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There is a newly-increased offer on the Business Platinum Card from American Express that is only available via referral and is good for up to 100,000 Membership Rewards points, though it requires heavy spend: get 50K points after $10K spend in the first 3 months plus an additional 50K points after an additional $15K spend in the first 3 months. That’s only an increase of $5K in the spending component over the more typical offer. While that’s a lot of spend in 3 months, I suspect those who would have considered this card at the $20K spending requirement can likely handle the increase in spend — in which case, it’s worth a look now with this increased offer.
The Offer
| Card Offer |
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![](http://cdn.nextinsure.com/imaging/opt/9f9fa454-a6e1-41eb-8c7c-3d13bcbcb984.png?w=300" alt="The Business Platinum Card® from American Express" />) ⓘ $1950 1st Yr Value Estimate$200 airline incidental fee credit for select airline only valued at $140, $400 Dell credit ($200 per six months) valued at $100, $200 Hilton credit ($50 per quarter) valued at $150, $120 wireless credit ($10 per month) valued at $90, $500 statement credit when purchasing $2,500 of airfare valued at $150 Click to learn about first year value estimates Limited Time Offer: 150K points + $500 statement credit ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 150K points after $20K spend in the first 3 months. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card(R) within the first 3 months of Card Membership.. Terms apply. (Rates & Fees) (Offer Expires 6/30/2025)$695 Annual Fee Recent better offer: 250K after $20K spend expired 2/10/25 |
Key Card Details
| Card Name w Details & Review (no offer) |
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FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review $695 Annual Fee Earning rate: Earn 5X flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $200 in Hilton credits ($50 per quarter) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ Global Entry statement credit every 4 years ($120) or TSA PreCheck statement credit every 4.5 years ✦ Global Lounge Access benefits: Priority Pass membership (Lounges only) with 2 guests, Centurion Lounge access. Also, Delta Sky Club® access (when flying an eligible Delta flight): 10 visits per year February 1 until January 31 of the next calendar year (after 10 visits have been used, additional visits can be purchased for $50 each or earn unlimited visits after spending $75K/calendar year on the card). Access limited to eligible card members ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $199 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits See also: Amex Platinum Guide |
Quick Thoughts
Again, the spending requirement for this offer is obviously high — you’ll need to be able to spend $25K in 3 months and Amex has made it clear that they aren’t fond of gift card purchases for minimum spending requirements. This offer is therefore most useful for those with high monthly expenses or perhaps high tax payments to make. Keep in mind that Simon Mall purchases are earning 0 points, so don’t be tempted to hit up Simon for the $1K Visa Gift Cards to meet your spending requirements.
However, for those able to meet the requirements here, this is a nice offer. There are occasional targeted mail offers good for up to 150K and/or for 100K with a lower spending requirement (and some people have had success in calling in to request the 100K offer that requires $10K spend). Keep in mind that you could also open multiple cards with lesser spend requirements in order to earn 100K points. On the other hand, the Business Platinum comes with a couple of nice benefits in addition to the slew of benefits that come on personal Platinum cards (See: Which is the best Platinum card?). The new twice-annual $100 Dell credit and points rebate on your selected airline and business and first class fares are fairly valuable benefits. That said, the newly-increased $595 annual fee on this card makes it questionable for the long term. The welcome offer here is the main attraction.
Keep in mind that you shouldn’t refer yourself (but a referral to or from a spouse should be no problem). The person referring you can now get 20K points if they have generated their referral link from their Business Platinum card (up to an annual cap of 55K points). Find more information about this card and a link to apply on our dedicated Business Platinum card page.
H/T: Doctor of Credit
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[…] 100K Membership Rewards points w/ new referral offer […]