Top 10+ Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below, we’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, we always show the better offer even if it means no commissions for us. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CardRatings.com

Below you will find credit card offers sorted from best to worst based on an estimate of first year value.

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Related Pages

Top 10+ Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Capital One Venture X Business Card
150K Miles
Earn 150K miles after $30K spend in the first 3 months and another 150K miles after $500K spend in the first 12 months. We're listing this as a $150K offer as we assume most folks won't attempt the $500k spend. *NO PUBLIC LINK, MUST APPLY VIA A CAPITAL ONE RELATIONSHIP MANAGER*

$395 Annual Fee

The Business Platinum Card® from American Express
150K points
150K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)

$695 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Targeted online offer of 170K points after $15K spend in the first 3 months See this post for details.Targeted online offer of 120K points after $15K spend in the first 3 months + 10x at office supply and hardware stores up to $7500 in spend See this post for details.

American Express® Gold Card
90K points + $200 in statement credits
90K points after $4K in purchases in the first 6 months + $200 statement credit for purchases in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 6/7/2023)

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 90K after $4K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 6/8/22]

The Platinum Card® from American Express
100K points + 10x dining
100K after $6K spend in 6 months plus 10x dining for 6 months on up to $25K spend. Terms apply.

$695 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 125K after $6K in the first 6 months + 15x when you Shop Small in the US and at restaurants worldwide on up to $25K in eligible purchases in the first 6 months [Expired 1/20/22]

Chase Ink Business Preferred Card
100K points
100K after $15K spend in 3 months

$95 Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 80K after $5K spend. Many preferred the 80K offer due to the much lower spend requirement

Capital One Venture Rewards Credit Card
75K Miles + up to $200 in statement credits
Earn 75,000 bonus miles after $4K spend in 3 months + up to $200 in statement credits when you make an Avelo purchase in your first year + priority boarding on Avelo flights for the first year.

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 100K: 50K after $3K in the first 3 months + 20K after $20K in the first 6 months [Expired 7/19/21]

Ink Business Unlimited® Credit Card
75K points
75K after $6K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 90K after $6K in 3 months [Expired 3-20-23]

Hilton Honors American Express Business Card
Limited Time Offer: 150K Points + free night certificate
150K + free night certificate after $4K spend in 3 months. Offer ends 7/19/23. Terms apply.

$95 Annual Fee

Ink Business Cash® Credit Card
75K points
75K after $6K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 90K after $6K in 3 months 90K after $6K in 3 months [Expired 3-20-23]

Capital One Venture X Rewards Credit Card
75K Miles
Earn 75,000 bonus miles after $4K spend in 3 months

$395 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Expired 3/14/22: 100K after $10K spend in 6 months + $200 credit for vacation rental spend in first year

American Express® Green Card
60K Points
60K after $3K spend in first 6 months + 20% off travel and transit purchases for first 6 months. Terms apply. See Rates & Fees

$150 Annual Fee

Recent better offer: This is the best we've seen

UBS Visa Infinite
Up to 100K points (call to apply)
50K after $10K spend in 3 months + 50K after paying 2nd year annual fee

No Annual Fee First Year, Then $495

Air France KLM World Elite Mastercard
70K miles + 100XP points
70K miles + 40 XP after $2K in the first 90 days + additional 60XP points upon approval

$89 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Going through the steps to make a dummy booking at the Air France website may result in an offer that also includes a $100 statement credit.

Alaska Airlines Visa Signature
72K miles + Companion Fare
72K miles + Companion Fare ($99 fare + taxes) after $3K spend in 3 months

$95 Annual Fee

Leave "Employee ID" blank or fill-in with any 6-digit number

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to 67K miles: 42K miles + Companion Fare ($99 + taxes) after $2K spend in 3 months + 25K miles after $8K total purchases in first 6 months [Expired during 2021]

CitiBusiness AAdvantage Platinum Select World MasterCard
65K miles
65K after $4K spend in first 4 months

No Annual Fee First Year, Then $99

Recent better offer: 75K after $5K in the first 5 months (Expired 1/16/20)

Chase IHG® Rewards Premier Credit Card
140K Points
140K points after $3K spend in 3 months

$99 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: 175K after $3K in spend (expired 4/6/23)

JetBlue Business Card
75K Miles
50K bonus miles after spending $4K in first 90 days + additional 25K miles after $10K spend in first year.

