(Expired) Chase Sapphire Preferred: Earn 80k Ultimate Rewards

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Update 5/18/23: Chase has let us know that this offer is ending soon at 9am EST on 5/25/23. If you’re interested in this offer, now’s the time.

Update 4/21/23: As we imagined, the 80K referral offer has now become the standard public offer and can be accessed via most channels. Those that can generate a household referral will still be far better off going that route.

Just yesterday we posted about a public welcome offer on the Chase Sapphire Preferred card where you could earn 65,000 Ultimate Rewards points through a public offer. That wasn’t as high as the 70k offer that some people see when logged into their Chase account, but it was available to all.

Well, the available bonus you can earn is now even higher via a different route. That’s because select referral links from people’s Chase Sapphire Preferred cards are able to refer to an increased welcome offer giving 80,000 Ultimate Rewards points.

The Offers & Key Card Details

Consumer Cards

Card Offer and Details
Chase Sapphire Preferred® Card
60K points
60K after $4K spend in 3 months

$95 Annual Fee

FM Mini Review: Great signup bonus. Unlocks ability to transfer points to hotel & airline partners. Solid option to pair with fee-free Ultimate Rewards cards such as the Freedom cards, Ink Business Cash, and Ink Business Unlimited.

Card Type: Visa Signature


Earning rate: 5X Travel booked through Chase (2X all other travel) ⚬ 3X Dining ⚬ 3X Select streaming services ⚬ 3X Online grocery ⚬ 5X Lyft (through March 2025) ⚬ 10% annual point bonus

Noteworthy perks: Primary auto rental collision damage waiver ⚬ Free DashPass through 2025 ⚬ Transfer points to airline & hotel partners ⚬ $50 annual credit for hotel stays booked through Chase ⚬ $15 quarterly Instacart credit ⚬ 6 months free Instacart+ ⚬ $10 monthly GoPuff credit (through 12/31/23)

See also: Sapphire Preferred 100K Q&A: Everything you need to know

Quick Thoughts

Earning 80,000 Ultimate Rewards points after $4,000 of spend is an excellent offer on a $95 annual fee card, especially because the Sapphire Preferred card also comes with the ability to transfer to travel partners if you don’t already have a premium card like that.

Note that there’s an offer giving 90,000 Ultimate Rewards when applying in a Chase branch. If you have any Chase locations near you, it might therefore be worth the effort to apply via a banker in order to earn those 10,000 additional transferable points.

This increased offer is available via referral links from people who have a Chase Sapphire Preferred card, although sadly not all referral links provide an offer as high as 80,000 points. Some people are seeing a slightly lower welcome offer of 75,000 Ultimate Rewards which is a shame, but if the people both referring and applying are in your household, with that slightly lower offer you’d still earn 85,000 90,000 Ultimate Rewards between you thanks to the 10,000 15,000 points earned by the referrer. If you have a Sapphire Preferred card, you can view the referral offer you’re able to generate here. At this point in time we’re not taking reader referral links; if this referral offer continues to be the best publicly available offer online, we’ll hopefully be able to start a referral thread in the Frequent Miler Insiders Facebook group in the coming days.

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I last earned the Sapphire Preferred bonus on 6/17/2019. I am SO CLOSE! But do not think I am currently eligible. My wife also has the CSP currently. Do you think the referral links will maintain the 80k offer for the next few weeks? Do they typically?


Have a CSR but would like to take advantage of the CSP offer. Am I eligible if I close the CSR and apply for the CSP? I’m under the 5/24.


I am currently at 5/24 and going to fall down to 4/24 in June 2023. Is it possible to apply now, expecting denial, and then call recon in June (within 30 days of application), to turn that into an approval?


Update: Just applied and got approved for the card at 5/24!


Any idea if the referral link will remain active? I downgraded my wife’s CSP a few weeks ago but she’s still about 3 weeks from her 48mo bonus window. My referral link shows the 80k bonus, I’m hoping that sticks around. Plus 15k referral bonus. Thoughts?

Stephen Pepper

It often seems like referral links continue working beyond the end of an offer like this, but I don’t know if that’ll be the case with this specific offer, nor how long the links will be valid for if they do continue working.


Guess I’ll try it out, P2 isn’t eligible until 6/9…


Shoot, I need to downgrade my CSP in order to apply for this new bonus. Is there a hard and fast rule for how soon after downgrading you can apply for a new one? I have heard 15 days as a ballpark? Thx!


