Easy Delta elite status boost

Airline elite status is great to have if you can get it easily.  With elite status you can get free checked bags, free premium seat selection, reduced change fees, chances for first class upgrades, and much more.  The higher your level of elite status, the more perks you get.

Delta knows that their SkyMiles members love elite status and so they send end of year offers to members who are short of reaching the next level of status.  These offers are always terrible deals.  In almost every case, Delta will charge you far more to reach the next level of status than the value you’ll get.

Rather than pay Delta to reach the next level of status, some people mileage run.  A mileage run is where you book a flight just to reach your elite status goals.  This can be much cheaper than paying for Delta’s status boost, but you do have to actually fly the route in order to earn the elite qualifying dollars and miles.  Not everyone enjoys or has the time to fly just for status.  And if you’re doing this near the end of the year, you’re likely to find higher ticket prices and maybe bad flying weather.  For Delta fans, there’s a better alternative, but first some background…

Delta Elite Status Requirements

Definitions:

• MQMs: Medallion Qualifying Miles can be roughly thought of as the actual miles flown. It’s important to understand that these are different from redeemable miles which can be used to book award flights. MQMs are only used for earning elite status.
• MQSs: Medallion Qualifying Segments are the number of segments flown. Unless you fly a very large number of short flights, you are unlikely to earn elite status through MQSs.
• MQDs: Medallion Qualifying Dollars are the sum total of your spend on Delta-marketed flights.

Explanation:

In general, to reach each elite tier, Delta SkyMiles members must earn the stated number of MQMs or MQSs and spend the targeted amount of MQDs. In other words, its not enough to just fly far or often, you also need to spend a lot of money with Delta.

Fortunately, there’s an easy exception to the MQD requirement for Platinum status and below: Simply spend $25,000 or more with Delta credit cards and the MQD requirement goes away (Starting Jan 30 2020, you must be a Delta Platinum or Delta Reserve cardholder, but the spend can be across any Delta cards). Even better, several Delta branded credit cards offer bonus MQMs for high spend, so it is possible to tackle both requirements (MQMs and MQDs) through spend without setting foot on a plane. Unfortunately, Delta requires $250,000 in credit card spend (across all Delta cards you have) to get a MQD waiver for top tier Diamond status.

Rollovers

Most airlines require that you fully re-earn status every calendar year. Delta is mostly that way too, but with one exception: if you earn elite status in a calendar year, any MQMs not used to reach status are rolled over to the next year.  For example, if you earn 70,000 MQMs and meet Gold MQD requirements, you’ll earn Gold status (at 50,000 MQMs), and 20,000 MQMs will be rolled over to the next year to give you a jump start towards re-qualifying.

Elite Benefits

Delta’s chart of elite benefits can be found here. Here’s a summarized chart I created:

The elite benefits I’ve personally found to be most valuable are:

• Unlimited complimentary upgrades (when available, upgrade from coach to first class on domestic flights). Higher status leads to better chance of upgrades.
• Waived same-day confirmed fees and waived same-day standby fees (switch to different flight on same day as ticketed flight). Requires Gold or higher.
• Complementary Comfort+ seats (more leg room, free drinks, better snacks).
• Free award changes and cancellations. This is huge because it lets me book awards when I see availability even if I’m not sure I’ll take that particular flight. Requires Platinum or higher.
• Regional upgrade certificates. Puts you to the front of the line for regional upgrades. This is great to use for flights where upgrades are most important to you. For example, I use these for flights of about 4 hours or longer. This is a choice benefit for Platinum and Diamond status.
• Global upgrade certificates. Use these to upgrade from coach to business class on any international flight when upgrade space is available. In many cases the upgrade space won’t be available at the time of booking, but you can then waitlist for the upgrade. My wife and I have had nearly 100% success in upgrading this way, but we’ve been very lucky: most of our upgraded flights have been between the US and Europe where upgrades are much easier to score than with longer distance flights (such as to Asia, South Africa, or Australia). This is a choice benefit for Diamond status only.

Delta credit card status boosts

Delta is the only major carrier in the US that lets you earn elite status entirely from credit cards.  There are two ways to earn status boosts from Delta credit cards: welcome bonus offers and big-spend bonuses.  There are four Delta branded credit cards from American Express that offer the ability to earn status boosts: personal and business Delta Platinum cards, and personal and business Delta Reserve cards.

Welcome bonus offers

At the time of this writing, each of the Platinum and Reserve cards offer 5K or 10K bonus MQMs as part of their welcome bonus.  Note that having one of these cards doesn’t stop you from getting a different one.  It’s theoretically possible to get all four.  Here are the current best public offers:

