The New United Club℠ Card

The New United Club℠ Card

ⓘ $455 1st Yr Value EstimateClick to learn about first year value estimates

95K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

95k miles after $5k spend in first 3 months + 5K bonus miles after you add an authorized user in the first 3 months. Plus, earn an extra 5,000 miles after you add an authorized user to your account in the first 3 months your account is open.
(Offer Expires 5/7/2025)
$695 Annual Fee

Click here to learn how to apply

This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

Alternate Offer: Some people see increased offers when logging in to their Mileage Plus accounts.

This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months.

FM Mini Review: While pricey, the Chase United Club Infinite Card is a great choice for those who want a United club membership and other perks like a 10% discount on saver awards. .

Earning rate: 5X Renowned Hotels & Resorts for United Cardmembers ✦ 4X United ✦ 2X dining & travel

Base: 1X (1.3%)

Travel: 2X (2.6%)

Dine: 2X (2.6%)

Brand: 4X (5.2%)

Card Info: Visa Infinite issued by Chase. This card has no foreign currency conversion fees.

Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn a 10K award discount after $20K spend in a calendar year ✦ Earn an additional 10K award discount after $40K spend in a calendar year ✦ Earn United Club All access membership after $50K spend in a calendar year or achieving Premier Gold status or higher + 4 United Club passes when you also have an authorized user.

Noteworthy perks: ✦ United Club membership ✦ Unlocks complimentary elite upgrades on award tickets, including companions on the same reservation ✦ 10% discount on saver level economy awards within the continental US and Canada ✦ Up to $120 for Global Entry, TSA Precheck or Nexus fee credit ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Free 1st and 2nd checked bags ✦ Up to $200 in statement credits per cardmember for Renowned Hotels ✦ Up to $150 in rideshare credits per year (up $12 per month January to November and up to $18 in December, re-enrollment is required annually) ✦ Up to $50 in Travel Credit for Avis or Budget car rentals per cardmember year up to two times ✦ Avis President's Club Status ✦ Primary auto rental collision damage waiver ✦ Free Instacart+ membership through 12/31/27 ✦ Two $10 Instacart credits per month through 12/31/27 ✦ IHG Platinum status ✦ Starting in 2026, 1,500 bonus PQPs each year

Application Tips

Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

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The New United Club℠ Card ⓘ $455 1st Yr Value EstimateClick to learn about first year value estimates 95K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 95k miles after $5k spend in first 3 months + 5K bonus miles after you add an authorized user in the first 3 months. Plus, earn an extra 5,000 miles after you add an authorized user to your account in the first 3 months your account is open. (Offer Expires 5/7/2025) $695 Annual Fee Learn more Alternate Offer: Some people see increased offers when logging in to their Mileage Plus accounts. This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months.
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