Best Cash Back Credit Card Offers

We’re usually all about earning points and miles. The games we play involves acquiring points & miles so that we can then travel as close to free as possible.

That doesn’t mean that you turn up your nose at cash, however. You may have more travel rewards points than you can use for the foreseeable future or there may be travel costs you’re planning for that can only be paid with cash. You may be saving for a large purchase, retirement or a kid’s college fund. Towards any of those ends, credit card welcome offers, bank account bonuses, rewards from spend and online shopping portals can all be used to fatten your wallet.

In this post, we’ll dive into the best available cash back credit card welcome offers.

cash back credit card offers
Overview

The cards shown below are sorted by our formula for estimated first year value. You might think that a formula isn’t necessary for cash back cards. After all can’t you simply take the welcome bonus and subtract out the first year annual fee? Nope.

We also have to account for the cost of spend. Some cards have much higher minimum spend requirements which we need to account for. For example, we’d argue that a $300 welcome offer that requires $500 spend is much better than a $300 offer that requires $3,000 spend.

There are two types if cash back offers that we’ll list below: those that are good for cash back only, as well as those that earn rewards that can be redeemed for travel OR cash back.

Best Cash Back Credit Card Offers

Top 10 offers are shown. Press “Next” to see more.

Annual Fee Ongoing1st Year Value SortableCARD NAMEwelcome bonus min spend or expected spendBankConsumer or Business CardBaseCard Offer
$1509991520Capital One Spark Cash Plus$30,000CapOneBusinessBase: 2%
ⓘ $1520 1st Yr Value EstimateClick to learn about first year value estimates
$2,000+ Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Earn a $2K cash bonus when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year.. (Rates & Fees)
$150 Annual Fee
Recent better offer: Expired 3/14/22: $3K after $50K spend in 6 months
$1959990695Chase Ink Business Premier®$10,000ChaseBusinessBase: 2%
ⓘ $695 1st Yr Value EstimateClick to learn about first year value estimates
$1,000 Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$1K after $10K Spend in 3 Months
$195 Annual Fee
$959990668Capital One Spark Cash$7,500CapOneBusinessBase: 2%
ⓘ $668 1st Yr Value EstimateClick to learn about first year value estimates
$750 Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Earn a $750 cash bonus when you spend $7,500 within the first 3 months. (Rates & Fees)
$0 introductory annual fee for the first year, then $95
$09990656U.S. Bank Business Triple Cash Rewards World Elite™ Visa$4,500USBBusinessBase: 1%
ⓘ $656 1st Yr Value EstimateClick to learn about first year value estimates
$750 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$750 cash back after $6000 spend on the account owner's card in first 180 days
No Annual Fee
Keep in mind that only spend on the Account Owner's card counts toward minimum spending requirements, spend on employee cards does not count.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990593U.S. Bank Business Leverage® Visa Signature® Card$7,500USBBusinessBase: 1%
ⓘ $593 1st Yr Value EstimateClick to learn about first year value estimates
75K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
75K (worth $750 as a statement credit or deposit into eligible account) after $7500 spend in first 4 months
$0 introductory annual fee for the first year, then $95
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990540TD Business Solutions Visa$10,000OtherBusinessBase: 1%
ⓘ $540 1st Yr Value EstimateClick to learn about first year value estimates
Up to $750 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$250 after $1,500 spend in 90 days, plus 5% cashback everywhere on up to $10K spend within the first 6 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990531Bank of America Premium Rewards$4,000OtherConsumerBase: 1.5%
ⓘ $531 1st Yr Value Estimate$100 airline incidental fee credit valued at $90
Click to learn about first year value estimates
60K points Non-AffiliateThis is NOT an affiliate offer.
60K points (worth up to $600) after $4K spend in 90 days
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990474U.S. BANK BUSINESS ALTITUDE® CONNECT VISA SIGNATURE® CARD$6,000USBBusinessBase: 1%
ⓘ $474 1st Yr Value EstimateClick to learn about first year value estimates
60K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
60K (worth $600 as a deposit into eligible account or towards travel) after $6K spend in 180 days
$0 introductory annual fee for the first year, then $95
Note that only spend on the Account Owner's card (not including purchases made on employee cards) counts toward minimum spending requirements.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$5509990450Bank of America Premium Rewards Elite$5,000OtherConsumerBase: 1.5%
ⓘ $450 1st Yr Value Estimate$300 airline incidental fee credit valued at $210, $150 lifestyles conveniences credit valued at $120
Click to learn about first year value estimates
75K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
75K (worth up to $750) after $5K spend in 90 days
$550 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$1959990445U.S. Bank Business Altitude Power World Elite Mastercard$10,000USBBusinessBase: 2%
ⓘ $445 1st Yr Value EstimateClick to learn about first year value estimates
75K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
75K (worth $750 as a deposit into eligible account) after $10K spend in 120 days
$195 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990445Wells Fargo Signify Business Cash℠ Card $5,000WellsBusinessBase: 2%
ⓘ $445 1st Yr Value EstimateClick to learn about first year value estimates
$500 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$500 after $5,000 spend in first 3 months.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990428Capital One Spark Cash Select$4,500CapOneBusinessBase: 1.5%
ⓘ $428 1st Yr Value EstimateClick to learn about first year value estimates
$500 Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
One time bonus: $500 after $4,500 spend in 3 months from account opening. (Rates & Fees)
No Annual Fee
Recent better offer: Expired 9/9/24: $750 Cash Back after $6k spend in 3 months
$09990420Business Advantage Unlimited Cash Rewards credit card$5,000OtherBusinessBase: 1.5%
ⓘ $420 1st Yr Value EstimateClick to learn about first year value estimates
$500 statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$500 statement credit after $5K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990416HSBC Premier World Mastercard® credit card$4,000OtherConsumerBase: 1%