Card Offer
Bank of America Premium Rewards Elite (with Platinum Honors Preferred Rewards) ⓘ $-550 1st Yr Value EstimateClick to learn about first year value estimates $550 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: With $100K+ invested with BOA / Merrill Edge or Merrill Lynch, you would earn 3.5X travel & dining and 2.62X everywhere else. With the 20% discount on flights booked via the BOA Travel Center, this card effectively earns 4.375% on travel & dining and 3.28% back everywhere else when used toward flights for those with Platinum Honors status.
Citi Prestige Card ⓘ $-495 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $495 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The Prestige card's best in class 5X rewards for dining, airfare, and travel agencies is hard to beat. Sadly, this travel card doesn't provide any travel protections.
Chase Ritz Carlton Rewards Visa Infinite ⓘ $-450 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $450 Annual Fee Learn more Click here to view details about a similar card: Marriott Bonvoy Boundless Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: While the card is pricey, the annual free night, plus $300 in airline fee credits, plus other perks make this card a keeper.
U.S. Bank Altitude Reserve Visa Infinite Card ⓘ $-400 1st Yr Value EstimateClick to learn about first year value estimates Not accepting applications This card is not currently available. $400 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: With points worth 1.5 cents each towards travel, this card offers an excellent signup bonus. For ongoing use, this card is a winner for those who spend a lot on mobile payments (at 3X, rewards are worth 4.5%) Click here for our complete card review
SimplyCash® Plus Business Credit Card from American Express ⓘ $-315 1st Yr Value EstimateClick to learn about first year value estimates This card is not currently available for new applications No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Solid cash back card for those who spend a lot within the 5% and 3% categories. Cash back comes in the form of astatement credit.
UBS Visa Infinite ⓘ $-270 1st Yr Value Estimate$250 airline incidental fee credit valued at $225 Click to learn about first year value estimates None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card does not currently have a welcome offer $495 Annual Fee Learn more Bonus offer is not available to either current or previous UBS credit cardmembers Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: May be worth considering if you highly value the card's perks and if you can maximize rewards by purchasing flights costing as close to $900 as possible for 50,000 points (up to 1.8 cents per point value)
UBS Visa Infinite Business ⓘ $-235 1st Yr Value Estimate$350 airline incidental fee credit valued at $315 Click to learn about first year value estimates None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card does not currently have a welcome offer $550 Annual Fee Learn more Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: May be worth considering if you highly value the card's perks and if you can maximize rewards by purchasing flights costing as close to $900 as possible for 50,000 points (up to 1.8 cents per point value)
AAdvantage® AviatorTM Silver World Elite MasterCard® ⓘ $-195 1st Yr Value EstimateClick to learn about first year value estimates Available by invitation only $195 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: $25 per day of in-flight food & beverage credits is pretty interesting. If you fly AA enough to make good use of this, this card is well worthwhile.
JAL USA CARD ⓘ $-160 1st Yr Value EstimateClick to learn about first year value estimates None Not currently accepting new applications. $70 Annual Fee Learn more Note: Basic card earns 1 mile per $2 spent and has a $20 annual fee. To earn 1 mile per $1 spent, choose the "Premium" rewards for $70 annual fee. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers a poor earning structure of just 1 mile per dollar and a very weak bonus compared to required spend that it just isn't worth it.
Asiana Airlines Visa Signature ⓘ $-153 1st Yr Value EstimateClick to learn about first year value estimates 30K miles 30K after $3K spend in 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Barclays Arrival® Premier World Elite Mastercard® ⓘ $-150 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications $150 Annual Fee Learn more This card is no longer available for new applications. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card is best for earning JAL miles, which can be very valuable. If you spend exactly $15K or $25K per year, you can earn an effective 1.76 Japan Airlines miles per dollar or 2.14 miles per dollar with other transfer partners. Points can alternatively be redeemed for 1 cent each towards travel.
UBS Cash Rewards Visa Business ⓘ $-150 1st Yr Value EstimateClick to learn about first year value estimates None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card does not currently have a welcome offer $150 Annual Fee Learn more Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The annual fee kills the value here
Citi® Expedia®+ Voyager Card ⓘ $-143 1st Yr Value EstimateClick to learn about first year value estimates 25K points 25K after $2K spend in 3 months $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
The Plum Card® from American Express ⓘ $-130 1st Yr Value EstimateClick to learn about first year value estimates Up to $600 ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees) $250 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
U.S. Bank FlexPerks® Gold American Express® card ⓘ $-127 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card is no longer available for new applicants $85 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: I don't see much use for this card past the signup bonus. Cancel when the next annual fee comes due.
Virgin Atlantic World Elite Mastercard ⓘ $-100 1st Yr Value EstimateClick to learn about first year value estimates None Card is currently not available to new applicants. $90 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Marriott Bonvoy Premier Plus Business ⓘ $-99 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $99 Annual Fee Learn more This card is no longer available for new applications. Click here to learn about the new Marriott Bonvoy credit card lineup. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
The Amex EveryDay Preferred Card (with 30 purchases per billing cycle) ⓘ $-95 1st Yr Value EstimateClick to learn about first year value estimates $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
AAdvantage® AviatorTM Business MasterCard® ⓘ $-95 1st Yr Value EstimateClick to learn about first year value estimates Not currently available It appears that this card is not available at this time. $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 2/6/23: 80K miles + a $95 statement credit after $2K spend in first 90 days.
Bank of America Premium Rewards (with Platinum Honors Preferred Rewards) ⓘ $-95 1st Yr Value EstimateClick to learn about first year value estimates $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
AT&T Access More Card ⓘ $-95 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $95 Annual Fee Learn more This card is no longer available to new applicants. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent choice for those who shop often online (thanks to 3X earnings)
Best Western Rewards Premium MasterCard issued by First Bankcard ⓘ $-89 1st Yr Value EstimateClick to learn about first year value estimates None Not currently accepting new applications. $89 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Chase Marriott Bonvoy Premier ⓘ $-85 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $85 Annual Fee Learn more Click here to view details about a similar card: Marriott Bonvoy Boundless Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
CNB Crystal Visa Infinite Credit Card ⓘ $-85 1st Yr Value Estimate$350 airline incidental fee credit valued at $315 Click to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler No bonus at this time. $400 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card's value is hobbled by an inferior Priority Pass membership (as of 1/1/20).
Asiana Airlines Visa Business Card ⓘ $-80 1st Yr Value EstimateClick to learn about first year value estimates 10K miles 10K after after first purchase $80 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Wyndham Rewards Visa issued by Barclays ⓘ $-75 1st Yr Value EstimateClick to learn about first year value estimates No longer available This card is no longer available to new applicants $75 Annual Fee Learn more Click here to read about Wyndham Earner Credit Cards Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card is great for its signup bonus (when the 45K bonus is available). For some, the card is worth keeping for its 6,000 bonus points per year + status w/ Wyndham & Caesar's.
