Top 10+ Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below, we’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, we always show the better offer even if it means no commissions for us. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CardRatings.com

Below you will find credit card offers sorted from best to worst based on an estimate of first year value.

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Related Pages

Top 10+ Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
The Platinum Card® from American Express
125K points + 15x when you Shop Small in the US & at restaurants worldwide
125K after $6K spend in first 6 months plus 15x on eligible purchases when you Shop Small in the US and at restaurants worldwide on up to $25K in purchases in the first 6 months. Terms apply. (Rates & Fees)

$695 Annual Fee

Chase Sapphire Preferred Card
100K Points
100K after $4K spend in 3 months

$95 Annual Fee

Alternate offer: In-Branch: 100K + first year free + $50 grocery credit

Recent better offer: None. This is the best we've seen.

Chase Ink Business Preferred Card
100K points
100K after $15K spend in 3 months

$95 Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 80K after $5K spend. Many preferred the 80K offer due to the much lower spend requirement

Chase Ink Business Unlimited
75K points
75K after $7.5K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

Chase Ink Business Cash Credit Card
75K points
75K after $7.5K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

Citi Premier Card
80K points
80K after $4K spend in 3 months

$95 Annual Fee

Recent better offer: None. This is the best we've seen.

Delta SkyMiles® Gold Business Credit Card from American Express
75K Miles + $200 statement credit
75K milesafter $2K spend in the first 3 months + $200 statement credit after first Delta purchase in first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 8/25/2021)

No Annual Fee First Year, Then $99

Delta SkyMiles® Platinum Credit Card from American Express
90K miles + $200 statement credit
90K miles after $5K in purchases in the first 3 months + $200 statement credit after first Delta purchase in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 7/28/2021)

$250 Annual Fee

Recent better offer: 90K miles after $3K in purchases in the first 3 months + up to $200 in statement credits for purchases at select US home furnishings stores in first 3 months. [Expired 5/5/21]

Delta SkyMiles® Gold Credit Card from American Express
70K miles + $200 statement credit
70K miles after $2K spend in the first 3 months + $200 statement credit after first Delta purchase in first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 7/28/2021)

No Annual Fee First Year, Then $99

Delta SkyMiles® Platinum Business Credit Card from American Express
95K miles + $200 statement credit
95K miles after $5K spend in the first 3 months + $200 statement credit after first Delta purchase in first 3 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 8/25/2021)

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 90K miles + $100 statement credit after $3K spend in the first 3 months. [Expired 5/5/21]

The Business Platinum Card® from American Express
100K points
100K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)

$595 Annual Fee

Some report being targeted for offers up to 150K! Click here for details.

Recent better offer: 150K after $20K Spend (Targeted)

American Express® Gold Card
60K Points + up to $250 back
60K after $4K spend in first 6 months plus 20% back as a statement credit on restaurant purchases worldwide for the first 12 months up to $250 back. Terms apply. (Rates & Fees)

$250 Annual Fee

Chase Aer Lingus Visa Signature® Card
100K Avios
Get 100K Avios after $5K spend in first 3 months. Also get 5x on purchases with British Airways, Aer Lingus, and LEVEL for first 12 months (then 3x) and 3x on hotels booked directly with the hotel for first 12 months (then 2x)

$95 Annual Fee

Chase British Airways Visa Signature® Card
100K Avios
Get 100K Avios after $5K spend in first 3 months. Also get 5x on purchases with British Airways, Aer Lingus, and LEVEL for first 12 months (then 3x) and 3x on hotels booked directly with the hotel for first 12 months (then 2x)

$95 Annual Fee

Chase Iberia Visa Signature® Card
100K Avios
Get 100K Avios after $5K spend in first 3 months. Also get 5x on purchases with British Airways, Aer Lingus, and LEVEL for first 12 months (then 3x) and 3x on hotels booked directly with the hotel for first 12 months (then 2x)

$95 Annual Fee

Chase United Quest Card
Up to 100K Miles
Up to 100K miles: 80K after $5K spend in first 3 months + 20K after $10K total spend in first 6 months

$250 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: None. This is a new card.

