Simon Visa Gift Card online bulk ordering. Everything you need to know.


Earlier today, we reported that Simon Malls is now offering a Bulk Customer program where you can register to buy Visa Gift Cards online that can be loaded with up to $1K per card. Just like those approved to buy in bulk on-property, those who are approved for this program can order up to $25K per day in Visa Gift Cards. While Simon has long offered a corporate program for customers with a legitimate business, Frequent Miler helped Simon test the process as the first couple of customers for the online process for personal users. Here is everything you need to know.


Registration to bulk order Simon Visa Gift Cards online is easy. You’ll first go here:

That will take you to a page that requires information like your social security number, driver’s license number, and billing & shipping addresses. Simon requires the same type of information from customers who purchase in-person at their malls. Some readers may not be comfortable with providing that much information to register, but those are Simon’s requirements to get approved for large orders. Essentially, they need to verify that you are who you say you are before they agree to sell you $25K per day in gift cards, and that seems fair enough to me.

After registration, you will receive an email confirming that your registration has been received and you will need to click a link within it to verify your email address. When you click to verify, you’re taking back to the login page, but you’ll notice a small note above the login box that thanks you for verifying your account and saying that someone will be in touch shortly. I don’t think most people will be contacted unless they have difficulty verifying information — you’ll receive an email when your account has been approved.

At that point, you’ll need to be patient and wait for Simon to verify your information and approve you for bulk ordering. Once approved, you’ll receive an email letting you know that registration has been approved.

Note that the email states the maximum dollar amount approved per order and that limit is per day inclusive of fees. You can place multiple orders so long as your total orders for the day do not exceed the limit. I don’t recommend trying to get around that limit by placing more than $25K in separate orders as I expect that Simon will lock you out of the bulk ordering program for doing so.

Simon Visa Gift Card bulk ordering online process

Once your account has been confirmed, you will need to log in to your account at You’ll initially be prompted to authorize the computer you’re using for placing orders by entering an email authentication code sent to your email address.


Then I was promoted to set security questions.

Once you have registered and set your security questions, you’ll need to be logged in and click “order now” on the left side menu to place an order.

When moving forward to order, you’ll see the basic card options and be able to choose whether you’d like all cards to have the same message (i.e. your name; some corporate customers may order with different names or gift messages, but I imagine most readers will be customizing all of the cards in their order the same way).

Note that I don’t yet see the design on the right available for purchase.

You’ll then have several designs from which to choose and you can enter how you would like to customize the cards, the quantity, and the amount per card. I just put my name on Message Line 1.

I like how some of these designs are laid out!

From there, the order process is more or less what you’d expect. Your shipping and billing information is already saved, so you’ll just have to select one of your saved payment methods from a drop-down menu.

Remember that if you want to add an additional payment method, your account will go back into a manual approval process which could take a couple of days — so be sure to add new payment methods a few days before you’d like to use them.

Simon Visa Gift card bulk ordering fees and costs

The Simon Visa Gift Card volume program for bulk customers adds additional fees that you would not ordinarily pay if you were to buy in-mall:

  1. Just as it is on-mall, the activation fee is $3.95 per card. Each card can be loaded with $10-$1,000 for the same $3.95 fee.
  2. There is a $10 processing fee per order. If you place multiple orders in the same day, you will need to pay the fee for each order.
  3. There is a shipping & handling charge that will vary by location.

In my case, when I took the screen shots above, the shipping was $10 for any order size (1 card to 25 cards). Greg’s shipping cost was $11.28. Rates have since increased as have been as high as $16 to my home address. YMMV in terms of whether your shipping cost is more or less..

These fees will obviously add to your MS cost and might not make this method worthwhile if you are placing a small order of just a few cards. Note also that you can not split tender online — so if you want to use multiple credit cards, you’ll incur the $10 processing fee for each separate order as well as the shipping fees.

How does the order code?

In my case, I used a Chase card and the order coded as SIMON GC VOLUME. I do not know whether or not it would trigger any category bonuses.

Shipping process and shipping speed

Simon Mall was relatively quick shipping my order:

  1. Monday: I placed my order on Monday.
  2. Tuesday: My order shipped (although I received the shipping confirmation email on Wednesday morning, the tracking showed it shipped on Tuesday).
  3. Wednesday: I received a shipping confirmation early on Wednesday morning
  4. Thursday: My cards arrived on Thursday via UPS ground.