ⓘ $416 1st Yr Value EstimateClick to learn about first year value estimates
50K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
50K points after $4K in 3 months
$0 introductory annual fee for the first year, then $95
Note that the ongoing annual fee is $0 if you maintain an HSBC Premier checking account (which requires $5K per month in direct deposits to remain fee-free)
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990337First Tech Choice Rewards World Mastercard®$3,000OtherConsumerBase: 1%
ⓘ $337 1st Yr Value EstimateClick to learn about first year value estimates
$400 cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
40K points (worth $400) after $3K spend in the first 60 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$499990330Disney Premier Visa Card$1,000ChaseConsumerBase: 1%
ⓘ $330 1st Yr Value EstimateClick to learn about first year value estimates
$400 Cash Back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
$400 statement credit after $1K in purchases within first 3 months
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: $400 after $1,000 spend (ended 12/10/24)
$09990252BOA Business Advantage Travel Rewards World Mastercard$3,000OtherBusinessBase: 1.5%
ⓘ $252 1st Yr Value EstimateClick to learn about first year value estimates
30K points Non-AffiliateThis is NOT an affiliate offer.
30K after $3K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990237Business Advantage Customized Cash Rewards credit card$3,000OtherBusinessBase: 1%
ⓘ $237 1st Yr Value EstimateClick to learn about first year value estimates
$300 statement credit Non-AffiliateThis is NOT an affiliate offer.
$300 statement credit after $3K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990234Bank of America Travel Rewards$1,000OtherConsumerBase: 1.5%
ⓘ $234 1st Yr Value EstimateClick to learn about first year value estimates
25K points worth $250 Non-AffiliateThis is NOT an affiliate offer.
25K after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990218U.S. Bank Shopper Cash Rewards™ Visa Signature® Card$2,000USBConsumerBase: 1.5%
ⓘ $218 1st Yr Value EstimateClick to learn about first year value estimates
$250 cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$250 after $2K spend in 120 days
$0 introductory annual fee for the first year, then $95
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990217The American Express Blue Business Cash™ Card$3,000AmexBusinessBase: 2%
ⓘ $217 1st Yr Value EstimateClick to learn about first year value estimates
$250 back + 0% APR for 12 months ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$250 after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% (Rates & Fees)
No Annual Fee
$09990207BOA Platinum Plus Business Mastercard$3,000OtherBusinessBase: 0%
ⓘ $207 1st Yr Value EstimateClick to learn about first year value estimates
$300 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$300 after $3000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990192Morgan Stanley Blue Cash Preferred® American Express Card$3,000AmexConsumerBase: 1%
ⓘ $192 1st Yr Value EstimateClick to learn about first year value estimates
$350 back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$350 cash back as a statement credit after $3K in the first 6 months. Terms Apply. (Rates & Fees)
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990192Capital One Quicksilver Cash Rewards Credit Card$500CapOneConsumerBase: 1.5%
ⓘ $192 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
One time bonus: $200 after $500 spend in 3 months from account opening.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: One time bonus: $300 after $500 spend in 3 months from account opening. (Ended 2/25/25)
$09990190Priceline VIP Rewards™ Visa® Card$500BarclaysConsumerBase: 1%
ⓘ $190 1st Yr Value Estimate$150 statement credit after first purchase valued at $150
Click to learn about first year value estimates
$150 + 5K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$150 statement credit after first purchase + 5,000 points after spending $500 in the first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990190Capital One Savor Cash Rewards Credit Card$500CapOneConsumerBase: 1%
ⓘ $190 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
One time bonus: $200 after $500 spend in 3 months from account opening.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990190Disney Visa Card$500ChaseConsumerBase: 1%
ⓘ $190 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
$200 statement credit after $500 in purchases in first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: $200 after $500 spend (ended 12/10/24)
$09990189Evergreen® by FNBO Business Edition® Credit Card$1,000OtherBusinessBase: 2%
ⓘ $189 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 in rewards (20K points) after $1K in purchases in first 3 billing cycles.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990189Evergreen® by FNBO Credit Card$1,000OtherConsumerBase: 2%
ⓘ $189 1st Yr Value EstimateClick to learn about first year value estimates
$200 Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 back after $1K spend in 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990187Blue Cash Preferred® Card from American Express$3,000AmexConsumerBase: 1%
ⓘ $187 1st Yr Value EstimateClick to learn about first year value estimates
$250 back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$250 cash back as reward dollars that can be redeemed as a statement credit or via Amazon.com after $3K spend in eligible purchases within the first 6 months. Terms Apply. (Rates & Fees)
$0 introductory annual fee for the first year, then $95
$899990187TD First Class Visa Signature® Card$3,000OtherConsumerBase: 1%
ⓘ $187 1st Yr Value EstimateClick to learn about first year value estimates
25K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
25K after $3K spend in first 6 billing cycles.
$0 introductory annual fee for the first year, then $89
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990184Schwab Investor Card® from American Express$1,000AmexConsumerBase: 1.5%
ⓘ $184 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back as a statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 statement credit after $1K in purchases in first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990184Bank of America Unlimited Cash Rewards$1,000OtherConsumerBase: 1.5%
ⓘ $184 1st Yr Value EstimateClick to learn about first year value estimates
