| Card Details and Application Link |
|---|
Capital One Venture X Rewards Credit Card ![](http://cdn.nextinsure.com/imaging/opt/73e79a4a-2cdd-4bf0-abd8-fd194139ebae.png?w=300" alt="Capital One Venture X Rewards Credit Card" />){kind=small} 100K miles + Up to $200 statement credit Earn a one-time bonus of 100K Capital One miles after $10K spend in the first 6 months + a limited-time bonus of up to $200 in statement credits for vacation rentals charged to your card in the first year Click Here to Apply $395 Annual Fee FM Mini Review: This card offers annual rebates that easily mitigate the fee for those who travel often and could be worth it for the lounge access and travel protections given the cost/benefit ratio. Authorized users are free and also get access to perks like Priority Pass, Capital One Lounges, and Hertz President's Circle status. The card earns 2 "miles" per dollar on most purchases just like the Capital One Venture Rewards card, which are worth exactly 1 cent each toward travel. This makes the return on most spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One big advantage over cash back: Capital One allows transfering their "miles" to airline miles & hotel points. Card Type: Visa Infinite Earning rate: 10X on hotels and rental cars booked via Capital One Travel ⚬ 5x on flights booked via Capital One travel. ⚬ 2X everywhere else. Noteworthy perks: Up to $300 in statement credits annually for bookings made through Capital One Travel ⚬ 10,000 bonus miles each year starting at first anniversary ⚬ Receive up to $100 application fee credit for Global Entry or TSA Pre✓® ⚬ Cell phone insurance ⚬ Trip delay / cancellation insurance ⚬ Primary CDW coverage Redeem miles for travel at value of 1 cent per mile ⚬ Convert "miles" to airline miles & hotel points ⚬ No foreign transaction fees |
Capital One Venture X Rewards Card
Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.
Just got approved in five minutes–which is impressively fast since I have a fraud alert after someone filed our 2016 taxes before we did! I applied at 4:18, received alerts within minutes from all three credit bureaus (slight Ugh), Capital One called me at 4:20 to confirm identity, and I received a congratulations email at 4:23. Chase recently declined P2’s CSP app after numerous follow up calls and SMs from him–it took five weeks to even get a clarification of what happened to the application. Five weeks versus five minutes…CapOne FTW!
So I completed the bonus for the Venture One this week. I opened the One June 3rd. I’d like to apply for the X now but I’ve read they may not approve a second card if you’ve opened another within six months. Do you think the offer will be pulled before my 6 month window or should I roll the dice and apply now? Thanks for all you’ve done and do.
Six months has historically been the rule, but many people have been approved for the Venture X despite having opened another Capital One card within 6 months. It seems they aren’t applying that rule to this card — I think it’s worth a shot now.
How does Cap1 treat this card for those with the Cap1 Venture card? P2 got the Venture card ~6 mo ago and I’m wondering if there’s an opportunity to get this bonus as well…
Yes, you can get both. My wife had both a Venture and VentureOne (and a Spark Cash card) and got approved for the Venture X. More on that and other frequently asked questions:
https://frequentmiler.com/everything-you-want-to-know-about-capital-one-and-the-venture-x/
I used your link and got instant approved. Second cap one card! Interesting application questions. I made sure to say I occasionally carry a balance. I couldn’t figure out how to get a referral link but that’s ok. Thank you for all your great work.
Congrats! You can get your referral link by logging in to your account, clicking to view your Venture X card (like the page that shows your transactions on the card), clicking “I want to…” and then finding the section that says “refer a friend”. Note that you will only receive referral points if the person you refer does not currently have any Capital One cards. More detail in this post:
https://frequentmiler.com/everything-you-want-to-know-about-capital-one-and-the-venture-x/
Just applied through your link and got approved!
Congrats!
I trust they will remove or reduce the cash advance upon request?
I don’t know, I’ve never tried.
P2 just applied thru your link – instant approval. Thank you.
status was: 3/24 (now 4/24), had 1 new personal card in last 12 mo and 4 in last 24 mo.
High CL and cash advance. Seemed to remember an old online account for a savings account from 10 years ago – and the login still worked!!
Maybe I will give it a go too …
If you give it a go also and you don’t yet have a Capital One credit card, you’ll want to generate a referral link from her account as she’ll get 25,000 miles for referring you. If you already have a Capital One credit card, she unfortunately won’t get referral credit.
Wow !! thanks for that advice. Just reminds me why I love Frequent Miler !!
I was considering the Citi Premier as I don’t need to worry about 5/24 anymore – I have 327 Chase cards now – or so it seems, anyway!
I like the Premier and all, but after $10K spend you’ll have 120K miles with access to almost all of the same transfer partners as Citi and a few more. And your P2 will get an extra 25K miles if you qualify for that and use their referral.
Seems a much better deal than the Premier to me. Don’t get me wrong, I like the Premier. And two $395 fees isn’t cheap. But I think it’s worth it.
You are right. I will wait for her card to come, generate the referral and give it a go.
I am at an unusual point right now, having just completed all spending for the bonuses on all recent cards, so why not? After all it’s 6 months to spend the $10K.
OK, I took your advice (couldn’t wait) and applied via P2’s referral code and … instant approval.
Thanks again.
Used your link for P2 wife…approved! 802 CR with 7 new cards in last year!
Terms don’t say whether the $300 credit is annual are cardmember based which is kind of significant for first year. Do you guys know the answer?
And… does the $300 benefit transfer to each authorized user, like the lounge benefit?
It is cardmember year and no you don’t get multiple $300 credits for each authorized user. That would be wonderful, but CNB was the only bank I recall ever doing that (and it eventually died). Your AU’s spend should trigger the $300 credit though if they book through Capital One Travel….though I’m not sure they can since you have to log in to book and I don’t think their AU card will show up within your login or theirs to pay on Capital One Travel.