Chase IHG® Rewards Club Select Credit Card ⓘ $-74 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $49 Annual Fee Learn more Click here to view details about a similar card: IHG Rewards Club Premier Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Those free night certificates issued before 5/1/18 are redeemable at any IHG property, but those issued after 5/1/18 are restricted to properties up to 40K per night. For only $49 per year, this still a good card to keep, but not to use for spend
Sun Country Airlines® Visa Signature® Card ⓘ $-69 1st Yr Value EstimateClick to learn about first year value estimates Not accepting applications Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Not currently accepting new applications. $69 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Outside of the (very) modest welcome offer, not much to see here.
Spirit Airlines World Mastercard® ⓘ $-63 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available to new applicants $59 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Spirit awards start as low as 2500 miles one-way off peak, but miles expire with 3 months of inactivity.
Paceline Credit Card ⓘ $-60 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $60 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Virgin Atlantic White Card ⓘ $-49 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications $49 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Qatar Airways Privilege Club Infinite Card ⓘ $-49 1st Yr Value EstimateClick to learn about first year value estimates Up to 50K Avios + 150 Qpoints Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 25K Avios after first transaction, then an additional 25K and 150 Qpoints after $5,000 spend within the first 90 days $499 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 25K Avios after first transaction, then an additional 75K and 150 Qpoints after $6,000 spend within the first 90 days [Ended 6/16/24] FM Mini Review: Getting complimentary oneworld Sapphire for one year could be appealing for folks who value the Admiral's Club access. Beyond that, the card's steep annual fee will probably make this most appealing for those who actually fly Qatar regularly, especially now that there's the reward fee rebate
Wells Fargo Business Platinum Visa® card ⓘ $-48 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: You must have a Wells Fargo checking or savings account that has been open for at least 12 months in order to apply online
Marriott Bonvoy™ American Express® Card ⓘ $-47 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications $0 introductory annual fee for the first year, then $95 Learn more This card is no longer available for new applicants as of 2/12/19 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Hotels.com Rewards Visa Credit Card ⓘ $-36 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Most people would be better off with a no annual fee 2% cash back card like the Citi Double Cash.
American Express Cash Magnet® Card ⓘ $-32 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer This card is not currently available for new applicants. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Costco Anywhere Visa ⓘ $-32 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. None No Annual Fee Learn more Requires Costco membership. Cash back provided annually with February billing statement as rewards coupon redeemable for cash or merchandise at Costco Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi® Expedia Rewards Credit Card ⓘ $-24 1st Yr Value EstimateClick to learn about first year value estimates 15K points 15K after $1K spend in 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Santander® Ultimate Cash Back® credit card ⓘ $-20 1st Yr Value EstimateClick to learn about first year value estimates 3% back for 12 months Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 3% cash back for 12 months on up to $20K in purchases No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: While the headline is 3% back for a year, the welcome offer itself is an extra 1.5% back on up to $20K in purchases for the first year. That's certainly not a bad return on otherwise unbonused spend, but many other cards on the market that provide even moderately good welcome offers give a greater net return with significantly less spend.
TD Aeroplan™ Visa® Credit Card ⓘ $-17 1st Yr Value EstimateClick to learn about first year value estimates No longer available in the US $0 introductory annual fee for the first year, then $95 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
AT&T Access Card ⓘ $-16 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card may be worth it for a welcome offer, but it would be worth considering a product change to the Double Cash down the road..Unforunately, it seems it is no longer possible to product change to the AT&T Access More card.
Cash by FNBO Credit Card ⓘ $-11 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent welcome offer for a 2% cash back card.
Alliant Cashback Visa Signature Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card no longer features a first-year bonus. No Annual Fee Learn more Join Alliant by donating at least $10 to Foster Care to Success Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Good cash back card for everyday spend as long as you do not spend more than $20K per billing cycle (at which point a 2% card would be better). Lack of foreign transaction fees is a positive.
The Amex EveryDay Card (with 20 purchases per billing cycle) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
The Morgan Stanley Credit Card from American Express ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: Decent no annual fee card thanks to its 2X category bonuses, but you do need to have a Morgan Stanley account to apply.
The Blue for Business® Credit Card from American Express ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications No Annual Fee Learn more Click here to view details about a similar card: The Blue Business Plus Credit Card Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
“Old” Blue Cash Card from American Express ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Good choice for those who spend A LOT at US Supermarkets.
Barclaycard Arrival Plus® World Elite Mastercard® ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications $0 introductory annual fee for the first year, then $89 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None. This is the best we've seen.
Barclays Arrival™ World MasterCard® ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No longer available This card is no longer available to new applicants No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Wyndham Rewards Visa issued by Barclays (no annual fee) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No longer available This card is no longer available to new applicants No Annual Fee Learn more Click here to read about Wyndham Earner Credit Cards Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Barclaycard CashForward ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Sonesta World Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates Not currently available This card is currently not available $0 introductory annual fee for the first year, then $75 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Best for those who stay often at Sonesta hotels
Bank of America Travel Rewards (with Platinum Honors Preferred Rewards) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Business Advantage Customized Cash Rewards credit card (with Platinum Honors Preferred Rewards) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Unlimited Cash Rewards (with Platinum Honors Preferred Rewards) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Business Advantage Unlimited Cash Rewards credit card (with Platinum Honors Preferred Rewards) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA WorldPoints® Rewards for Business Visa® Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more This card is no longer available Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Customized Cash Rewards (with Platinum Honors Preferred Rewards) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Major League Baseball® BankAmericard Cash Rewards™ MasterCard® credit card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available for new applicants. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Business Advantage Cash Rewards Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is not currently available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Business Advantage Cash Rewards Mastercard (with Platinum Honors Preferred Rewards for Business) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA Business Advantage Travel Rewards World Mastercard (with Platinum Honors Preferred Rewards for Business) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Capital One SavorOne Cash Rewards Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is currently unavailable for new applications No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Capital One Savor ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is currently unavailable for new applications $0 introductory annual fee for the first year, then $95 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent cash back card for dining and entertainment spend.