$200 cash bonus Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 cash rewards bonus after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990179AARP® Essential Rewards Mastercard®$1,000BarclaysConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 after $1000 spend in 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990179AARP® Travel Rewards Mastercard®$1,000BarclaysConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 after $1000 spend in 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990179Bank of America Customized Cash Rewards$1,000OtherConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back Non-AffiliateThis is NOT an affiliate offer.
$200 after $1000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990179TD Cash Visa Credit Card$1,000OtherConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back Non-AffiliateThis is NOT an affiliate offer.
$200 cashback after $1,000 spend within first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990179U.S. BANK ALTITUDE® GO VISA SIGNATURE® CARD$1,000USBConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
20K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
20K (worth $200 as a deposit into eligible account) after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990179U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD$1,000USBConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
20K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
20K (worth $200 as a deposit into eligible account or towards travel) after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 50K after $2K spend in 120 days (Ended 9/9/24)
$09990179U.S. Bank Cash+®$1,000USBConsumerBase: 1%
ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates
$200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 back as a statement credit after $1000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990158Blue Cash Everyday® Card from American Express$2,000AmexConsumerBase: 1%
ⓘ $158 1st Yr Value EstimateClick to learn about first year value estimates
$200 back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$200 back after $2K spend in the first 6 months. Terms apply. (Rates & Fees)
No Annual Fee
$09990135Amazon Prime VisaChaseConsumerBase: 1%
ⓘ $135 1st Yr Value Estimate$150 Amazon gift card valued at $135
Click to learn about first year value estimates
$150 Amazon Gift Card ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$150 Amazon gift card upon approval. Terms apply.
No Annual Fee
Recent better offer: $200 Amazon gift card after first purchase (expired 12/5/24)
$09990135Amazon Visa$1ChaseConsumerBase: 1%
ⓘ $135 1st Yr Value Estimate$150 Amazon gift card valued at $135
Click to learn about first year value estimates
$150 Amazon Gift Card ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Earn up to a $150 Amazon gift card instantly upon approval. Log in to your Amazon account to see what offer you qualify for. Note that you may be offered the Amazon Prime Visa if you are a Prime member.
No Annual Fee
$3959990121HSBC Premier World Elite Mastercard® credit card$4,000OtherConsumerBase: 1%
ⓘ $121 1st Yr Value EstimateClick to learn about first year value estimates
60K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
60K after $4K spend in 3 months
$395 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990120Discover it® for Students$0DiscoverConsumerBase: 1%
ⓘ $120 1st Yr Value EstimateClick to learn about first year value estimates
$100 + $20/year ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Get $100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990115Amazon Business Prime American Express CardAmexBusinessBase: 1%
ⓘ $115 1st Yr Value Estimate$125 Amazon gift card valued at $115
Click to learn about first year value estimates
$125 Amazon Gift Card ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Eligible Prime members get a $125 Amazon Gift Card upon approval. Terms apply. (Rates & Fees)
No Annual Fee
$09990100Discover it Miles - Double Miles your first year$0DiscoverConsumerBase: 1.5%
ⓘ $100 1st Yr Value EstimateClick to learn about first year value estimates
$100 + First Year Double ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990100Discover it®$0DiscoverConsumerBase: 1%
ⓘ $100 1st Yr Value EstimateClick to learn about first year value estimates
$100 Back + First Year Double ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Get $100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990091Upromise World MasterCard® issued by Barclays$500BarclaysConsumerBase: 1.25%
ⓘ $91 1st Yr Value EstimateClick to learn about first year value estimates
$100 Cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$100 cash back after $500 spend in the first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 10/31/22: $150 after $500 in spend
$09990090Wells Fargo Attune World Elite Mastercard®$500WellsConsumerBase: 1%
ⓘ $90 1st Yr Value EstimateClick to learn about first year value estimates
$100 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$100 after $500 spend in first 3 months.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990087Affinity Cash Rewards Visa® Signature Credit Card$3,000OtherConsumerBase: 1%
ⓘ $87 1st Yr Value EstimateClick to learn about first year value estimates
$150 cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$150 cash back after $3K spend in first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990068BECU Cash Back Visa credit card$2,000OtherConsumerBase: 1.5%
ⓘ $68 1st Yr Value EstimateClick to learn about first year value estimates
$100 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$100 statement credit after $2000 spend in first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959990050Rocket Mortgage Visa$3,000OtherConsumerBase: 1.25%
ⓘ $50 1st Yr Value EstimateClick to learn about first year value estimates
$200 Statement Credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 statement credit with $3k spend in the first 90 days
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Alliant Cashback Visa Signature CardOtherConsumerBase: 2.5%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card no longer features a first-year bonus.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Chase Slate EdgeChaseConsumerBase: 0%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
0% Intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 19.49%–28.24%.
No Annual Fee
This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000DoorDash Rewards Mastercard®ChaseConsumerBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
Free DashPass Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
Receive 12 months of DashPass for free upon approval
No Annual Fee
This card is subject to Chase's 5/24 rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Costco Anywhere Business Visa$0CitiBusinessBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
No Welcome Bonus Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

