NOTICE: This post references card features that have changed, expired, or are not currently available
Like it or not, this week is all about shopping for deals. We’re doing our best to help with our continually evolving Black Friday Deals Master Post (which I expect will soon change to a Cyber Monday Master Post).
Meanwhile, you can use this post to help you figure out which card to use for each purchase. After weeks of working behind the scenes to setup our credit card database to more fully support this type of thing, I think we’re ready. Soon, we’ll use this capability for other purposes as well.
This stuff is complicated. Just because Card A offers (for example) 5X rewards at a given store doesn’t mean it’s the best card to use. If the points aren’t very valuable, another card that earns only 2X may be the better choice. To compare apples to apples we use our Reasonable Redemption Values (RRVs) to convert earning rates to cash back equivalents.
Tips for making the most of this post:
- In the following tables, use the search box to filter the display. For example, type “wholesale” to filter to cards that specific offer bonuses at wholesale clubs.
- Press “Next” to see more cards within each category.
- Click on a card of interest for more details about that card.
- Most importantly, check the last table in this post (Best Cards for Everywhere Else) because you may have a card that earns better rewards on all purchases.
- Don’t forget to check for Amex Offers (we keep a comprehensive list here) and Chase Offers (only visible via the Chase mobile app so far)
Best Cards for Shopping (e.g. Department Stores, Amazon, Wholesale Clubs, etc.)
| Card Info Name and Earning Rate (no offer) |
|---|
Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else |
Earning rate: 10X hotels, car rentals, and attractions booked through Citi Travel℠✦ 3X grocery ✦ 3X dining ✦ 3X gas stations & EV charging ✦ 3X flights, hotels, travel agencies |
Earning rate: 10X miles on hotels and rental cars booked via Capital One Travel ✦ 5x miles on flights and vacation rentals booked via Capital One travel. ✦ 2X miles everywhere else. |
Earning rate: 10X miles on hotels and rental cars booked via Capital One's travel booking site ✦ 5x on flights and vacation rentals booked via Capital One's travel booking site. ✦ 2X everywhere else. |
Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else |
Earning rate: Earn 5X flights & prepaid hotels booked at AmexTravel.com. ✦ 2X points per dollar (on up to $2 million of those purchases per year) for each eligible purchase of $5000 or more, US construction/hardware stores, US software & cloud system providers, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. |
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X points for prepaid hotels booked through American Express Travel |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: 5X Travel booked through Chase Travel℠(2X all other travel) ✦ 5X Lyft through 9/30/27 ✦3X Dining ✦ 3X Select streaming services ✦ 3X Online grocery ✦ 10% annual point bonus |
Earning rate: 5x travel booked through Chase Travel℠✦ 5X Lyft through September 2027 ✦ 3x dining ✦ 3x drugstores ✦ 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) |
Earning rate: 5x travel booked through Chase Travel℠✦ 3x dining ✦ 3x drugstores ✦ 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027 ✦ 1.5X everywhere else |
Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase). ✦ Earn 5% total cash back on hotel, car rentals, and attractions booked on Citi TravelSM Portal through 12/31/25. |
Earning rate: 2X miles everywhere ✦ 5X miles on hotels, vacations rentals and rental cars booked via Capital One Travel |
Earning rate: 1.25X miles everywhere ✦ 5X miles on hotels and rental cars booked via Capital One Travel |
Earning rate: 2X Miles everywhere ✦ Earn 5X miles on hotels, vacations rentals and rental cars booked through Capital One's travel booking site |
Earning rate: 1.5X miles everywhere ✦ Earn 5X miles on hotel and rental car bookings through Capital One's travel booking site |
Earning rate: 6x prepaid hotel & car rental through Altitude Rewards Center ✦ 2.5X mobile wallet payments (on up to $5,000 spend per quarter) Base: 2% Portal Hotels: 6% |
Earning rate: 6% on accommodations booked through Booking.com app ✦ 5% on travel booked at Booking.com ✦ 3% on dining, gas, and grocery ✦ 3% on in-person purchases (with card present) during your stay made within 50 miles of accommodations booked via Booking.com on up to $10K in purchases per year ✦ 2% everywhere else |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One Travel ✦ 5% on Capital One Entertainment through 12/31/25 Base: 1.5% Portal Hotels: 5% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 4% cash back on dining, entertainment, and popular streaming services ✦ 3% at grocery stores ✦ 1% everywhere else ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 4% |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 1.5% Portal Hotels: 5% |
Earning rate: 2.5% cash back on purchases of $5,000 or more ✦ 5% back on travel purchased through Chase Travel(SM) ✦ 2% cash back on all other spend ✦ 5x Lyft through September 2027 Base: 2% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: ✦ 5% back on first $6,000 of Instacart orders annually and on travel purchased through Chase Travel℠✦ 2% back at gas stations, restaurants and select streaming services ✦ 1% everywhere else Base: 1% Portal Flights: 5% Portal Hotels: 5% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5% on travel booked through Robinhood portal Base: 3% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: 5x hotels and car rentals when booked through US Bank Portal ✦ 4X travel, gas stations and EV charging ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Portal Hotels: 5% Dine: 2% Gas: 4% |
Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: 5% back at all bookstores, including Amazon (note: this is capped at $1000 in purchases per month) ✦ 2% back at restaurants, gas stations, supermarkets, Netflix, Spotify, Uber and Lyft. Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year) |
Earning rate: 3X Delta ✦ 1.5X on eligible transit, U.S. shipping & office supply store purchases |
Earning rate: 3X Delta |
Earning rate: 2X Delta ✦ 2X U.S. purchases for advertising in select media and U.S. shipping purchases (capped at $50k per year) ✦ 2x eligible restaurants worldwide and eligible US takeout & delivery |
Earning rate: 2X Delta ✦ 2x eligible restaurants worldwide ✦ 2x US supermarkets |
Earning rate: 2X eligible restaurants worldwide ✦ 2X Delta ✦ 1X on all other eligible purchases |
Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide (up to $50k in purchases, then 1x) ✦ 1X points on other purchases. Terms apply. |
Earning rate: ✦ 2X at AmexTravel.com ✦ 1X points on other purchases. Terms apply. (Rates & Fees) Base: 1X (1.55%) |
Earning rate: Unlimited 1.5% cash back on eligible charges when you pay within 10 days of your statement closing date. Pay your Minimum Payment Due by your Payment Due Date and the discount is applied to your next statement Base: 1.5% |
Earning rate: ✦ 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x) ✦ 1x on other purchases |
Earning rate: Make 20 or more purchases in a billing period and get 20% more points, less returns and credits ✦ With 20% more points, earn: 2.4X points at US supermarkets, on up to $6,000 per year in purchases (then 1.2x) ✦ 1.2X on other purchases |
Earning rate: ✦ 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x) ✦ 2x points at US gas stations ✦ 1x points on other purchases. |
Earning rate: Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits. With 30 or more purchases, earn: 4.5x points at US supermarkets on up to $6,000 per year in purchases (then 1.5x) ✦ 3x points at US gas stations ✦ 1.5x points on other purchases. |
Earning rate: ✦ 2X U.S. Restaurants ✦ 2X select U.S. Department Stores ✦ 2X Car Rentals Purchased Directly from Select Car Rental Companies ✦ 2X Airfare Purchased Directly from Airlines |
Earning rate: ✦ 6% cash back as a statement credit at US supermarkets up to $6,000 per year in purchases (then 1%) ✦ 6% Cash Back as a statement credit on select U.S. streaming subscriptions. ✦ 3% Cash Back as a statement credit on transit (includes taxis/rideshare, parking, tolls, trains, buses and more). 3% cash back US gas stations ✦ 1% cash back on other purchases ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: 2X Membership Rewards points on all eligible purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. (Rates & Fees) Base: 2X (3.1%) |
Earning rate: 2% cash back as a statement credit on all eligible purchases, up to $50K spend per calendar year (then 1% thereafter). Terms apply. Base: 2% |
Earning rate: ✦ 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions ✦ 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases ✦ 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ 1% cash back as a statement credit on other purchases ✦ Terms apply. Base: 1% Grocery: 3% Gas: 3% |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon Business, AWS, Amazon.com, Whole Foods on up to $120K in purchases per calendar year, then 1% ✦ 2% Back in Amazon rewards at US restaurants, US gas stations, and on US wireless telephone services (excludes Google Fi) ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: ✦ 14X Hilton spend ✦ 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies ✦ 3X on all other eligible purchases ✦ Terms & Limitations Apply. |
Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, U.S. supermarkets, and U.S. gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases |
Earning rate: ✦ 12X Hilton spend ✦ 5X on other eligible purchases (on the first $100K in purchases per calendar year, 3X Points thereafter). |
Earning rate: 6X Marriott ✦ 2X on all other eligible purchases |
Earning rate: 3X airfare -on flights booked directly with airlines; 3X restaurants worldwide, 6X Marriott; 2X on all other eligible purchases |
Earning rate: 6x at Marriott Bonvoy® properties ✦ 4x at restaurants worldwide, U.S. gas stations, wireless telephone services purchased from U.S. suppliers and on U.S. purchases for shipping ✦ 2x on all other eligible purchases. Terms Apply. (Rates & Fees) |
Earning rate: 6X Marriott.✦ 4X restaurants & U.S. Supermarkets on up to $15K in eligible purchases per year ✦ 2X on all other eligible purchases |
Earning rate: 5X at FlyFrontier.com ✦ 3X restaurants |
Earning rate: ✦ 3X AA ✦ 2X hotel and car rentals ✦ 1X everywhere else |
Earning rate: 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA, office supply, telecommunications services, and at car rental agencies ✦ 1X everywhere else |
Earning rate: 2X Carnival ✦ 1X everywhere else |
Earning rate: ✦ 2X Holland America ✦ 1X everywhere else |
Earning rate: ✦ 2X Princess ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue & Paisley ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and office supply stores ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and grocery ✦ 3X JetBlue ✦ 1X everywhere else✦ |
Earning rate: 2X Miles & More |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 8X Wyndham & gas ✦ 5X marketing, advertising, and utilities (telecommunications, cable, satellite, electric, gas, heating oil and water) ✦ 1X everywhere else |
Earning rate: Earn 1.529% back on your purchases when your Upromise Program account is linked to an eligible College Savings Plan or 1.25% if it is not ✦ Up to $250 cashback rewards per calendar year on gift card purchases at MyGiftCardsPlus Base: 1.25% |
Earning rate: Earn 5x on eligible Priceline.com purchases. Earn 2x on gas and restaurants. Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5X on Breeze Airways Nicer and Nicest Bundles & Trip Add-ons ✦ 2X on Breeze Airlines Nice Bundles ✦ 2X grocery ✦ 2X restaurants ✦ 1X everywhere else (including Breeze flights) |
Earning rate: 3% drugstores and gas stations ✦ 2% medical expenses ✦ 1% everywhere else Base: 1% Gas: 3% |
Earning rate: 3% airfare, hotel stays, and car rentals ✦ 2% restaurants ✦ 1% everywhere else Base: 1% Flights: 3% Hotels: 3% Dine: 2% |
Earning rate: 3X Alaska Airlines ✦ 3x dining ✦ 3x foreign transactions ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X on Air France, KLM, and SkyTeam purchases ✦ 1.5X everywhere else |
Earning rate: 3X Sonesta ✦ 2X airfare, car rental and dining |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 1.5% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status. Note that you'll need Preferred Rewards on the business side ("Preferred Rewards for Business") to earn a greater return. Base: 1.5% |
Earning rate: 2% on dining plus 3% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1% thereafter) and 1% everywhere else. Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 2% Gas: 3% Office: 3% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 2.625% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: 3% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 2% back at grocery stores & wholesale clubs ✦ 1% back everywhere else. 2% and 3% rewards are capped at $2500 in combined purchases per quarter Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Dine: 3% Gas: 3% |
Earning rate: With Platinum Honors Preferred, 5.25% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 3.5% back at grocery stores & wholesale clubs ✦ 1.75% back everywhere else. 5.25% and 3.5% rewards are capped at $2500 in combined purchases per quarter Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Grocery: 3.5% Dine: 5.25% Gas: 5.25% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: 3X Spirit ✦ 2X dining & grocery ✦ 1X everywhere else |
Earning rate: 3x Norwegian cruise line purchases ✦ 2x air and hotel |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 3x Allegiant ✦ 2x dining |
Earning rate: 3% travel & AAA ✦ 2% gas, grocery store, wholesale club and drugstore purchases ✦ 1% back everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Gas: 2% Brand: 3% |