Chase Freedom Visa ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Click here to view details about a similar card: Chase Freedom Flex Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great for 5X categories. Good companion card to Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.
Chase Slate Edge ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 0% Intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 19.49%–28.24%. No Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card could be worth it for the welcome offer and intro APR when offered, but since it offers no ongoing rewards it is a poor choice for ongoing spend.
Chase Ink Plus® Business Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $0 introductory annual fee for the first year, then $95 Learn more Click here to view details about a similar card: Chase Ink Business Cash Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Instacart Mastercard® ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is currently unavailable for new applications No Annual Fee Learn more This card is subject to Chase's 5/24 rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not much to see here for all but the most ardent Instacart fans
DoorDash Rewards Mastercard® ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates Free DashPass Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Receive 12 months of DashPass for free upon approval No Annual Fee Learn more This card is subject to Chase's 5/24 rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Could be worth considering for folks who spend a lot on DoorDash and restaurants.
Citi® AAdvantage® Gold MasterCard® ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $0 introductory annual fee for the first year, then $50 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card hardly seems worth the $50 annual fee
Citi Business ThankYou Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi Preferred Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Downgrade from Prestige or Premier to this card in order to keep points alive
Citi Rewards+® Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is not currently available to new applicants No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The fact that you can get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year, makes this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash Click here for our complete card review
Citi Rewards+ Student Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 10% points rebate (up to 10K rebate per year) make this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash
Costco Anywhere Business Visa ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Welcome Offer Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler No Annual Fee Learn more Requires Costco membership. Cash back provided annually with February billing statement as rewards coupon redeemable for cash or merchandise at Costco Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi Dividend Platinum Select ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citizens Bank Cash Back Plus® World Mastercard® ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card isn't ordinarily worth a look with only 1.8% cash back.
Robinhood Gold Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates Waitlist only Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card is currently available by waitlist only No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 3% cashback everywhere? What's not to like?
X1 Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No standard bonus This card is currently unavailable to new applicants. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: We no longer recommend this card now that it does not offer a path towards unlimited 3x rewards.
Bread Rewards™ American Express® Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No welcome offer Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler None No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Nice, no annual fee cashback card for dining and grocery purchases if you hit the 25% monthly bonus.
The Comenity® Mastercard® Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is not currently available to new applicants. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Possibly worthwhile for a low-spender looking for an easily-attainable welcome offer.
Discover it Miles (First Year) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Discover it Business - Double cash back your first year ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is currently unavailable to new applicants. No Annual Fee Learn more NOTE: Discover business cards DO count against 5/24. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great card to get for its first year 3% cash back.
Fidelity Rewards Visa ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler There is currently no welcome offer No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Brex Cash ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler No Annual Fee Learn more Alternate Offer: Earn a $250 Amazon gift card after $1k spend with our referral link Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Given the recent downward spiral of Brex, there's probably better places to concentrate business spending.
Simon® American Express® Credit Card from Cardless ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Welcome Offer Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card currently features no welcome offer, but it does offer 5% back on up to $10K in purchases per year at Simon Malls, Simon Mills, and Simon Premium Outlets. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Points are worth $0.01 each toward a statement credi
Getaway by FNBO® Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates 0% APR Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 0% introductory APR for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable rate will apply. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Although this is marketed as a travel card, it's really cashback, since the rewards can be used for travel, a statement credit or an ACH transfer at the same rate. 3% back on dining, travel and gas is pretty good for a no annual-fee card, especially with no foreign transaction fees.
MGM Rewards Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No longer available This card is no longer available to new applicants No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The MGM Rewards Mastercard won't have much to offer, except to those for whom earning tier credits on spend is appealing.
Huntington Voice ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card no longer offers a welcome offer. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: With most of this card's category bonuses, you can do better with other cards. If you do find a useful category and max out the $2K spend each quarter, you'll come out only $80 ahead per year compared to using a 2% cash back card.
The Owner's Rewards Card by M1 ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available. $0 introductory annual fee for the first year, then $95 Learn more Note that the card is only currently available with an M1 Plus membership (membership is free the first year, then $125 per year). The credit card's $95 annual fee is waived with an M1 Plus membership. Note also that the fine print says that the bonus will be paid out within 120 days of the end of the intro offer period. This means the welcome offer could be paid out as late as July 29, 2022. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Might be appealing for cash back bonus hunters who can make use of the 5% and 10% bonus categories, but the $200 monthly limit on earned cash back rewards could be annoying to track.
SoFi Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler There is currently no welcome offer No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card could be a good option for someone looking for a 2% cash back Mastercard, though keep in mind that the Citi DoubleCash is a competitor that earns at the same rate while offering points which could become transferable to airline partners, whereas the SoFi credit card only earns cash back rewards.
Venmo Credit Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler None No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Paypal Cashback Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler No Welcome Offer No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent cash back card for PayPal spend.
Paypal Business Cashback Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Welcome Offer Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent cash back card for everyday spend with no foreign transaction fee.
UBS Visa Signature ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card does not currently have a welcome offer No Annual Fee Learn more Bonus offer is not available to either current or previous UBS credit cardmembers Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: May be worth getting for signup bonus. Otherwise this card is useless.
