American Express Business Platinum 150K referral offer is back


Check those referral links…the 150,000 points referral offer for the American Express Business Platinum card is back again. This targeted offer gives 150,000 Membership Rewards points on $15,000 spend and is only available via referral..public links (and many blog’s affiliate links) have an inferior offer of 120,000 points after the same $15K in spend. Since this is the best offer out there it’s the one that you’ll find on our Best Offers page.

This referral offer is also the best for a publicly available business card, regardless of issuer. The best offers page shows the Capital One Venture X Business card as having a first year value that’s almost double that of the Business Platinum, but that card can only be applied for through a C1 relationship manager AND it requires a cool $50,000 in spend to max it out.

a screenshot of a card

The Offer & Key Card Details

Click the name of the card below to go to our dedicated card page for more information and a link to apply.

Card Offer and Details
150K points ⓘ Affiliate
150K points after $20K spend in the first 3 months. Terms apply. (Rates & Fees)
$695 Annual Fee
Alternate Offer: Targeted online offer of 170K points after $15K spend in the first 3 months See this post for details.
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review
Earning rate: 5X flights and prepaid hotels at ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply.
Base: 1X (1.55%)
Other: 1.5X (2.33%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits

Quick Thoughts

This referral offer is targeted in that only some Business Platinum card holders have the ability to generate a link for it — but the offer itself is publicly available to anyone applying through a qualifying referral link (like the one on our Platinum card page). Those Platinum cardholders who have the ability to generate a 150K link will see it advertised in the “refer a friend” section of their login — it shows the bonus that you’ll get as a Platinum cardholder and also tells you that your friend will get 150,000 points (whereas most cards will only have a referral offer for 120K points). This is similar to a situation we’ve seen throughout the last year where only a relatively small number of personal Platinum cardholders had the ability to refer to the very best 150K offer.

Keep in mind that this referral bonus is not available to those who have or have had the Business Platinum card before. If you’re in that situation, check out our post about targeted links without Amex’s “Once in a Lifetime Language.” Some of those links are still working for some folks when using various browser configurations.

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my friend had the popup offer 160k on Business Platinum 2023FEB15. I saw the screengrab. Not a referral. He already had a Business Platinum, opened in the last 4 months.


Tim, tell us how you MS and what’s the best tip.


1-10 with a 150k referral. is there a place to post?


I finally have one of these! Will there be a thread on the facebook group to share these?


Any idea when these links expire once generated? P2 needs to wait out the 90 days before adding another card.