No Annual Fee
Requires Costco membership. Cash back provided annually with February billing statement as rewards coupon redeemable for cash or merchandise at Costco
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Citizens Bank Cash Back Plus® World Mastercard®$0OtherConsumerBase: 1.8%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Bread Rewards™ American Express® Credit Card$0OtherConsumerBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
No welcome offer Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
None
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Fidelity Rewards VisaOtherConsumerBase: 2%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
There is currently no welcome bonus offered.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Simon® American Express® Credit Card from Cardless$0OtherConsumerBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
No Welcome Bonus Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card currently features no welcome offer, but it does offer 5% back on up to $10K in purchases per year at Simon Malls, Simon Mills, and Simon Premium Outlets.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Getaway by FNBO® Credit CardOtherConsumerBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
0% APR Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
0% introductory APR for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable rate will apply.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000SoFi Credit Card$0OtherConsumerBase: 2%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
There is currently no welcome bonus offered.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Venmo Credit Card$0OtherConsumerBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
None
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Paypal Cashback Mastercard$0OtherConsumerBase: 2%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
No Welcome Bonus
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000Paypal Business Cashback Mastercard$0OtherConsumerBase: 2%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
No Welcome Bonus Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000UBS Visa Signature$0OtherConsumerBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card does not currently have a welcome offer
No Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000UBS Visa Signature Business$0OtherBusinessBase: 1%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card does not currently have a welcome offer
No Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990000U.S. Bank Smartly™ Visa Signature® Card$0USBConsumerBase: 2%
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
Currently no welcome offer
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09989980Santander® Ultimate
Cash Back® credit card
$20,000OtherConsumerBase: 1.5%
ⓘ $-20 1st Yr Value EstimateClick to learn about first year value estimates
3% back for 12 months Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
3% cash back for 12 months on up to $20K in purchases
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09989968Costco Anywhere Visa$1,500CitiConsumerBase: 1%
ⓘ $-32 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer.
None
No Annual Fee
Requires Costco membership. Cash back provided annually with February billing statement as rewards coupon redeemable for cash or merchandise at Costco
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$959989936The Owner's Rewards Card by M1$4,000OtherConsumerBase: 1.5%
ⓘ $-64 1st Yr Value EstimateClick to learn about first year value estimates
No Welcome Bonus Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

