Citi Strata Elite℠ Card

Citi Strata Elite℠ Card

ⓘ $1291 1st Yr Value Estimate$200 Blacklane credit valued at $80, $200 "Splurge" credit valued at $160, $300 hotel credit via Citi Travel valued at $180
Click to learn about first year value estimates

100K Points

100,000 points after $4,000 spend in 3 months. This offer is available in-branch or via email.
$595 Annual Fee

Alternate Offer: 80,000 points after $4,000 spend in 3 months available online.

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

FM Mini Review: Excellent portfolio of transfer partners, but mediocre bonus categories and a so-so group of credits. Recommend pairing this with Citi Premier and/or Double Cash. Click here for our complete card review

Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else

Base: 1.5X (2.25%)

Dine: 3X (4.5%)

Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees.

Noteworthy perks: Transfer points to airline and hotel partners ✦ $300 annual (calendar year) hotel credit on a stay of 2 nights or more when booked with Citi Travel ✦ $200 in annual (calendar year) statement credits on your choice of up to 2 of: 1stDibs, American Airlines, Best Buy®, Future Personal Training, or Live Nation ✦ $200 in annual private chauffeur credit with Blacklane ($100 Jan-June and July-Dec) ✦ Priority Pass Select membership with two free guests (no restaurants) ✦ 4 American Airlines Admirals Club passes per calendar year (for one adult and up to three children) ✦ $120 Global Entry® or TSA PreCheck® application fee credit ✦ Travel protections ✦ $145 annual fee rebate for CitiGold and Citi Private Client members

See also: Citi ThankYou Rewards Complete Guide

Application Tips

Citi Application Tips 48 Month Rule: With most Citi cards, you have to wait 48 months after receiving a bonus for the same exact card. Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days. Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 or 48 month rules and velocity rules (above). Hard inquiries DO NOT combine into 1 when approved same day Check application status here. If denied, call reconsideration here:800-695-5171 (personal); 866-541-7657 (business) If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

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