Chase Ultimate Rewards points are transferable to many airline and hotel partners. Below you’ll find a complete list of Chase transfer partners (direct and indirect) as well as quick tips for best uses.
Read all about Chase Ultimate Rewards points here: Chase Ultimate Rewards Complete Guide 2020.
Don’t transfer yet: Don’t transfer points until high value awards are available and you are ready to book them. Transfers are one-way only. Chase Ultimate Rewards points are valuable for their flexibility. Once you transfer, you are locked into a single program that may or may not have awards available.
Move points to a household member or business partner: You can freely move your points from one Chase account to another as long as the other account is owned by a household member or a business co-owner.
Always have at least 1 transferable account: Chase Ultimate Rewards cards with no annual fee (such as Freedom Flex, Freedom Unlimited, and Ink Cash) do not directly allow point transfers to partners. However, if you or a household member or business co-owner have at least one card that permits transfers, then you’re good to go. For example, points acquired through the Chase Freedom card can be moved to a Chase Sapphire Preferred account and then transferred to airline or hotel partners.
Don’t forget about the option to “Pay Yourself Back”: Chase offers an option to use points at good value to “pay yourself back” for various types of purchases. With the Chase Sapphire Reserve card you’ll get 1.5 cents per point value via “Pay Yourself Back”. With other cards, you’ll get 1.25 cents per point value. In some cases paying yourself back will give you better value for your points than by transferring to loyalty programs. See this post for details: Chase “Pay Yourself Back.”
Don’t forget about the pay with points option: The Chase Sapphire Reserve card lets you pay with points for many types of travel. When you do so, you’ll get 1.5 cents per point value from your points. With other premium Chase cards (Sapphire Preferred, Ink Business Preferred), you’ll get 1.25 cents per point value. If you or a household member has the Sapphire Reserve card, then it makes sense to move points to that card first before paying with points for travel. In some cases paying with points will give you better value for your points than by transferring to other programs.
Current Transfer Bonuses
Chase rarely offers transfer bonuses but when they do details will appear here:
|Transfer Bonus Details||End Date Sortable|
Chase Transfer Partners: Hotels
|Rewards Program||Best Uses|
|Hyatt||Use for Hyatt free nights, free suite nights, lounge upgrades, or suite upgrades. Hyatt points are often worth at least 1.5 cents each, but they’re sometimes worth far more. One hidden bonus: award nights are not subject to resort fees.|
|IHG||IHG dynamically prices their awards and sometimes offer very good value. IHG credit cards can increase value: IHG Select Card (no longer available) offers a 10% rebate on awards. IHG Premier and IHG Traveler Cards offer fourth night free on award stays.|
|Marriott Bonvoy||5th Night Free awards. Opportunities to get outsized value exist but can be hard to find.|
Chase Transfer Partners: Airlines
|Rewards Program||Best Uses|
|Air France KLM Flying Blue||Monthly Air France Promo Awards often represent very good value. Air France miles can be used to book Sky Team awards, including Delta awards.|
|Avios||While flights on British Airways itself often incur outrageously high fuel surcharges, many BA partners charge low or no fuel surcharges. Great value can be had in redeeming BA points for short distance flights. Iberia offers very low award prices on their own flights. Round trip partner awards can offer good value under some circumstances as well. Fuel surcharges are often lower than when booking through British Airways. Aer Lingus shares the "Avios" currency with British Airways and Iberia. In most cases it is best to move points to one of those programs in order to book awards for less.|
|Emirates Skywards||Emirates has different award charts for each airline partner. Sometimes they allow one-way awards, sometimes they do not. In general, award prices are fairly high, but there are a few sweet spots such as New York to Milan for 90K round trip in business class.|
|JetBlue||JetBlue points offer the most value when cheap ticket prices are available and when award taxes are high relative to the overall cost of the ticket (more details can be found here). The JetBlue Plus Card and the JetBlue Business Card offer a 10% rebate on awards, so you can get more value by holding one of these cards.|
|Singapore Airlines KrisFlyer||Use to book Singapore Airlines First Class awards (generally reserved for their own members) or for Star Alliance awards. Low change fees and no close-in booking fees make this a very good program for booking United Airlines flights.|
|Southwest Rapid Rewards||Award flights are fully refundable. Point values vary due to certain taxes not being charged on awards, but tend to average around 1.5 cents per point.|
|United MileagePlus||Like Avianca and Aeroplan, United never charges fuel surcharges for awards. Unfortunately, United usually charges more miles for the same awards that are bookable with other Star Alliance miles. One good use of miles is to make use of United's Excursionist Perk awards. United no longer charges change or cancellation fees on awards cancelled at least 30 days prior to booking.|
|Virgin Atlantic Flying Club||Virgin Atlantic miles can be usefully thought of as a way to get a discount off Virgin Atlantic flights (high fuel surcharges make the flights far from free), but there are some better uses. Use miles to upgrade paid flights or to fly partner airlines. A fantastic use is to fly ANA in business or first class thanks to Virgin’s generous ANA partner award chart. Or, if you can find saver level Delta awards for nonstop international travel, you can often book through Virgin Atlantic far cheaper than with Delta directly. Virgin Atlantic also offers great award prices for Air France premium economy awards.|
Chase Transfer Partners: Indirect
In some cases it is possible to transfer to an airline or hotel program in order to then transfer from that program to another program. I’ll leave it to the reader to decide whether or not it is a good idea to transfer in these ways (hint: these transfers usually represent poor value, but there are exceptions).