Earning rate: 3x on home decor, home improvement, general contractors, cable & streaming services, home insurance, property taxes, maintenance, telecom, utilities and daycare ✦ 2x on groceries, gas, and EV charging ✦ 1x on mortgage payments when spending $1k/month on card (100K points/year max) ✦ 1x everywhere else |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 5% back at Whole Foods ✦ 5% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at gas stations; local transit and commuting (including rideshare); and restaurants ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 3% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 3% back at Whole Foods ✦ 3% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at US restaurants, local transit and commuting (including rideshare), US gas stations, and drugstores ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 3% |
Earning rate: This card only earns 1% back in the form of "Disney Dream Dollars" on most purchases (and 2% in bonus categories) and the meet & greet is also available on the Disney debit card. However, the current welcome offer makes it worth a look. Base: 1% |
Earning rate: 5X DisneyPlus.com, Hulu.com or ESPNPlus.com ✦ 2X grocery stores, restaurants, gas stations, and most Disney locations ✦ 1X everywhere else Base: 1% Grocery: 2% Dine: 2% Gas: 2% Brand: 2% |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 2X local transit and commuting, including rideshare ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 2X gas station and grocery (up to $5K in purchases combined per year) ✦ 2X Southwest |
Earning rate: 3X Southwest ✦ 2X gas station and restaurants (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X rideshare (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 4X Southwest ✦ 3X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X hotels ✦ 2x gas and restaurants ✦ 2X rideshare ✦ 2X social media and search engine advertising, internet, cable, and phone services (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 3X Southwest ✦ 2X restaurants and grocery (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 4X Southwest ✦ 2X gas & dining ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 2X at restaurants including eligible delivery services , gas stations, and office supply stores ✦ 2X United ✦ 2X United Hotels ✦ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services |
Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else |
Earning rate: 2X United ✦ 2X restaurants ✦ 2X on hotel stays |
Earning rate: 5X Renowned Hotels & Resorts for United Cardmembers ✦ 3X United ✦ 2X restaurants including eligible delivery services ✦ 2X on all other travel ✦ 2X select streaming |
Earning rate: 2X United ✦ 2X on United Hotels ✦ 2X gas stations ✦ 2X local transit and commuting |
Earning rate: 3X Air Canada ✦ 3X grocery stores ✦ 3X dining ✦ 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max) ✦ 1X everywhere else |
Earning rate: 5X Lyft through September 2027; 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) Base: 1X (1.5%) |
Earning rate: This card does not earn ongoing rewards beyond the welcome offer. Base: 0% |
Earning rate: 1.5X on all purchases ✦ 5X Lyft through September 2027 Base: 1.5X (2.25%) |
Earning rate: 5X office supplies and cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually) ✦ 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year ✦ 5x Lyft through September 2027 |
Earning rate: 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year) ✦ 5X Lyft through September 2027 |
Earning rate: ✦ 5X office supplies, 5X cellular/landline/cable ✦ 2X gas and hotels ✦ 5X Lyft through September 2027 |
Earning rate: ✦ 2X restaurants / cafes / coffee shops, airlines, local transit, fitness clubs and gym memberships ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: 2X on fitness clubs and gym memberships ✦ 2X in the top 3 spend categories each calendar quarter. Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: ✦ 4% back on DoorDash and Caviar orders ✦ 3% back on dining ✦ 2% back at grocery stores ✦ 1% everywhere else Base: 1% Grocery: 2% Dine: 3% Brand: 4% |
Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases |
Earning rate: ✦ 5X IHG ✦ 3x dining, gas stations utilities, cable, Internet, phone, and select streaming services ✦ 2X everywhere else |
Earning rate: 6X Marriott.✦ 4X restaurants & grocery on up to $15K spend per year ✦ 2X everywhere else |
Earning rate: ✦ 6X Ritz & Marriott.✦ 3X airline tickets purchased directly with the airline, at car rental agencies and at restaurants ✦ 2X everywhere else |
Earning rate: ✦ 2X airline, car rental, & restaurants ✦ 5X Marriott. |
Earning rate: ✦ 3X Marriott Bonvoy ✦ 2X grocery stores, rideshare, select food delivery, select streaming, and internet, cable and phone services ✦ 1X everywhere else |
Earning rate: 6X Marriott ✦ 4X dining, internet, cable and phone service ✦ 4X gas stations and shipping ✦ 2X everywhere else. |
Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA |
Earning rate: 2X grocery ✦ 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas |
Earning rate: 3x travel ✦ office supply ✦ professional services Base: 1X (1.5%) |
Earning rate: 5X airfare, dining, and travel agencies ✦ 3X hotels and cruise line ✦ 1X everywhere else |
Earning rate: 5X gas ✦ 3X grocery and dining ✦ 2X Sears and KMart |
Earning rate: 5X Hotels, Car Rentals and Attractions booked on cititravel.com ✦ 3X grocery ✦ 3X gas stations & EV charging ✦ 3X select transit includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals ✦ 3X self-select category (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores) ✦ 2X dining |
Earning rate: ✦ 3 points per $1 on products and services that are purchased directly from AT&T ✦ 3 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 2 points per $1 on products and services that are purchased directly from AT&T ✦ 2 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 3 points per $1 at gas stations ✦ 2 points per $1 at grocery stores ✦ 1 point per $1 on all other purchases |
Earning rate: 5x on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1x thereafter. Eligible categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. ✦ 1x on all other purchases |
Earning rate: 5% gas at Costco ✦ 4% all other gas and EV charging (up to $7K spend / year) ✦ 3% restaurant & travel; 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% |
Earning rate: 5% gas at Costco ✦ 4% all other gas & EV charging (up to $7K spend / year) ✦ 3% restaurant & travel ✦ 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% Brand: 2% |
Earning rate: 5X on rotating categories each quarter. 5% limited to $6K spend per year. Base: 1% Grocery: 5% |
Earning rate: 3% dining, groceries and entertainment (including streaming)✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 3% grocery and dining ✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: ✦ 3X airline, hotel, taxi, limousine, rental car, train bus, restaurant, fast food and takeout food and dining purchases ✦ 1X everywhere else |
Earning rate: X1 offers "Boosts" of additional point earnings for various categories of spend, for specific merchants, and for certain thresholds of spend. You must enroll in these boosts to earn more points. Additionally, earn 3x for all spend between $1000 and $7,500 each calendar month Base: 2% |
Earning rate: 3X on grocery, dining and utility purchases ✦ 25% bonus with 20+ purchases in billing cycle ✦ 1X on all other purchases Base: 1% Grocery: 3% Dine: 3% |
Earning rate: 5 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 7 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 1.5 miles per dollar for all spend. Base: 1.5% |
Earning rate: 1.5 miles per dollar for all spend. All Miles are doubled at the end of your first card membership year. Base: 3% |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Grocery: 5% |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Dine: 5% |
Earning rate: 6x Stays booked through Booking.com ✦ 5x All other travel booked through Booking.com ✦ 3x dining, gas, groceries, and "in-trip" booking ✦ 2x everywhere else |
Earning rate: 3x LATAM ✦ 2x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: 4x LATAM ✦ 3x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: 4x Qatar purchases ✦ 2x dining ✦ 1x everywhere else |
Earning rate: 5x Qatar purchases ✦ 3x dining ✦ 1x everywhere else |
Earning rate: 3x TAP Air Portugal purchases ✦ 3x hotels, car rentals, & rideshare ✦ 1x everywhere else |
Earning rate: 5% back at at every store at every Simon Mall, Mills, or Premium Outlet in the U.S. Use your card 5 times each statement period to earn Rewards. ✦ 1% back on all other purchases. Base: 1% Brand: 5% |
Earning rate: 2x Avianca purchases, dining, and grocery ✦ 1x everywhere else |
Earning rate: 5X extra on Rakuten Dining ✦ 4X extra on Rakuten purchases (limit $7k spend per calendar year) ✦ 2X groceries & restaurants ✦ 1x everywhere else Base: 1% Grocery: 2% Dine: 2% Brand: 4% |
Earning rate: 4X Best Western ✦ 2X everywhere else |
Earning rate: 10X Best Western ✦ 4X gas and grocery ✦ 2X everywhere else |
Earning rate: 2X Gas ✦ 2X Grocery ✦ 2X Travel ✦ 1X elsewhere Base: 1% Travel: 2% Flights: 2% Hotels: 2% Grocery: 2% Gas: 2% Brand: 2% |
Earning rate: 2X Amtrak ✦ 2X dining ✦ 1X elsewhere |
Earning rate: ✦ 3X MGM ✦ 2X gas stations and grocery stores ✦ 1X elsewhere |
Earning rate: ✦ 3X Travel, Dining and Gas ✦ 1X everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 3% |
Earning rate: 3X MGM ✦ 2X Gas and Grocery ✦ 1X everywhere else |
Earning rate: 2x travel (includes airlines, hotels, and car rentals) Base: 1% Travel: 2% Flights: 2% Hotels: 2% |
Earning rate: 5X travel (includes airlines, hotels, and car rentals) ✦ 2X dining ✦ 1X everywhere else Base: 1% Travel: 5% Flights: 5% Hotels: 5% Dine: 2% |
Earning rate: 3% cash back on up to $2K in spend in the category you choose each quarter: gas stations, travel & entertainment, restaurants, discount & warehouse stores, grocery stores, utilities & office supply stores, electronics and computer and camera stores, department and apparel and sporting good stores, auto parts & service, and home improvement stores Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% Office: 3% |
Earning rate: ✦ 3X Turkish ✦ 2X dining, entertainment, groceries and lodging ✦ 1X everywhere else |
Earning rate: 4X Travel for PenFed Honors Advantage Members ✦ 3X travel otherwise ✦ 1.5X everywhere else. Advantage membership is available to anyone who opens an Access America Checking account, or to military members. |
Earning rate: 5x Gas and EV Charging ✦ 3X supermarkets, restaurants, and TV, radio, cable, streaming services ✦ 1X everywhere else. |
Earning rate: 4X gas stations ✦ 3X dining ✦ 2X grocery stores (up to $8,000 spend per cardmember year across all three categories combined) |
Earning rate: 3% on your eligible top spend category ✦ 2% on your second top category ✦ 1% everywhere else ✦ Eligible cateories include Dining & Nightlift, Travel, Bills & Utilities, Health & Beauty, Grocery / Warehouse Stores, Gas, Transportation, Entertainment Base: 1% |
Earning rate: ✦ 3X Cathay Pacific & Hong Kong Express ✦ 2X dining & dining delivery services ✦ 1X everywhere else |
Earning rate: 3% cash back when you check out with PayPal ✦ 1.5% cash back everywhere else Base: 2% Brand: 3% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 3X Virgin Atlantic, Virgin Hotels and Virgin Voyages ✦ 2X dining, at grocery stores, on select streaming services and for EV charging ✦ 1X everywhere else |
Earning rate: 3X travel & dining Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% |
Earning rate: ✦ 3% & 2% unlimited cash back on top two spend categories ✦ 1% unlimited cash back on all other eligible purchases Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% |
Earning rate: 3% phone, internet and cable services ✦ 2% dining and gas stations Base: 1% Dine: 2% Gas: 2% |
Base: 1% |
Earning rate: 3x for commercial air travel, 2x for eligible groceries, select digital entertainment, newspapers and cable TV, and 1X everywhere else Base: 1% Flights: 3% Grocery: 2% |
Base: 1% |
Earning rate: 3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else Base: 1% Flights: 3% Hotels: 3% Office: 2% |
Earning rate: Earn 2% cash back on your first $100,000 in eligible purchases each year then 1% Base: 2% |
Earning rate: 2x on top two categories where you spend the most each month. Base: 1% |
Earning rate: ✦ 2X cell phone ✦ 2X charity ✦ 2X gas, office supply, or airline purchases (whichever is most each month). |
Earning rate: 2X charity and then 2X in one of the following: cell phone providers, gas, grocery, or airline purchases (whichever category you spend most on each month). |
Earning rate: 6x on first $1,500 in purchases each quarter with two retailers you choose ✦ 3x on first $1,500 in purchases per quarter on one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities) Base: 1.5% Gas: 3% |
Earning rate: ✦ 3X restaurants ✦ 2X gas stations and airlines Base: 1% Flights: 2% Dine: 3% Gas: 2% |
Earning rate: Up to an additional 2% cash back on your first $10,000 in eligible Net Purchases each billing cycle when paired with a U.S. Bank Smartly Savings account plus qualifying balances in a U.S. Bank Smartly Checking and/or Safe Debit account. Base: 2% |
Earning rate: 4% rate is limited to your first $10,000 in eligible Net Purchases each billing cycle, then the earning rate drops to 2%. To qualify, you must maintain at least $100,000 in a U.S. Bank Smartly® Checking and/or Safe Debit account. Base: 4% |
Earning rate: 4X take out, food delivery ($2k/qtr max starting 4/14/25), and dining ✦ 2X grocery (including meal kit delivery), gas stations, and streaming services Base: 1% Grocery: 2% Dine: 4% Gas: 2% |
Earning rate: 4X travel, gas stations & EV charging (excludes discount stores/supercenters and wholesale clubs) ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining, grocery (including meal kit delivery) and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Grocery: 2% Dine: 2% Gas: 4% |
Earning rate: 2x on Korean Air, Hotels and Dining |
Earning rate: 3X miles on Korean Air, 2x on Other Airlines, Car Rental, Hotels and Dining |
Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ✦ Ground Transportation ✦ Select Clothing Stores ✦ Cell Phone Providers ✦ Electronic Stores ✦ TV, Internet & Streaming Services ✦ Gyms/Fitness Centers ✦ Fast Food ✦ Sporting Goods Stores ✦ Department Stores ✦ Furniture Stores ✦ Movie Theaters. 2% Categories: Gas Stations ✦ Restaurants ✦ Grocery Stores Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants ✦ 1% back everywhere else ✦ Note: purchases of gasoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%. Base: 1% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 4X self-care (gym memberships, at spas / massage parlors, and barber shops / salons) ✦ 4X sports, recreation, and entertainment ✦ 4X "planet-friendly purchases" like EV charging stations, riding public transportation, and purchasing select second hand and vintage ✦ 1X everywhere else Base: 1% |
Base: 2X (2%) |
Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Earning rate: 10X at Choice Hotels ✦ 5X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Best Cards for Office Supply Stores
| Card Info Name and Earning Rate (no offer) |
|---|
Earning rate: 5X airfare, dining, and travel agencies ✦ 3X hotels and cruise line ✦ 1X everywhere else |
Earning rate: 5x on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1x thereafter. Eligible categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. ✦ 1x on all other purchases |
Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide (up to $50k in purchases, then 1x) ✦ 1X points on other purchases. Terms apply. |
Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. |
Earning rate: With Platinum Honors Preferred, 5.25% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 3.5% back at grocery stores & wholesale clubs ✦ 1.75% back everywhere else. 5.25% and 3.5% rewards are capped at $2500 in combined purchases per quarter Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Grocery: 3.5% Dine: 5.25% Gas: 5.25% |
Earning rate: 2X Amtrak ✦ 2X dining ✦ 1X elsewhere |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Dine: 5% |
Earning rate: 5X Travel booked through Chase Travel℠(2X all other travel) ✦ 5X Lyft through 9/30/27 ✦3X Dining ✦ 3X Select streaming services ✦ 3X Online grocery ✦ 10% annual point bonus |
Earning rate: 5x travel booked through Chase Travel℠✦ 5X Lyft through September 2027 ✦ 3x dining ✦ 3x drugstores ✦ 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) |
Earning rate: 5x travel booked through Chase Travel℠✦ 3x dining ✦ 3x drugstores ✦ 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027 ✦ 1.5X everywhere else |
Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else |
Earning rate: 10X hotels, car rentals, and attractions booked through Citi Travel℠✦ 3X grocery ✦ 3X dining ✦ 3X gas stations & EV charging ✦ 3X flights, hotels, travel agencies |
Earning rate: 3X Air Canada ✦ 3X grocery stores ✦ 3X dining ✦ 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max) ✦ 1X everywhere else |
Earning rate: 4% cash back on dining, entertainment, and popular streaming services ✦ 3% at grocery stores ✦ 1% everywhere else ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 4% |
Earning rate: 4X take out, food delivery ($2k/qtr max starting 4/14/25), and dining ✦ 2X grocery (including meal kit delivery), gas stations, and streaming services Base: 1% Grocery: 2% Dine: 4% Gas: 2% |
Earning rate: 3X Alaska Airlines ✦ 3x dining ✦ 3x foreign transactions ✦ 1X elsewhere |
Earning rate: ✦ 2X restaurants / cafes / coffee shops, airlines, local transit, fitness clubs and gym memberships ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 2.625% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: ✦ 3X airline, hotel, taxi, limousine, rental car, train bus, restaurant, fast food and takeout food and dining purchases ✦ 1X everywhere else |
Earning rate: 5x Qatar purchases ✦ 3x dining ✦ 1x everywhere else |
Earning rate: ✦ 2X U.S. Restaurants ✦ 2X select U.S. Department Stores ✦ 2X Car Rentals Purchased Directly from Select Car Rental Companies ✦ 2X Airfare Purchased Directly from Airlines |
Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases |
Earning rate: 6x at Marriott Bonvoy® properties ✦ 4x at restaurants worldwide, U.S. gas stations, wireless telephone services purchased from U.S. suppliers and on U.S. purchases for shipping ✦ 2x on all other eligible purchases. Terms Apply. (Rates & Fees) |
Earning rate: 6X Marriott.✦ 4X restaurants & U.S. Supermarkets on up to $15K in eligible purchases per year ✦ 2X on all other eligible purchases |
Earning rate: 6X Marriott.✦ 4X restaurants & grocery on up to $15K spend per year ✦ 2X everywhere else |
Earning rate: 5X at FlyFrontier.com ✦ 3X restaurants |
Earning rate: 3% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 2% back at grocery stores & wholesale clubs ✦ 1% back everywhere else. 2% and 3% rewards are capped at $2500 in combined purchases per quarter Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Dine: 3% Gas: 3% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 5X office supplies and cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually) ✦ 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year ✦ 5x Lyft through September 2027 |
Earning rate: ✦ 4% back on DoorDash and Caviar orders ✦ 3% back on dining ✦ 2% back at grocery stores ✦ 1% everywhere else Base: 1% Grocery: 2% Dine: 3% Brand: 4% |
Earning rate: 5X gas ✦ 3X grocery and dining ✦ 2X Sears and KMart |
Earning rate: 5X Hotels, Car Rentals and Attractions booked on cititravel.com ✦ 3X grocery ✦ 3X gas stations & EV charging ✦ 3X select transit includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals ✦ 3X self-select category (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores) ✦ 2X dining |
Earning rate: 5% gas at Costco ✦ 4% all other gas and EV charging (up to $7K spend / year) ✦ 3% restaurant & travel; 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% |
Earning rate: 5% gas at Costco ✦ 4% all other gas & EV charging (up to $7K spend / year) ✦ 3% restaurant & travel ✦ 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% Brand: 2% |
Earning rate: 3% dining, groceries and entertainment (including streaming)✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 3% grocery and dining ✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 3X on grocery, dining and utility purchases ✦ 25% bonus with 20+ purchases in billing cycle ✦ 1X on all other purchases Base: 1% Grocery: 3% Dine: 3% |
Earning rate: 6x Stays booked through Booking.com ✦ 5x All other travel booked through Booking.com ✦ 3x dining, gas, groceries, and "in-trip" booking ✦ 2x everywhere else |
Earning rate: ✦ 3X Travel, Dining and Gas ✦ 1X everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 3% |
Earning rate: 3% cash back on up to $2K in spend in the category you choose each quarter: gas stations, travel & entertainment, restaurants, discount & warehouse stores, grocery stores, utilities & office supply stores, electronics and computer and camera stores, department and apparel and sporting good stores, auto parts & service, and home improvement stores Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 4X gas stations ✦ 3X dining ✦ 2X grocery stores (up to $8,000 spend per cardmember year across all three categories combined) |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 3X travel & dining Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% |
Earning rate: ✦ 3% & 2% unlimited cash back on top two spend categories ✦ 1% unlimited cash back on all other eligible purchases Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% |
Earning rate: ✦ 3X restaurants ✦ 2X gas stations and airlines Base: 1% Flights: 2% Dine: 3% Gas: 2% |
Earning rate: 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants ✦ 1% back everywhere else ✦ Note: purchases of gasoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%. Base: 1% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 6% on accommodations booked through Booking.com app ✦ 5% on travel booked at Booking.com ✦ 3% on dining, gas, and grocery ✦ 3% on in-person purchases (with card present) during your stay made within 50 miles of accommodations booked via Booking.com on up to $10K in purchases per year ✦ 2% everywhere else |
Earning rate: ✦ 14X Hilton spend ✦ 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies ✦ 3X on all other eligible purchases ✦ Terms & Limitations Apply. |
Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA |
Earning rate: 3X Virgin Atlantic, Virgin Hotels and Virgin Voyages ✦ 2X dining, at grocery stores, on select streaming services and for EV charging ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue & Paisley ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and office supply stores ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and grocery ✦ 3X JetBlue ✦ 1X everywhere else✦ |
Earning rate: 3X Southwest ✦ 2X gas station and restaurants (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X rideshare (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 3X Southwest ✦ 2X restaurants and grocery (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 4X Southwest ✦ 2X gas & dining ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 2X at restaurants including eligible delivery services , gas stations, and office supply stores ✦ 2X United ✦ 2X United Hotels ✦ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services |
Earning rate: 2X United ✦ 2X restaurants ✦ 2X on hotel stays |
Earning rate: 5X Renowned Hotels & Resorts for United Cardmembers ✦ 3X United ✦ 2X restaurants including eligible delivery services ✦ 2X on all other travel ✦ 2X select streaming |
Earning rate: 2x Avianca purchases, dining, and grocery ✦ 1x everywhere else |
Earning rate: 2x on Korean Air, Hotels and Dining |
Earning rate: 3X miles on Korean Air, 2x on Other Airlines, Car Rental, Hotels and Dining |
Earning rate: 5x Gas and EV Charging ✦ 3X supermarkets, restaurants, and TV, radio, cable, streaming services ✦ 1X everywhere else. |
Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, U.S. supermarkets, and U.S. gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases |
Earning rate: 3X Spirit ✦ 2X dining & grocery ✦ 1X everywhere else |
Earning rate: ✦ 3X Turkish ✦ 2X dining, entertainment, groceries and lodging ✦ 1X everywhere else |
Earning rate: 2X Delta ✦ 2X U.S. purchases for advertising in select media and U.S. shipping purchases (capped at $50k per year) ✦ 2x eligible restaurants worldwide and eligible US takeout & delivery |
Earning rate: 2X Delta ✦ 2x eligible restaurants worldwide ✦ 2x US supermarkets |
Earning rate: 2X eligible restaurants worldwide ✦ 2X Delta ✦ 1X on all other eligible purchases |
Earning rate: 3X airfare -on flights booked directly with airlines; 3X restaurants worldwide, 6X Marriott; 2X on all other eligible purchases |
Earning rate: ✦ 6X Ritz & Marriott.✦ 3X airline tickets purchased directly with the airline, at car rental agencies and at restaurants ✦ 2X everywhere else |
Earning rate: 4x Qatar purchases ✦ 2x dining ✦ 1x everywhere else |
Earning rate: ✦ 3X Cathay Pacific & Hong Kong Express ✦ 2X dining & dining delivery services ✦ 1X everywhere else |
Earning rate: 5% back at all bookstores, including Amazon (note: this is capped at $1000 in purchases per month) ✦ 2% back at restaurants, gas stations, supermarkets, Netflix, Spotify, Uber and Lyft. Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon Business, AWS, Amazon.com, Whole Foods on up to $120K in purchases per calendar year, then 1% ✦ 2% Back in Amazon rewards at US restaurants, US gas stations, and on US wireless telephone services (excludes Google Fi) ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: Earn 5x on eligible Priceline.com purchases. Earn 2x on gas and restaurants. Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5X on Breeze Airways Nicer and Nicest Bundles & Trip Add-ons ✦ 2X on Breeze Airlines Nice Bundles ✦ 2X grocery ✦ 2X restaurants ✦ 1X everywhere else (including Breeze flights) |
Earning rate: 3% airfare, hotel stays, and car rentals ✦ 2% restaurants ✦ 1% everywhere else Base: 1% Flights: 3% Hotels: 3% Dine: 2% |
Earning rate: 2% on dining plus 3% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1% thereafter) and 1% everywhere else. Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 2% Gas: 3% Office: 3% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: 3x Allegiant ✦ 2x dining |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 5% back at Whole Foods ✦ 5% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at gas stations; local transit and commuting (including rideshare); and restaurants ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 3% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 3% back at Whole Foods ✦ 3% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at US restaurants, local transit and commuting (including rideshare), US gas stations, and drugstores ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 3% |
Earning rate: 5X DisneyPlus.com, Hulu.com or ESPNPlus.com ✦ 2X grocery stores, restaurants, gas stations, and most Disney locations ✦ 1X everywhere else Base: 1% Grocery: 2% Dine: 2% Gas: 2% Brand: 2% |
Earning rate: ✦ 5% back on first $6,000 of Instacart orders annually and on travel purchased through Chase Travel℠✦ 2% back at gas stations, restaurants and select streaming services ✦ 1% everywhere else Base: 1% Portal Flights: 5% Portal Hotels: 5% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 7 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 5X extra on Rakuten Dining ✦ 4X extra on Rakuten purchases (limit $7k spend per calendar year) ✦ 2X groceries & restaurants ✦ 1x everywhere else Base: 1% Grocery: 2% Dine: 2% Brand: 4% |
Earning rate: 5X travel (includes airlines, hotels, and car rentals) ✦ 2X dining ✦ 1X everywhere else Base: 1% Travel: 5% Flights: 5% Hotels: 5% Dine: 2% |
Earning rate: 3% phone, internet and cable services ✦ 2% dining and gas stations Base: 1% Dine: 2% Gas: 2% |
Earning rate: 4X travel, gas stations & EV charging (excludes discount stores/supercenters and wholesale clubs) ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining, grocery (including meal kit delivery) and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Grocery: 2% Dine: 2% Gas: 4% |
Earning rate: 5x hotels and car rentals when booked through US Bank Portal ✦ 4X travel, gas stations and EV charging ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Portal Hotels: 5% Dine: 2% Gas: 4% |
Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ✦ Ground Transportation ✦ Select Clothing Stores ✦ Cell Phone Providers ✦ Electronic Stores ✦ TV, Internet & Streaming Services ✦ Gyms/Fitness Centers ✦ Fast Food ✦ Sporting Goods Stores ✦ Department Stores ✦ Furniture Stores ✦ Movie Theaters. 2% Categories: Gas Stations ✦ Restaurants ✦ Grocery Stores Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: ✦ 5X IHG ✦ 3x dining, gas stations utilities, cable, Internet, phone, and select streaming services ✦ 2X everywhere else |
Earning rate: 4x LATAM ✦ 3x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: ✦ 2X airline, car rental, & restaurants ✦ 5X Marriott. |
Earning rate: 3x LATAM ✦ 2x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year) |
Earning rate: 3X Delta ✦ 1.5X on eligible transit, U.S. shipping & office supply store purchases |
Earning rate: 3X Delta |
Earning rate: Earn 5X flights & prepaid hotels booked at AmexTravel.com. ✦ 2X points per dollar (on up to $2 million of those purchases per year) for each eligible purchase of $5000 or more, US construction/hardware stores, US software & cloud system providers, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. |
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X points for prepaid hotels booked through American Express Travel |
Earning rate: ✦ 2X at AmexTravel.com ✦ 1X points on other purchases. Terms apply. (Rates & Fees) Base: 1X (1.55%) |
Earning rate: Unlimited 1.5% cash back on eligible charges when you pay within 10 days of your statement closing date. Pay your Minimum Payment Due by your Payment Due Date and the discount is applied to your next statement Base: 1.5% |
Earning rate: ✦ 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x) ✦ 1x on other purchases |
Earning rate: Make 20 or more purchases in a billing period and get 20% more points, less returns and credits ✦ With 20% more points, earn: 2.4X points at US supermarkets, on up to $6,000 per year in purchases (then 1.2x) ✦ 1.2X on other purchases |
Earning rate: ✦ 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x) ✦ 2x points at US gas stations ✦ 1x points on other purchases. |
Earning rate: Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits. With 30 or more purchases, earn: 4.5x points at US supermarkets on up to $6,000 per year in purchases (then 1.5x) ✦ 3x points at US gas stations ✦ 1.5x points on other purchases. |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: ✦ 6% cash back as a statement credit at US supermarkets up to $6,000 per year in purchases (then 1%) ✦ 6% Cash Back as a statement credit on select U.S. streaming subscriptions. ✦ 3% Cash Back as a statement credit on transit (includes taxis/rideshare, parking, tolls, trains, buses and more). 3% cash back US gas stations ✦ 1% cash back on other purchases ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: 2X Membership Rewards points on all eligible purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. (Rates & Fees) Base: 2X (3.1%) |
Earning rate: 2% cash back as a statement credit on all eligible purchases, up to $50K spend per calendar year (then 1% thereafter). Terms apply. Base: 2% |
Earning rate: ✦ 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions ✦ 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases ✦ 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ 1% cash back as a statement credit on other purchases ✦ Terms apply. Base: 1% Grocery: 3% Gas: 3% |
Earning rate: ✦ 12X Hilton spend ✦ 5X on other eligible purchases (on the first $100K in purchases per calendar year, 3X Points thereafter). |
Earning rate: 6X Marriott ✦ 2X on all other eligible purchases |
Earning rate: ✦ 3X AA ✦ 2X hotel and car rentals ✦ 1X everywhere else |
Earning rate: 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA, office supply, telecommunications services, and at car rental agencies ✦ 1X everywhere else |
Earning rate: 2X Carnival ✦ 1X everywhere else |
Earning rate: ✦ 2X Holland America ✦ 1X everywhere else |
Earning rate: ✦ 2X Princess ✦ 1X everywhere else |
Earning rate: 2X Miles & More |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 8X Wyndham & gas ✦ 5X marketing, advertising, and utilities (telecommunications, cable, satellite, electric, gas, heating oil and water) ✦ 1X everywhere else |
Earning rate: Earn 1.529% back on your purchases when your Upromise Program account is linked to an eligible College Savings Plan or 1.25% if it is not ✦ Up to $250 cashback rewards per calendar year on gift card purchases at MyGiftCardsPlus Base: 1.25% |
Earning rate: 3% drugstores and gas stations ✦ 2% medical expenses ✦ 1% everywhere else Base: 1% Gas: 3% |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X on Air France, KLM, and SkyTeam purchases ✦ 1.5X everywhere else |
Earning rate: 3X Sonesta ✦ 2X airfare, car rental and dining |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 1.5% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status. Note that you'll need Preferred Rewards on the business side ("Preferred Rewards for Business") to earn a greater return. Base: 1.5% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: 3x Norwegian cruise line purchases ✦ 2x air and hotel |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 3% travel & AAA ✦ 2% gas, grocery store, wholesale club and drugstore purchases ✦ 1% back everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Gas: 2% Brand: 3% |
Earning rate: 2X miles everywhere ✦ 5X miles on hotels, vacations rentals and rental cars booked via Capital One Travel |
Earning rate: 10X miles on hotels and rental cars booked via Capital One Travel ✦ 5x miles on flights and vacation rentals booked via Capital One travel. ✦ 2X miles everywhere else. |
Earning rate: 10X miles on hotels and rental cars booked via Capital One's travel booking site ✦ 5x on flights and vacation rentals booked via Capital One's travel booking site. ✦ 2X everywhere else. |
Earning rate: 1.25X miles everywhere ✦ 5X miles on hotels and rental cars booked via Capital One Travel |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One Travel ✦ 5% on Capital One Entertainment through 12/31/25 Base: 1.5% Portal Hotels: 5% |
Earning rate: 2X Miles everywhere ✦ Earn 5X miles on hotels, vacations rentals and rental cars booked through Capital One's travel booking site |
Earning rate: 1.5X miles everywhere ✦ Earn 5X miles on hotel and rental car bookings through Capital One's travel booking site |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 1.5% Portal Hotels: 5% |
Earning rate: 3x on home decor, home improvement, general contractors, cable & streaming services, home insurance, property taxes, maintenance, telecom, utilities and daycare ✦ 2x on groceries, gas, and EV charging ✦ 1x on mortgage payments when spending $1k/month on card (100K points/year max) ✦ 1x everywhere else |
Earning rate: This card only earns 1% back in the form of "Disney Dream Dollars" on most purchases (and 2% in bonus categories) and the meet & greet is also available on the Disney debit card. However, the current welcome offer makes it worth a look. Base: 1% |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 2X local transit and commuting, including rideshare ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 2X gas station and grocery (up to $5K in purchases combined per year) ✦ 2X Southwest |
Earning rate: 4X Southwest ✦ 3X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X hotels ✦ 2x gas and restaurants ✦ 2X rideshare ✦ 2X social media and search engine advertising, internet, cable, and phone services (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else |
Earning rate: 2X United ✦ 2X on United Hotels ✦ 2X gas stations ✦ 2X local transit and commuting |
Earning rate: 5X Lyft through September 2027; 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) Base: 1X (1.5%) |
Earning rate: This card does not earn ongoing rewards beyond the welcome offer. Base: 0% |
Earning rate: 1.5X on all purchases ✦ 5X Lyft through September 2027 Base: 1.5X (2.25%) |
Earning rate: 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year) ✦ 5X Lyft through September 2027 |
Earning rate: ✦ 5X office supplies, 5X cellular/landline/cable ✦ 2X gas and hotels ✦ 5X Lyft through September 2027 |
Earning rate: 2.5% cash back on purchases of $5,000 or more ✦ 5% back on travel purchased through Chase Travel(SM) ✦ 2% cash back on all other spend ✦ 5x Lyft through September 2027 Base: 2% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: 2X on fitness clubs and gym memberships ✦ 2X in the top 3 spend categories each calendar quarter. Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: ✦ 3X Marriott Bonvoy ✦ 2X grocery stores, rideshare, select food delivery, select streaming, and internet, cable and phone services ✦ 1X everywhere else |
Earning rate: 6X Marriott ✦ 4X dining, internet, cable and phone service ✦ 4X gas stations and shipping ✦ 2X everywhere else. |
Earning rate: 2X grocery ✦ 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas |
Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else |
Earning rate: 3x travel ✦ office supply ✦ professional services Base: 1X (1.5%) |
Earning rate: ✦ 3 points per $1 on products and services that are purchased directly from AT&T ✦ 3 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 2 points per $1 on products and services that are purchased directly from AT&T ✦ 2 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 3 points per $1 at gas stations ✦ 2 points per $1 at grocery stores ✦ 1 point per $1 on all other purchases |
Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase). ✦ Earn 5% total cash back on hotel, car rentals, and attractions booked on Citi TravelSM Portal through 12/31/25. |
Earning rate: 5X on rotating categories each quarter. 5% limited to $6K spend per year. Base: 1% Grocery: 5% |
Earning rate: 5% on travel booked through Robinhood portal Base: 3% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: X1 offers "Boosts" of additional point earnings for various categories of spend, for specific merchants, and for certain thresholds of spend. You must enroll in these boosts to earn more points. Additionally, earn 3x for all spend between $1000 and $7,500 each calendar month Base: 2% |
Earning rate: 1.5 miles per dollar for all spend. Base: 1.5% |
Earning rate: 1.5 miles per dollar for all spend. All Miles are doubled at the end of your first card membership year. Base: 3% |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Grocery: 5% |
Earning rate: 3x TAP Air Portugal purchases ✦ 3x hotels, car rentals, & rideshare ✦ 1x everywhere else |
Earning rate: 5% back at at every store at every Simon Mall, Mills, or Premium Outlet in the U.S. Use your card 5 times each statement period to earn Rewards. ✦ 1% back on all other purchases. Base: 1% Brand: 5% |
Earning rate: 4X Best Western ✦ 2X everywhere else |
Earning rate: 10X Best Western ✦ 4X gas and grocery ✦ 2X everywhere else |
Earning rate: 2X Gas ✦ 2X Grocery ✦ 2X Travel ✦ 1X elsewhere Base: 1% Travel: 2% Flights: 2% Hotels: 2% Grocery: 2% Gas: 2% Brand: 2% |
Earning rate: ✦ 3X MGM ✦ 2X gas stations and grocery stores ✦ 1X elsewhere |
Earning rate: 3X MGM ✦ 2X Gas and Grocery ✦ 1X everywhere else |
Earning rate: 2x travel (includes airlines, hotels, and car rentals) Base: 1% Travel: 2% Flights: 2% Hotels: 2% |
Earning rate: 4X Travel for PenFed Honors Advantage Members ✦ 3X travel otherwise ✦ 1.5X everywhere else. Advantage membership is available to anyone who opens an Access America Checking account, or to military members. |
Earning rate: 3% on your eligible top spend category ✦ 2% on your second top category ✦ 1% everywhere else ✦ Eligible cateories include Dining & Nightlift, Travel, Bills & Utilities, Health & Beauty, Grocery / Warehouse Stores, Gas, Transportation, Entertainment Base: 1% |
Earning rate: 3% cash back when you check out with PayPal ✦ 1.5% cash back everywhere else Base: 2% Brand: 3% |
Base: 1% |
Earning rate: 3x for commercial air travel, 2x for eligible groceries, select digital entertainment, newspapers and cable TV, and 1X everywhere else Base: 1% Flights: 3% Grocery: 2% |
Base: 1% |
Earning rate: 3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else Base: 1% Flights: 3% Hotels: 3% Office: 2% |
Earning rate: Earn 2% cash back on your first $100,000 in eligible purchases each year then 1% Base: 2% |
Earning rate: 2x on top two categories where you spend the most each month. Base: 1% |
Earning rate: ✦ 2X cell phone ✦ 2X charity ✦ 2X gas, office supply, or airline purchases (whichever is most each month). |
Earning rate: 2X charity and then 2X in one of the following: cell phone providers, gas, grocery, or airline purchases (whichever category you spend most on each month). |
Earning rate: 6x on first $1,500 in purchases each quarter with two retailers you choose ✦ 3x on first $1,500 in purchases per quarter on one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities) Base: 1.5% Gas: 3% |
Earning rate: 6x prepaid hotel & car rental through Altitude Rewards Center ✦ 2.5X mobile wallet payments (on up to $5,000 spend per quarter) Base: 2% Portal Hotels: 6% |
Earning rate: Up to an additional 2% cash back on your first $10,000 in eligible Net Purchases each billing cycle when paired with a U.S. Bank Smartly Savings account plus qualifying balances in a U.S. Bank Smartly Checking and/or Safe Debit account. Base: 2% |
Earning rate: 4% rate is limited to your first $10,000 in eligible Net Purchases each billing cycle, then the earning rate drops to 2%. To qualify, you must maintain at least $100,000 in a U.S. Bank Smartly® Checking and/or Safe Debit account. Base: 4% |
Earning rate: 4X self-care (gym memberships, at spas / massage parlors, and barber shops / salons) ✦ 4X sports, recreation, and entertainment ✦ 4X "planet-friendly purchases" like EV charging stations, riding public transportation, and purchasing select second hand and vintage ✦ 1X everywhere else Base: 1% |
Base: 2X (2%) |
Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Earning rate: 10X at Choice Hotels ✦ 5X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Best Cards for Grocery Stores
Often you’ll find great gift card deals at grocery stores, so use one of these cards to buy gift cards to maximize those deals.