Bo hard and fast rule, just depends on how long it takes for them to clear their system. P2 was 5 days recently, unfortunately it was right before this offer and they refused to match it


Just denied for my first ever CS. 809 credit score, under 5/24, applied and approved for my last new card (Amex) 4/4/23. It looks like I’m going to miss out on this enhanced offer unless anyone has any suggestions? At least player 2 was approved for it last week.


I still have the CSR, which I planned to PC so I could sign up for the CSP while it had this SUB. It’s been over 6 years since I opened the CSR, so I’m eligible for the SUB, but I’m wondering how long I should wait after the PC before I apply for the CSP? Worried I’ll miss out on this one.


If I downgrade my CSP will I lose ability to transfer UR points to my wife? I want to reapply. I’ve had the card over 4 years and it’s my only AF card. Just incase for some reason I don’t get approve again.

Stephen Pepper

No, you’d still be able to transfer points to her. Even if you couldn’t transfer, you’d be able to upgrade your card back up to a CSP again if needed.


I just downgrade my CSP today. Do you know how long I need to wait to reapply the CSP again?


7/24 instant approved 10k cl

Marilyn B

Public offer was up yesterday. I think DH was getting 15K referral offers for a while now. He definitely got one yesterday and I checked Chase’s website and saw public offer. Applied, instant approval.

BTW when the 100K offer came out last year I tried applying near the end date which IIRC was 5/31. The previous SUB had posted to my account 5/27/18 (showing on statement) but Chase told me their date of record was sometime around June 10-15 and said I would be ineligible for the SUB. They would not budge. So if anyone has a concern about date when SUB last earned it’s best to call.


I referred someone for CSP a while ago and she got the 60k bonus using my link. This was much before the rumors of a better in-branch offer even started, or I would have just told her to wait for a better offer.

When the in-branch offer came out, she asked Chase if they’d match it. They said no, because she didn’t originally apply in-branch.

Now that my referral link shows the 80k offer, could she get Chase to match and give her 20k more points?

I feel really bad — I’d happily forego my referral bonus for her to get a better offer — and really appreciate any advice.

Thank you.

Stephen Pepper

It’s certainly worth a try having her ask again if they’ll match it now that the higher public offer is available online, but if she applied a while ago I don’t know how likely the success odds will be.


BREAKING: Boarding Area to rebrand to “Sapphire Area”!


Stephen, I think people may be getting confused as I did just now. When I first open it, there’s a bolded 75k point text above the 15k referral. At first, I thought this was the referral amount, but it refers to the max you can get from referrals (5 total referrals). Scrolling down, I see an 80k offer is what gets sent out.

This means 15k+80k=95k for two player household.

Last edited 1 month ago by Sean
Carmelita Harley

Chase increased the referral bonus to 15K to match the elevated SUB. Hopefully this continues and we can add a referral link in the FMI group.


Is it possible generate a CSP referral if you have CSR? I thought so but haven’t seen it for at least a year

Last edited 1 month ago by Nun

I haven’t found a way to do it. Trying to get P2 a CSP while I keep my CSR.


If you figure it out, will you please post? I’ve been trying to figure out too as I only have CSR.


Is an MDD possible with an in-branch app?

Zac R.

It looks like the credit for the person referring is 15k points bonus – so a step up from the 10k referral points mentioned in this post. An improved benefit if referring and applying in the same household


Yep, my referral offer is 15k points for the 80k CSP offer. P2 just passed 24 months so I’ll downgrade her tomorrow then use this deal for a slick 95k points total!

Dave Hanson

Isn’t the wait for a new bonus 48 months?

Or are you referring to 5/24?


Posts I have read regarding downgrading a preferred card to be eligible for a new sign up bonus do mention that you should be sure you haven’t received a preferred bonus in the last 48 months.

I just downgraded my reserve so I can get the 90k in branch preferred bonus. I called in to confirm my last bonus was not within 48 months first.


Branch says I have to wait 30 days before I’m eligible to apply for in branch 90k sub on preferred. Confirmed with card services because the option doesn’t appear on screen during sign up. Hopefully it’s still there in 30 days.


My referral link is 80k and 15k for the referrer. What’s the standard referrer offer nowadays for Chase personal cards? 10k? 15k? 20k?


I did the preferred for 60k last week – called Chase to match to 80k – told need a code for the 80k –I see no public offer to give a code to Chase —

is/will the public offer e out soon?


I haven’t seen many instances with Chase over the years where the referral offer is better than the public offer, so I’d be surprised if the public offer does not bump up to 80k soon. I could be wrong, but my guess would be by the end of this month.




Did you have to give them a code? I’m in the same boat!


on 4th call no


Thank You!