Marriott Bonvoy Brilliant American Express Card

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Card Details and Application Link
Marriott Bonvoy Brilliant™ American Express® Card
75K points
75K points after $3K in the first 3 months. Terms apply. (Rates & Fees)
Click Here to Apply

$450 Annual Fee

Recent better offer: 100K + 1 free night award after $5K spend in 3 months [Expired 5/18/22]

FM Mini Review: Decent ultra-premium option for Marriott fans, but Hilton fans may prefer the ultra-premium Hilton Aspire card.


Card Type: Amex Credit Card

Base
Travel
Dine
Brand

Earning rate: 3X airfare charged by airline; 3X US restaurants, 6X Marriott; 2X on all other eligible purchases

Big spend bonus: Platinum Elite status with $75K calendar year spend

Noteworthy perks: ⚬ 50K Free Night Award each year upon renewal ⚬ $300 Marriott statement credit per membership year ⚬ Gold Elite status ⚬ 15 elite nights credit ⚬ Priority Pass Select with 2 free guests ⚬ Global Entry fee credit ⚬ Free premium internet at Marriott properties

See also: Marriott Bonvoy Complete Guide

Rewards

Marriott points can be redeemed for free night awards, travel packages, airline miles, or experiences. 5th Night Free Awards: When redeeming points for free nights, the 5th night within a single reservation is free. Airline miles: Points can be converted to airline miles at a rate of 3 points to 1 mile. A bonus is added on when you transfer 60,000 points at a time, such that 60,000 points transfers to 25,000 miles. Also, you'll get a 10% bonus when transferring points to United Airlines.

Everything you need to know about Marriott's rewards program, Bonvoy, can be found here: Marriott Bonvoy Complete Guide

Perks

This card is loaded with high-end perks:

  • $300 annual rebate: Up to $300 in statement credits per card membership year for purchases made directly at participating Marriott hotels. This includes the room rate itself and any incidentals charged to your room.
  • Annual free night award: Each year, after renewal, you will receive one Free Night Award. The Free Night Award can be redeemed for a one-night stay at Marriott hotels with a redemption level at or under 50,000 points.
  • Automatic Gold Elite status: Gold elite status offers 2pm late checkout, 25% point bonus on points earned from hotel stays, points-only welcome gift, chance of a room upgrade, and complimentary enhanced internet.
  • Platinum Elite status with $75K spend: Spend $75K within a calendar year to get Platinum Elite status good for the rest of that year and all of the next year. Platinum status offers 4pm late checkout, 50% point bonus on points earned from hotel stays, welcome gift with breakfast option, chance of a room upgrade including select suites, and lounge access. You will not get choice benefits, such as 5 Suite Night Awards when Platinum status is achieved in this way (Choice Benefits are only awarded when you earn 50 elite nights within a calendar year).
  • 15 Elite Night Credits: This is now a standard perk with all currently available Marriott cards. These elite nights count towards your total towards elite status each year. For example, if you stay 35 nights in Marriott properties, you will earn 50 night Platinum status thanks to these 15 elite nights adding to your actual stays. Unfortunately the 15 elite nights do not stack across cards.
  • Priority Pass Select Airport Lounge Access: This card grants the primary cardholder Priority Pass Select membership which allows yourself and up to 2 guests free access to Priority Pass lounges. Authorized users do not get their own Priority Pass.
  • Global Entry / TSA Pre Check Credit: This card will refund your $100 Global Entry application fee or $85 TSA Pre Check fee once every four years.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)



Marriott Bonvoy credit cards are issued by both Chase and American Express.  If you're interested in getting more than one Chase or Amex Marriott card, it's important to consider the complex rules they have put in place:


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting their money back. These techniques are referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus offer. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Keep or Cancel?

This card is not particularly rewarding for spend, but it is loaded with high-end perks. If you value those perks significantly higher than the card's annual fee, then keep the card. Otherwise, cancel when the annual fee comes due. To me, the decision really comes down to how highly one values the card's annual 50K free night + $300 in hotel credits. If you value that combination well above $450, then the card is worth keeping.