| Card Info Name and Earning Rate (no offer) |
|---|
Earning rate: 5x on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1x thereafter. Eligible categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. ✦ 1x on all other purchases |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 2.625% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: With Platinum Honors Preferred, 5.25% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 3.5% back at grocery stores & wholesale clubs ✦ 1.75% back everywhere else. 5.25% and 3.5% rewards are capped at $2500 in combined purchases per quarter Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Grocery: 3.5% Dine: 5.25% Gas: 5.25% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: 5X travel (includes airlines, hotels, and car rentals) ✦ 2X dining ✦ 1X everywhere else Base: 1% Travel: 5% Flights: 5% Hotels: 5% Dine: 2% |
Earning rate: 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year) ✦ 5X Lyft through September 2027 |
Earning rate: 5X airfare, dining, and travel agencies ✦ 3X hotels and cruise line ✦ 1X everywhere else |
Earning rate: 10X hotels, car rentals, and attractions booked through Citi Travel℠✦ 3X grocery ✦ 3X dining ✦ 3X gas stations & EV charging ✦ 3X flights, hotels, travel agencies |
Earning rate: 4X travel, gas stations & EV charging (excludes discount stores/supercenters and wholesale clubs) ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining, grocery (including meal kit delivery) and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Grocery: 2% Dine: 2% Gas: 4% |
Earning rate: 5x hotels and car rentals when booked through US Bank Portal ✦ 4X travel, gas stations and EV charging ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Portal Hotels: 5% Dine: 2% Gas: 4% |
Earning rate: 3x TAP Air Portugal purchases ✦ 3x hotels, car rentals, & rideshare ✦ 1x everywhere else |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year) |
Earning rate: ✦ 3X airline, hotel, taxi, limousine, rental car, train bus, restaurant, fast food and takeout food and dining purchases ✦ 1X everywhere else |
Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases |
Earning rate: 3% airfare, hotel stays, and car rentals ✦ 2% restaurants ✦ 1% everywhere else Base: 1% Flights: 3% Hotels: 3% Dine: 2% |
Earning rate: 2% on dining plus 3% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1% thereafter) and 1% everywhere else. Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 2% Gas: 3% Office: 3% |
Earning rate: 3% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 2% back at grocery stores & wholesale clubs ✦ 1% back everywhere else. 2% and 3% rewards are capped at $2500 in combined purchases per quarter Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Dine: 3% Gas: 3% |
Earning rate: 3% travel & AAA ✦ 2% gas, grocery store, wholesale club and drugstore purchases ✦ 1% back everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Gas: 2% Brand: 3% |
Earning rate: 5X Travel booked through Chase Travel℠(2X all other travel) ✦ 5X Lyft through 9/30/27 ✦3X Dining ✦ 3X Select streaming services ✦ 3X Online grocery ✦ 10% annual point bonus |
Earning rate: ✦ 5X office supplies, 5X cellular/landline/cable ✦ 2X gas and hotels ✦ 5X Lyft through September 2027 |
Earning rate: 5% gas at Costco ✦ 4% all other gas and EV charging (up to $7K spend / year) ✦ 3% restaurant & travel; 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% |
Earning rate: 5% gas at Costco ✦ 4% all other gas & EV charging (up to $7K spend / year) ✦ 3% restaurant & travel ✦ 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% Brand: 2% |
Earning rate: ✦ 3X Travel, Dining and Gas ✦ 1X everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 3% |
Earning rate: 3% cash back on up to $2K in spend in the category you choose each quarter: gas stations, travel & entertainment, restaurants, discount & warehouse stores, grocery stores, utilities & office supply stores, electronics and computer and camera stores, department and apparel and sporting good stores, auto parts & service, and home improvement stores Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 3X travel & dining Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% |
Earning rate: ✦ 3% & 2% unlimited cash back on top two spend categories ✦ 1% unlimited cash back on all other eligible purchases Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% |
Earning rate: 3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else Base: 1% Flights: 3% Hotels: 3% Office: 2% |
Earning rate: ✦ 3X AA ✦ 2X hotel and car rentals ✦ 1X everywhere else |
Earning rate: 4X Southwest ✦ 3X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X hotels ✦ 2x gas and restaurants ✦ 2X rideshare ✦ 2X social media and search engine advertising, internet, cable, and phone services (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 2X United ✦ 2X restaurants ✦ 2X on hotel stays |
Earning rate: 5X Renowned Hotels & Resorts for United Cardmembers ✦ 3X United ✦ 2X restaurants including eligible delivery services ✦ 2X on all other travel ✦ 2X select streaming |
Earning rate: 2x on Korean Air, Hotels and Dining |
Earning rate: 4X Travel for PenFed Honors Advantage Members ✦ 3X travel otherwise ✦ 1.5X everywhere else. Advantage membership is available to anyone who opens an Access America Checking account, or to military members. |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: 3x Norwegian cruise line purchases ✦ 2x air and hotel |
Earning rate: 5 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 7 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 2X Gas ✦ 2X Grocery ✦ 2X Travel ✦ 1X elsewhere Base: 1% Travel: 2% Flights: 2% Hotels: 2% Grocery: 2% Gas: 2% Brand: 2% |
Earning rate: 2x travel (includes airlines, hotels, and car rentals) Base: 1% Travel: 2% Flights: 2% Hotels: 2% |
Earning rate: 5% back at all bookstores, including Amazon (note: this is capped at $1000 in purchases per month) ✦ 2% back at restaurants, gas stations, supermarkets, Netflix, Spotify, Uber and Lyft. Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: 3X Delta ✦ 1.5X on eligible transit, U.S. shipping & office supply store purchases |
Earning rate: 3X Delta |
Earning rate: 2X Delta ✦ 2X U.S. purchases for advertising in select media and U.S. shipping purchases (capped at $50k per year) ✦ 2x eligible restaurants worldwide and eligible US takeout & delivery |
Earning rate: 2X Delta ✦ 2x eligible restaurants worldwide ✦ 2x US supermarkets |
Earning rate: 2X eligible restaurants worldwide ✦ 2X Delta ✦ 1X on all other eligible purchases |
Earning rate: Earn 5X flights & prepaid hotels booked at AmexTravel.com. ✦ 2X points per dollar (on up to $2 million of those purchases per year) for each eligible purchase of $5000 or more, US construction/hardware stores, US software & cloud system providers, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. |
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X points for prepaid hotels booked through American Express Travel |
Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide (up to $50k in purchases, then 1x) ✦ 1X points on other purchases. Terms apply. |
Earning rate: ✦ 2X at AmexTravel.com ✦ 1X points on other purchases. Terms apply. (Rates & Fees) Base: 1X (1.55%) |
Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. |
Earning rate: Unlimited 1.5% cash back on eligible charges when you pay within 10 days of your statement closing date. Pay your Minimum Payment Due by your Payment Due Date and the discount is applied to your next statement Base: 1.5% |
Earning rate: ✦ 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x) ✦ 1x on other purchases |
Earning rate: Make 20 or more purchases in a billing period and get 20% more points, less returns and credits ✦ With 20% more points, earn: 2.4X points at US supermarkets, on up to $6,000 per year in purchases (then 1.2x) ✦ 1.2X on other purchases |
Earning rate: ✦ 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x) ✦ 2x points at US gas stations ✦ 1x points on other purchases. |
Earning rate: Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits. With 30 or more purchases, earn: 4.5x points at US supermarkets on up to $6,000 per year in purchases (then 1.5x) ✦ 3x points at US gas stations ✦ 1.5x points on other purchases. |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: ✦ 2X U.S. Restaurants ✦ 2X select U.S. Department Stores ✦ 2X Car Rentals Purchased Directly from Select Car Rental Companies ✦ 2X Airfare Purchased Directly from Airlines |
Earning rate: ✦ 6% cash back as a statement credit at US supermarkets up to $6,000 per year in purchases (then 1%) ✦ 6% Cash Back as a statement credit on select U.S. streaming subscriptions. ✦ 3% Cash Back as a statement credit on transit (includes taxis/rideshare, parking, tolls, trains, buses and more). 3% cash back US gas stations ✦ 1% cash back on other purchases ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: 2X Membership Rewards points on all eligible purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. (Rates & Fees) Base: 2X (3.1%) |
Earning rate: 2% cash back as a statement credit on all eligible purchases, up to $50K spend per calendar year (then 1% thereafter). Terms apply. Base: 2% |
Earning rate: ✦ 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions ✦ 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases ✦ 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ 1% cash back as a statement credit on other purchases ✦ Terms apply. Base: 1% Grocery: 3% Gas: 3% |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon Business, AWS, Amazon.com, Whole Foods on up to $120K in purchases per calendar year, then 1% ✦ 2% Back in Amazon rewards at US restaurants, US gas stations, and on US wireless telephone services (excludes Google Fi) ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: ✦ 14X Hilton spend ✦ 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies ✦ 3X on all other eligible purchases ✦ Terms & Limitations Apply. |
Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, U.S. supermarkets, and U.S. gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases |
Earning rate: ✦ 12X Hilton spend ✦ 5X on other eligible purchases (on the first $100K in purchases per calendar year, 3X Points thereafter). |
Earning rate: 6X Marriott ✦ 2X on all other eligible purchases |
Earning rate: 3X airfare -on flights booked directly with airlines; 3X restaurants worldwide, 6X Marriott; 2X on all other eligible purchases |
Earning rate: 6x at Marriott Bonvoy® properties ✦ 4x at restaurants worldwide, U.S. gas stations, wireless telephone services purchased from U.S. suppliers and on U.S. purchases for shipping ✦ 2x on all other eligible purchases. Terms Apply. (Rates & Fees) |
Earning rate: 6X Marriott.✦ 4X restaurants & U.S. Supermarkets on up to $15K in eligible purchases per year ✦ 2X on all other eligible purchases |
Earning rate: 5X at FlyFrontier.com ✦ 3X restaurants |
Earning rate: 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA, office supply, telecommunications services, and at car rental agencies ✦ 1X everywhere else |
Earning rate: 2X Carnival ✦ 1X everywhere else |
Earning rate: ✦ 2X Holland America ✦ 1X everywhere else |
Earning rate: ✦ 2X Princess ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue & Paisley ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and office supply stores ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and grocery ✦ 3X JetBlue ✦ 1X everywhere else✦ |
Earning rate: 2X Miles & More |
Earning rate: 8X Wyndham & gas ✦ 5X marketing, advertising, and utilities (telecommunications, cable, satellite, electric, gas, heating oil and water) ✦ 1X everywhere else |
Earning rate: Earn 1.529% back on your purchases when your Upromise Program account is linked to an eligible College Savings Plan or 1.25% if it is not ✦ Up to $250 cashback rewards per calendar year on gift card purchases at MyGiftCardsPlus Base: 1.25% |
Earning rate: Earn 5x on eligible Priceline.com purchases. Earn 2x on gas and restaurants. Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5X on Breeze Airways Nicer and Nicest Bundles & Trip Add-ons ✦ 2X on Breeze Airlines Nice Bundles ✦ 2X grocery ✦ 2X restaurants ✦ 1X everywhere else (including Breeze flights) |
Earning rate: 3% drugstores and gas stations ✦ 2% medical expenses ✦ 1% everywhere else Base: 1% Gas: 3% |
Earning rate: 3X Alaska Airlines ✦ 3x dining ✦ 3x foreign transactions ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X on Air France, KLM, and SkyTeam purchases ✦ 1.5X everywhere else |
Earning rate: 3X Sonesta ✦ 2X airfare, car rental and dining |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 1.5% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status. Note that you'll need Preferred Rewards on the business side ("Preferred Rewards for Business") to earn a greater return. Base: 1.5% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: 3X Spirit ✦ 2X dining & grocery ✦ 1X everywhere else |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 3x Allegiant ✦ 2x dining |
Earning rate: 2X miles everywhere ✦ 5X miles on hotels, vacations rentals and rental cars booked via Capital One Travel |
Earning rate: 10X miles on hotels and rental cars booked via Capital One Travel ✦ 5x miles on flights and vacation rentals booked via Capital One travel. ✦ 2X miles everywhere else. |
Earning rate: 10X miles on hotels and rental cars booked via Capital One's travel booking site ✦ 5x on flights and vacation rentals booked via Capital One's travel booking site. ✦ 2X everywhere else. |
Earning rate: 1.25X miles everywhere ✦ 5X miles on hotels and rental cars booked via Capital One Travel |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One Travel ✦ 5% on Capital One Entertainment through 12/31/25 Base: 1.5% Portal Hotels: 5% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 4% cash back on dining, entertainment, and popular streaming services ✦ 3% at grocery stores ✦ 1% everywhere else ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 4% |
