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Citi Double Cash® Card  ⓘ $299 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. $200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points.No Annual Fee Click here to learn how to apply This is NOT an affiliate offer. If you would like to support Frequent Miler, click to view curated offers Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 2X rewards for all spend with no annual fee makes this card a winner. Earn 2X everywhere and redeem for the equivalent of 2% cash back or 2X ThankYou points. Pair with the Premier or Prestige card to make points transferrable to airlines. Click here for our complete card review Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase). ✦ Earn 5% total cash back on hotel, car rentals, and attractions booked on Citi TravelSM Portal through 12/31/25. Base: 2X (3%) Card Info: Mastercard World Elite issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: 1X when you make a purchase + 1X when you pay for those purchases ✦ 24 month extended warranty See also: Citi ThankYou Rewards Complete Guide |
Overview
The Citi Double Cash card is a no-annual-fee powerhouse that offers two points per dollar for all purchases. Points can be simply cashed out so as to make this card a 2% cash back card. Alternatively, if you have a Citi Premier or Prestige card, you can transfer your points to airline and hotel programs for sometimes significantly greater value.
Citi Double Cash Disadvantages
The Citi Double Cash card isn’t perfect. Here are the key things I don’t like about the card:
Foreign Transaction Fees
There is a foreign transaction fee of 3% of each purchase transaction in U.S. dollars.
No Purchase Protections
This card used to have very strong purchase protections such as Extended Warranty, Price Rewind, and more. Sadly, Citi removed all of these benefits in September.
Perkless
The Double Cash has a 24-month Extended Warranty which doubles the time period of your covered purchase’s original manufacturer’s warranty or store warranty up to a maximum of twenty-four (24) months.
Rewards
Signup Bonus
This card doesn’t usually have a signup bonus, but if one is available it will appear here:
| Card Offer |
|---|
ⓘ $299 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. $200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points.No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
Spend
The best way to earn Citi Double Cash rewards is through credit card spend. Technically, this card earns 1 point per dollar (1%) when you make a purchase and 1 points per dollar (1%) when you pay your credit card bill. I find it simpler to say that this card earns 2X everywhere, or 2% cash back.
The Citi Double Cash card is particularly good for “non bonus” spend. For example, some cards earn bonuses at restaurants, some at grocery stores, some at gas stations, etc. The Double Cash is one of the most rewarding cards for all other (not bonused) spend.
Citi Double Cash Redeem Rewards
Cash Back
Double Cash cardholders can redeem their ThankYou points for cash back at a rate of 1 cent for each point.
Transfer Points to Airline Miles
The best use of ThankYou points, in my opinion, is to transfer points to airline partners in order to book high value awards. One example is the ability to book United flights to Hawaii for only 7,500 points each. Please check out our post which covers the best awards that can be booked with Citi ThankYou points:
>>>>> Citi ThankYou points sweet spots <<<<<
It is usually best to wait until you find a great flight award before transferring points. One exception: Citi often offers 25% or 30% transfer bonuses to certain programs (Air France Flying Blue and Avianca LifeMiles are two recent examples). If you’re confident that you’ll use the points for good value, it may make sense to transfer points when those bonuses are in effect.
The Double Cash card can directly transfer to a few airlines and hotel programs, but at poor transfer rates. A much better option is to combine your Double Cash ThankYou account with a Citi Premier account (or Citi Prestige if you got that card while it was still available). That way, you can get the full transfer power of Citi points to airline and hotel programs. See: Citi Transfer Partners.