$0 introductory annual fee for the first year, then $95
Note that the card is only currently available with an M1 Plus membership (membership is free the first year, then $125 per year). The credit card's $95 annual fee is waived with an M1 Plus membership. Note also that the fine print says that the bonus will be paid out within 120 days of the end of the intro offer period. This means the welcome offer could be paid out as late as July 29, 2022.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$859989873U.S. Bank FlexPerks® Gold American Express® card$2,000USBConsumerBase: 1%
ⓘ $-127 1st Yr Value EstimateClick to learn about first year value estimates
None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
None
$85 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$2509989870The Plum Card® from American Express$30,000AmexBusinessBase: 1.5%
ⓘ $-130 1st Yr Value EstimateClick to learn about first year value estimates
Up to $600 ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)
$250 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$1509989850UBS Cash Rewards Visa Business$0OtherBusinessBase: 2%
ⓘ $-150 1st Yr Value EstimateClick to learn about first year value estimates
None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card does not currently have a welcome offer
$150 Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$5509989765UBS Visa Infinite Business$0OtherBusinessBase: 1%
ⓘ $-235 1st Yr Value Estimate$350 airline incidental fee credit valued at $315
Click to learn about first year value estimates
None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card does not currently have a welcome offer
$550 Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$4959989730UBS Visa Infinite$0OtherConsumerBase: 1%
ⓘ $-270 1st Yr Value Estimate$250 airline incidental fee credit valued at $225
Click to learn about first year value estimates
None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card does not currently have a welcome offer
$495 Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Best “Redeemable for Cash” Offers