Earning rate: 2X Miles everywhere ✦ Earn 5X miles on hotels, vacations rentals and rental cars booked through Capital One's travel booking site |
Earning rate: 1.5X miles everywhere ✦ Earn 5X miles on hotel and rental car bookings through Capital One's travel booking site |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 1.5% Portal Hotels: 5% |
Earning rate: 3x on home decor, home improvement, general contractors, cable & streaming services, home insurance, property taxes, maintenance, telecom, utilities and daycare ✦ 2x on groceries, gas, and EV charging ✦ 1x on mortgage payments when spending $1k/month on card (100K points/year max) ✦ 1x everywhere else |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 5% back at Whole Foods ✦ 5% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at gas stations; local transit and commuting (including rideshare); and restaurants ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 3% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 3% back at Whole Foods ✦ 3% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at US restaurants, local transit and commuting (including rideshare), US gas stations, and drugstores ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 3% |
Earning rate: This card only earns 1% back in the form of "Disney Dream Dollars" on most purchases (and 2% in bonus categories) and the meet & greet is also available on the Disney debit card. However, the current welcome offer makes it worth a look. Base: 1% |
Earning rate: 5X DisneyPlus.com, Hulu.com or ESPNPlus.com ✦ 2X grocery stores, restaurants, gas stations, and most Disney locations ✦ 1X everywhere else Base: 1% Grocery: 2% Dine: 2% Gas: 2% Brand: 2% |
Earning rate: 2X local transit and commuting, including rideshare ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 2X gas station and grocery (up to $5K in purchases combined per year) ✦ 2X Southwest |
Earning rate: 3X Southwest ✦ 2X gas station and restaurants (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X rideshare (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 3X Southwest ✦ 2X restaurants and grocery (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 4X Southwest ✦ 2X gas & dining ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 2X at restaurants including eligible delivery services , gas stations, and office supply stores ✦ 2X United ✦ 2X United Hotels ✦ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services |
Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else |
Earning rate: 2X United ✦ 2X on United Hotels ✦ 2X gas stations ✦ 2X local transit and commuting |
Earning rate: 3X Air Canada ✦ 3X grocery stores ✦ 3X dining ✦ 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max) ✦ 1X everywhere else |
Earning rate: 5X Lyft through September 2027; 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) Base: 1X (1.5%) |
Earning rate: 5x travel booked through Chase Travel℠✦ 5X Lyft through September 2027 ✦ 3x dining ✦ 3x drugstores ✦ 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) |
Earning rate: 5x travel booked through Chase Travel℠✦ 3x dining ✦ 3x drugstores ✦ 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027 ✦ 1.5X everywhere else |
Earning rate: This card does not earn ongoing rewards beyond the welcome offer. Base: 0% |
Earning rate: 1.5X on all purchases ✦ 5X Lyft through September 2027 Base: 1.5X (2.25%) |
Earning rate: 5X office supplies and cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually) ✦ 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year ✦ 5x Lyft through September 2027 |
Earning rate: 2.5% cash back on purchases of $5,000 or more ✦ 5% back on travel purchased through Chase Travel(SM) ✦ 2% cash back on all other spend ✦ 5x Lyft through September 2027 Base: 2% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: ✦ 2X restaurants / cafes / coffee shops, airlines, local transit, fitness clubs and gym memberships ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: 2X on fitness clubs and gym memberships ✦ 2X in the top 3 spend categories each calendar quarter. Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: ✦ 5% back on first $6,000 of Instacart orders annually and on travel purchased through Chase Travel℠✦ 2% back at gas stations, restaurants and select streaming services ✦ 1% everywhere else Base: 1% Portal Flights: 5% Portal Hotels: 5% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: ✦ 4% back on DoorDash and Caviar orders ✦ 3% back on dining ✦ 2% back at grocery stores ✦ 1% everywhere else Base: 1% Grocery: 2% Dine: 3% Brand: 4% |
Earning rate: ✦ 5X IHG ✦ 3x dining, gas stations utilities, cable, Internet, phone, and select streaming services ✦ 2X everywhere else |
Earning rate: 6X Marriott.✦ 4X restaurants & grocery on up to $15K spend per year ✦ 2X everywhere else |
Earning rate: ✦ 6X Ritz & Marriott.✦ 3X airline tickets purchased directly with the airline, at car rental agencies and at restaurants ✦ 2X everywhere else |
Earning rate: ✦ 2X airline, car rental, & restaurants ✦ 5X Marriott. |
Earning rate: ✦ 3X Marriott Bonvoy ✦ 2X grocery stores, rideshare, select food delivery, select streaming, and internet, cable and phone services ✦ 1X everywhere else |
Earning rate: 6X Marriott ✦ 4X dining, internet, cable and phone service ✦ 4X gas stations and shipping ✦ 2X everywhere else. |
Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA |
Earning rate: 2X grocery ✦ 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas |
Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else |
Earning rate: 3x travel ✦ office supply ✦ professional services Base: 1X (1.5%) |
Earning rate: 5X gas ✦ 3X grocery and dining ✦ 2X Sears and KMart |
Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else |
Earning rate: 5X Hotels, Car Rentals and Attractions booked on cititravel.com ✦ 3X grocery ✦ 3X gas stations & EV charging ✦ 3X select transit includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals ✦ 3X self-select category (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores) ✦ 2X dining |
Earning rate: ✦ 3 points per $1 on products and services that are purchased directly from AT&T ✦ 3 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 2 points per $1 on products and services that are purchased directly from AT&T ✦ 2 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 3 points per $1 at gas stations ✦ 2 points per $1 at grocery stores ✦ 1 point per $1 on all other purchases |
Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase). ✦ Earn 5% total cash back on hotel, car rentals, and attractions booked on Citi TravelSM Portal through 12/31/25. |
Earning rate: 5X on rotating categories each quarter. 5% limited to $6K spend per year. Base: 1% Grocery: 5% |
Earning rate: 3% dining, groceries and entertainment (including streaming)✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 3% grocery and dining ✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 5% on travel booked through Robinhood portal Base: 3% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: X1 offers "Boosts" of additional point earnings for various categories of spend, for specific merchants, and for certain thresholds of spend. You must enroll in these boosts to earn more points. Additionally, earn 3x for all spend between $1000 and $7,500 each calendar month Base: 2% |
Earning rate: 3X on grocery, dining and utility purchases ✦ 25% bonus with 20+ purchases in billing cycle ✦ 1X on all other purchases Base: 1% Grocery: 3% Dine: 3% |
Earning rate: 1.5 miles per dollar for all spend. Base: 1.5% |
Earning rate: 1.5 miles per dollar for all spend. All Miles are doubled at the end of your first card membership year. Base: 3% |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Grocery: 5% |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Dine: 5% |
Earning rate: 6x Stays booked through Booking.com ✦ 5x All other travel booked through Booking.com ✦ 3x dining, gas, groceries, and "in-trip" booking ✦ 2x everywhere else |
Earning rate: 3x LATAM ✦ 2x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: 4x LATAM ✦ 3x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: 4x Qatar purchases ✦ 2x dining ✦ 1x everywhere else |
Earning rate: 5x Qatar purchases ✦ 3x dining ✦ 1x everywhere else |
Earning rate: 5% back at at every store at every Simon Mall, Mills, or Premium Outlet in the U.S. Use your card 5 times each statement period to earn Rewards. ✦ 1% back on all other purchases. Base: 1% Brand: 5% |
Earning rate: 2x Avianca purchases, dining, and grocery ✦ 1x everywhere else |
Earning rate: 5X extra on Rakuten Dining ✦ 4X extra on Rakuten purchases (limit $7k spend per calendar year) ✦ 2X groceries & restaurants ✦ 1x everywhere else Base: 1% Grocery: 2% Dine: 2% Brand: 4% |
Earning rate: 4X Best Western ✦ 2X everywhere else |
Earning rate: 10X Best Western ✦ 4X gas and grocery ✦ 2X everywhere else |
Earning rate: 2X Amtrak ✦ 2X dining ✦ 1X elsewhere |
Earning rate: ✦ 3X MGM ✦ 2X gas stations and grocery stores ✦ 1X elsewhere |
Earning rate: 3X MGM ✦ 2X Gas and Grocery ✦ 1X everywhere else |
Earning rate: ✦ 3X Turkish ✦ 2X dining, entertainment, groceries and lodging ✦ 1X everywhere else |
Earning rate: 5x Gas and EV Charging ✦ 3X supermarkets, restaurants, and TV, radio, cable, streaming services ✦ 1X everywhere else. |
Earning rate: 4X gas stations ✦ 3X dining ✦ 2X grocery stores (up to $8,000 spend per cardmember year across all three categories combined) |
Earning rate: 3% on your eligible top spend category ✦ 2% on your second top category ✦ 1% everywhere else ✦ Eligible cateories include Dining & Nightlift, Travel, Bills & Utilities, Health & Beauty, Grocery / Warehouse Stores, Gas, Transportation, Entertainment Base: 1% |
Earning rate: ✦ 3X Cathay Pacific & Hong Kong Express ✦ 2X dining & dining delivery services ✦ 1X everywhere else |
Earning rate: 3% cash back when you check out with PayPal ✦ 1.5% cash back everywhere else Base: 2% Brand: 3% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 3X Virgin Atlantic, Virgin Hotels and Virgin Voyages ✦ 2X dining, at grocery stores, on select streaming services and for EV charging ✦ 1X everywhere else |
Earning rate: 3% phone, internet and cable services ✦ 2% dining and gas stations Base: 1% Dine: 2% Gas: 2% |
Base: 1% |
Earning rate: 3x for commercial air travel, 2x for eligible groceries, select digital entertainment, newspapers and cable TV, and 1X everywhere else Base: 1% Flights: 3% Grocery: 2% |
Base: 1% |
Earning rate: Earn 2% cash back on your first $100,000 in eligible purchases each year then 1% Base: 2% |
Earning rate: 2x on top two categories where you spend the most each month. Base: 1% |
Earning rate: ✦ 2X cell phone ✦ 2X charity ✦ 2X gas, office supply, or airline purchases (whichever is most each month). |
Earning rate: 2X charity and then 2X in one of the following: cell phone providers, gas, grocery, or airline purchases (whichever category you spend most on each month). |
Earning rate: 6x on first $1,500 in purchases each quarter with two retailers you choose ✦ 3x on first $1,500 in purchases per quarter on one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities) Base: 1.5% Gas: 3% |
Earning rate: ✦ 3X restaurants ✦ 2X gas stations and airlines Base: 1% Flights: 2% Dine: 3% Gas: 2% |
Earning rate: 6x prepaid hotel & car rental through Altitude Rewards Center ✦ 2.5X mobile wallet payments (on up to $5,000 spend per quarter) Base: 2% Portal Hotels: 6% |
Earning rate: Up to an additional 2% cash back on your first $10,000 in eligible Net Purchases each billing cycle when paired with a U.S. Bank Smartly Savings account plus qualifying balances in a U.S. Bank Smartly Checking and/or Safe Debit account. Base: 2% |
Earning rate: 4% rate is limited to your first $10,000 in eligible Net Purchases each billing cycle, then the earning rate drops to 2%. To qualify, you must maintain at least $100,000 in a U.S. Bank Smartly® Checking and/or Safe Debit account. Base: 4% |
Earning rate: 4X take out, food delivery ($2k/qtr max starting 4/14/25), and dining ✦ 2X grocery (including meal kit delivery), gas stations, and streaming services Base: 1% Grocery: 2% Dine: 4% Gas: 2% |
Earning rate: 3X miles on Korean Air, 2x on Other Airlines, Car Rental, Hotels and Dining |
Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ✦ Ground Transportation ✦ Select Clothing Stores ✦ Cell Phone Providers ✦ Electronic Stores ✦ TV, Internet & Streaming Services ✦ Gyms/Fitness Centers ✦ Fast Food ✦ Sporting Goods Stores ✦ Department Stores ✦ Furniture Stores ✦ Movie Theaters. 2% Categories: Gas Stations ✦ Restaurants ✦ Grocery Stores Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants ✦ 1% back everywhere else ✦ Note: purchases of gasoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%. Base: 1% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 4X self-care (gym memberships, at spas / massage parlors, and barber shops / salons) ✦ 4X sports, recreation, and entertainment ✦ 4X "planet-friendly purchases" like EV charging stations, riding public transportation, and purchasing select second hand and vintage ✦ 1X everywhere else Base: 1% |
Base: 2X (2%) |
Earning rate: 6% on accommodations booked through Booking.com app ✦ 5% on travel booked at Booking.com ✦ 3% on dining, gas, and grocery ✦ 3% on in-person purchases (with card present) during your stay made within 50 miles of accommodations booked via Booking.com on up to $10K in purchases per year ✦ 2% everywhere else |
Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Earning rate: 10X at Choice Hotels ✦ 5X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Best Cards for Everywhere Else
In some cases these “everywhere else” cards offer better rewards than cards with category bonuses.
