Higher Ink Cash and Ink Unlimited offers available in-branch

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Last week, Stephen wrote a post about higher welcome offers for several Chase cards that were available via non-public links that had been shared on Reddit. These included a 90,000 point offer for the Ink Business Unlimited (there is another link floating around for the Ink Cash as well).

While the offers on these Reddit links are admittedly terrific, they do come with some risk since they aren’t publicly available. In the past, some have had their Chase accounts shut down for using these sorts of links and, while many folks have been successful with no adverse consequences, there’s no way to gaurantee who might be affected (or if anyone will be).

We’ve now received multiple reports that these increased welcome offers on both of the Chase Ink cards are also available by applying for them in an actual Chase branch. Assuming that you don’t mind discussing your business with a physical person, this is undoubtedly a safer way of obtaining the higher bonuses.

The Deal

  • There is a new in-branch offer at Chase Bank branches for the Chase Ink Business Unlimited and the Chase Ink Cash cards. Each offer awards 90,000 Ultimate Rewards points after completing the minimum spend.
  • This in-branch offer likely requires applying through a business relationship manager.

Key Card Details and Best Public Offers

Card Offer and Details
Ink Business Cash® Credit Card
90K points
Best Offer Ever - 90K after $6K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

FM Mini Review: This one should be in everyone's wallet. Incredible signup bonus for a no-fee card. Great card for 5X categories. Excellent companion card to Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.


Card Type: Visa Signature Business

Base
Dine
Gas
Phone
Office
Other

Earning rate: 5X office supplies ⚬ 5X cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually) ⚬ 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year ⚬ 5X Lyft through March 2025

See also: Chase Ultimate Rewards Complete Guide

Card Offer and Details
Ink Business Unlimited® Credit Card
90K points
Best Offer Ever - 90K after $6K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

FM Mini Review: Great signup bonus for a fee-free card. Good option for earning 1.5X everywhere. Good companion card to Ink Business Preferred, Sapphire Reserve or Sapphire Preferred.


Card Type: Visa Signature Business

Base
Other

Earning rate: 1.5X on all purchases ⚬ 5X Lyft through through March 2025

See also: Chase Ultimate Rewards Complete Guide

Quick Thoughts

First off, if you’re in a P2 situation, don’t forget that a household referral would actually provide the most points with the least amount of hassle and risk. Referrals currently generate the 75K offer and the referrer earns an additional 20K points, for a total of 95,000 Ultimate Rewards points.

If that’s not possible, this in-branch opportunity provides a safer way of accessing these increased Ink offers. You’ll most likely need to apply through a business relationship manager, but if that’s not a deal-killer, it might be worth a trip to the local Chase branch (I’d recommend calling first to inquire about the availability of the offer at your branch). I’ve applied in-branch for an Ink card previously and I didn’t find it to be any more onerous or intrusive than talking with a phone agent.

There are also reports that the Ink Business Unlimited offer will become publicly available soon, but we haven’t heard anything confirming that. If the Unlimited offer does become public, I’d imagine that the Ink Cash offer would be as well.

(h/t: DOC)

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Keith

Last week I signed up for Ink BU with a P2 referral for 75,000/ $7500 Spend. I messaged in app and was told they would match to 90,000/ after $7500. Chase also matched P2’s Bonus that was completed in July.

Morris

Thank you for the DP. Will try asking chase for the match over SM.

TimR

There are lots of reports of Chase matching the in-branch sign-up bonus after approval, even going back a few months 😉

Ahmed

Question if you don’t mind me asking. Is it OK with Chase or any other banks to signup for a card that you already have? For example, I already have the Chase ink cash. Is it OK to signup for another one so I have 2 of them? I don’t have the Chase ink Unlimited but I see it to be worth it to have it in my wallet. I would love to hear from you and maybe your suggestion in that manner.

Thank you

Sam

Yes for biz cards.