UBS Visa Signature Business ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None (call to apply) Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card does not currently have a welcome offer No Annual Fee Learn more Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: May be worth getting for signup bonus. Otherwise this card is useless.
U.S. Bank FlexPerks® Business Travel Rewards Visa® Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $0 introductory annual fee for the first year, then $55 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This can be a good choice for a signup bonus, but other cards are more rewarding for spend.
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $0 introductory annual fee for the first year, then $49 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This is a decent choice for uncapped 3% rewards at grocery stores. Otherwise this card is not exciting.
U.S. Bank Smartly™ Visa Signature® Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Currently no welcome offer No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: US Bank changed this card on 4/14/25 which removed much of its value proposition. You're now capped on 4% total earnings each billing cycle and eligible accounts for your $10,000+ qualifying balances earn a low rate of interest.
U.S. Bank Smartly™ Visa Signature® Card (with between $10k and $49,999 in deposits) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
U.S. Bank Smartly™ Visa Signature® Card (with between $50k and $99,999 in deposits) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
U.S. Bank Smartly™ Visa Signature® Card (with $100k+ in deposits) ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
LATAM Visa Signature issued by US Bank ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates 20K miles 20K miles after first use. $0 introductory annual fee for the first year, then $75 Learn more US Bank may also approve you for their non-Signature Visa which comes with a 15K bonus and lesser benefits. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
U.S. Bank Business Cash Rewards World Elite Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Wells Fargo Propel American Express® Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates none This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Combine points with the Wells Fargo Visa Signature to get 1.5 cents per point in value towards travel (or 1.75 cents per point if you spend $50K per year on the Visa Signature and combine your points).
Wells Fargo Visa Signature Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Wells Fargo Rewards Visa® card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Combine points with the Wells Fargo Visa Signature to get 1.5 cents per point in value towards travel (or 1.75 cents per point if you spend $50K per year on the Visa Signature and combine your points).
Wells Fargo Cash Wise Visa® Card ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not bad for a cash bonus with a low spend threshold and/or cell phone insurance, but this card is not very rewarding for ongoing spend.
Bilt Mastercard ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer There is no official welcome offer, but this card offers the opportunity to earn 1x points on rent when you make at least 5 transactions per billing cycle. Terms apply. No Annual Fee Learn more Note that some people see a targeted offer in the Bilt Rewards app to earn 5x points for the first 5 days after being approved and receiving and activating the card. This is not guaranteed, but rather is targeted. Select 'Click Here to Apply' to learn more about the product features, terms and conditions. FM Mini Review: If you pay rent and haven't been earning rewards, this card is a no-brainer as you can pay your rent and earn rewards with no annual fee. A surprisingly good set of transfer partners makes the rewards for using this for rent worth getting the card for that main purpose alone (as long as you remember to use the card 5 times per month).
PenFed Platinum Rewards ⓘ $5 1st Yr Value EstimateClick to learn about first year value estimates 15K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 15K points after $1,500 spend in 90 days No Annual Fee Learn more FM Mini Review: A decent-ish no annual fee card, given the 5x and 3x categories. Points are are only worth .85 cents each, so really the 5x is 4.25x and the 3x is 2.55x. There's probably better options out there.
HSBC Elite Credit Card ⓘ $21 1st Yr Value EstimateClick to learn about first year value estimates 60K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K after $4K spend in 3 months $495 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Points are worth 1.5c each when redeemed for airfare through the HSBC portal. Could be worthwhile for a welcome offer, but not rewarding enough to justify keeping beyond the first year.
MGM Rewards Iconic World Elite Mastercard® ⓘ $46 1st Yr Value Estimate$200 MGM resort credit valued at $100 Click to learn about first year value estimates 30K points + $200 Resort Credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 30K points after $5K spend in the first 3 billing cycles + $200 resort credit on account opening. $249 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 40K points + 10K tier credits after $5K spend in the first 3 billing cycles + $200 resort credit on account opening. (Expired 6/1/25) FM Mini Review: Could be a decent option for MGM loyalists who spend at MGM resorts.
Mesa Homeowner Card ⓘ $50 1st Yr Value EstimateClick to learn about first year value estimates 5K Points ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Earn 5,000 points after approval (referral offer) No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Earn 50K points after spending $5K in eligible purchases within the first 90 days after using the code Bonus50 during application. (Expired 5/29/25) FM Mini Review: Interesting card for the ability to earn transferable points with mortgage payments, especially if you can use one or more of the spending perks.
Rocket Mortgage Visa ⓘ $50 1st Yr Value EstimateClick to learn about first year value estimates $200 Statement Credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 statement credit with $3k spend in the first 90 days $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: By means of "Rocket Points" this is really a 1.25%-5% cashback card. Could be useful to build some cash towards a down payment, lackluster otherwise.
Amazon Visa ⓘ $54 1st Yr Value Estimate$60 Amazon gift card valued at $54 Click to learn about first year value estimates $60 Amazon Gift Card ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn up to a $60 Amazon gift card instantly upon approval. Log in to your Amazon account to see what offer you qualify for. Note that you may be offered the Amazon Prime Visa if you are a Prime member. No Annual Fee Learn more FM Mini Review: Not as compelling as the Prime Visa Card and, if you buy enough Amazon items to be interested in it, you should probably be a Prime member anyway.
LATAM Airlines Mastercard ⓘ $65 1st Yr Value EstimateClick to learn about first year value estimates 15K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 15K miles after $1,000 spend within the first three months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Even with no annual fee, this card has little appeal due to the low value of LATAM Pass points.
BECU Cash Back Visa credit card ⓘ $68 1st Yr Value EstimateClick to learn about first year value estimates $100 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $100 statement credit after $2000 spend in first 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers a decent cash back bonus and nice ongoing perks for a card with no annual fee. While the 1.5% earnings rate is not special, the card may be appealing in situations where you anticipate price protection or travel protections being useful.
BBVA ClearPoints Credit Card ⓘ $69 1st Yr Value EstimateClick to learn about first year value estimates none This card is no longer available No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: While the initial bonus is not very generous, the uncapped 3x earnings in a category of your choice (from ten options) each quarter could make this card interesting.
Caesars Rewards® Visa Signature® Card ⓘ $79 1st Yr Value EstimateClick to learn about first year value estimates 10K Reward Credits + 2.5K Tier Credits Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Earn 10K Reward Credits and 2.5K Tier Credits after $10K spend outside of a Caesars Rewards destination within the first 90 days of approval. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Might be worthwhile for Caesars Platinum status, otherwise not much here to see.
LATAM Airlines World Elite Mastercard ⓘ $79 1st Yr Value EstimateClick to learn about first year value estimates 40K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K miles after $2,500 spend within the first three months $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Only for hardened LATAM loyalists, this card has little appeal due to the low value of LATAM Pass points.