That speed is a function of my location in relation to the fulfillment center where the order shipped — it was a few states away, but within a region where I know from previous experience that UPS ground shipping time takes about 2 days. UPS ground ought to arrive within about a week for most of the US. The good news is that the email had an easy tracking link and I am familiar with UPS shipping times in my area. Note that you could choose to pay more for faster delivery options, though it wouldn’t be worth it for me given the quick process.

The cards arrived each within its own white envelope inside a UPS envelope as shown below. My name was printed on the card, but this is the printed numbers and name rather than raised-numbers style.

Simon Visa Gift card online activation

Note that these Simon Mall Visa Gift Cards do not ship activated and activation is not instant. You will need to manually activate. The paperwork on which my cards arrived said that the cards were active, but that was not accurate. I knew that they wouldn’t ship activated as each of the emails in the ordering process noted this at the bottom:

Thankfully, the activation process is very easy. As that note in the email says, simply log in to your Simon Volume account and go to your “order history page”. From there. you’ll need to click the small grey arrow to the right of where it says “Complete: Ready to activate”.

Then you’ll want to click the button that says “Activate Cards”.

Once you click to activate cards, you’ll be promoted to enter card information from one of the cards in your order (including the card number and CVV). Once I did that, I received a message telling me that activation was successful — but note that it said my cards would be active by the end of the next day. It was not instant. However, I checked back later the same day and the cards were active (it shows a message saying they are “Active” rather than “Ready for activation”).

Note that the other button shown above, “view cards”, gives you a list of the cards in the order and a selection of the card number of each. It also has a link to export that information in an excel spreadsheet, which could be useful for record keeping.

Bottom line

This new method of MS is not the cheapest form of manufactured spending available. However, it offers a very easy MS-friendly method to buy in bulk from the comfort of your couch. If you live near a Simon Mall, you’ll be better off going to buy at the mall since you’ll save yourself from the additional shipping and processing fees. However, if you do not live near a mall, this process is a super easy way to spend from the couch. Just keep in mind the Mistakes to avoid on $1K Simon Visa Gift Cards. If you haven’t read that post, I highly recommend reading it before getting into this.

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[…] for orders from its bulk gift card site (which requires approval to be able to purchase – see this post for more detail. Note that consumers should register as a consumer here in order to have access to the $1,000 […]

[…] face value Visa gift cards with your name printed on the front online at Simon. Frequent Miler has a good writeup here with the basics. As with the Staples, make sure you’ve got a path toward liquidation of these […]

[…] code FS20SCARY is good for 35% off all fees (including shipping) for purchases online through Simon Mall’s volume ordering program from October 26 – 31, 2020. The last time they ran a similar promotion, the code was valid for […]


I just got approved for the online ordering, but they said my daily order limit is $5,500? I sent a request for increasing, but haven’t heard back.

[…] the other hand, the scale and cost of Simon volume gift cards, particularly with the promos they have been running (unfortunately the most recent one expired), […]


Is this card treated as GC when paying property tax?

[…] Card notes: If you wish to purchase Simon Visa Gift Cards that can be loaded with up to $1,000 per card, you need to first register and be approved for the Simon bulk ordering program (which requires manual verification from Simon’s end). The process can take about a week. You will then re-enter the verification process each time you add a new payment method to your account. See: Simon Visa Gift Card online bulk ordering. Everything you need to know. […]


Do you remember what time of day you processed activation, and was it a business day? Wondering since I just tried activating and hopefully it wont take all weekend.

[…] Nick Reyes – May 15, 2020 0 Simon Mall’s volume gift card site (see more: Simon Visa Gift Card online bulk ordering. Everything you need to know.) is offering several promo codes for “Memorial Day Savings”, including 20% off […]


Is the PIN assigned the same way as in-mall purchases of cards or is it something one has to set up online?

[…] Mall’s volume gift card site (see more: Simon Visa Gift Card online bulk ordering. Everything you need to know.) is offering promo codes for free ground shipping or 10% off purchase fees. Unfortunately, the […]


Seems like they require a cell phone number …? What’s this for? I don’t have a cell number.

[…] the one hand, with Simon Mall allowing $25K in gift card purchases per day online, that seems like it could be a heck of an opportunity for anyone within reach of that milestone. On […]

[…] last week that Simon Mall is now selling $1,000 Visa Gift cards online up to a max of $25K per day (registration / approval is required), one reader expressed concerned that perhaps Simon is on the verge of bankruptcy and making a […]


Nick, would you know the turnaround time for approval? I am currently at 3 business days and pending.