Many cards earn points that are easily redeemed for cash where one point equals one cent, like Chase Ultimate Rewards, Wells Fargo Rewards, and Citi ThankYou Rewards. The list below covers those cards.

The cards listed below offer points that are more valuable when used towards travel. As a result, our estimated first year value (which uses enhanced travel value of points) is not a good measure for this post.

In order to understand how valuable each of the below offers is, convert the number of points to cash back in your head by following this pattern (replace the “K” with a zero and add a dollar sign):

  • 25K points = $250
  • 50K points = $500
  • 60K points = $600
  • 80K points = $800
  • 100K points = $1,000

Since the first year value estimates use point values based on travel value, use the estimates shown below only as relative indicators of which offers are best for cash back.  However, if you think you are likely to use the points for travel, then estimated values may be more useful to you.

Top 10 offers are shown. Press “Next” to see more.

Annual Fee Ongoing1st Year Value SortableCARD NAMEwelcome bonus min spend or expected spendBankConsumer or Business CardBaseCard Offer
$959991360Chase Sapphire Preferred® Card$5,000ChaseConsumerBase: 1X (1.5%)
ⓘ $1360 1st Yr Value Estimate$50 prepaid hotel credit valued at $35
Click to learn about first year value estimates
100K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
100K after $5K spend in 3 months
$95 Annual Fee
Alternate Offer: Earn even more points by applying through Rakuten. More details here.
$959991127Ink Business Preferred® Credit Card$8,000ChaseBusinessBase: 1X (1.5%)
ⓘ $1127 1st Yr Value EstimateClick to learn about first year value estimates
90K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
90K after $8K spend in 3 months
$95 Annual Fee
Recent better offer: 120K after $8K spend (expired 9/4/24)
$09991074Ink Business Unlimited® Credit Card$6,000ChaseBusinessBase: 1.5X (2.25%)
ⓘ $1074 1st Yr Value EstimateClick to learn about first year value estimates
$750 cash back* ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$750 (*awarded as 75,000 points) after $6k spend in 3 months
No Annual Fee
$09991029Ink Business Cash® Credit Card$6,000ChaseBusinessBase: 1X (1.5%)
ⓘ $1029 1st Yr Value EstimateClick to learn about first year value estimates
Up to $750 cash back* ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
$350 (*awarded as 35,000 points) after $3K spend in 3 months and an additional $400 (*awarded as 40,000 points) after $6K spend in 6 months.
No Annual Fee
Recent better offer: 90K after $6K spend in 6 monthd (expired 1/17/24
$959990741Citi Strata Premier℠ Card$4,000CitiConsumerBase: 1X (1.5%)
ⓘ $741 1st Yr Value EstimateClick to learn about first year value estimates
60K Points Non-AffiliateThis is NOT an affiliate offer.
60,000 points after $4,000 spend in 3 months
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 75k after $6 spend in 3 months (ended 4/8/25)
$959990717Wells Fargo Autograph Journey℠ Card$4,000WellsConsumerBase: 1X (1.4%)
ⓘ $717 1st Yr Value Estimate$50 airline credit valued at $40
Click to learn about first year value estimates
60K points Non-AffiliateThis is NOT an affiliate offer.
60K after $4,000 spend in first 3 months.
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$5509990555Chase Sapphire Reserve® Card$5,000ChaseConsumerBase: 1X (1.5%)
ⓘ $555 1st Yr Value Estimate$300 travel credit valued at $285
Click to learn about first year value estimates
60K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
60K after $5K spend in 3 months
$550 Annual Fee
Recent better offer: Expired 12/1/22: 80K after $4K spend
$09990299Citi Double Cash® Card$1,500CitiConsumerBase: 2X (3%)
ⓘ $299 1st Yr Value EstimateClick to learn about first year value estimates
20K points Non-AffiliateThis is NOT an affiliate offer.
$200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990296Chase Freedom Unlimited®$500ChaseConsumerBase: 1.5X (2.25%)
ⓘ $296 1st Yr Value EstimateClick to learn about first year value estimates
$200 cash back* ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Earn $200 (*awarded as 20,000 points) after spending $500 in the first 3 months
No Annual Fee
This card is likely subject to Chase's 5/24 rule (click here for details).
Recent better offer: Unlimited Double Cash Back for 12 month (expired 1/11/24)
$09990292Chase Freedom Flex$500ChaseConsumerBase: 1X (1.5%)
ⓘ $292 1st Yr Value EstimateClick to learn about first year value estimates
$200 cash back* ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Earn $200 (*awarded as 20,000 points) after spending $500 in the first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990284AT&T Points Plus Card$1,000CitiConsumerBase: 1X (1.5%)
ⓘ $284 1st Yr Value EstimateClick to learn about first year value estimates
$200 statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
$200 statement credit after $1K Spend in 3 Months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$09990276Citi Custom Cash® Card$1,500CitiConsumerBase: 1X (1.5%)
ⓘ $276 1st Yr Value EstimateClick to learn about first year value estimates
20K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
20K points after $1500 spend in the first 6 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months
$09990263Wells Fargo Autograph℠ Card$1,000WellsConsumerBase: 1X (1.4%)
ⓘ $263 1st Yr Value EstimateClick to learn about first year value estimates
20K points Non-AffiliateThis is NOT an affiliate offer.
20K after $1,000 spend in first 3 months.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
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20 Comments
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Keith

guys sorry if someone alrady ask this before. but Capital One Spark Cash Plus is it a VISA or Matsercard?