MGM Rewards World Elite Mastercard® ⓘ $79 1st Yr Value EstimateClick to learn about first year value estimates 10K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 10K points after $1K spend in the first 3 billing cycles No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: MGM loyalists would probably do better with the Iconic card, everyone else would do better with any other card.
Affinity Cash Rewards Visa® Signature Credit Card ⓘ $87 1st Yr Value EstimateClick to learn about first year value estimates $150 cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $150 cash back after $3K spend in first 90 days No Annual Fee Learn more Join Affinity by donating at least $5 to the New Jersey Coalition for Financial Education (NJCFE) or Connecticut Jump$tart. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The Affinity Cash Rewards Visa Signature card could be really interesting for its rotating categories since the fine print indicates that it stacks on top of ordinary earnings.
AARP® Essential Rewards Mastercard® ⓘ $90 1st Yr Value EstimateClick to learn about first year value estimates $100 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $100 after $500 spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
AARP Credit Card from Chase ⓘ $90 1st Yr Value EstimateClick to learn about first year value estimates $100 Cash Back $100 after $500 spend in 3 months No Annual Fee Learn more This card is believed to not be subject to Chase's 5/24 rule Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: $200 after $500 spend in 3 months
Wells Fargo Attune World Elite Mastercard® ⓘ $90 1st Yr Value EstimateClick to learn about first year value estimates $100 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $100 after $500 spend in first 3 months. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This could be a good fit for those who spend a lot in the card's 4X categories.
Business Green Rewards Card from American Express ⓘ $91 1st Yr Value EstimateClick to learn about first year value estimates 15K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 15K points after $3K spend within first 3 months of card membership. Terms & limitations apply. (Rates & Fees) $95 Annual Fee Learn more
Upromise World MasterCard® issued by Barclays ⓘ $91 1st Yr Value EstimateClick to learn about first year value estimates $100 Cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $100 cash back after $500 spend in the first 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 10/31/22: $150 after $500 in spend FM Mini Review: This card could be decent for an easy cash back bonus, but there are much more rewarding options for ongoing everyday spend.
Capital One Quicksilver Rewards for Students Credit Card ⓘ $95 1st Yr Value EstimateClick to learn about first year value estimates $100 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler One time bonus: $100 after $300 spend in 3 months from account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: You can do better with a 2% cash back card that has no annual fee.
Delta SkyMiles® Blue American Express Card ⓘ $96 1st Yr Value EstimateClick to learn about first year value estimates 10K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 10K miles after $1000 spend in the first 6 months. Terms apply. Rates & Fees No Annual Fee Learn more Note an unusual restriction: Welcome offer not available if you've had another Delta consumer card in the past 90 days. FM Mini Review: This card offers an OK welcome offer for a no annual fee card, but many/most other cards offer better return for spend.
Discover it Miles - Double Miles your first year ⓘ $100 1st Yr Value EstimateClick to learn about first year value estimates $100 + First Year Double ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great card to get for its first year 3% cash back.
Discover it® ⓘ $100 1st Yr Value EstimateClick to learn about first year value estimates $100 Back + First Year Double ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Get $100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This is a great choice for its rotating 5% categories
Free Spirit Travel Mastercard ⓘ $111 1st Yr Value EstimateClick to learn about first year value estimates 10K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 10K after $500 spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
JetBlue Card ⓘ $112 1st Yr Value EstimateClick to learn about first year value estimates 10K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 10K points after $1K spend in 90 days. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not bad for a no annual fee airline card.
Amazon Business Prime American Express Card ⓘ $113 1st Yr Value Estimate$125 Amazon gift card valued at $112.5 Click to learn about first year value estimates $125 Amazon Gift Card ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Eligible Prime members get a $125 Amazon Gift Card upon approval. Terms apply. (Rates & Fees) No Annual Fee Learn more FM Mini Review: For Amazon Prime members, this is a great card for Amazon, AWS, and Whole Foods purchases. Note though that Chase and Synchrony offer similar consumer cards.
Verizon Visa Card ⓘ $119 1st Yr Value EstimateClick to learn about first year value estimates Up to $150 in statement credits Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $50 statement credit after first purchase and additional $100 statement credit when you spend $1,500 within 90 days of account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Discover it® for Students ⓘ $120 1st Yr Value EstimateClick to learn about first year value estimates $100 + $20/year ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Get $100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: In my opinion this is the single best "starter card" for students. It offers great rewards and no annual fee.
The Amex EveryDay® Preferred Credit Card from American Express ⓘ $122 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer This card is not currently available for new applicants. $95 Annual Fee Learn more Alternate Offer: Some people click through and find that they are targeted for an offer of 30K points after $2K spend in 3 months. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 30K after $2K in first 3 months FM Mini Review: Thanks to the 50% bonus on points earned, this is, in my opinion, one of the strongest mile-earning cards available. Click here for our complete card review
NBT Bank Everyday Rewards+ Card ⓘ $129 1st Yr Value EstimateClick to learn about first year value estimates $150 Cash Back $150 in rewards (15K points) after $1000 in purchases in first 120 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent welcome offer for very low spenders and nice ongoing 4x (effectively 4%) back on dining with no annual fee, but note that rewards expire 5 years from the end of the quarter in which they are earned and there is a $25 mininum redemption threshold.
First Tech Choice Rewards World Mastercard® ⓘ $137 1st Yr Value EstimateClick to learn about first year value estimates $200 cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K points (worth $200) after $3K spend in the first 60 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Effectively a 2% cashback card on bonuses categories. Outside of the welcome offer, there's not much that's exciting here.
The Amex EveryDay® Credit Card from American Express ⓘ $140 1st Yr Value EstimateClick to learn about first year value estimates This card is no longer available for new applications ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer This card is not currently available for new applicants. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great choice for keeping Membership Rewards points alive if you choose to cancel other Membership Rewards earning cards. Click here for our complete card review
Disney Visa Card ⓘ $140 1st Yr Value EstimateClick to learn about first year value estimates $150 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $150 statement credit after $500 in purchases in first 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: $200 after $500 spend (ended 12/10/24) FM Mini Review: This card only earns 1% back in the form of "Disney Dream Dollars" and the meet & greet is also available on the Disney debit card. However, the current signup bonus makes it worth a look.
Blue Cash Everyday® Card from American Express ⓘ $158 1st Yr Value EstimateClick to learn about first year value estimates $200 back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $200 back after $2K spend in the first 6 months. Terms Apply. Rates & Fees No Annual Fee Learn more
Allegiant World Mastercard® Credit Card ⓘ $170 1st Yr Value EstimateClick to learn about first year value estimates 25K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 25K after $1K in first 90 days $59 Annual Fee Learn more Alternate Offer: You may be targeted for an offer including a $100 statement credit during a dummy booking. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Points are worth $0.01 each toward airfare and do not expire unless you cancel the card. If you cancel the card, you forfeit all points. Between that policy and the annual fee, this card probably isn't worth it in most scenarios.