Hey Nick, what’s the deal with the Simon Reward Card, it looks like its 3.95 a month and can be reloaded. Do you see any issues with using it for MS?


From the article, “Note that I don’t yet see the design on the right available for purchase.”

[…] Simon Visa Gift Card online bulk ordering. Everything you need to know. by Frequent Miler. […]


Thanks, Most of my gift/debit cards run me in the 0.44 – 0.79 cpp due to their smaller amounts and shipping and other costs. I have the Simon cards figured at 0.29 cpp including card, shipping, transaction. My best costs are the 0.05 cpp for the Staples free deal with the Ink Cash. I do pay 1.22 cpp through Plastiq since I do not raise a finger for those points and get max value from those. I am not sure saving $15 or $20 on a low cost Marriott is worth the time and trouble of the gift card route. I just pay for those and earn the points and save the points earned through gift/debit cards for those more high value items I would not want to pay cash for, such as Bus. Class seats. I appreciate that everyone uses their points differently.

I have run into a couple places wanting my name on the card. This is a plus for the Simon card. I did sign up today and got it ready to go. However, the virus thing is shutting me down from that close face to face on redeeming these cards.

As always, this has been another great article from Frequent Miler that I would have paid for.

[…] am starting to wonder in what business is Simon Malls in! Simon Visa Gift Card online bulk ordering. Everything you need to know. Maybe you should take some time off this hobby? Please don’t go out to liquidate. For me […]


When I went to register it said my email was already registered – don’t remember every registering on the simon mall website. But when I clicked on ‘forgot password’ to retrieve it (using that email) it said my account was not authorized to access this system and to contact a simon administrator. I’ll probably just use a different email address – but was wondering if anyone got this same issue??


Thanks – sorry, I didn’t check the original post. I was being lazy. Appreciate all the extensive info and details.


Hi Nick,
If I don’t wish to provide all that personal info, I see I can still buy cards online – but the max is $500 per card. Is there no way to get, say, 2 x $1000 cards? And can they have a name printed on the card?


hey nick can you tell me about the black card in one of the pics above the simon reward card with the 3.95 monthly fee, is that a card you can add to anytime you want or more than 1000 dollars obviously looks intriguing but maybe that is just some old stock pic your posting not sure.


From the article, “Note that I don’t yet see the design on the right available for purchase.”

[…] the volume for which their malls have become known with the convenience of shopping from home: Simon Visa Gift Card online bulk ordering. Everything you need to know. Readers had two key questions: Which credit card(s) should you use to purchase and how the heck […]


Is this April fool post


I’m sure there’s something I’m missing but are there any credit cards that offer bonuses for this spend? If not, how is this different from, you know, just using your credit card to do whatever you would do to liquidate these?


Google “manufactured spend”.


In this time of stay-at-home, how do you liquidate thousands of dollars in a short time without losing money while not leaving home? I don’t think I’m in the minority here by saying that I can’t float 25K for months comfortably.


Taxes should allow you to do $6K Federal and $6K state per quarter.


Interesting. I actually have extra taxes pulled from my pay so my tax return can fund the IRAs for my wife and I. My business taxes are much higher but I don’t do anything resembling MS through my business except pay rent through Plastiq. Many thanks for the suggestion though.


Unless you live in California …


3 questions: 1) do any of the card designs not state “Gift Card” on the front, 2) can this card be liquidated at Walmart, and 3) does anything on the back of the card hint that it is actually a gift card? Thanks


THANK you! If only they could somehow get rid of that or let us design the card so that we could pick a font color that’s the same as the card background color.


I wonder if this would appease those Walmarts that won’t generally allow MOs because your name is not printed on the regular VGCs?


I thought this is the kind of thing that shuts peoples Amex and Chase’s cards down


Yeah this seems like EASY PICKINGs for any bank that wants to shut down MSers.


Amex won’t give you any points for Simon Mall purchases. I use the Fidelity Rewards Visa, the Citi Double Cash, and the Discover It Miles.

[…] Update: This post covers the key announcement information. For more detail on the full registration and ordering process / experience, see this newer post: Simon Visa Gift Card online bulk ordering. Everything you need to know. […]


Nick–Do you have any recommendations on where to find articles on how to liquidate such gifcards?