Current Transfer Bonuses
Transfer bonuses come and go over time. When transfer bonuses are in effect, details will automatically appear here (when viewed online):
| Transfer Bonus Details | Start Date | End Date |
|---|---|---|
| 30% transfer bonus from Citi ThankYou Rewards to Virgin Atlantic Flying Club | 04/13/25 | 05/17/25 |
| 30% transfer bonus from Citi ThankYou Rewards to Qatar Privilege Club Avios | 05/01/25 | 05/31/25 |
Transfer Partners
| Rewards Program | Best Uses |
|---|---|
| Accor Live Limitless | Use to pay hotel bill with value of 2 Euro cents per point. In some cases (such as hotel to airline transfer bonuses) it may make sense to convert Accor points to the following airline miles at a 1 to 1 ratio: Finnair, Iberia, Qantas, or Virgin Australia |
| Aer Lingus Avios | Fuel surcharges are sometimes lower when booking with Aer Lingus rather than British Airways, Qatar, or Iberia. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar. See also: Avios Sweet Spots for Award Tickets. |
| AeroMexico ClubPremier | AeroMexico is a SkyTeam partner. Club Premier points can be used to book flights on AeroMexico, SkyTeam alliance members (such as Delta or Korean Air), or on select partner airlines. Unfortunately many have reported that awards are extremely difficult to book through AeroMexico so we do not recommend transferring points to this program. If you want to fly AeroMexico, look to transfer points to another SkyTeam partner (such as Air France) and then book AeroMexico with that program. |
| Air France KLM Flying Blue | Monthly Air France Promo Awards often represent very good value. Air France miles can be used to book Sky Team awards, including Delta awards. Air France often offers very good business class award pricing between the US and Europe & Israel. |
| Avianca LifeMiles | Avianca LifeMiles can be decent for Star Alliance awards. They offer reasonable-ish prices and no fuel surcharges on awards. Best of all, their mixed-cabin pricing can lead to fantastic first-class award prices. See this post for details. |
| British Airways Avios | While flights on British Airways itself often incur outrageously high fuel surcharges, many BA partners charge low or no fuel surcharges. Excellent value can often be had in redeeming BA points for short distance flights outside the US. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar. See also: Avios Sweet Spots for Award Tickets. |
| Cathay Pacific Asia Miles | Cathay Pacific has a decent distance based award chart, but they don't allow stopovers longer than 24 hours. Cathay Pacific Asia Miles can be a good option for booking American Airlines flights with a distance based award chart, especially if other OneWorld Alliance miles aren't available. For long distance flights, it is possible to reduce the cost of a premium cabin award by adding on a lower cabin segment. See this post for details. |
| Choice | Choice Privileges points seem to be randomly valuable within the US, but dependably valuable internationally in expensive locations such as Scandinavia and Japan. Points can sometimes offer great value when used towards participating Preferred Hotels of the World. |
| Emirates Skywards | The best use of Emirates miles has been to fly Emirates itself. Unfortunately fuel surcharges can be extremely steep. One workaround is to book select routes such as JFK to Milan or Newark to Athens. See: How to find and book Emirates first class awards. |
| Etihad Guest | Etihad offers a distance based award chart for flying Etihad and another for its partners. Points may offer good value for expensive but short-distance flights. |
| EVA Air Infinity MileageLands | If you want to fly one of the best business class products in the sky, the best way to snag EVA flights is with their own miles since they release more award space to their own members. One-way business class flights from the US to Taipei cost 75K to 80K miles. Fuel surcharges are very low on these routes. |
| Finnair Plus+ | Finnair points are now "Avios" and points can be moved to/from other Avios programs. Finnair uses zone based award charts rather than distance based. As a result, Finnair sometimes has better (and sometimes worse) pricing than other Avios programs. |
| Iberia Avios | On their own flights, Iberia offers low award prices and a very reasonable 25 Euro cancellation fee. Partner awards can offer good value under some circumstances as well, but these are usually nonrefundable. Fuel surcharges are sometimes lower when booking with Iberia rather than British Airways, Aer Lingus, or Qatar. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar. See also: Avios Sweet Spots for Award Tickets. |
| Jet Airways Inter Miles | JetAirways JetPrivilege miles are useful only for a few very specific cases such as certain flights to Hawaii for as low as 15K (30K business) one-way, or to the Caribbean or Central America for as low as 10K (20K business) one-way. Details can be found here. |