$99 Annual Fee

Southwest Rapid Rewards® Plus Credit Card
60K points + 30% discount code
60K points + a one-time 30% off promo code after $3K spend in the first 3 months

$69 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 12/9/21: 100K (50K after $2K spend in 3 months plus 50K after a total of $12K spend in 12 months)

Capital One Spark Miles for Business
50K Miles
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening

No Annual Fee First Year, Then $95

Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule

Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20 and breifly available in 2021]

Chase Ink Business Premier℠
$1,000 Cash Back
$1K after $10K Spend in 3 Months

$195 Annual Fee

Southwest Rapid Rewards® Premier Credit Card
60K points + 30% discount code
60K points + a one-time 30% off promo code after $3K spend in the first 3 months

$99 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: Expired 12/9/21: 100K (50K after $2K spend in 3 months plus 50K after a total of $12K spend in 12 months)

American Express® Business Gold Card
70K Points
70K points after $10K spend in 3 months. Terms apply. (Rates & Fees)

$295 Annual Fee

Alternate offer: Some are targeted for an offer of 130K points after $10K in purchases in the first 3 months. You can see this post for more details Targeted Business Gold offer for 130K (Highly YMMV)

Recent better offer: 70K points + up to $300 in statement credits: 70K points after $10K spend in 3 months + up to $150 in statement credits for US shipping purchases and up to $150 in statement credits US advertising purchases. [Expired 4/7/21]

Southwest Rapid Rewards® Priority Credit Card
60K points + 30% discount code
60K points + a one-time 30% off promo code after $3K spend in the first 3 months

$149 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: Expired 12/9/21: 100K (50K after $2K spend in 3 months plus 50K after a total of $12K spend in 12 months)

AAdvantage® AviatorTM Business MasterCard®
Up to 75K Miles
Up to 75K miles: 50K bonus miles after spending $4K in first 90 days + additional 25K miles after spend $10K in first 12 months.

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Expired 2/6/23: 80K miles + a $95 statement credit after $2K spend in first 90 days.

Chase British Airways Visa Signature® Card
75K Avios
75K Avios after $5K spend in 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 7/4/22: 100K after $5K spend

Chase Iberia Visa Signature® Card
75K Avios
75K Avios after $5K spend in 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 7/4/22: 100K after $5K spend

Chase Aer Lingus Visa Signature® Card
75K Avios
75K Avios after $5K spend in 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 7/4/22: 100K after $5K spend

Delta SkyMiles® Gold Business American Express Card
50K miles
50K miles after $2K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)

No Annual Fee First Year, Then $99

Recent better offer: 75K after $2K spend in first 3 months [Expired 3/29/23]

U.S. Bank Altitude Reserve Visa Infinite Card
50K points
50K after $4.5K spend in 90 days

$400 Annual Fee

Alaska Airlines Visa Business Card
50K miles + $100 statement credit + Companion Fare
50K miles + $100 statement credit + Companion Fare ($99 fare + taxes) after $3K spend in 3 months

$95 Annual Fee

Delta SkyMiles® Gold American Express Card
40K miles
40K miles after $2K spend in first 6 months. Terms apply. (Rates & Fees)

No Annual Fee First Year, Then $99

Recent better offer: 70K after $2K spending in first 3 months [Expired 3/30/23]

Delta SkyMiles® Platinum Business American Express Card
60K miles
60K miles after $3K spend in 3 months. Terms and limitations apply. (Rates & Fees)

$250 Annual Fee

Recent better offer: 95K after $4K in first 3 months [Expired 3-29-23]

Chase IHG® Rewards Traveler Credit Card
80K Points
80K Points after $2K spend in 3 months

No Annual Fee

Click here to view details about a similar card: IHG Rewards Club Premier

Recent better offer: 120K after $2K spend (expired 7/4/22)

Marriott Bonvoy Business® American Express® Card
75K Points
75K points after $3K of eligible purchases in the first 3 months of card membership. Terms apply. (Rates & Fees)

$125 Annual Fee

Recent better offer: 100K points after $4K spend in the first 3 months [Expired 11/2/22]

United Club℠ Infinite Card
80K Miles + 1,000 PQP
80k miles and 1,000 Premier qualifying points after $5k spend in first 3 months

$525 Annual Fee

Barclays JetBlue Plus Mastercard
40K Miles
40K miles after $1K spend and payment of the annual fee in 90 days

$99 Annual Fee

The Hawaiian Airlines® Business MasterCard® issued by Barclays
Up to 70K miles
60K Miles after $2K spend in 90 days plus 10K miles after adding and making one purchase on an employee card, both within 90 days

$99 Annual Fee

Marriott Bonvoy Bevy™ American Express® Card
85K Points
85K points after $4K spend in 3 months

$250 Annual Fee

Recent better offer: 125K after $4K first 3 months (Expired 1/12/23)

United Gateway Card
30K Miles
30K miles after $1K spend in first 3 months

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 8/11/22: 30K after $1K spend

Wyndham Rewards Earner Business Card
Up to 75K Points
Up to 75K points: 50K after after $3K spend in first 90 days and 25K after $10K in first 12 months.