Related Cards (Marriott Bonvoy)

Card Offer
Marriott Bonvoy Boundless® Credit Card
5 Free Nights up to 50K points each
5 Free Night Certificates each valid for a night up to 50K points after $5K in purchases in the first 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

See Also: Are you eligible for a new Marriott card?

Recent better offer: This matches the best offer we've ever seen on this card.

Marriott Bonvoy Business™ American Express® Card
75K points
75K points after $3K of eligible purchases in the first 3 months of card membership. Terms apply. (Rates & Fees)

$125 Annual Fee

Marriott Bonvoy Brilliant™ American Express® Card
75K points
75K points after $3K in the first 3 months. Terms apply. (Rates & Fees)

$450 Annual Fee

Recent better offer: 100K + 1 free night award after $5K spend in 3 months [Expired 5/18/22]

0 0 votes
Post Rating
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

36 Comments
Inline Feedbacks
View all comments
Summit Hotwani

I used the Amex messaging customer support for Amex Bonvoy Brilliant card. Told them I was considering to close the account. They gave me a nice retention offer. Spend $2000 in the next 90 days, and get 75000 Marriott Points. I accepted it! Will try again when the annual fee hits next year 🙂

[…] Marriott Bonvoy Brilliant: 125K + Platinum Status […]

Frank

I am still unclear on this.

I have the AMEX Bonvoy personal card (the original SPG card). Can I now get the AMEX Brilliant card as well? I would have thought not, but your “rules” don’t seem to say that.

Frank

Thanks for the reply. Now I see your notes say (Offer Expires 1/13/2021).
Do you know what the “normal” or previous offer was?

Frank

OKAY, thanks. I am working on 3 other bonus spend requirements right now, but I will try to get this one in early January when I can pre-spend more if need be to meet the requirements.

Of course this all hinges on whether or not we can travel safely in the second half of 2021. I have now 30 free Marriott nights and the Platinum status will help a lot. Plus we (P1 & P2) should also have Hyatt Globalist for 2021 and 2022 with 10 free nights there as well.

Wish us luck!

Frank

I tried applying but got the warning message saying I would not be eligible for the bonus. Darn it. They did say the reason may be something else. I cheked again and according to your charts above and my careful reading of their terms and conditions I should be eligible as far as the Bonvoy cards are concerned (I have kept a sheet of every card – and that’s quite a lot to be modest – that we have applied for, received, denied, kept, cancelled since 2012). They did mention something about taking advantage of Amex offers (I have hardly got any in the last 4 years, and something else but I cleared the screen too quickly and don’t remember what that was. Maybe too many cards …. though I have only 1 business card and 3 personal ones all with little use. I suspect I can get the card, just no 100,000 to 125,000 point bonus, but I don’t think I want to just do it for the Platinum status. I have 2 cards I could cancel in case they think I have too many (one I am cancelling next month anyway after claiming some credits).

To add insult to injury, as soon as I’d decided to not go ahead with the application, my wife received a pre-appoved offer for the exact same card (even though our “troubles” with the issuer 4 years ago were identical and she has more of their cards than I do). That does us no good as I am the one with 30 free night certificates and she has only 2.

Do you think I could do better by calling?

Frank

Now it appears I can only upgrade to the Brilliant from my regular Bonvoy (old SPG) card. That seems to be the hangup and why I cannot get the bonus. I suppose I could call and ask if I cancel that one and then apply for the Brilliant would I get the bonus – but I doubt I could do it before 1/13/2021. Thats seems to be the reason my wife got the offer and I didn’t (she dropped her SPG card some time ago).

Hmm, it is my oldest AMEX card though. Any suggestions?

Frank

Yes, I think I will play it safe. That was my only way to get Platinum status … oh well. I will try again in January and see once more. Or I could just keep the new card and get an upgraded “free” night each year.

