If you were to meet the $4,000 minimum spend requirement by spending that all at 3x, you’d end up with 87,000 ThankYou points. That could get you 5 round trip economy flights to Hawaii booked on United after transferring points to Turkish Miles & Smiles, 174,000 Choice Privileges points or 5 nights in a one bedroom Vacasa property booked using Wyndham Rewards points.
Another great feature of the Citi Premier card is that the 3x grocery store category is uncapped. While many people will prefer to earn 4x Membership Rewards points on the Amex Gold card, that’s capped at $25,000 spend per year per Gold card. While that’s plenty for the average household, for people who can maximize their spend at grocery stores, earning a potentially unlimited number of ThankYou points makes it a wonderful additional option for when you need to spend a lot on “groceries”.
Bear in mind that Citi has the following 48 month rule when applying for this card:
Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier account in the past 48 months.
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