AARP® Travel Rewards Mastercard® ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 after $1000 spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Customized Cash Rewards ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back + 6% back in category of your choice Non-AffiliateThis is NOT an affiliate offer. $200 after $1000 spend in 90 days + 6% back in quarterly category of your choice (up tp $2500 spend/qtr) No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Norwegian Cruise Line® World Mastercard® ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates 20K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K after $1K spend in the first 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Points are worth $0.01 each toward onboard credit or cruise purchase with Norwegian. Note that points expire 5 years after they are earned regardless of activity. This card offers very poor value for ongoing spend after meeting the welcome offer spend requirements. Interestingly, it appears to be eligible for Bank of America Preferred Rewards, which would increase the bonus categories by as much as 75% for those with Bank of America's top-tier Platinum Honors.
AAA Member Rewards Visa Signature Card - Northeast ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back $200 after $1000 spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
PNC Cash Rewards® Visa® Credit Card ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 after $1000 spend within the first three months. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent cash back card in the three bonus categories, although the $8k annual limit in spending across those categories will be less exciting for many.
TD Cash Visa Credit Card ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back Non-AffiliateThis is NOT an affiliate offer. $200 cashback after $1,000 spend within first 90 days No Annual Fee Learn more Alternate Offer: If you are a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT and would like to support FM, please consider clicking here and using our affiliate link. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
U.S. BANK ALTITUDE® GO VISA SIGNATURE® CARD ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K (worth $200 as a deposit into eligible account) after $1K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers solid return on dining - including takeout & delivery - and no annual or foreign transaction fees. That makes it a great option for those who prefer cash back.
U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K (worth $200 as a deposit into eligible account or towards travel) after $1K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 50K after $2K spend in 120 days (Ended 9/9/24) FM Mini Review: This card offers decent returns on gas station and travel spend and it features no foreign transaction fees, but points are now only worth 0.8cpp. However, return on most other spend is relatively weak.
U.S. Bank Cash+® ⓘ $179 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 back as a statement credit after $1000 spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Useful for its 5% categories, but you can do better for all other spend.
Amazon Prime Visa ⓘ $180 1st Yr Value Estimate$200 Amazon gift card valued at $180 Click to learn about first year value estimates $200 Amazon Gift Card ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $200 Amazon gift card upon approval. Terms apply. No Annual Fee Learn more Recent better offer: $200 Amazon gift card after first purchase (expired 12/5/24) FM Mini Review: For Amazon Prime members, this is a great card for Amazon, AWS, and Whole Foods purchases.
Schwab Investor Card® from American Express ⓘ $184 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back as a statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 statement credit after $1K in purchases in first 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: $300 points after $1K spend [Expired 6/12/25] FM Mini Review: The Schwab Investor card offers a decent return via the intro offer, but it isn't very rewarding for ongoing spend.
Bank of America Unlimited Cash Rewards ⓘ $184 1st Yr Value EstimateClick to learn about first year value estimates $200 cash bonus + 2% cashback for one year Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 cash rewards bonus after $1K spend in 90 days + unlimited 2% cashback for first year No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Morgan Stanley Blue Cash Preferred® American Express Card ⓘ $187 1st Yr Value EstimateClick to learn about first year value estimates $250 back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $250 cash back as a statement credit after $3K in the first 6 months. Terms Apply. $0 introductory annual fee for the first year, then $95 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Solid cash back option, especially for those who spend a lot at US Supermarkets and US gas stations
Blue Cash Preferred® Card from American Express ⓘ $187 1st Yr Value EstimateClick to learn about first year value estimates $250 back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $250 cash back as reward dollars that can be redeemed as a statement credit or via Amazon.com after $3K spend in eligible purchases within the first 6 months. Terms Apply. Rates & Fees $0 introductory annual fee for the first year, then $95 Learn more FM Mini Review: Solid cash back option (cash back given in the form of a statement credit), especially for those who spend a lot at US Supermarkets and US gas stations
TD First Class Visa Signature® Card ⓘ $187 1st Yr Value EstimateClick to learn about first year value estimates 25K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 25K after $3K spend in first 6 billing cycles. $0 introductory annual fee for the first year, then $89 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Evergreen® by FNBO Business Edition® Credit Card ⓘ $189 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 in rewards (20K points) after $1K in purchases in first 3 billing cycles. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent low-spend welcome offer on a card that could be a keeper given uncapped 2% rewards on a business card. Annual big spend bonus sweetens the deal.
Evergreen® by FNBO Credit Card ⓘ $189 1st Yr Value EstimateClick to learn about first year value estimates $200 Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 back after $1K spend in 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 2% cashback everywhere is decent, but this card doesn't really have anything to separate it from any other 2% cashback card.
Holland America Line Rewards Visa® Card ⓘ $190 1st Yr Value EstimateClick to learn about first year value estimates 20K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K points after spending $500 within the first 90 days of account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Even for HA enthusiasts, there's not much to get excited about here.
Princess® Rewards Visa® Card ⓘ $190 1st Yr Value EstimateClick to learn about first year value estimates 20K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K points after spending $500 within the first 90 days of account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Even for Princess enthusiasts, there's not much to get excited about here.
Capital One Savor Cash Rewards Credit Card ⓘ $190 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer One time bonus: $200 after $500 spend in 3 months from account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Barclays JetBlue Premier Mastercard ⓘ $191 1st Yr Value EstimateClick to learn about first year value estimates 60K Miles + 5 tiles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K miles + 5 tiles after $5K in spend in 90 days and payment of annual fee. $499 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 70K miles + 5 tiles after $5K in spend in 90 days and payment of annual fee. (Expired 6/5/25) FM Mini Review: This card is difficult to justify, even for the welcome offer. Note also the $150 fee per authorized user. While cardholders will get access to JetBlue lounges when those open, the first of two that have been announced is scheduled to open in late 2025. Until JetBlue lounges open, the perks just don't justify the annual fee. Consider the JetBlue Plus card instead, though note that those who have or have had the Plus card aren't eligible for the Premier card.
Capital One Quicksilver Cash Rewards Credit Card ⓘ $192 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer One time bonus: $200 after $500 spend in 3 months from account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: While you can do better with a 2% cash back card that has no annual fee, the Quicksilver card often offers excellent discounts with popular services such as Spotify.