| JetBlue | JetBlue points offer the most value when cheap ticket prices are available and when award taxes are high relative to the overall cost of the ticket (more details can be found here). The JetBlue Plus Card and the JetBlue Business Card offer a 10% rebate on awards, so you can get more value by holding one of these cards. |
| Leading Hotels of the World | It is often possible to get 8 cents per point value, or more from LHW points. |
| Malaysia Enrich | Given Malaysia's award chart devaluation in June 2017, We're not aware of any good uses for these miles. |
| Preferred Hotels & Resorts I Prefer | Redeeming points for hotel stays offers the best value but availability can be hard to find. Next best option is to look for good value points+cash opportunities. Redeeming for certificates is always poor value. |
| Qantas Frequent Flyer | Best use is probably for flights on El Al with no fuel surcharges. Also useful for short AA flights. Qantas offers distance based award charts similar to Cathay Pacific. Both are OneWorld Alliance members. I recommend comparing award prices across both programs before transferring to either. Qantas offers round the world business class awards for only 280,000 points (but with many restrictions) |
| Qatar Privilege Club Avios | Qatar has reasonable award prices for flying Qatar itself. Points are now transferable 1 to 1 to British Airways (and from there to Aer Lingus or Iberia). It is now also possible to book JetBlue flights with Qatar Avios. |
| Shop Your Way Rewards | Don't do it. Shop Your Way points can be redeemed for a variety of gift cards. That said, unless Shop Your Way starts offering discounted gift cards, there's no point in converting transferrable points to Shop Your Way. |
| Singapore Airlines KrisFlyer | Use to book Singapore Airlines First Class awards (generally reserved for their own members), Alaska Airlines economy awards, or for Star Alliance awards (including United Airlines). |
| Thai Airways International Royal Orchid Plus | I'm not aware of any good uses for these miles |
| Turkish Airlines Miles & Smiles | Miles & Smiles offers a number of awesome sweet-spot awards including 7.5K one-way anywhere within the US, even to Hawaii. Many awards cannot be booked online but can be booked via phone or email. See: Turkish Miles & Smiles Complete Guide and Turkish business class sweet spots from the US. |
| Virgin Atlantic Flying Club | Virgin Atlantic offers a few excellent sweet spot awards. See: Best uses for Virgin Atlantic points (Sweet Spot Spotlight). |
| Wyndham | Wyndham often allows booking multi-room suites for the same price as a standard room. It's sometimes possible to get great value from points in that way. Bonus: award nights are not subject to resort fees. Additionally, you can book Vacasa vacation rentals starting at 15K points per bedroom per night. Wyndham Earner cards offer automatic 10% discount on award stays. |
The Rewards+ Rebate
One way to make your rewards go farther is to get a Rewards+ card and combine it with your other accounts. The Rewards+ card offers the opportunity to get 10% points back when you redeem, up to the first 100,000 points redeemed per year (in other words, you can get up to 10,000 points back). By combining the Rewards+ ThankYou account with your Premier or Prestige ThankYou account, for example, you’ll get that rebate when you convert points to airline miles or when you book travel. See this post for more: Citi Rewards+ is a great companion to Premier or Prestige.
This is also a great option to combine with the Double Cash card for cash back. By picking up a Rewards+ card and combining ThankYou accounts between the two cards, you can take advantage of the Rewards+ card’s 10% points back each year (on up to 100,000 redeemed points). Let’s say you spend $25,000 on the Double Cash card and therefore earn 50,000 points. You can then redeem those 50,000 points for $500 back. You’ll then get 5000 ThankYou points back (thanks to the Rewards+ card) which you can then redeem for $50. You’ll then get $5 in ThankYou points back. In total, your $25,000 spend results in $555 back. That’s a return of 2.22% on your spend!
Manage Rewards
Combine Rewards Across Cards
If you are the primary account holder with multiple credit cards that earn ThankYou Rewards, you can combine ThankYou Rewards accounts. When your points are combined, they can then automatically be redeemed at the same value as your best card. For example, if one of your cards is the Premier card, and you have combined ThankYou accounts, then you’ll be able to transfer points to airline and hotel programs at the best rates even if the points were earned on your Double Cash card.
There are disadvantages to combining points:
- You lose the ability to pick and choose which points are used when you redeem awards.
- You lose visibility into how many points remain with each card.
Overall, I think that these disadvantages are minor. The advantages of combining your Double Cash ThankYou account with your Premier or Prestige ThankYou account greatly outweigh to disadvantages.
