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Credit Cards

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Maximizing Chase Pay Yourself Back

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Chase's “Pay Yourself Back” feature lets Sapphire Preferred and Sapphire Reserve cardholders exchange Ultimate Rewards points for statement credits against certain categories of purchases at full travel value.  Sapphire Preferred cardholders get 1.25 cents...
Marriott Bonvoy Premier Plus authorized user 10,000 bonus points

(EXPIRED) Chase Marriott Cards: Add Authorized User & Get 5,000 to 10,000 Bonus Points...

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Update: Based on comments below, it seems like cardholders of Chase's suite of Marriott credit cards (including Ritz) have been targeted for this offer. some are getting an offer for 5,000 points, while others...
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The Great Debate: Hyatt vs Marriott

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Hyatt vs Marriott.  This is the debate you really want to see.  The Post Roast segment of our most recent Frequent Miler on the Air episode seems to have struck a nerve. Nick took...
Intercontinental Los Angeles Century City

(EXPIRED) IHG Premier Increased To 140k With Annual Fee Waived First Year, IHG Traveler...

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During yesterday's Ask Us Anything, one of the questions we received was whether a reader should apply for the 100,000 point bonus on the Chase Marriott Bonvoy Boundless card or wait to see if...
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Huge credit card offers; Hyatt answers; and solving X1

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This week we posted analyses of the newest huge credit card offers and predicted what will come next. Also, because of intense interest in Hyatt mattress runs, we posted a mattress running Q&A.  And...
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[UPDATE: Fixed!] Amex Delta status boost tracker broken, but Amex is working on it

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UPDATE: The Status Boost tracker appears to have been fixed as of October 1, 2020.  The original post follows... Those who earn Delta elite status through credit card spend may have noticed that Amex's Delta...
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(EXPIRED) Marriott Amex Offer: Spend $250, Get $75 Back

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American Express is out with a widely available new Marriott Amex Offer: Spend $250, Get $75 Back.  If you spend exactly $250, this amounts to an excellent 30% rebate.  Deal expires 12/31/20. Marriott Amex Offer ...
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Beginner credit card plan: over 500K points in 12 to 15 months

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The quickest and easiest way to amass points and miles is through credit card welcome bonuses.  In this post I'll demonstrate a credit card plan for a beginner starting from scratch to amass over...
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Chase resumes approving business card applications

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During the first 6 months (or so) of the pandemic, Chase stopped approving most business card applications.  Fortunately, it appears that Chase is once again approving them!  This includes those applying as a sole...
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X1 Card: Too good to be true. Here’s how they’ll do it.

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The X1 Card doesn't yet exist except as a start-up marketing concept.  They advertise that you can earn up to 4X rewards on all spend with no annual fee.  Earning 4X requires referring others. ...
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Amex retention offers via online chat

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Yesterday, Doctor of Credit reported success getting an Amex retention offer via online chat.  Chuck's Green card annual fee was due and he was offered either $75 or 5,000 points.  He took the $75. ...
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Chase Freedom Flex Complete Guide

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The all-new Chase Freedom Flex Mastercard is now live.  Within Chase's family of Ultimate Rewards cards, this one replaces the Freedom Visa.  The Freedom Visa was a good card thanks to its rotating 5X...
Amex Referral Offer 3

Amex Gold 60K & Green 50K offers via referrals

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A couple of weeks ago Nick wrote about some great welcome offers available on some American Express credit and charge cards. See: Awesome new targeted Amex credit card offers. Since then, they've improved the offers...
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Hilton Credit Card Comparison. Which is best?

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Hilton's credit card lineup is not nearly as complicated as Marriott's (see: Which Marriott Bonvoy card is best?).  However, American Express does issue four different Hilton cards for the US market.  Here's everything you...

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