Credit card changing fortunes (Nov 2019 Edition)
One of the things that has long fascinated me about rewards credit cards is the way in which changes to other things (other cards, rewards programs, airport lounges, etc.) can effect the perceived value...
[Expired] Aspire w/ first-year fee waived!
It's dead, Jim. The waived fee offer is gone.
A reader in our Frequent Miler Insiders group has shared with us an offer for the Hilton Honors American Express Aspire card that has the standard welcome...
Manufacturing Delta elite status in 2020 and beyond
Reconsidering my Delta elite future
For many years now, I've manufactured high level Delta elite status for myself and my wife using techniques to increase credit card spend and get most of it back. For...
CNB Crystal Visa Infinite loses valuable perks as of Jan 1 2020
On the heels of their point devaluation, CNB has announced severe cuts to the CNB Crystal Visa Infinite card's benefits. CNB has published a document "Change in Terms to Your City National Bank Crystal®...
A student credit card plan: 825,000 points by graduation
I've previously written a few posts with recommendations for teenagers and students who are interested in getting into the credit cards rewards game:
Building (and viewing) teenage credit
Planning a teen’s first credit card
...
Rakuten (formerly Ebates): now change from cash back to Membership Rewards points
Rakuten is now offering users the chance to switch from earning cash back to earning Membership Rewards points. If you have an account earning cash back, you can now choose to earn Membership Rewards points...
Uber card “refreshed” (big devaluation)
The Uber credit card got "refreshed" today, which is a nice way of saying that they completely slaughtered its value for most readers. The card will keep its cell phone insurance benefit, but new cardholders...
Delta Credit Cards: Huge Changes Coming
Delta and Amex have announced huge changes to their credit card lineup. There are quite a few positive changes (including Centurion Club access for Reserve cardholders!), but annual fees are going up for new...
Barclays is slashing benefits on many cards
Emails went out today to various Barclays / Barclaycard credit card holders announcing negative changes to many credit card benefits. This news comes on the heels of Citi making drastic cuts to card benefits...
Possible new BOA application restrictions: 3/12 or 7/12
Reports online from Doctor of Credit and reddit indicate that Bank of America has instituted new application restrictions that bear some resemblance to Chase's 5/24 rule. Thankfully, the BOA rules allow at least a little...
American Express Adding & Removing Benefits From Select Cards
American Express has announced a number of changes to the benefits provided on a wide range of its cards today. Most notably, premium cards will have travel protection benefits added, but only if you're...
Double Cash ThankYou Points Transferable to All Partners (when paired with Prestige or Premier)
Yesterday we learned that the Double Cash card's cash back can transfer 1 to 1 to Citi ThankYou Points. That means that this card can equally earn either 2% cash back or 2X ThankYou...
Citi is poised to rock our wallets again (Points transferable to airlines!)
UPDATE 9/23/19: I've confirmed that points from Double Cash are transferable to airlines when paired with Premier or Prestige!
UPDATE 9/22/19: 1 to 1 transfers are real! At the time of this writing, the Citi...
Is the CNB card worth keeping if rumors are true?
The CNB Crystal Visa Infinite card has many perks, but its most compelling perk is that it offers $250 in airline free reimbursements per year, per cardholder, including authorized users. You can add up...
