Top 10+ Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below, we’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, we always show the better offer even if it means no commissions for us. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CardRatings.com

Below you will find credit card offers sorted from best to worst based on an estimate of first year value.

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Related Pages

Top 10+ Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
The Platinum Card® from American Express
125K points + 15x when you Shop Small in the US & at restaurants worldwide
125K after $6K spend in first 6 months plus 15x on eligible purchases when you Shop Small in the US and at restaurants worldwide on up to $25K in purchases in the first 6 months. Terms apply. (Rates & Fees)

$695 Annual Fee

The Business Platinum Card® from American Express
120K points
120K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)

$595 Annual Fee

Brex Cash
Up to 110K Points
30K points after $3.5K spend, or 80K points after $9K spend within 30 days. Plus 10K after $3K spend in 3 months and 20K when you connect payroll to Brex.

No Annual Fee

Chase Ink Business Preferred Card
100K points
100K after $15K spend in 3 months

$95 Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 80K after $5K spend. Many preferred the 80K offer due to the much lower spend requirement

Marriott Bonvoy Business™ American Express® Card
125K Points + 2 free night certificates
125K points + two free night certificates each valid for one night up to 50K points after $5K of eligible purchases in the first 3 months of card membership. Terms apply. (Rates & Fees)
(Offer Expires 11/3/2021)

$125 Annual Fee

Recent better offer: None. This is the best offer we've seen.

American Express® Gold Card
75K Points + up to $250 back
75K after $4K spend in first 6 months plus 20% back as a statement credit on restaurant purchases worldwide for the first 12 months up to $250 back. Terms apply. (Rates & Fees)

$250 Annual Fee

Chase Southwest Airlines Rapid Rewards® Plus Card
Up to 100K Points
100K: 50K after $2K spend in 3 months plus 50K after a total of $12K spend in 12 months
(Offer Expires 12/7/2021)

$69 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: None. This is the highest public offer we've seen.

Chase Southwest Airlines Rapid Rewards Priority Credit Card
Up to 100K Points
100K: 50K after $2K spend in 3 months plus 50K after a total of $12K spend in 12 months
(Offer Expires 12/7/2021)

$149 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: None. This is the highest public offer we've seen.

Chase Southwest Airlines Rapid Rewards Premier Credit Card
Up to 100K Points
100K: 50K after $2K spend in 3 months plus 50K after a total of $12K spend in 12 months
(Offer Expires 12/7/2021)

$99 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: None. This is the highest public offer we've seen.

Chase Ink Business Unlimited
75K points
75K after $7.5K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

Marriott Bonvoy Brilliant™ American Express® Card
150K points + free night up to 85K points
150K points + free night certificate good for one night up to 85K points after $5K in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 11/3/2021)

$450 Annual Fee

Recent better offer: None. This is the best offer we've seen.

Chase Ink Business Cash Credit Card
75K points
75K after $7.5K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

Citi Premier Card
80K points
80K after $4K spend in 3 months

$95 Annual Fee

Recent better offer: None. This is the best we've seen.

Marriott Bonvoy Boundless™ Credit Card
125K points + free night up to 50K points
125K points + one free night certificate valid for a night up to 50K points after $5K in the first 3 months.
(Offer Expires 11/3/2021)

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

See Also: Are you eligible for a new Marriott card?

Recent better offer: Earn 5 50K free night certificates after $5K spend in 3 months [Expired 10/28/20]

Chase British Airways Visa Signature® Card
100K Avios
Get 100K Avios after $5K spend in first 3 months. Also get 5x on purchases with British Airways, Aer Lingus, and LEVEL for first 12 months (then 3x) and 3x on hotels booked directly with the hotel for first 12 months (then 2x)

$95 Annual Fee

Chase Aer Lingus Visa Signature® Card
100K Avios
Get 100K Avios after $5K spend in first 3 months. Also get 5x on purchases with British Airways, Aer Lingus, and LEVEL for first 12 months (then 3x) and 3x on hotels booked directly with the hotel for first 12 months (then 2x)

$95 Annual Fee

Chase Iberia Visa Signature® Card
100K Avios
Get 100K Avios after $5K spend in first 3 months. Also get 5x on purchases with British Airways, Aer Lingus, and LEVEL for first 12 months (then 3x) and 3x on hotels booked directly with the hotel for first 12 months (then 2x)

$95 Annual Fee

Chase World of Hyatt Business Credit Card
75K points
75K after $7.5K spend plus 2x in top three of eight spend categories each calendar quarter through Dec. 31, 2022; and top two of eight spend categories in 2023 and beyond. Eligible categories are: dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping.

$199 Annual Fee

Delta SkyMiles® Platinum Business American Express Card
90K miles + 10K MQMs + $100 statement credit
90K miles + 10K MQMs + $100 statement credit after $3K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 11/10/2021)

$250 Annual Fee

Delta SkyMiles® Gold Business American Express Card
70K Miles + $50 statement credit
70K miles + $50 statement credit after $2K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 11/10/2021)

No Annual Fee First Year, Then $99

AAdvantage® AviatorTM Business MasterCard®
Up to 80K miles
Up to 80K miles: 50k miles after $1K in purchases within 90 days and 30K miles after $6K in purchases within the first 12 months.