Share Rewards Across Cardholders
If you don’t have a premium ThankYou card or you don’t want to combine it with your Double Cash ThankYou account, then you can opt to “share points” instead.
Citi allows people to transfer ThankYou points to anyone else, for free. The “anyone else” includes yourself if your accounts aren’t combined. There are two catches to this:
- Shared points expire after 90 days. Make sure you have a specific near-term use in mind before transferring points.
- 100K limit: Each member may share up to 100,000 points per calendar year. Each member may receive up to 100,000 points per calendar year.
Why this is valuable:
- A friend or family member with a Premier card can transfer points to airline or hotel programs with the best transfer rates.
- If a friend has airline elite status with one of Citi’s transfer partners with which you want to book an award, you may be better off transferring points to your friend who can then transfer the points to the airline partner and book the award for you (to get free award changes, for example).
- If you haven’t combined accounts, you can still use points from your Double Cash card effectively by sharing them with your Premier or Prestige account before redeeming the points.
Related Cards
Here are all of the Citi cards that earn ThankYou points:
| Card Offer and Details |
|---|
 ⓘ $741 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60,000 points after $4,000 spend in 3 months$95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75k after $6 spend in 3 months (ended 4/8/25) FM Mini Review: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines. Recommend pairing this card with Citi Double Cash Click here for our complete card review Earning rate: 3X grocery ✦ 3X dining ✦ 3X gas stations & EV charging ✦ 3X flights, hotels, travel agencies ✦ 10X hotels, car rentals, and attractions booked through Citi Travel℠ Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: Transfer points to airline partners ✦ $100 Annual Hotel Savings Benefit ($100 off a $500+ hotel stay, excluding taxes and fees, when booked through Citi Travel) ✦ Travel protections See also: Citi ThankYou Rewards Complete Guide |
ⓘ $299 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. $200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points.No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 2X rewards for all spend with no annual fee makes this card a winner. Earn 2X everywhere and redeem for the equivalent of 2% cash back or 2X ThankYou points. Pair with the Premier or Prestige card to make points transferrable to airlines. Click here for our complete card review Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase). ✦ Earn 5% total cash back on hotel, car rentals, and attractions booked on Citi TravelSM Portal through 12/31/25. Base: 2X (3%) Card Info: Mastercard World Elite issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: 1X when you make a purchase + 1X when you pay for those purchases ✦ 24 month extended warranty See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $284 1st Yr Value EstimateClick to learn about first year value estimates $200 statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 statement credit after $1K Spend in 3 MonthsNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This has a good gas station bonus for a no annual fee card, but there's not much else to make it a compelling card Earning rate: ✦ 3 points per $1 at gas stations ✦ 2 points per $1 at grocery stores ✦ 1 point per $1 on all other purchases Card Info: Mastercard issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: $20 statement credit every billing cycle you spend $1,000+ or $10 statement credit when you spend $500 - $999.99 (for AT&T Wireless customers omly) See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $276 1st Yr Value EstimateClick to learn about first year value estimates 20K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K points after $1500 spend in the first 6 monthsNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months FM Mini Review: This is a great card to have and hold for a single category where you spend no more than $500 per month as it represents an excellent return without rotating categories to track. Earning rate: 5x on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1x thereafter. Eligible categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. ✦ 1x on all other purchases Card Info: Mastercard issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: 24 month extended warranty See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer availableNo Annual Fee This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Earning rate: 3x travel ✦ office supply ✦ professional services Card Info: Mastercard World issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: Anniversary bonus on base earnings each membership year. (1% in year 1, 2% in year 2 and 3% in year 3 and beyond.) See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer availableNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Downgrade from Prestige or Premier to this card in order to keep points alive Earning rate: 2X dining and entertainment Card Info: Mastercard World issued by Citi. This card imposes foreign transaction fees. See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is not currently available to new applicantsNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The fact that you can get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year, makes