$95 Annual Fee

Capital One Spark Cash Plus
Up to $1,000
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account
opening

$150 Annual Fee

Note: This card is not expected to count against Chase's 5/24 Rule

Recent better offer: Expired 3/14/22: $3K after $50K spend in 6 months

Delta SkyMiles® Platinum American Express Card
50K miles
50K miles after $3K spend in 6 months. Terms apply. (Rates & Fees)

$250 Annual Fee

Recent better offer: 00K after $4K spending in first 3 months [Expired 3/30/23]

Hotels.com Rewards Visa Credit Card
Up to $375 in reward nights
Get two reward nights worth $125 each when you spend $1,000 on purchases in the first 3 months. Get another reward night after $4K spend in 6 months. Excludes taxes and fees. If your reward night costs less than $125, you won't get the difference.

No Annual Fee

Citi Rewards+ Card
25K points
25K points after $1.5K spend in 3 months

No Annual Fee

Marriott Bonvoy Brilliant® American Express® Card
95K Points
95K points after $5K in the first 3 months. Terms apply. (Rates & Fees)

$650 Annual Fee

Recent better offer: 150K after $5K spend in 3 months [Expired 1/12/23]

Chase Freedom Unlimited
20K points + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.999%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Extra 1.5% cashback on up to $20,000 in purchases within the first year (up to $300 cash back)

Recent better offer: 20K points + 5x grocery stores for the first year on up to $12K in qualifying purchases

Chase Freedom Flex
20K points + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.

No Annual Fee

Be sure to select the card you want after clicking through. This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 20K points + 5x grocery stores for the first year on up to $12K in qualifying purchases

Blue Cash Preferred® Card from American Express
$350 back
$250 cash back as a statement credit after $3K in the first 6 months plus $100 cash back as after $1K in first 3 months Terms Apply. (Rates & Fees)

No Annual Fee First Year, Then $95

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $350: 10% cash back as a statement credit on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Plus, earn $150 back after $1K spend in 3 months. (Expired 5/3/17)

PenFed Pathfinder Rewards
50K Points
50K points after $3K spend in 90 days

$95 Annual Fee

Delta SkyMiles® Reserve Business American Express Card
70K miles
70K Miles after $5K spend in 3 months. Terms apply. (Rates & Fees)

$550 Annual Fee

Recent better offer: 85K miles + 20K MQMs + $200 statement credit after $5K spend in the first 3 months. Terms and limitations apply. [Expired 8/25/21]

Citi Custom Cash Card
20K Points
20K points after $1500 spend in the first 6 months

No Annual Fee

Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months

Korean Air SKYPASS Visa issued by US Bank
30K miles
30K miles after $3K spend in 90 days

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 40K after $2.5K spend targeted (last reported 2/26/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (expired 1/18)

The Blue Business® Plus Credit Card from American Express
15K points
15K after $3K spend in 3 months. Terms apply. (Rates & Fees)

No Annual Fee

Alternate offer: Some people have been targeted for an offer in their online account for 75K points after $15K in purchases in their first 12 months.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

American Airlines AAdvantage MileUp Card
10K miles + $50
Earn 10K AA miles + $50 statement credit after $500 spend in 3 months

No Annual Fee

The Amex EveryDay® Preferred Credit Card from American Express
15K Points
15K after $1K spend in 3 months. Terms apply.

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some people click through and find that they are targeted for an offer of 30K points after $2K spend in 3 months.

Recent better offer: 30K after $2K in first 3 months

Discover it® for Students
$50 + First Year Double + $20/year
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

No Annual Fee

Delta SkyMiles® Blue American Express Card
10K miles
10K miles after $1000 spend in the first 6 months. Terms apply. (Rates & Fees)

No Annual Fee

Discover it Miles - Double Miles your first year
$100 + First Year Double
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

No Annual Fee

Allegiant World Mastercard® Credit Card
15K miles
15K after $1K in first 90 days

$59 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may be targeted for an offer including a $100 statement credit during a dummy booking.