AAdvantage® AviatorTM Business MasterCard®
Up to 75K miles
Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

Chase Freedom Flex
20K points + 5X grocery + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 5x Ultimate Rewards points (worth 5% cash back) on grocery purchases for 1st year (on up to $12K in purchases, excludes Target & Walmart). 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Chase Freedom Unlimited
20K points + 5X grocery + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 5x Ultimate Rewards points (worth 5% cash back) on grocery purchases for 1st year (on up to $12K in purchases, excludes Target & Walmart). 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

UBS Visa Infinite
Up to 100K points (call to apply)
50K after $10K spend in 3 months + 50K after paying 2nd year annual fee

No Annual Fee First Year, Then $495

Chase United Explorer Card
Up to 70K Miles
Up to 70K miles: 60K after $3K spend in 3 months + 10K after $6K total spend in first 6 months

No Annual Fee First Year, Then $95

CitiBusiness AAdvantage Platinum Select World MasterCard
65K miles
65K after $4K spend in first 4 months

No Annual Fee First Year, Then $99

Recent better offer: 75K after $5K in the first 5 months (Expired 1/16/20)

Capital One Venture Rewards Credit Card
60K "miles"
Earn a one-time bonus of 60K Capital One miles after $3K spend in the first 3 months

$95 Annual Fee

Recent better offer: 100K: 50K after $3K in the first 3 months + 20K after $20K in the first 6 months [Expired 7/19/21]

Capital One Spark Miles Business Credit Card
50K "miles"
Earn a one-time bonus: 50K "miles" after $4.5K spend in the first 3 months from account opening

No Annual Fee First Year, Then $95

Note: Capital One Business cards DO count against Chase's 5/24 Rule

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20 and breifly available in 2021]

Chase Southwest Airlines Rapid Rewards® Premier Business Card
60K miles
60K after $3K spend in 3 months

$99 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: None. This is the highest public offer we've seen.

JetBlue Business Card
Up to 60K Miles
Up to 60K miles: 50K after $1K spend in 90 days plus 10K after a purchase is made on an employee card within 90 days

$99 Annual Fee

Barclays JetBlue Plus Mastercard
60K Miles
60K miles after $1K spend and payment of the annual fee in 90 days

$99 Annual Fee

American Express® Business Gold Card
70K Points
70K points after $10K spend in 3 months. Terms apply. (Rates & Fees)

$295 Annual Fee

Alternate offer: Some people clicking find that they are targeted for an offer of 85K points after $10K in purchases in the first 3 months.

Recent better offer: 70K points + up to $300 in statement credits: 70K points after $10K spend in 3 months + up to $150 in statement credits for US shipping purchases and up to $150 in statement credits US advertising purchases. [Expired 4/7/21]

U.S. Bank Altitude Reserve Visa Infinite Card
50K points
50K after $4.5K spend in 90 days

$400 Annual Fee

Chase Sapphire Reserve Card
60K Points
60K after $4K spend in 3 months

$550 Annual Fee

Wells Fargo Visa Signature Card
Up to 50K bonus points
5X rewards points on up to $12,500 in gas, grocery, and drugstore purchases for 6 months. (that's 1x normal earnings plus 4x bonus)

No Annual Fee

Delta SkyMiles® Reserve for Business Credit Card
85K miles + 20K MQMs + $200 statement credit
85K miles + 20K MQMs after $6K spend in the first 3 months + $200 statement credit after first Delta purchase in first 3 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 8/25/2021)

$550 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 80K miles + 20K MQMs + $200 statement credit after $5K spend in the first 3 months. Terms and limitations apply. [Expired 5/5/21]

Choice Privileges® Visa Signature® Card issued by Barclays
Up to 75K points + 4x everywhere
Up to 75K points + 4x everywhere: 50K after $1K spend in 90 days + 25K after $2K total spend in 180 days. 2 additional points per dollar for all spend until December 31, 2021 (for a total of 4 points per dollar on everyday purchases)

No Annual Fee

Chase Southwest Airlines Rapid Rewards® Plus Card
40K points
40K points after $1K in purchases in the first 3 months + earn 3x dining, including takeout/delivery, for first year