this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash Click here for our complete card review Earning rate: 5x on travel booked through Citi Travel℠ Portal through December 31, 2025 (excludes air travel) ✦ 2X at supermarkets and gas stations on up to $6,000 per year ✦ Round up to nearest 10 TY points on all purchases Card Info: Mastercard World issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: Round up to the nearest 10 points on all purchases with no cap. ✦ Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year. See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer availableNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 10% points rebate (up to 10K rebate per year) make this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash Earning rate: 2X at supermarkets and gas stations on up to $6,000 per year ✦ Round up to nearest 10 TY points on all purchases Card Info: Mastercard World issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: Round up to the nearest 10 points on all purchases with no cap. ✦ get 10% of your points back on the first 100K redeemed each year See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $-16 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer availableNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card may be worth it for a welcome bonus, but it would be worth considering a product change to the Double Cash down the road..Unforunately, it seems it is no longer possible to product change to the AT&T Access More card. Earning rate: ✦ 2 points per $1 on products and services that are purchased directly from AT&T ✦ 2 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases Card Info: Mastercard World issued by Citi. This card imposes foreign transaction fees. See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $-95 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available$95 Annual Fee This card is no longer available to new applicants. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent choice for those who shop often online (thanks to 3X earnings) Earning rate: ✦ 3 points per $1 on products and services that are purchased directly from AT&T ✦ 3 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: 10,000 anniversary bonus points after $10,000 in annual spending See also: Citi ThankYou Rewards Complete Guide |
 ⓘ $-495 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available$495 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The Prestige card's best in class 5X rewards for dining, airfare, and travel agencies is hard to beat. Sadly, this travel card doesn't provide any travel protections. Earning rate: 5X airfare, dining, and travel agencies ✦ 3X hotels and cruise line ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: $250 travel rebate per calendar year ✦ Free lounge access: Citi Properietary Lounges; and Priority Pass Select with free guests ✦ $100 Global Entry application fee credit ✦ 4th night free hotel benefit See also: Citi ThankYou Rewards Complete Guide |
Link does not go to a $200 bonus offer, I believe this is expired
[…] If you would rather sign up new for the Double Cash and you are near a Citi branch it makes sense to visit to see if there are any in-branch offers for the card. If you’d rather sign up new, online, click here to find our application link. […]
[…] Sign up for the Citi Double Cash card. Use it for all spend in order to earn 2% cash back […]
[…] great 2X Everywhere cards that are the focus of this article are the Citi Double Cash and the Amex Blue Business Plus. Both cards have no annual fee. Both cards earn the equivalent […]
[…] Product change to the Double Cash card or look for a signup offer in-branch. If you want to apply online, you can find the signup link here: Citi Double Cash Card. […]
[…] If you want to sign up new for the card, you’ll find the latest offer (if any) here. […]
[…] we learned that the Double Cash card’s cash back can transfer 1 to 1 to Citi ThankYou Points. That means that this card can […]
[…] this plays out as expected, the Citi Double Cash card will be the only card on the market that earns uncapped 2X rewards which are convertible 1 to 1 to […]
[…] of Credit analyzed this one the other day from the perspective of the Citi Double Cash. With the 25% bonus bonus, you’d earn 2.5% cash back on that card. As he rightly pointed out, […]
[…] you want a no-annual fee cash back card, get a no-fee 2% cash back card such as the Citi Double Cash. Optionally pair it with the no-fee Uber card (4% dining, 3% […]
[…] toward most anything at most Disney locations. It would make more sense to get a card like the Citi Double Cash that earns an effective 2% cashback everywhere (thereby earning cash back that can be used on […]
[…] earning 3x). Two percent for online purchases isn’t notable since you can get a card like the Citi Double Cash that earns an effective 2% back on all purchases with no annual […]
[…] Consider adding the no-fee Citi Double Cash card to earn 2% cash back everywhere that the above cards don’t offer a […]
[…] card, the annual fee makes me question this one a bit. An easy cash back alternative would be the Citi Double Cash, which earns an effective 2% back (1% when you purchase + 1% when you pay the bill) and has no […]
Ok, so this isn’t a spectacular card and doesn’t have a sign-up bonus, but something must be wrong with the algorithm for 1st year estimate, right? How can it be negative if there is no fee or spend requirement?
Thanks for catching that! Fixed.