Simon Mall has reached out today to let us know that beginning on Monday, October 26, 2020, malls will be able to accept mobile contactless payments, including things like Apple Pay, Samsung Pay, Google Pay and the sort. They will also offer e-receipts, which will be terrific for keeping organized.
This is obviously great news for those who don’t want to carry their entire wallet to Simon Mall. This will be a nice increase in convenience.
Furthermore, it obviously creates some opportunities when you see a bonus for mobile wallet payments. Obviously the first thing that comes to mind is the US Bank Altitude Reserve given that it earns 3x on mobile wallet purchases for an effective 4.5% back when using the points to book travel with US Bank or when using Real-time mobile rewards.
That said, US Bank was at least initially very sensitive to gift card purchases, with reports of shut downs for just a couple of $500 cards. I’m not sure whether or not that sensitivity has continued, but I wouldn’t be surprised if they didn’t like such large mobile wallet purchases.
Still, this is great news. I also love the fact that Simon is going to offer email receipts. You will have the option of both print and email if you’d like, though note that you may need to request the e-receipt the first couple of times as this will be totally new for malls. The good news is that once your email address is associated with a specific credit card, you won’t need to re-enter the email address for that card in the future. If you split tender over multiple cards, you’ll need to input your email address for each new card you use, but once you’ve got all of your cards associated with an email address that should speed things up.
Again, this is all pretty good news for those who can and want to purchase on-mall.