[…] Amex Bonvoy Brilliant offers automatic Gold status. […]

[…] to get it: Sign up for the $450 Marriott Bonvoy Brilliant™ American Express® Card, wait until the second year annual fee comes due, then call to request a product change to the $95 […]

[…] See more about the Bonvoy Brilliant here. […]

[…] apart from the currently-available Amex Marriott business credit card. In other words, both the Marriott Bonvoy Brilliant and the no-longer-available Marriott Bonvoy American Express card (the old SPG card) will also earn […]

jeph36

I just got an emailed upgrade offer from the $95 Bonvoy to this card for 100K points for $5K spend in 3 months. Expires Apr 29 2020. With the current extension of the minimum-spend time, that is actually 6 months to meet the spend. I was thinking about cancelling that Bonvoy card when the AF comes due, but now I am wondering …

[…] night certificates good for any hotel that is available for 50,000 points or less.  One is the Bonvoy Brilliant Amex Card.  The other is the Ritz Card from Chase.  The Ritz card is no longer available to apply new, but […]

Sean

FYI referral link is now 100k points instead of 75k valid through 4/24/2019.

[…] him, he had earned over 700,000 points from signup bonuses and was considering applying for the SPG Luxury Card (now called Bonvoy Brilliant): Over 700K and slowing down. Should Ben go for 125K more?  Since […]

[…] card Gold status.  The SPG Luxury Card and the Ritz-Carlton Card (no longer available to new applicants) both offer automatic Marriott […]

[…] card Gold status.  The SPG Luxury Card and the Ritz-Carlton Card (no longer available to new applicants) both offer automatic Marriott […]

trackback

[…] SPG Lux (Starwood Preferred Guest Luxury Card from American Express) […]

[…] Starwood Preferred Guest Luxury Card from American Express […]

[…] that the SPG Luxury Card is available, there are five credit cards that offer welcome bonuses between 75K and 100K points.  Here is a […]

[…] weekend, my wife applied for the SPG Luxury Card.  Her application was denied.  The reason?  She already had 5 Amex credit cards, and despite my […]

[…] that the SPG Lux card offers a $300 annual statement credit for purchases made at SPG and Marriott properties.If […]

Losingtrader

Looks like I’ll be leaving Hyatt and Marriot Elite for Hilton .
Aspire @14 points per $1 is by far the best, IMO. Finally a hotel card that makes sense to use at that chain. However, it was painful putting the $4000 in spending on this largely at 3x. I’m not sure where the . 6 value came from for Hilton points ( maybe 5th night free?) but I rarely see that valuation

James K King

Gold Elite status still doesn’t get you lounge access. Waste of an annual fee in my opinion.

[…] that the SPG Luxury Card is available, there are five credit cards that offer welcome bonuses between 75K and 100K points.  Here is a […]

Erika

THe card isn’t letting me get the bonus becuase I have had the spg personal card before. Anyone else having this issue?

Jimm

It’s giving me a message of ineligibility as well… “Based on your history with American Express welcome offers, introductory APR offers, or the number of cards you have opened or closed, you are not eligible to receive this welcome offer.” I chose to cancel the application and not proceed with the credit check.

I have SPG Biz, personal, Hilton personal, and an Ameriprise platinum card. I haven’t closed an Amex account for 2 plus years. Not sure why they are stating I’m ineligible.

Any ideas?

[…] packages so I can’t take advantage of this unless/until I have success signing up for the new SPG Luxury card expected to debut 8/23 (tomorrow).  And, due to new rules coming out on 8/26, I’ll have to […]

[…] SPG Luxury Card: 125K after $5K spend in 3 months (expected to be available August 23) […]

[…] the newly combined Marriott / SPG (Starwood) program will offer their own ultra-premium card: Starwood Preferred Guest® American Express Luxury Card.  Since Marriott, Starwood, and Ritz will become one program in August, the Starwood card really […]

[…] SPG Luxury Card: 125K after $5K spend in 3 months […]