Targeted 250K Business Platinum card offer via mail for some


Amex marches on with the points parade, hopefully coming soon to a mailbox near you.

A few members of our Frequent Miler Insiders group have reported receiving a snail mail Business Platinum card offer from Amex good for 250,000 Membership Rewards points with a hefty spend requirement of $30,000 within the first 6 months. That’s the highest offer I’ve ever seen for the Business Platinum and though it requires a lot of spend it could be a great haul for someone who can meet the requirement.

The Offer

  • Some people have received a targeted snail mail offer for the Amex Business Platinum card that’s good for 250,000 bonus points after spending $30,000 on qualifying purchases within the first 5 months.
  • Note that this is a targeted mailer offer which will have a unique RSVP code.

Key Card Details

Note that the key card details below are provided for informational purposes. If you click the information below, you’ll be taken to our dedicated card page with current public offer information rather than the targeted offer noted above, which is only available via physical mailer.

Card Name w Details No Review (no offer)
$695 Annual Fee
Earning rate: 5X flights and prepaid hotels at ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply.
Base: 1X (1.55%)
Travel: 5X (7.75%)
Other: 1.5X (2.33%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign transaction fees.
Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits

Quick Thoughts

The $30K spending requirement will obviously be a non-starter for some, but for those who can meet the spending requirement, the bonus here is terrific, particularly if you maximize Amex’s foreign airline partners for high-value sweet spot awards.

This one comes with a large intro APR offer as well as seen in the screen shot, which could be handy if you need some time to stretch out purchases / payment. As an example idea of how to spend that much, I bought a car earlier this year and put $25K on an Amex Platinum card to take down a large bonus. Given the intro APR period here, that could be particularly appealing for some. You’d obviously need to get approved with a high enough pay over time limit to accommodate that, though my wife was recently approved for an additional Business Platinum card with a pay over time limit that would easily accommodate the spending requirement (YMMV of course).

This offer obviously wouldn’t make sense if it would mean diverting spend that you would otherwise put toward additional bonuses, but for the target market, this is a really strong offer. At a base level, the 250,000 points could be cashed out via the Schwab Platinum card for $2,750 in cash — a return of better than 9.1%. Obviously they can be leveraged for far more with transfer partners (just last week, I transferred about 200K points to Air France to book my family of 4 in business class one way from Europe to the US (with about $85 in taxes per passenger).

Overall, between this and the targeted Business Gold offer, Amex just keeps showering people with opportunities to pile up points. Here’s hoping they send a little love your way.

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