Dave

I’ve done the TD but would like to get it again. Wonder how long before I close it should I wait to go for another one.

Mary Jane

what about the new USBank 4% cash back card?

Jonathan S

I think this post is about the best sign up bonuses on cash back cards. I’m pretty sure that the US Bank 4% card doesn’t have a signup bonus.

Mike

Irs embarrassing that bloggers are posting these horrible cards and pretending they are good. I have been in this game before Frequent Miler even started doing this as a hobby and OGs would NEVER say these are even worth it to discuss.

Landon

Which of these cards specifically do you think is “horrible” and why?

klsd

I disagree – there are times for everything. I have thousands of various points + millions of others. I tend to take long trips vs many as I’m retired. I have some larger expenses this year – what do I need more points for? So a $750 or $500 cash bonus really helps in paying the big bills at this time. OK, so the 1x or 2x isn’t much for the spend, but every little bit can help. Those small amounts are also used at Amazon to get 50% off on a purchase with some cards.

Andrew

Earning better than 10% return on a no annual fee card is bad? Lol okay. Let me know when you link to your very successful points consulting company giving 20%+ cash back returns on everything.

Not everyone wants to stay under 5/24 forever so they can see how many EINs Chase will let them open Inks for at one time.

Tim Steinke

Sounds like you’ve been around awhile!

TBH, I’m a little puzzled by your comment – unless you’re confused by the post.

We pretty clearly stated that this is just a list of cash back offers that we’re ranking by first year value, but that we prefer cards with travel rewards.

There’s also a link after the very first paragraph to our list of best offers across all cards, not just cash back. I’m assuming that’s what you thought this was?

Regardless, thanks for being with us for so long despite the embarrassment!

[…] our Best Credit Card Offers page.  Or, if you’re only interested in cash back, check here: Best cash back credit card offers.  Note that we always publish the best public offers even if that means that we lose out on […]

rich

Any word on whether CC companies are more willing to waive AFs at this time? I may call some this Friday since I’m off that day. I certainly hope to be able to travel again this year but so infrequently that the rewards will be greatly diminished. And once things settle (next year?) I’d imagine there will be some very nice sign up bonuses to try and regain business.

Aloha808

What about the BoA Premium Rewards, WF signature/propel/propel world, Amex BC/BCP and Cash Magnet?

Greg The Frequent Miler

Thanks! Here’s how I addressed each:
BOA Premium Rewards: Added to first table.
WF cards: Added to second table
Amex cards: Already in first table but not on first page of table (use search box or “next”)

Aloha808

No worries. For the Amex cards, they do have referral/incognito elevated offers that can be higher than listed. For example, my father in law just got a cash magnet last month with a $225 SUB.

Nick Reyes

We always list the best publicly-available offer. When that’s a referral offer, we list a referral offer. Whatever the best offer is where you can simply go to our page and click through to apply is what we list on the page. We don’t list stuff where you have to use a specific browser or modify something in the address bar or anything like that as not everyone will be able to replicate it. We aim to keep the best publicly-available offer there where you’ll click through and see exactly what we’re listing. If you get targeted for something even better, that’s great.

Sophia

I am surprised you guys havent posted the limited $500 sign on bonus for the bank of america business cash card after spending $5000. Doctor of credit reported link: https://secure.bankofamerica.com/applynow/welcome.go

Greg The Frequent Miler

Thank you! We didn’t see that. We will update that offer right away. For the record, here’s the link: http://bankofamerica.com/sbcashrewards500 (the link you posted didn’t work)

Nick Reyes

Updated. Thanks, Sophia!

Omer

It requires $5000 spending, not $3k

Greg The Frequent Miler

That’s right. We show $5K spend required.