If you have been sleeping on the Amex +4 referral promotion, it is time to wake up. The chance to earn at least 5x everywhere (and 8 or 9x in popular bonus categories or as much as 19x) Membership Rewards points per dollar spent is a terrific opportunity that you shouldn’t miss. How can you trigger it? What are the best ways to take advantage of the increased return on spend? How am I planning to earn 600K from a single card? We discuss all of that and more on this week’s Frequent Miler on the Air.
Also read on for more from this week at Frequent Miler, including how you can save thousands on a European cruise, the best uses of your ThankYou points, and more.
Frequent Miler on the Air
- 00:39 Giant Mailbag
- 7:51 What crazy thing did Greg the Frequent Miler do this week?
- 13:27 Mattress running the numbers: Is it worth indirectly buying Membership Rewards points for 0.9c per point?
- 19:12 Main Event: Is the Amex +4 referral deal the deal of the year?
- 43:17 Question of the Week: Is the Rewards+ a good downgrade option from Citi Premier?
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This week at Frequent Miler
The real beauty of the +4 referral offer is that you can refer to almost any Amex card to pick up the bonus. So if you want 8x restaurants and US Supermarkets (4x on up to $25K per year, then 1x, plus 4x from the referral offer), you can refer a spouse to a fee-free card like the Everyday or Blue Business Plus or even a co-branded card like the Delta Platinum and get your +4x on the Gold card. We’ve updated this post with details of the current referral deal. You can 10 days left to trigger the deal and then 3 months of +4 goodness. Get after it now!
I finally put my money where my mouth is and opened the Amex Platinum card under what is indisputably the best new credit card offer we have ever seen. But I’m not going to leave it at 125K + 15x — I plan to pump it up to 19x and max out the spending cap on a single purchase. Unfortunately, my timing probably cost me $400 in credits, but when I bank 600K points I won’t lose much sleep over that last set of airline and FHR credits. Cross your fingers for me that this all works out.
I started this post with absolutely no interest in a cruise and ended up booking a 10-night European cruise for four passengers for $1157 net with a $200 onboard credit (it only would have been $680 without the kids!). That’s a huge discount over the sticker price. Whether you want to cruise the fjords of Norway, around Iceland, through the Greek Isles, to Alaska or Hawaii, or just stick around the Caribbean, there are some great deals to be had with this match.
10 Years of Frequent Miler
Can you believe that Greg forgot about the 10 year anniversary of the day that he decided to start what would quickly become a full-time career in the blogosphere? What struck me about this post was the incredible comments that people left. Reading page after page about how much people have enjoyed Frequent Miler and appreciate our approach certainly made me very proud to be a part of what Greg has built. Thanks to those of you who took a minute out of your day to say something kind; it meant a lot. We certainly look forward to the opportunity to keep building something better and to continue helping people travel more and more comfortably for a long time to come.
Unfortunately, temporary transfers to AA have ended, but Citi has added Choice Privileges at 1:2 and Wyndham Rewards at 1:1, significantly bolstering their transfer program. Citi now has a couple of my favorite award sweet spots in Turkish and Wyndham and they have a really compelling suite of fee-free cards to complement the Premier. If they would only add back some travel protections and bring the ThankYou system out of the stone age (make it easy to pool / transfer points without weird expiration, Citi!), they might be able to compete once again for the chance to play third fiddle behind Amex and Capital One. Yeah, I just insinuated that Capital One has passed Chase Ultimate Rewards for the #2 transfer program in my mind. That’s another topic for another day.
That’s it for this week at Frequent Miler. Keep your eye on this week’s last chance deals so you don’t miss any opportunities to stack in the lead-up to Black Friday and Cyber Monday.