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X1 Card Review (Update: 3X everywhere is dead)

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The X1 Card used to be notable for offering a minimum of 3x rewards for all spend as long as you completed at least $15K of spend on the card each cardmember year.  If...
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The rose-colored glasses come off (on Nick’s mind)

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It's time to take off the rose-colored glasses. Last month, I wrote a post essentially saying that Chase Ultimate Rewards are great for Hyatt but would be very weak if and when Hyatt ever devalued...
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Award booking hacks for saving miles

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Yesterday, Nick published a great post about how you can save lots of miles by booking award flights to a city beyond the place you want to go (See: Hidden city ticketing can save...
Ask Us Anything Episode 51

Which country has the best food? | Ask Us Anything Ep 51

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Thanks to Greg's beautiful New Zealand vacation, our Ask Us Anything Live got shuffled around a bit. By the time we got it scheduled, Stephen was off enjoying paradise in Mauritius. (So much paradise,...
Chase Q1 2023 spending offers

(EXPIRED) Chase Spending Offers For Q1: 5x-7x At Gas Stations & Grocery Stores &...

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In addition to the 5% categories that Chase offers on the Freedom and Freedom Flex cards, for the last couple of years they've also offered targeted spending offers each quarter on cobranded cards. Q1 of...
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Chase needs to stop banking on Hyatt (on Nick’s mind)

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Chase Ultimate Rewards just isn't a very good transferable points program. There, I said it. Feel free to (try to) change my mind in the comments, but you've got your work cut out for...
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Elite Treats: the best elite benefits in the business

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Airline, hotel, and rental car programs treat their best customers to the highest level of recognition. Are the perks worth your loyalty? Which elite benefits are the best in the business? This week, we...
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What was the 2022 Deal of the Year?

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All year long we have written about great deals -- from hot credit card bonuses to award alert messages, stacking opportunities, ways to earn elite status without flying, and more. What was the best...
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Year-end strategy for Fine Hotels & Resorts credits

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As we approach the end of the year, I've ended up with a bit of excess credit to use toward prepaid Amex Fine Hotels & Resorts bookings. As you'll recall, one of the new...
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American Express Membership Rewards Complete Guide

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Membership Rewards is American Express' transferable points currency. Membership Rewards can be earned via credit card spend, new account bonuses, credit card referrals, and in many other ways. Once earned, these points can then...
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End of Year Checklist for 2022

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Republishing this because time is running out!  With only a week remaining in 2022, it's your last chance to take care of those things you've been putting off!  Earlier this week I finished spending...
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Major programs taking fun out of the game with more revenue-based structures (on Nick’s...

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With American Airlines announcing last week that they will essentially follow Delta's lead and make award redemptions on its own flights fully dynamic (with no more "Mile SAAver" or "Anytime" awards on American airlines...
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Remember, December is a great time for cards with calendar year benefits

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Remember, remember the month of December, the most wonderful time of the year for opening credit cards with calendar year benefits. In some cases, you can extract even more first-year value out of a card by applying...
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(EXPIRED) Kohl’s Chase Offer: Get 20% Back On Up To $100 (Can Buy Gift...

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Update 12/10/22: A new round of offers for Kohl's has come out and many people who used the offer recently report being targeted again on multiple Chase cards. It's worth logging in and adding this...

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