Rewards
| Amex Membership Rewards points can be incredibly valuable if you know how to use them. In general, if you use Membership Rewards points to pay for merchandise or travel, you won't get good value from your points. One exception is with the Business Platinum card where you'll get a 35% point rebate when using points to book certain flights. This gives you approximately 1.5 cents per point value, which is pretty good. Another exception is with the Business Gold Card where you'll get a 25% point rebate when using points to book certain flights. This gives you approximately 1.33 cents per point value. If you don't have either card, then your best bet is to transfer points to airline miles in order to book high value awards. More details can be found here: Amex Membership Rewards Complete Guide. |
Application Tips
Amex Application Tips
- Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.
- Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.
- 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.
- 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.
- Better Offers: You may be able to get a better offer than the best available public offer. Details here.
- Hard inquiries combine into 1 when approved same day
Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)
|
Related Cards (Membership Rewards)
| Card Offer |
|
|
|
|
|
American Express® Business Gold Card Alternate offer: Some are targeted for an offer of 130K points after $10K in purchases in the first 3 months. You can see this post for more details Targeted Business Gold offer for 130K (Highly YMMV) Recent better offer: 70K points + up to $300 in statement credits: 70K points after $10K spend in 3 months + up to $150 in statement credits for US shipping purchases and up to $150 in statement credits US advertising purchases. [Expired 4/7/21] |
|
|
|
|
|
|
|
|
|
|
Just got an email from AMEX – You are pre-approved to apply for the Blue Business Plus card, get 75,000 points after $15K spend in 12 months. Not a bad deal, but it also says “Approval is not guaranteed and is subject to checks”
Well, I would have thought anyone would be approved to apply, but still it looks promising and seems to be a good deal. Was about to apply for a 3rd Business Platinum for 150K after $15K spend in 3 months. Wonder if I could do both …
Just signed up – wife got a popup 75k after 15k spend in 12 months. 2x points on first 50k spend per year. No annual fee.
Regarding cards that earn 1.5x, Amex Delta Business Platinum/Reserve should be added ($5k+ transactions only though, the same as Amex Platinum).
[…] additional 5 points per dollar over what your card earns anyway, I chose to load this offer to my Blue Business Plus card since it earns 2X points by default (on up to $50K spend per year). So, I can now earn 7X on $400 […]
[…] transfers, then you’re good to go. The best fee-free options that allow transfers are: Blue Business Plus (my preferred choice) and Amex […]
[…] great 2X Everywhere cards that are the focus of this article are the Citi Double Cash and the Amex Blue Business Plus. Both cards have no annual fee. Both cards earn the equivalent of 2 points per dollar for all […]
[…] to use a business card, though, at the time of this writing the list shows only one option: the new Blue Business Plus Credit Card. But, there is a reason that I probably won’t use that particular card for this purpose […]
Is the 2x up to $50,000 per year per business account or per card? For example, if there are 3 employee cards, do each card get 2x up to $50,000 per year for a total of $150,000 spending at 2x MR or is it $50,000 cumulative spending for all cards?
$50K cumulative per account — employee cards don’t get separate caps.
