Citi Double Cash Card

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This site does not include all financial companies or all available financial offers. For additional details, see our Advertiser Disclosure.

Card Details and Application Link
Citi Double Cash Card
 
 
 
 
 

Recent better offer: None

 
 

FM Mini Review: 2X rewards for all spend with no annual fee makes this card a winner. Earn 2X everywhere and redeem for the equivalent of 2% cash back or 2X ThankYou points. Pair with the Premier or Prestige card to make points transferrable to airlines.

Card Type: Mastercard World Elite

Base

Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase)

Noteworthy perks: 1X when you make a purchase + 1X when you pay for those purchases

Application Tips

Citi Application Tips

  • 24 Month Rule (ThankYou Cards): To get bonus on any ThankYou card, you must wait 24 months after receiving a new cardmember bonus or closing any ThankYou card account. Applies to Preferred, Premier, Prestige, and Rewards+.
  • 24 Month Rule (Expedia Cards): To get bonus on any Expedia card, you must wait 24 months after opening or closing any Expedia card account.
  • 48 Month Rule (AA Cards): With Citi AA cards, you have to wait 48 months after receiving a bonus for the same exact card.
  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.
  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 or 48 month rules and velocity rules (above).
  • Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

Keep or Cancel?

Keep! This card has no annual fee and best in class earning power.

Related Cards (ThankYou Rewards)

Card Offer
Citi Premier Card
 
 
 
80K points
80K after $4K spend in 3 months

$95 Annual Fee

 
 

Recent better offer: None. This is the best we've seen.

 
 
Citi Custom Cash Card
 
 
 
20K points
20K points after $750 spend in the first 3 months

No Annual Fee

 
 

Alternate offer: There is an in-branch offer for $300 / 30K points after $1K spend in the first 3 months that was originally scheduled to expire but has been extended without a clear end date. If you live near a branch, it may be worth calling to see if they have this offer available.

Recent better offer: None

 
 
Citi Rewards+ Card
 
 
 
20K points
20K points after $1.5K spend in 3 months

No Annual Fee

 
 
Citi Double Cash Card
 

Recent better offer: None

 
 
Citi Rewards+ Student Card
 
 
 
None
This card is not currently available to new applicants.

No Annual Fee

 
 

0 0 vote
Post Rating
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

21 Comments
Inline Feedbacks
View all comments
trackback

[…] If you would rather sign up new for the Double Cash and you are near a Citi branch it makes sense to visit to see if there are any in-branch offers for the card.  If you’d rather sign up new, online, click here to find our application link. […]

0
Reply
trackback

[…] Sign up for the Citi Double Cash card.  Use it for all spend in order to earn 2% cash back […]

0
Reply
trackback

[…] great 2X Everywhere cards that are the focus of this article are the Citi Double Cash and the Amex Blue Business Plus.  Both cards have no annual fee.  Both cards earn the equivalent […]

0
Reply
trackback

[…] Product change to the Double Cash card or look for a signup offer in-branch.  If you want to apply online, you can find the signup link here: Citi Double Cash Card. […]

0
Reply
trackback

[…] If you want to sign up new for the card, you’ll find the latest offer (if any) here. […]

0
Reply
1 2