BBVA
ClearPoints Credit Card
$100 statement credit
$100 statement credit after $1.5K in first 90 days. Note: This card is not available online without an invitation code. You may need to first open a checking account and then apply by phone or apply in-branch.

No Annual Fee

Discover it®
$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

No Annual Fee

Delta SkyMiles® Reserve American Express Card
50K Miles + 10K MQM's
50K miles and 10K Medallion Qualification Miles (MQMs) after $5K spend in first 6
months. Terms apply. (Rates & Fees)

$550 Annual Fee

Recent better offer: 80K miles + 20K MQMs after $5K spend in the first 3 months + up to $200 statement credit for purchases at select US furnishings stores in first 3 months. [Expired 5/5/21]

PenFed Platinum Rewards
15K Points
15K points after $1,500 spend in 90 days

No Annual Fee

Citi Double Cash Card
None
This card does not currently feature an introductory bonus.

No Annual Fee

Recent better offer: 20K points after $1.5K in the first 3 months

Bilt Mastercard
None
This card features no welcome bonus, but it offers the chance to earn 1x points when paying rent (on up to $100K per year in rent payments) with no annual fee.

No Annual Fee

Chase Slate Edge

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

The Plum Card® from American Express
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)

$250 Annual Fee

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

Generic 2 Affiliate Link Example
Offers for which I receive compensation are shown with credit card images.
Refer A Friend Example
Refer-a-friend offers are shown with this image
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With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image

 

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[…] points, miles and cash back through welcome bonuses.  Business card offers consistently top our Best of the Best Offers list.  Plus, most business cards do not add to your 5/24 Count and so they make it easy to keep […]

Bill Van Tuinen

it seems its no longer sorting by most valuable intro offer?

Drew

Platinum Delta Business link is no good.

[…] readers know that we maintain a sorted list of the Top 10+ Credit Card Offers (the “+” means that you can click “Next” to see beyond 10).  The offers […]

[…] a look at our Top 10+ Credit Card Offers page.  At the time of this writing, the Sapphire Preferred is #2 on the list whereas the Sapphire […]

[…] would otherwise cost a bundle.  For the purpose of my unbiased credit card rankings, such as my Top 10+ Credit Card Offers, I assign a value of $250 to each free night (see: Unbiased credit card rankings: a work in […]

[…] won’t find this card in our Top 10+ Cedit Card offers, but we all start somewhere, and my credit journey started with a Walmart credit card. Of note, I […]

[…] Credit Card Offers and Top 10+ Credit Card Offers.  We work very hard to list all of the best public offers.  Cards are automatically sorted by our […]

kayexelate

How long will the Business Ink 80k offer be around for?

I want to apply for that AND the Citi® Platinum Select AAdvantage® World MasterCard which seems to be a limited time offer for 60k.

I was leaning toward applying for the Citi® Platinum Select AAdvantage® World MasterCard first since that offer may go away for the 60k bonus, but not sure if the Business Ink 80k will disappear too.

kayexelate

Thanks. I ended up applying (and getting approved) for the business Ink b/c I thought 80k was a limited time offer. Can’t handle both cards spend min at once so hopefully after 3 months and hitting the limit on the Ink, the 60k for the Citi® Platinum Select AAdvantage® World MasterCard will still be there. do you think it’ll be gone by then?

Ken

The Citi HHonors card for 60k points is dead.

[…] current Top 10+ Credit Card Offers page contains a list of all best public signup offers (that we know of), sorted from top to bottom […]

[…] its 50K signup bonus and $325 in travel credits (the card currently shows up in the #20 spot on our Top 10+ Credit Card Offers page)  The best use of the card’s points, in my opinion, is to redeem them for flights at a value […]

Dave

The BOA Virgin Atlantic link is dead. There appears to be no more valid links available.

Nick Reyes

Thanks for bringing this to our attention. I have updated it to the best current offer, which is 25K. I’ll keep my eye out for a new 90K link. Thanks again!

[…] Top 10+ Credit Card Offers […]

[…] December of last year, I unveiled a new page on this site:  Top 10+ Credit Card Offers. This is a sorted list of all of the best credit card offers that we track.  Cards are sorted in […]

[…] current offers would be painful to resist?  From my overall Top 10+ Credit Card Offers page, here are the current Top 10 cards which are not Chase cards, and whether or not they count towards […]