[…] are transferable to Virgin Atlantic especially if you wait for a transfer bonus. For example, the Amex Blue Business Plus card has no annual fee and earns 2 points per dollar for the first $50K annual spend. If you then wait […]
[…] are lots of good ones (found here), but if you want one with no annual fee then go for either the Blue Business Plus or the Everyday Card. Previously it was necessary to have a consumer Amex card, but that […]
[…] next best option that I currently have available is the Amex Blue Business Plus card which earns 2X everywhere, on up to $50K per year of spend, then […]
[…] any of the below categories, you can do very well. Particularly noteworthy is the no-annual-fee Blue Business Plus Credit Card which offers 2 points per dollar for all spend, up to $50K spend per calendar year (then 1X […]
[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]
[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]
[…] may be the best cash back option for very high spend. If you prefer miles, the best bets are the Amex Blue Business Plus which offers 2X on up to $50K per year spend (then 1X) or the Chase Ink Business Unlimited which […]
[…] any of the below categories, you can do very well. Particularly noteworthy is the no-annual-fee Blue Business Plus Credit Card which offers 2 points per dollar for all spend, up to $50K spend per calendar year (then 1X […]
[…] Amex Blue Business Plus: 2X everywhere else (max $50K per year, then 1X) […]
[…] card since I use those to manufacture top tier status. And I certainly won’t close the Blue Business Plus card because it is awesome. I rarely use the Amex Everyday card or the old Blue Cash card, so […]
[…] with no annual fee include: Blue Business Plus (this also happens to be my favorite card for Everyday […]
[…] week, the public best welcome offer for the Blue Business Plus card from American Express increased to 10,000 Membership Rewards points after $3,000 in […]
[…] Blue Business Plus: 2X everywhere, up to $50K spend per year […]
[…] bolded a couple of the more interesting offers. BestBuy.com was great for me as I found it on my Blue Business Plus card (among others). That means I can earn a total of 3x at BestBuy.com since the Blue Business […]
[…] a link to this offer on our Best Offers page or see our Blue Business Plus Credit Card page for more card info and a […]
[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]
[…] for 1 extra Membership Reward point per dollar at Dell available on some cards. I have it on my Blue Business Plus, meaning that I could earn 3x total in addition to the 14% back above since the Blue Business Plus […]
[…] more information on this card, see The new king of everyday spend: Amex Blue Business Plus and our Blue Business Plus card page. Note that while this card did not have Amex Offers when it debuted, I am now regularly […]
[…] to use a business card, though, at the time of this writing the list shows only one option: the new Blue Business Plus Credit Card. But, there is a reason that I probably won’t use that particular card for this purpose […]
[…] My wife and I each got this on our Business Platinum cards, though I didn’t have it on my Blue Business Plus. I definitely plan to take advantage of this one before it’s […]
[…] the offer (though I haven’t tried). This one is targeted, but I received this offer on my Blue Business Plus card. My wife received it on an Everyday […]
[…] top of whatever you would normally earn (See: More Amex 2X Merchants) and how to add those to your Blue Business Plus (See: Get Amex Offers on Blue Business Plus) to get a total of up to 3x (since you normally earn 2x […]
[…] the site a moment to load a similar pop-up for you in case you get an offer on something like the Blue Business Plus. While we previously had an offer for a 20K signup bonus (since expired), the current public offer […]
[…] and offers 20K Membership Rewards points (if you get it through an affiliate link, like at The Frequent Miler) after spending $3,000 in three months, and has no annual fee, so…I got it. It was obvious. […]
What happened to the 20k sign up bonus? Did I ‘blow the bunny’ somehow? (not as naught as it sounds – it’s a phrase my dad used when I would miss a layup in basketball)
Yes, unfortunately I think that all 20K links are now dead. My bet is that targeted 20K offers will be coming soon, but it’s just a guess.
Just applied thru your referred link. Hope it’s helpful to your blog.
Thanks, yes it is
[…] The Blue Business Plus Credit Card […]
[…] Blue Business Plus 2X EveryDay Preferred 1.5X* […]
[…] that offer 20,000 points after spending $3,000 in 3 months. Use your favorite, or one of mine: The Frequent Miler (And the Blue Business Plus is better than the Everyday Preferred, because it earns more, […]
The deal-breaker for me with this card would be the 2.7% foreign exchange fee.
With the $50K cap, that makes the 0% first year APR pretty useful for MS, since you can stop spending at $50K and use whatever your credit limit is as float for the rest of the year, just pay minimum payment each month. It’s a business line so shouldn’t hurt your credit.
[…] would do well to sign up for both the Business Platinum card and the new Blue Business Plus card. If you sign up for the former by May 31, then you’ll be able to keep the 50% pay with […]
$50k limit is a huge bummer. Was getting excited until I saw that massive letdown.
Isn’t it a bit bizarre that this no-fee card earns more reward points than their premium cards? How is THAT a sustainable business model?
Yep it’s weird.
Perhaps the fact it is limited to $50K@2 pts makes it more sustainable than, say the business plat which gives a .5 point bonus for purchases over $5k. Max bonus 1M points. Total exposure much less
[…] this coming. A great new credit card has just been introduced with no fanfare and no press leaks: Amex Blue Business Plus. Unlike other recently introduced cards, this one is not a premium card. Far from it. This […]