| Card Info Name and Earning Rate (no offer) |
|---|
Earning rate: 4% rate is limited to your first $10,000 in eligible Net Purchases each billing cycle, then the earning rate drops to 2%. To qualify, you must maintain at least $100,000 in a U.S. Bank Smartly® Checking and/or Safe Debit account. Base: 4% |
Earning rate: 2X Membership Rewards points on all eligible purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. (Rates & Fees) Base: 2X (3.1%) |
Earning rate: 2% cash back everywhere (1% cash back for each purchase + 1% when paying your credit card bill for that purchase). ✦ Earn 5% total cash back on hotel, car rentals, and attractions booked on Citi TravelSM Portal through 12/31/25. |
Earning rate: 5% on travel booked through Robinhood portal Base: 3% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: 1.5 miles per dollar for all spend. All Miles are doubled at the end of your first card membership year. Base: 3% |
Earning rate: 2X miles everywhere ✦ 5X miles on hotels, vacations rentals and rental cars booked via Capital One Travel |
Earning rate: 10X miles on hotels and rental cars booked via Capital One Travel ✦ 5x miles on flights and vacation rentals booked via Capital One travel. ✦ 2X miles everywhere else. |
Earning rate: 10X miles on hotels and rental cars booked via Capital One's travel booking site ✦ 5x on flights and vacation rentals booked via Capital One's travel booking site. ✦ 2X everywhere else. |
Earning rate: 2X Miles everywhere ✦ Earn 5X miles on hotels, vacations rentals and rental cars booked through Capital One's travel booking site |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 2.625% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 2.625% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: With Platinum Honors status with Bank of America's Preferred Rewards program, earn: 3.5X travel and dining ✦ 2.625X everywhere else Base: 2.625% Travel: 3.5% Flights: 3.5% Hotels: 3.5% Dine: 3.5% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 2.625X points for all spend (and 5.25X for travel purchased through BOA's travel center) Base: 2.625% Portal Flights: 5.25% Portal Hotels: 5.25% |
Earning rate: 2X Amtrak ✦ 2X dining ✦ 1X elsewhere |
Earning rate: Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits. With 30 or more purchases, earn: 4.5x points at US supermarkets on up to $6,000 per year in purchases (then 1.5x) ✦ 3x points at US gas stations ✦ 1.5x points on other purchases. |
Earning rate: 5x travel booked through Chase Travel℠✦ 3x dining ✦ 3x drugstores ✦ 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027 ✦ 1.5X everywhere else |
Earning rate: 1.5X on all purchases ✦ 5X Lyft through September 2027 Base: 1.5X (2.25%) |
Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else |
Earning rate: 1.5X miles everywhere ✦ Earn 5X miles on hotel and rental car bookings through Capital One's travel booking site |
Earning rate: 2% cash back as a statement credit on all eligible purchases, up to $50K spend per calendar year (then 1% thereafter). Terms apply. Base: 2% |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 2% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 2% Portal Hotels: 5% |
Earning rate: 2.5% cash back on purchases of $5,000 or more ✦ 5% back on travel purchased through Chase Travel(SM) ✦ 2% cash back on all other spend ✦ 5x Lyft through September 2027 Base: 2% Portal Flights: 5% Portal Hotels: 5% |
Earning rate: X1 offers "Boosts" of additional point earnings for various categories of spend, for specific merchants, and for certain thresholds of spend. You must enroll in these boosts to earn more points. Additionally, earn 3x for all spend between $1000 and $7,500 each calendar month Base: 2% |
Earning rate: 6x Stays booked through Booking.com ✦ 5x All other travel booked through Booking.com ✦ 3x dining, gas, groceries, and "in-trip" booking ✦ 2x everywhere else |
Earning rate: 3% cash back when you check out with PayPal ✦ 1.5% cash back everywhere else Base: 2% Brand: 3% |
Earning rate: Earn 2% cash back on your first $100,000 in eligible purchases each year then 1% Base: 2% |
Earning rate: 6x prepaid hotel & car rental through Altitude Rewards Center ✦ 2.5X mobile wallet payments (on up to $5,000 spend per quarter) Base: 2% Portal Hotels: 6% |
Earning rate: Up to an additional 2% cash back on your first $10,000 in eligible Net Purchases each billing cycle when paired with a U.S. Bank Smartly Savings account plus qualifying balances in a U.S. Bank Smartly Checking and/or Safe Debit account. Base: 2% |
Base: 2X (2%) |
Earning rate: 6% on accommodations booked through Booking.com app ✦ 5% on travel booked at Booking.com ✦ 3% on dining, gas, and grocery ✦ 3% on in-person purchases (with card present) during your stay made within 50 miles of accommodations booked via Booking.com on up to $10K in purchases per year ✦ 2% everywhere else |
Earning rate: 3X on Air France, KLM, and SkyTeam purchases ✦ 1.5X everywhere else |
Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else |
Earning rate: Make 20 or more purchases in a billing period and get 20% more points, less returns and credits ✦ With 20% more points, earn: 2.4X points at US supermarkets, on up to $6,000 per year in purchases (then 1.2x) ✦ 1.2X on other purchases |
Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases |
Earning rate: 1.25X miles everywhere ✦ 5X miles on hotels and rental cars booked via Capital One Travel |
Earning rate: ✦ 2X restaurants / cafes / coffee shops, airlines, local transit, fitness clubs and gym memberships ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: 2X on fitness clubs and gym memberships ✦ 2X in the top 3 spend categories each calendar quarter. Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping ✦ 4X Hyatt and Mr & Mrs Smith |
Earning rate: With Platinum Honors Preferred, 5.25% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 3.5% back at grocery stores & wholesale clubs ✦ 1.75% back everywhere else. 5.25% and 3.5% rewards are capped at $2500 in combined purchases per quarter Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Grocery: 3.5% Dine: 5.25% Gas: 5.25% |
Earning rate: With Platinum Honors status with Bank of America's Business Advantage Relationship Rewards program, this card earns: 3.5% on dining plus 5.25% on 1 choice from: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1.75% thereafter) and 1.75% everywhere else. Base: 1.75% Travel: 5.25% Flights: 5.25% Hotels: 5.25% Dine: 3.5% Gas: 5.25% Office: 5.25% |
Earning rate: Earn 5X flights & prepaid hotels booked at AmexTravel.com. ✦ 2X points per dollar (on up to $2 million of those purchases per year) for each eligible purchase of $5000 or more, US construction/hardware stores, US software & cloud system providers, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. |
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X points for prepaid hotels booked through American Express Travel |
Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide (up to $50k in purchases, then 1x) ✦ 1X points on other purchases. Terms apply. |
Earning rate: ✦ 2X at AmexTravel.com ✦ 1X points on other purchases. Terms apply. (Rates & Fees) Base: 1X (1.55%) |
Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. |
Earning rate: ✦ 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x) ✦ 1x on other purchases |
Earning rate: ✦ 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x) ✦ 2x points at US gas stations ✦ 1x points on other purchases. |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: ✦ 2X U.S. Restaurants ✦ 2X select U.S. Department Stores ✦ 2X Car Rentals Purchased Directly from Select Car Rental Companies ✦ 2X Airfare Purchased Directly from Airlines |
Earning rate: ✦ 5X points for flights booked directly with airlines or with American Express Travel (limit $500,000 in purchases each calendar year) ✦ 5X prepaid hotels booked with American Express Travel |
Earning rate: 6X Marriott ✦ 2X on all other eligible purchases |
Earning rate: 3X airfare -on flights booked directly with airlines; 3X restaurants worldwide, 6X Marriott; 2X on all other eligible purchases |
Earning rate: 6x at Marriott Bonvoy® properties ✦ 4x at restaurants worldwide, U.S. gas stations, wireless telephone services purchased from U.S. suppliers and on U.S. purchases for shipping ✦ 2x on all other eligible purchases. Terms Apply. (Rates & Fees) |
Earning rate: 6X Marriott.✦ 4X restaurants & U.S. Supermarkets on up to $15K in eligible purchases per year ✦ 2X on all other eligible purchases |
Earning rate: 6X Marriott.✦ 4X restaurants & grocery on up to $15K spend per year ✦ 2X everywhere else |
Earning rate: ✦ 6X Ritz & Marriott.✦ 3X airline tickets purchased directly with the airline, at car rental agencies and at restaurants ✦ 2X everywhere else |
Earning rate: 6X Marriott ✦ 4X dining, internet, cable and phone service ✦ 4X gas stations and shipping ✦ 2X everywhere else. |
Earning rate: Unlimited 1.5% cash back on eligible charges when you pay within 10 days of your statement closing date. Pay your Minimum Payment Due by your Payment Due Date and the discount is applied to your next statement Base: 1.5% |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status Base: 1.5% |
Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status. Note that you'll need Preferred Rewards on the business side ("Preferred Rewards for Business") to earn a greater return. Base: 1.5% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else Base: 1.5% Travel: 2% Flights: 2% Hotels: 2% Dine: 2% |
Earning rate: 1.5X everywhere; 3X for travel booked through BOA's travel center Base: 1.5% Portal Flights: 3% Portal Hotels: 3% |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One Travel ✦ 5% on Capital One Entertainment through 12/31/25 Base: 1.5% Portal Hotels: 5% |
Earning rate: 1.5% everywhere ✦ 5% on hotels and rental cars booked via Capital One's travel booking site Base: 1.5% Portal Hotels: 5% |
Earning rate: 5X Travel booked through Chase Travel℠(2X all other travel) ✦ 5X Lyft through 9/30/27 ✦3X Dining ✦ 3X Select streaming services ✦ 3X Online grocery ✦ 10% annual point bonus |
Earning rate: 5X Lyft through September 2027; 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) Base: 1X (1.5%) |
Earning rate: 5x travel booked through Chase Travel℠✦ 5X Lyft through September 2027 ✦ 3x dining ✦ 3x drugstores ✦ 5X in rotating categories on up to $1,500 spend per quarter (Q2 2025: Amazon, Streaming Services) |
Earning rate: 5X office supplies and cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually) ✦ 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year ✦ 5x Lyft through September 2027 |
Earning rate: 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year) ✦ 5X Lyft through September 2027 |
Earning rate: ✦ 5X office supplies, 5X cellular/landline/cable ✦ 2X gas and hotels ✦ 5X Lyft through September 2027 |
Earning rate: 3x travel ✦ office supply ✦ professional services Base: 1X (1.5%) |
Earning rate: 5X airfare, dining, and travel agencies ✦ 3X hotels and cruise line ✦ 1X everywhere else |
Earning rate: 10X hotels, car rentals, and attractions booked through Citi Travel℠✦ 3X grocery ✦ 3X dining ✦ 3X gas stations & EV charging ✦ 3X flights, hotels, travel agencies |
Earning rate: 5X Hotels, Car Rentals and Attractions booked on cititravel.com ✦ 3X grocery ✦ 3X gas stations & EV charging ✦ 3X select transit includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals ✦ 3X self-select category (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores) ✦ 2X dining |
Earning rate: ✦ 3 points per $1 on products and services that are purchased directly from AT&T ✦ 3 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 2 points per $1 on products and services that are purchased directly from AT&T ✦ 2 points per $1 on all purchases at online retail and travel sites ✦ 1 point per $1 on all other purchases |
Earning rate: ✦ 3 points per $1 at gas stations ✦ 2 points per $1 at grocery stores ✦ 1 point per $1 on all other purchases |
Earning rate: 5x on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1x thereafter. Eligible categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. ✦ 1x on all other purchases |
Earning rate: 3% dining, groceries and entertainment (including streaming)✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 3% grocery and dining ✦ 1.5% everywhere else Base: 1.5% Grocery: 3% Dine: 3% |
Earning rate: 1.5 miles per dollar for all spend. Base: 1.5% |
Earning rate: 6x on first $1,500 in purchases each quarter with two retailers you choose ✦ 3x on first $1,500 in purchases per quarter on one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities) Base: 1.5% Gas: 3% |
Earning rate: ✦ 3X AA ✦ 2X hotel and car rentals ✦ 1X everywhere else |
Earning rate: 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA, office supply, telecommunications services, and at car rental agencies ✦ 1X everywhere else |
Earning rate: 3X Air Canada ✦ 3X grocery stores ✦ 3X dining ✦ 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max) ✦ 1X everywhere else |
Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA |
Earning rate: 2X grocery ✦ 2X AA ✦ 1X everywhere else |
Earning rate: ✦ 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas |
Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else |
Earning rate: 3X Virgin Atlantic, Virgin Hotels and Virgin Voyages ✦ 2X dining, at grocery stores, on select streaming services and for EV charging ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue & Paisley ✦ 1X everywhere else |
Earning rate: 2X restaurants and grocery ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and office supply stores ✦ 6X JetBlue ✦ 1X everywhere else |
Earning rate: ✦ 2X restaurants and grocery ✦ 3X JetBlue ✦ 1X everywhere else✦ |
Earning rate: 2X Miles & More |
Earning rate: 3X Alaska Airlines ✦ 3x dining ✦ 3x foreign transactions ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere |
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere |
Earning rate: 2X local transit and commuting, including rideshare ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 2X gas station and grocery (up to $5K in purchases combined per year) ✦ 2X Southwest |
Earning rate: 3X Southwest ✦ 2X gas station and restaurants (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X rideshare (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 4X Southwest ✦ 3X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X hotels ✦ 2x gas and restaurants ✦ 2X rideshare ✦ 2X social media and search engine advertising, internet, cable, and phone services (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 3X Southwest ✦ 2X restaurants and grocery (up to $8K in purchases combined per year) ✦ 2X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 4X Southwest ✦ 2X gas & dining ✦ 2X local transit and rideshare (ends 12/31/25) ✦ 2X internet, cable, phone services, and select streaming (ends 12/31/25) ✦ 1X on all other purchases. |
Earning rate: 2X at restaurants including eligible delivery services , gas stations, and office supply stores ✦ 2X United ✦ 2X United Hotels ✦ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services |
Earning rate: 2X United ✦ 2X restaurants ✦ 2X on hotel stays |
Earning rate: 5X Renowned Hotels & Resorts for United Cardmembers ✦ 3X United ✦ 2X restaurants including eligible delivery services ✦ 2X on all other travel ✦ 2X select streaming |
Earning rate: 2X United ✦ 2X on United Hotels ✦ 2X gas stations ✦ 2X local transit and commuting |
Earning rate: 2x Avianca purchases, dining, and grocery ✦ 1x everywhere else |
Earning rate: 2x on Korean Air, Hotels and Dining |
Earning rate: 3X miles on Korean Air, 2x on Other Airlines, Car Rental, Hotels and Dining |
Earning rate: 4X Travel for PenFed Honors Advantage Members ✦ 3X travel otherwise ✦ 1.5X everywhere else. Advantage membership is available to anyone who opens an Access America Checking account, or to military members. |
Earning rate: 5x Gas and EV Charging ✦ 3X supermarkets, restaurants, and TV, radio, cable, streaming services ✦ 1X everywhere else. |