$69 Annual Fee

Hilton Honors American Express Card
100K points + up to $100 in statement credits
100K after $1K spend in 3 months + up to $100 in statement credits on eligible purchases at any Hilton family hotels in the first 12 months. Terms apply. (Rates & Fees)
(Offer Expires 8/25/2021)

No Annual Fee

Delta SkyMiles® Reserve Credit Card from American Express
80K miles + 20K MQMs + $200 statement credit
80K miles + 20K MQMs after $5K spend in the first 3 months + $200 statement credit for first Delta purchase in first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 7/28/2021)

$550 Annual Fee

Recent better offer: 80K miles + 20K MQMs after $5K spend in the first 3 months + up to $200 statement credit for purchases at select US furnishings stores in first 3 months. [Expired 5/5/21]

Chase Southwest Airlines Rapid Rewards Priority Credit Card
40K points
40K points after $1K in purchases in the first 3 months + earn 3x dining, including takeout/delivery, for first year

$149 Annual Fee

Hilton Honors American Express Business Card
130K Points + up to $100 in statement credits
130K after $3K spend in 3 months + up to $100 in statement credits on eligible purchases at any Hilton family hotels in first 12 months. Terms apply. (Rates & Fees)
(Offer Expires 8/25/2021)

$95 Annual Fee

Capital One Spark Cash Business Credit Card
$500 Cash back
Earn a one time bonus: $500 cash back after $4.5K spend in 3 months from account opening.

No Annual Fee First Year, Then $95

Note: Most Capital One Business cards count against Chase's 5/24 Rule, but this one DOES NOT

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $2,000 Cash Back: Earn a one time bonus: $500 after $5K spend in 3 months from account opening and earn an additional $1,500 when you spend $50K in the first 6 months of account opening. [Last available in early 2020 and briefly in 2021]

Hilton Honors American Express Surpass® Card
Up to 180K Points
Up to 180K: 130K after $2K in the first 3 months + 50K after $10K total purchases in first 6 months. Terms apply.

$95 Annual Fee

Chase Southwest Airlines Rapid Rewards Premier Credit Card
40K points
40K points after $1K in purchases in the first 3 months + earn 3x dining, including takeout/delivery, for first year

$99 Annual Fee

U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD
50K points
50K after $3K spend in 120 days

No Annual Fee First Year, Then $95

U.S. Bank Business Cash Rewards World EliteTM Mastercard
$500 Cash Back
$500 cash back after $3000 spend in first 90 days

No Annual Fee

Marriott Bonvoy Business™ American Express® Card
75K Points + up to $150 in statement credits
75K points after $3K of eligible purchases in the first 3 months of card membership + up to $150 in statement credits for eligible purchases in the first 3 months. Terms apply. (Rates & Fees)

$125 Annual Fee

Recent better offer: 100K points after $5K in eligible purchases in the first 3 months plus up to $150 in statement credits for eligible purchases in the first 3 months [Expired 5/12/21]

Chase World of Hyatt Credit Card
45K points
Up to 45K: 30K after $3K spend plus 1 extra point per dollar for non-bonused spend, up to $15K spend in 6 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule.

Recent better offer: 60K: 40K after $3K in 3 months + 20K after $6K total in 6 months (Expired 1/9/19)

Marriott Bonvoy Brilliant™ American Express® Card
75K points + up to $200 in statement credits
75K points after $3K spend in the first 3 months plus up to $200 in statement credits for US restaurant purchases in the first 6 months. Terms apply. (Rates & Fees)

$450 Annual Fee

Recent better offer: 125K points after $5K spend in the first 3 months plus up to $200 in statement credits for US restaurant purchases in the first 6 months. [Expired 5/12/21]

The Hawaiian Airlines® Business MasterCard® issued by Barclays
Up to 70K miles
Up to 70K miles: 60K after $1K in the first 90 days + 10K after a purchase is made on an employee card

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 60K after $1K in the first 90 days + 10K after first purchase on an employee card [Expired 8/19]

The Hawaiian Airlines® World Elite MasterCard® issued by Barclays
70K miles
70K after $2K spend in 90 days

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may be able to get 60K miles after 1st purchase via paper application distributed in-flight.

