Citi Rewards+ Card

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This site does not include all financial companies or all available financial offers. For additional details, see our Advertiser Disclosure.

Card Details and Application Link

Citi Rewards+ Card

ⓘ $202
1st Yr Value Estimate

15K points
15K points after $1K spend in 3 months
Click here to learn how to apply

No Annual Fee

FM Mini Review: 10% points rebate (up to 10K rebate per year) make this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash

Card Type: Mastercard World

Base

1X
(1.45%)

Gas

2X
(2.9%)

Grocery

2X
(2.9%)

Earning rate: 2X at supermarkets and gas stations on up to $6,000 per year ⚬ Round up to nearest 10 TY points on all purchases

Noteworthy perks: Round up to the nearest 10 points on all purchases with no cap. ⚬ get 10% of your points back on the first 100K redeemed each year

Application Tips

Citi Application Tips

24 Month Rule (ThankYou Cards): To get bonus on any ThankYou card, you must wait 24 months after receiving a new cardmember bonus or closing any ThankYou card account. Applies to Preferred, Premier, Prestige, and Rewards+.
24 Month Rule (Expedia Cards): To get bonus on any Expedia card, you must wait 24 months after opening or closing any Expedia card account.
48 Month Rule (AA Cards): With Citi AA cards, you have to wait 48 months after receiving a bonus for the same exact card.
Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.
Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 or 48 month rules and velocity rules (above).
Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

Related Cards (ThankYou Rewards)

Card Offer
Citi Premier Card ➥More ⓘ $1003 1st Yr Value Estimate 80K points 80K after $4K spend in 3 months $95 Annual Fee Recent better offer: None. This is the best we've seen.
Citi Custom Cash Card ➥More ⓘ $278 1st Yr Value Estimate 20K points 20K points after $750 spend in the first 3 months No Annual Fee Alternate offer: There is an in-branch offer for $300 / 30K points after $1K spend in the first 3 months that was originally scheduled to expire but has been extended without a clear end date. If you live near a branch, it may be worth calling to see if they have this offer available. Recent better offer: None
Citi Business ThankYou Card ➥More ⓘ $244 1st Yr Value Estimate 20K miles 20K after $2K spend in 3 months No Annual Fee This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K. Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
AT&T Access Card ➥More ⓘ $202 1st Yr Value Estimate 15K points + $100 statement credit 15K ThankYou Points after $1K Spend in 3 Months + $100 statement credit after $250 in AT&T purchases in the first 3 months No Annual Fee Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi Rewards+ Card ➥More ⓘ $202 1st Yr Value Estimate 15K points 15K points after $1K spend in 3 months No Annual Fee
Citi Double Cash Card ➥More ⓘ $0 1st Yr Value Estimate No Welcome Bonus No Annual Fee Recent better offer: None
Citi Rewards+ Student Card ➥More ⓘ $0 1st Yr Value Estimate None This card is not currently available to new applicants. No Annual Fee
Citi ThankYou Preferred Card ➥More ⓘ $0 1st Yr Value Estimate This card is no longer available for new applications No Annual Fee
AT&T Access More Card ➥More ⓘ $-95 1st Yr Value Estimate This card is no longer available for new applications $95 Annual Fee This card is no longer available to new applicants. Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi ThankYou Prestige Card ➥More ⓘ $-270 1st Yr Value Estimate None This card is no longer available. $495 Annual Fee Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K after $7.5K spend in 3 months