|Rewards Program||Chase Transfer Ratio||Indirect Transfer Notes|
|AeroMexico ClubPremier||50K to 50K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to AeroMexico. Not recomended.|
|Air China Phoenix Miles||50K to 40K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 40K Air China. Not recomended.|
|American AAdvantage||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K AA. I don't recommend this.|
|Amtrak Guest Rewards||2 to 1*||* Transfer first to JetBlue then, via Points.com, transfer to Amtrak at a 2 to 1 ratio (i.e. 10K JetBlue = 5K Amtrak)|
|ANA Mileage Club||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K ANA. This could be useful for topping off the miles you need for an award.|
|Asiana||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Asiana. This could be useful for topping off the miles you need for an award.|
|Cathay Pacific Asia Miles||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Cathay. I don't recommend this.|
|China Southern Airlines’ Sky Pearl Club||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K China Southern. I don't recommend this.|
|Delta SkyMiles||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Delta. I don't recommend this.|
|Etihad Guest||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Etihad. I don't recommend this.|
|Hawaiian Miles||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Hawaiian. I don't recommend this. Please don't do this.|
|Hilton||2 to 3*||* Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1.5 to Hilton. Since Hilton points are usually worth only around .45 cents each towards free nights, this isn’t usually a good idea.|
|JAL (Japan Airlines) Mileage Bank||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K JAL. This could be useful for topping off the miles you need for an award.|
|Korean Airlines||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Korean. This could be useful for topping off the miles you need for an award.|
|LATAM Pass||50K to 50K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to LATAM.|
|Qantas Frequent Flyer||50K to 30K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 30K Qantas. Not recomended.|
|Qatar Privilege Club||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Qatar. This could be useful for topping off the miles you need for an award.|
|Royal Brunei Royal Skies||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Royal Brunei. I don't know of any other way to get these miles (other than flying), so there may be uses for this transfer. Who knows?|
|Thai Airways International Royal Orchid Plus||50K to 25K*||* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Thai Airways. I don't recommend this.|
Which Chase Transfer Partners Are Best?
In my opinion, Hyatt is clearly Chase’s best transfer partner. While you won’t always get great value from Hyatt points, it is often possible to do so. This is especially true when booking a stay that includes resort fees. Hyatt never charges resort or destination fees for award stays. Additionally, Hyatt makes it possible to book standard and premium suites with points. At times it is possible to get unbelievable luxury with a reasonable number of points. See: 5 paths to extreme luxury with Hyatt and World of Hyatt Complete Guide.
Most of Chase’s other transfer partners are useful, but only under specific situations. If you have found a high-value use for miles or hotel points and you don’t already have enough, it can make sense to transfer from Chase.
Which Chase Transfer Partners Are Worst?
The one program that I would never recommend transfers to is IHG. It’s not that IHG points aren’t valuable — at times they are. However, IHG often has point sales offering points for only a half cent each. This means that if you cashed out your Chase points for only a penny each, you could indirectly transfer Chase points to IHG at double the normal rate: 1 Chase point = 2 IHG points (during such sales).
- Amex Transfer Partners
- Capital One Transfer Partners
- Chase Transfer Partners (this page)
- Citi Transfer Partners
- Marriott Transfer Partners
- Transfer Partner Master List