United Gateway Card
Up to 30K Miles
Up to 30K miles: 15K miles after $1K spend in first 3 months + 15K miles after $3K spend in first 6 months

No Annual Fee

Capital One VentureOne Rewards Credit Card
20K "miles"
Earn a bonus of 20K after $500 spend in 3 months from account opening

No Annual Fee

Citi Custom Cash Card
20K points
20K points after $750 spend in the first 3 months

No Annual Fee

Alternate offer: There is an in-branch offer for $300 / 30K points after $1K spend in the first 3 months that was originally scheduled to expire but has been extended without a clear end date. If you live near a branch, it may be worth calling to see if they have this offer available.

Recent better offer: None

Korean Air SKYPASS Visa issued by US Bank
30K miles
30K miles after $3K spend in 90 days

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 40K after $2.5K spend targeted (last reported 2/26/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (expired 1/18)

The Blue Business® Plus Credit Card from American Express
15K points
15K after $3K spend in 3 months. Terms apply. (Rates & Fees)

No Annual Fee

Alternate offer: Some people have been targeted for an offer in their online account for 50K points after $15K in purchases in their first 12 months.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

Wells Fargo Cash Wise Visa® Card
$150 Cash Back
$150 after $500 spend in the first 3 months

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some people are targeted (in their online Wells Fargo account or via snail mail) for 3% cash rewards for the first year up to $30,000 spent)

Citi Rewards+ Card
15K points
15K points after $1K spend in 3 months

No Annual Fee

Capital One Quicksilver
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

Capital One SavorOne Cash Rewards Credit Card
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

Blue Cash Preferred® Card from American Express
$150 cash back + up to $200 in statement credits for select purchases
$150 cash back as a statement credit after $3K in the first 6 months + 20% back on purchases at Amazon.com for the first 6 months up to $200 back as statement credits. Terms Apply. (Rates & Fees)

$95 Annual Fee

American Airlines AAdvantage MileUp Card
10K miles + $50
Earn 10K AA miles + $50 statement credit after $500 spend in 3 months

No Annual Fee

Royal Caribbean® Visa Signature® Credit Card
10K points + $100 statement credit + $50 Air2Sea program discount
10K points after 1st purchase in 90 days + $100 statement credit after $1K spend in 90 days + $50 airfare discount after $3.5K total in first 90 days (excludes students)

No Annual Fee

The Plum Card® from American Express
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)

No Annual Fee First Year, Then $250

Discover it® for Students
$50 + First Year Double + $20/year
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

No Annual Fee

Hotels.com Rewards Visa Credit Card
$125 Reward Night
Get a reward night worth $125 when you spend $1,000 on purchases in the first 3 months. Excludes taxes and fees. If your reward night costs less than $125, you won't get the difference.

No Annual Fee

Delta SkyMiles® Blue Credit Card from American Express
Discover it Miles - Double Miles your first year
$100 + First Year Double
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

No Annual Fee

Verizon Visa Card
$100 in Verizon credit
Up to $100 in credit applied over 24 monthly wireless bills

No Annual Fee

Chase Slate Edge
$100 Cash Back
Earn $100 statement credit after $500 in purchases in first 6 months

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

BBVA
ClearPoints Credit Card
$100 statement credit
$100 statement credit after $1.5K in first 90 days. Note: This card is not available online without an invitation code. You may need to first open a checking account and then apply by phone or apply in-branch.

No Annual Fee

Discover it®
$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

No Annual Fee

Marriott Bonvoy Boundless™ Credit Card
3 free nights + 10x in select categories
3 free night certificates each valid for a night up to 50K points after $3K in the first 3 months + 10x on up to $2500 in purchases at gas stations, restaurants, and grocery stores in the first 6 months.

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

See Also: Are you eligible for a new Marriott card?

Recent better offer: Earn 5 50K free night certificates after $5K spend in 3 months [Expired 10/28/20]

Citi Double Cash Card

Recent better offer: None

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

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Offers for which I receive compensation are shown with credit card images.
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