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

Chase Freedom Unlimited
20K points + 5X grocery + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 5x Ultimate Rewards points (worth 5% cash back) on grocery purchases for 1st year (on up to $12K in purchases, excludes Target & Walmart). 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Chase Freedom Flex
20K points + 5X grocery + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 5x Ultimate Rewards points (worth 5% cash back) on grocery purchases for 1st year (on up to $12K in purchases, excludes Target & Walmart). 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

UBS Visa Infinite
Up to 100K points (call to apply)
50K after $10K spend in 3 months + 50K after paying 2nd year annual fee

No Annual Fee First Year, Then $495

JetBlue Business Card
Up to 70K Miles
Up to 70K miles: 50K after $1K spend in 90 days plus 20K after $6K spend in the first 12 months

$99 Annual Fee

Barclays JetBlue Plus Mastercard
70K Miles
70K miles after $1K spend and payment of the annual fee in 90 days

$99 Annual Fee

CitiBusiness AAdvantage Platinum Select World MasterCard
65K miles
65K after $4K spend in first 4 months

No Annual Fee First Year, Then $99

Recent better offer: 75K after $5K in the first 5 months (Expired 1/16/20)

Delta SkyMiles® Platinum Credit Card from American Express
90K miles + 10K MQMs
90K miles + 10K MQMs after $3K in purchases in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 12/1/2021)

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 90K miles after $3K in purchases in the first 3 months + up to $200 in statement credits for purchases at select US home furnishings stores in first 3 months. [Expired 5/5/21]

Capital One Venture Rewards Credit Card
60K "miles"
Earn a one-time bonus of 60K Capital One miles after $3K spend in the first 3 months

$95 Annual Fee

Recent better offer: 100K: 50K after $3K in the first 3 months + 20K after $20K in the first 6 months [Expired 7/19/21]

Chase Sapphire Preferred Card
60K Points
60K after $4K spend in 3 months

$95 Annual Fee

Alternate offer: An offer for 100K after $4K in purchases in the first 3 months may be available in-branch.

Recent better offer: 100K after $4K in purchases in the first 3 months

American Express® Green Card
50K Points + up to $150 back
50K after $2K spend in first 6 months plus 20% back as a statement credit on restaurant purchases worldwide for the first 12 months up to $150 back. Terms apply. (Rates & Fees)

$150 Annual Fee

Capital One Spark Miles Business Credit Card
50K "miles"
Earn a one-time bonus: 50K "miles" after $4.5K spend in the first 3 months from account opening

No Annual Fee First Year, Then $95

Note: Capital One Business cards DO count against Chase's 5/24 Rule

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20 and breifly available in 2021]

Chase United Quest Card
80K Miles
80K after $5K spend in first 3 months

$250 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 9/23/21: 100K miles after $10K total spend

Alaska Airlines Visa Signature
67K + Companion Fare
Up to 67K miles: 42K miles + Companion Fare ($99 + taxes) after $2K spend in 3 months + 25K miles after $8K total purchases in first 6 months

$75 Annual Fee

American Express® Business Gold Card
70K Points
70K points after $10K spend in 3 months. Terms apply. (Rates & Fees)

$295 Annual Fee

Alternate offer: Some people clicking find that they are targeted for an offer of 85K points after $10K in purchases in the first 3 months.

Recent better offer: 70K points + up to $300 in statement credits: 70K points after $10K spend in 3 months + up to $150 in statement credits for US shipping purchases and up to $150 in statement credits US advertising purchases. [Expired 4/7/21]

U.S. Bank Altitude Reserve Visa Infinite Card
50K points
50K after $4.5K spend in 90 days

$400 Annual Fee

Chase Sapphire Reserve Card
60K Points
60K after $4K spend in 3 months

$550 Annual Fee

Delta SkyMiles® Reserve Business American Express Card
80K miles + 20K MQMs + $200 statement credit
80K miles + 20K MQMs + $200 statement credit after $5K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 11/10/2021)

$550 Annual Fee

Recent better offer: 85K miles + 20K MQMs + $200 statement credit after $5K spend in the first 3 months. Terms and limitations apply. [Expired 8/25/21]

Hilton Honors American Express Business Card
Up to 180K points
Up to 180K points: 130K after $2K spend in 3 months + 50K after $10K total spend in first 6 months. Terms apply. (Rates & Fees)

$95 Annual Fee

The Hawaiian Airlines® Business MasterCard® issued by Barclays
Up to 90K miles
Up to 90K miles: 50K after $1K in the first 90 days + 40K after a total of $6K spend in 12 months

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 60K after $1K in the first 90 days + 10K after first purchase on an employee card [Expired 8/19]

U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD
50K points
50K after $3K spend in 120 days

No Annual Fee First Year, Then $95

Chase World of Hyatt Credit Card
45K points
Up to 45K: 30K after $3K spend plus 1 extra point per dollar for non-bonused spend, up to $15K spend in 6 months.

$95 Annual Fee

This card is subject to Chase's 5/24 rule.