Earning rate: Earn 1.529% back on your purchases when your Upromise Program account is linked to an eligible College Savings Plan or 1.25% if it is not ✦ Up to $250 cashback rewards per calendar year on gift card purchases at MyGiftCardsPlus Base: 1.25% |
Earning rate: ✦ 14X Hilton spend ✦ 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies ✦ 3X on all other eligible purchases ✦ Terms & Limitations Apply. |
Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, U.S. supermarkets, and U.S. gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases |
Earning rate: ✦ 12X Hilton spend ✦ 5X on other eligible purchases (on the first $100K in purchases per calendar year, 3X Points thereafter). |
Earning rate: ✦ 5X IHG ✦ 3x dining, gas stations utilities, cable, Internet, phone, and select streaming services ✦ 2X everywhere else |
Earning rate: 4X Best Western ✦ 2X everywhere else |
Earning rate: 10X Best Western ✦ 4X gas and grocery ✦ 2X everywhere else |
Earning rate: 3X Spirit ✦ 2X dining & grocery ✦ 1X everywhere else |
Earning rate: 3x TAP Air Portugal purchases ✦ 3x hotels, car rentals, & rideshare ✦ 1x everywhere else |
Earning rate: ✦ 3X Turkish ✦ 2X dining, entertainment, groceries and lodging ✦ 1X everywhere else |
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year) |
Earning rate: 3X Delta ✦ 1.5X on eligible transit, U.S. shipping & office supply store purchases |
Earning rate: 3X Delta |
Earning rate: 2X Delta ✦ 2X U.S. purchases for advertising in select media and U.S. shipping purchases (capped at $50k per year) ✦ 2x eligible restaurants worldwide and eligible US takeout & delivery |
Earning rate: 2X Delta ✦ 2x eligible restaurants worldwide ✦ 2x US supermarkets |
Earning rate: 2X eligible restaurants worldwide ✦ 2X Delta ✦ 1X on all other eligible purchases |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: 3X Emirates ✦ 2X airfare, hotel, and car rentals ✦ 1X everywhere else |
Earning rate: ✦ 3X airline, hotel, taxi, limousine, rental car, train bus, restaurant, fast food and takeout food and dining purchases ✦ 1X everywhere else |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere |
Earning rate: 4x Qatar purchases ✦ 2x dining ✦ 1x everywhere else |
Earning rate: 5x Qatar purchases ✦ 3x dining ✦ 1x everywhere else |
Earning rate: ✦ 3X Cathay Pacific & Hong Kong Express ✦ 2X dining & dining delivery services ✦ 1X everywhere else |
Earning rate: 3X Sonesta ✦ 2X airfare, car rental and dining |
Earning rate: 5% back at all bookstores, including Amazon (note: this is capped at $1000 in purchases per month) ✦ 2% back at restaurants, gas stations, supermarkets, Netflix, Spotify, Uber and Lyft. Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: ✦ 6% cash back as a statement credit at US supermarkets up to $6,000 per year in purchases (then 1%) ✦ 6% Cash Back as a statement credit on select U.S. streaming subscriptions. ✦ 3% Cash Back as a statement credit on transit (includes taxis/rideshare, parking, tolls, trains, buses and more). 3% cash back US gas stations ✦ 1% cash back on other purchases ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions ✦ 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases ✦ 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ Terms apply. Base: 1% Grocery: 6% Gas: 3% |
Earning rate: ✦ 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. ✦ 1% cash back as a statement credit on other purchases ✦ Terms apply. Base: 1% Grocery: 3% Gas: 3% |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon Business, AWS, Amazon.com, Whole Foods on up to $120K in purchases per calendar year, then 1% ✦ 2% Back in Amazon rewards at US restaurants, US gas stations, and on US wireless telephone services (excludes Google Fi) ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5X at FlyFrontier.com ✦ 3X restaurants |
Earning rate: 2X Carnival ✦ 1X everywhere else |
Earning rate: ✦ 2X Holland America ✦ 1X everywhere else |
Earning rate: ✦ 2X Princess ✦ 1X everywhere else |
Earning rate: Earn 5x on eligible Priceline.com purchases. Earn 2x on gas and restaurants. Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 5X on Breeze Airways Nicer and Nicest Bundles & Trip Add-ons ✦ 2X on Breeze Airlines Nice Bundles ✦ 2X grocery ✦ 2X restaurants ✦ 1X everywhere else (including Breeze flights) |
Earning rate: 3% drugstores and gas stations ✦ 2% medical expenses ✦ 1% everywhere else Base: 1% Gas: 3% |
Earning rate: 3% airfare, hotel stays, and car rentals ✦ 2% restaurants ✦ 1% everywhere else Base: 1% Flights: 3% Hotels: 3% Dine: 2% |
Earning rate: 2% on dining plus 3% on 1 choice from: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services (for the first $50,000 in combined choice/dining purchases each calendar year, 1% thereafter) and 1% everywhere else. Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 2% Gas: 3% Office: 3% |
Earning rate: 3% back on your choice of the following: gas and EV charging, online shopping, cable, streaming, internet & phone plans, dining, travel, drugstores, home improvement & furnishings (can choose a new category monthly). ✦ 2% back at grocery stores & wholesale clubs ✦ 1% back everywhere else. 2% and 3% rewards are capped at $2500 in combined purchases per quarter Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Dine: 3% Gas: 3% |
Earning rate: 3x Norwegian cruise line purchases ✦ 2x air and hotel |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara |
Earning rate: 3x Allegiant ✦ 2x dining |
Earning rate: 3% travel & AAA ✦ 2% gas, grocery store, wholesale club and drugstore purchases ✦ 1% back everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 2% Gas: 2% Brand: 3% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 3% on dining, entertainment, select streaming services, and purchases at grocery stores (excluding superstores like Walmart® and Target®) ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel (terms apply) ✦ 1% everywhere else Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 3% |
Earning rate: 4% cash back on dining, entertainment, and popular streaming services ✦ 3% at grocery stores ✦ 1% everywhere else ✦ 8% cash back on Capital One Entertainment purchases ✦ 5% on hotels and rental cars booked via Capital One Travel Base: 1% Portal Hotels: 5% Grocery: 3% Dine: 4% |
Earning rate: 3x on home decor, home improvement, general contractors, cable & streaming services, home insurance, property taxes, maintenance, telecom, utilities and daycare ✦ 2x on groceries, gas, and EV charging ✦ 1x on mortgage payments when spending $1k/month on card (100K points/year max) ✦ 1x everywhere else |
Earning rate: Prime Members: 5% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 5% back at Whole Foods ✦ 5% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at gas stations; local transit and commuting (including rideshare); and restaurants ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: 3% in Amazon rewards on US purchases at Amazon.com and Amazon physical stores ✦ 3% back at Whole Foods ✦ 3% back on Chase Travel℠purchases ✦ 2% Back in Amazon rewards at US restaurants, local transit and commuting (including rideshare), US gas stations, and drugstores ✦ 1% back on all other purchases Base: 1% Dine: 2% Gas: 2% Brand: 3% |
Earning rate: This card only earns 1% back in the form of "Disney Dream Dollars" on most purchases (and 2% in bonus categories) and the meet & greet is also available on the Disney debit card. However, the current welcome offer makes it worth a look. Base: 1% |
Earning rate: 5X DisneyPlus.com, Hulu.com or ESPNPlus.com ✦ 2X grocery stores, restaurants, gas stations, and most Disney locations ✦ 1X everywhere else Base: 1% Grocery: 2% Dine: 2% Gas: 2% Brand: 2% |
Earning rate: ✦ 5% back on first $6,000 of Instacart orders annually and on travel purchased through Chase Travel℠✦ 2% back at gas stations, restaurants and select streaming services ✦ 1% everywhere else Base: 1% Portal Flights: 5% Portal Hotels: 5% Dine: 2% Gas: 2% Brand: 5% |
Earning rate: ✦ 4% back on DoorDash and Caviar orders ✦ 3% back on dining ✦ 2% back at grocery stores ✦ 1% everywhere else Base: 1% Grocery: 2% Dine: 3% Brand: 4% |
Earning rate: 5X gas ✦ 3X grocery and dining ✦ 2X Sears and KMart |
Earning rate: 5% gas at Costco ✦ 4% all other gas and EV charging (up to $7K spend / year) ✦ 3% restaurant & travel; 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% |
Earning rate: 5% gas at Costco ✦ 4% all other gas & EV charging (up to $7K spend / year) ✦ 3% restaurant & travel ✦ 2% Costco ✦ 1% everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 5% Brand: 2% |
Earning rate: 5X on rotating categories each quarter. 5% limited to $6K spend per year. Base: 1% Grocery: 5% |
Earning rate: 3X on grocery, dining and utility purchases ✦ 25% bonus with 20+ purchases in billing cycle ✦ 1X on all other purchases Base: 1% Grocery: 3% Dine: 3% |
Earning rate: 5 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 7 points per $1 at Caesars Rewards locations ✦ 2 points per $1 on dining, travel and entertainment ✦ 1 point per $1 on all other purchases ✦ 1 point per $1 on cash advances |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Grocery: 5% |
Earning rate: 5X in rotating categories, up to $1500 spend per quarter (Q2 2025: Grocery Stores, Wholesale Clubs) Base: 1% Dine: 5% |
Earning rate: 5% back at at every store at every Simon Mall, Mills, or Premium Outlet in the U.S. Use your card 5 times each statement period to earn Rewards. ✦ 1% back on all other purchases. Base: 1% Brand: 5% |
Earning rate: 5X extra on Rakuten Dining ✦ 4X extra on Rakuten purchases (limit $7k spend per calendar year) ✦ 2X groceries & restaurants ✦ 1x everywhere else Base: 1% Grocery: 2% Dine: 2% Brand: 4% |
Earning rate: 2X Gas ✦ 2X Grocery ✦ 2X Travel ✦ 1X elsewhere Base: 1% Travel: 2% Flights: 2% Hotels: 2% Grocery: 2% Gas: 2% Brand: 2% |
Earning rate: ✦ 3X MGM ✦ 2X gas stations and grocery stores ✦ 1X elsewhere |
Earning rate: ✦ 3X Travel, Dining and Gas ✦ 1X everywhere else Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% Gas: 3% |
Earning rate: 3X MGM ✦ 2X Gas and Grocery ✦ 1X everywhere else |
Earning rate: 2x travel (includes airlines, hotels, and car rentals) Base: 1% Travel: 2% Flights: 2% Hotels: 2% |
Earning rate: 5X travel (includes airlines, hotels, and car rentals) ✦ 2X dining ✦ 1X everywhere else Base: 1% Travel: 5% Flights: 5% Hotels: 5% Dine: 2% |
Earning rate: 3% cash back on up to $2K in spend in the category you choose each quarter: gas stations, travel & entertainment, restaurants, discount & warehouse stores, grocery stores, utilities & office supply stores, electronics and computer and camera stores, department and apparel and sporting good stores, auto parts & service, and home improvement stores Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 4X gas stations ✦ 3X dining ✦ 2X grocery stores (up to $8,000 spend per cardmember year across all three categories combined) |
Earning rate: 3% on your eligible top spend category ✦ 2% on your second top category ✦ 1% everywhere else ✦ Eligible cateories include Dining & Nightlift, Travel, Bills & Utilities, Health & Beauty, Grocery / Warehouse Stores, Gas, Transportation, Entertainment Base: 1% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 5% gas (up to $6K spend per year) ✦3% Sam's Club ✦ 3% dining ✦ 1% everywhere else Base: 1% Dine: 3% Gas: 5% Brand: 3% |
Earning rate: 3X travel & dining Base: 1% Travel: 3% Flights: 3% Hotels: 3% Dine: 3% |
Earning rate: ✦ 3% & 2% unlimited cash back on top two spend categories ✦ 1% unlimited cash back on all other eligible purchases Base: 1% Travel: 3% Flights: 3% Hotels: 3% Grocery: 3% Dine: 3% Gas: 3% |
Earning rate: 3% phone, internet and cable services ✦ 2% dining and gas stations Base: 1% Dine: 2% Gas: 2% |
Base: 1% |
Earning rate: 3x for commercial air travel, 2x for eligible groceries, select digital entertainment, newspapers and cable TV, and 1X everywhere else Base: 1% Flights: 3% Grocery: 2% |
Base: 1% |
Earning rate: 3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else Base: 1% Flights: 3% Hotels: 3% Office: 2% |
Earning rate: 2x on top two categories where you spend the most each month. Base: 1% |
Earning rate: ✦ 3X restaurants ✦ 2X gas stations and airlines Base: 1% Flights: 2% Dine: 3% Gas: 2% |
Earning rate: 4X take out, food delivery ($2k/qtr max starting 4/14/25), and dining ✦ 2X grocery (including meal kit delivery), gas stations, and streaming services Base: 1% Grocery: 2% Dine: 4% Gas: 2% |
Earning rate: 4X travel, gas stations & EV charging (excludes discount stores/supercenters and wholesale clubs) ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining, grocery (including meal kit delivery) and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Grocery: 2% Dine: 2% Gas: 4% |
Earning rate: 5x hotels and car rentals when booked through US Bank Portal ✦ 4X travel, gas stations and EV charging ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Portal Hotels: 5% Dine: 2% Gas: 4% |
Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ✦ Ground Transportation ✦ Select Clothing Stores ✦ Cell Phone Providers ✦ Electronic Stores ✦ TV, Internet & Streaming Services ✦ Gyms/Fitness Centers ✦ Fast Food ✦ Sporting Goods Stores ✦ Department Stores ✦ Furniture Stores ✦ Movie Theaters. 2% Categories: Gas Stations ✦ Restaurants ✦ Grocery Stores Base: 1% Grocery: 2% Dine: 2% Gas: 2% |
Earning rate: 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants ✦ 1% back everywhere else ✦ Note: purchases of gasoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%. Base: 1% Dine: 3% Gas: 3% Office: 3% |
Earning rate: 4X self-care (gym memberships, at spas / massage parlors, and barber shops / salons) ✦ 4X sports, recreation, and entertainment ✦ 4X "planet-friendly purchases" like EV charging stations, riding public transportation, and purchasing select second hand and vintage ✦ 1X everywhere else Base: 1% |
Earning rate: ✦ 2X airline, car rental, & restaurants ✦ 5X Marriott. |
Earning rate: ✦ 3X Marriott Bonvoy ✦ 2X grocery stores, rideshare, select food delivery, select streaming, and internet, cable and phone services ✦ 1X everywhere else |
Earning rate: ✦ 2X cell phone ✦ 2X charity ✦ 2X gas, office supply, or airline purchases (whichever is most each month). |
Earning rate: 2X charity and then 2X in one of the following: cell phone providers, gas, grocery, or airline purchases (whichever category you spend most on each month). |
Earning rate: 8X Wyndham & gas ✦ 5X marketing, advertising, and utilities (telecommunications, cable, satellite, electric, gas, heating oil and water) ✦ 1X everywhere else |
Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Earning rate: 10X at Choice Hotels ✦ 5X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else |
Earning rate: 3x LATAM ✦ 2x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: 4x LATAM ✦ 3x dining, rideshare and public transit ✦ 1x everywhere else |
Earning rate: This card does not earn ongoing rewards beyond the welcome offer. Base: 0% |
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[…] sure you’re using the Best credit cards for Black Friday deals. We’ve added this to our running list of Black Friday […]
[…] sure you’re using the Best credit cards for Black Friday deals. We’ve added this to our running list of Black Friday […]
[…] sure you’re using the Best credit cards for Black Friday deals. We’ve added this to our running list of Black Friday […]
[…] sure you’re using the Best credit cards for Black Friday deals. We’ve added this to our running list of Black Friday […]
What about 3x on all purchases until the end of december with BOA Amtrak?
That is a great offer. I didn’t include any short term promotional offers here, but that would be a great addition for a future version.
[…] sure you’re using the Best credit cards for Black Friday deals. We’ve added this to our running list of Black Friday […]
Hope all you readers find this useful. Maybe you make an extra 1000 to 10000 points? Whoopie!!!!!!
(yawn)
[…] sure you’re using the Best credit cards for Black Friday deals. We’ve added this to our running list of Black Friday […]
Great post. Very nice reference tool for sure. Thanks.