Recent better offer: 60K: 40K after $3K in 3 months + 20K after $6K total in 6 months (Expired 1/9/19)

The Hawaiian Airlines® World Elite MasterCard® issued by Barclays
Up to 80K miles
Up to 80K miles: 60K after $2K in the first 90 days + 20K after a total of $4K spend in 6 months

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may be able to get 60K miles after 1st purchase via paper application distributed in-flight.

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®
$500 Cash Back
$500 cash back after $4500 spend on the account owner's card in first 150 days

No Annual Fee

Delta SkyMiles® Reserve Credit Card from American Express
80K miles + 20K MQMs
80K miles + 20K MQMs after $5K spend in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 12/1/2021)

$550 Annual Fee

Some people click through and find that they are targeted for 125,000 miles + 10K MQMs after $5K in purchases in the first 3 months.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 80K miles + 20K MQMs after $5K spend in the first 3 months + up to $200 statement credit for purchases at select US furnishings stores in first 3 months. [Expired 5/5/21]

Capital One VentureOne Rewards Credit Card
20K "miles"
Earn a bonus of 20K after $500 spend in 3 months from account opening

No Annual Fee

Citi Custom Cash Card
20K points
20K points after $750 spend in the first 3 months

No Annual Fee

Alternate offer: There is an in-branch offer for $300 / 30K points after $1K spend in the first 3 months that was originally scheduled to expire but has been extended without a clear end date. If you live near a branch, it may be worth calling to see if they have this offer available.

Recent better offer: None

Citi Rewards+ Card
20K points
20K points after $1.5K spend in 3 months

No Annual Fee

Korean Air SKYPASS Visa issued by US Bank
30K miles
30K miles after $3K spend in 90 days

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 40K after $2.5K spend targeted (last reported 2/26/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (expired 1/18)

Hotels.com Rewards Visa Credit Card
Up to $250 in reward nights
Get two reward nights worth $125 each when you spend $1,000 on purchases in the first 3 months. Excludes taxes and fees. If your reward night costs less than $125, you won't get the difference.

No Annual Fee

The Blue Business® Plus Credit Card from American Express
15K points
15K after $3K spend in 3 months. Terms apply. (Rates & Fees)

No Annual Fee

Alternate offer: Some people have been targeted for an offer in their online account for 50K points after $15K in purchases in their first 12 months.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

Choice Privileges® Visa Signature® Card issued by Barclays
32K points
32K points after $1K spend in first 90 days

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to 75K points + 4x everywhere: 50K after $1K spend in 90 days + 25K after $2K total spend in 180 days. 2 additional points per dollar for all spend until December 31, 2021 (for a total of 4 points per dollar on everyday purchases) [Expired 9/21]

Capital One Quicksilver
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

Wells Fargo Active Cash Card
$200 Cash Back
$200 after $1000 spend in the first 3 months

No Annual Fee

Capital One SavorOne Cash Rewards Credit Card
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

United Gateway Card
15K Miles
15K miles after $1K spend in first 3 months + 3x on groceries (up to $15K in purchases in your first 12 months)

No Annual Fee

Blue Cash Preferred® Card from American Express
$150 cash back + up to $200 in statement credits for select purchases
$150 cash back as a statement credit after $3K in the first 6 months + 20% back on purchases at Amazon.com for the first 6 months up to $200 back as statement credits. Terms Apply. (Rates & Fees)

$95 Annual Fee

American Airlines AAdvantage MileUp Card
10K miles + $50
Earn 10K AA miles + $50 statement credit after $500 spend in 3 months

No Annual Fee

Royal Caribbean® Visa Signature® Credit Card
10K points + $100 statement credit + $50 Air2Sea program discount
10K points after 1st purchase in 90 days + $100 statement credit after $1K spend in 90 days + $50 airfare discount after $3.5K total in first 90 days (excludes students)

No Annual Fee

Discover it® for Students
$50 + First Year Double + $20/year
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

No Annual Fee

Delta SkyMiles® Blue Credit Card from American Express
Discover it Miles - Double Miles your first year
$100 + First Year Double
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

No Annual Fee

Verizon Visa Card
$100 in Verizon credit
Up to $100 in credit applied over 24 monthly wireless bills

No Annual Fee

Chase Slate Edge
$100 Cash Back
Earn $100 statement credit after $500 in purchases in first 6 months

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Allegiant World Mastercard® Credit Card
15K miles
15K after $1K in first 90 days

$59 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may be targeted for an offer including a $100 statement credit during a dummy booking.

BBVA
ClearPoints Credit Card
$100 statement credit
$100 statement credit after $1.5K in first 90 days. Note: This card is not available online without an invitation code. You may need to first open a checking account and then apply by phone or apply in-branch.

No Annual Fee

Discover it®
$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

No Annual Fee

Citi Double Cash Card

Recent better offer: None

Manchester United Credit Card
Earn Double Points
Earn double points in your first year, up to 100K bonus points

No Annual Fee

The Plum Card® from American Express
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)

$250 Annual Fee

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

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Offers for which I receive compensation are shown with credit card images.
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Refer-a-friend offers are shown with this image
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With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image

 

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