Citi Shop Your Way Mastercard ⓘ $194 1st Yr Value EstimateClick to learn about first year value estimates $225 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $75 statement credit for every $500 spent within the first 90 days, up to $225 No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Shop Your Way points are worth .85 cents each and can only be used towards specific gift cards and merchandise. But where this card shines is with its regular offers that start to appear after putting spend on the card, often giving 10-15x cash back or Thank You Points on various categories of purchases. It's a keeper because of it.
Wells Fargo Active Cash Card ⓘ $195 1st Yr Value EstimateClick to learn about first year value estimates $200 Cash Back Non-AffiliateThis is NOT an affiliate offer. $200 after $500 spend in the first 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers a competitive flat 2% back on purchases and includes good cell phone insurance for a no annual fee card (up to $600 in protection with just a $25 deductible). Pair with a Wells Fargo Autograph or Autograph Journey card to make the rewards transferable to airline and hotel partners.
American Airlines AAdvantage® MileUp® Card ⓘ $202 1st Yr Value EstimateClick to learn about first year value estimates 15K miles Non-AffiliateThis is NOT an affiliate offer. Earn 15K AA miles after $500 spend in 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not bad for grocery spend if you highly value AA miles
BOA Platinum Plus Business Mastercard ⓘ $207 1st Yr Value EstimateClick to learn about first year value estimates $300 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $300 after $3000 spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: No rewards on everyday purchases, but a nice sign-up bonus for a no annual fee card.
Best Western Rewards® Visa Signature® Card ⓘ $216 1st Yr Value EstimateClick to learn about first year value estimates 40K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K points after "qualifying spend" (we saw $1,500) in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not much to see here. If you're a Best Western loyalist, the Premium card is probably worth the annual fee.
The American Express Blue Business Cash™ Card ⓘ $217 1st Yr Value EstimateClick to learn about first year value estimates $250 back + 0% APR for 12 months ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $250 after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% (Rates & Fees) No Annual Fee Learn more
U.S. Bank Shopper Cash Rewards™ Visa Signature® Card ⓘ $218 1st Yr Value EstimateClick to learn about first year value estimates $250 cash back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $250 after $2K spend in 120 days $0 introductory annual fee for the first year, then $95 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This is a niche choice for 6% cash back at certain retailers that some may find rewarding. Otherwise this card is not particularly exciting.
Disney Premier Visa Card ⓘ $230 1st Yr Value EstimateClick to learn about first year value estimates $300 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $300 statement credit after $1K in purchases within first 3 months $49 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: $400 after $1,000 spend (ended 12/10/24) FM Mini Review: This card only earns 2% at gas stations, grocery stores and restaurants and 1% back in the form of "Disney Dream Dollars" and the meet & greet is also available on the Disney debit card. However, the current signup bonus makes it worth a look.
The Blue Business® Plus Credit Card from American Express ⓘ $233 1st Yr Value EstimateClick to learn about first year value estimates 15K points + 0% APR for 12 months ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 15k points after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%,, based on your creditworthiness and other factors at account opening. (Rates & Fees) No Annual Fee Learn more Alternate Offer: Some people have been targeted for an offer in their online account for 75K points after $15K in purchases in their first 12 months. FM Mini Review: 2X rewards for all spend (up to $50K per year) with no annual fee makes this card a winner. Click here for our complete card review
Bank of America Travel Rewards ⓘ $234 1st Yr Value EstimateClick to learn about first year value estimates 25K points worth $250 Non-AffiliateThis is NOT an affiliate offer. 25K after $1K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Wells Fargo Choice Privileges Mastercard Select ⓘ $234 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60K after $3K spend in first 3 months $95 Annual Fee Learn more Alternate Offer: Choice members may be targeted for a higher offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Worth getting for the welcome offer and keeping for the 30,000 anniversary points. The 5x categories could also be interesting for some.
Business Advantage Customized Cash Rewards credit card ⓘ $237 1st Yr Value EstimateClick to learn about first year value estimates $300 statement credit Non-AffiliateThis is NOT an affiliate offer. $300 statement credit after $3K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This can be a very appealing card for the $50,000/year in 3% bonus categories...and it becomes downright sexy if you have Preferred Rewards as well.
Priceline VIP Rewards™ Visa® Card ⓘ $240 1st Yr Value Estimate$200 statement credit valued at $200 Click to learn about first year value estimates $200 + 5K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 statement credit after first purchase + 5,000 points after spending $500 in the first 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Korean Air SKYPASS Select Visa issued by US Bank ⓘ $240 1st Yr Value EstimateClick to learn about first year value estimates 60K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K miles after $5K spend in 90 days $450 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This is a very weak offer considering the hefty annual fee.
Emirates Skywards Premium World Elite Mastercard ⓘ $248 1st Yr Value EstimateClick to learn about first year value estimates 70K Miles + 1 Year Gold status Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 70K after $3K spend in 90 days $499 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA Business Advantage Travel Rewards World Mastercard ⓘ $252 1st Yr Value EstimateClick to learn about first year value estimates 30K points Non-AffiliateThis is NOT an affiliate offer. 30K after $3K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Cathay Pacific Visa Signature card ⓘ $263 1st Yr Value EstimateClick to learn about first year value estimates 38K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 38K miles after $3,000 spend in the first 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Note that some received a targeted email offer for 65K miles after $5K spend in 90 days on the old version of the card
Wells Fargo Autograph℠ Card ⓘ $263 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. 20K after $1,000 spend in first 3 months. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
PNC Premier Traveler® Visa Signature Credit Card ⓘ $267 1st Yr Value EstimateClick to learn about first year value estimates No Welcome Offer This card is currently not available to new applicants. $0 introductory annual fee for the first year, then $85 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This is basically a 2% cash back card, but rewards can only be used to offset travel purchases. Signup bonus is good, but due to the annual fee, you can do better after the first year.
PenFed Pathfinder Rewards ⓘ $275 1st Yr Value EstimateClick to learn about first year value estimates 50K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 50K points after $3K spend in 90 days $95 Annual Fee Learn more FM Mini Review: Meh. Points are only worth about 0.85 cents each. I recommended this card when it used to have no annual fee, but not for $95 per year.
Citi Custom Cash® Card ⓘ $276 1st Yr Value EstimateClick to learn about first year value estimates 20K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K points after $1500 spend in the first 6 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months FM Mini Review: This is a great card to have and hold for a single category where you spend no more than $500 per month as it represents an excellent return without rotating categories to track.
Carnival® World Mastercard® ⓘ $279 1st Yr Value EstimateClick to learn about first year value estimates 30K FunPoints Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 30K FunPoints after spending $1,000 within the first 90 days of account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Even for Carnival enthusiasts, there's not much to get excited about here.
Royal Caribbean® Visa Signature® Credit Card ⓘ $279 1st Yr Value EstimateClick to learn about first year value estimates 30K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 30K points after $1K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Points are worth $0.01 each toward onboard credit or cruise purchase with Royal Caribbean. You can earn a max of 540,000 points per year. Points expire 5 years after the month in which they are earned regardless of acivity. This card offers very poor value for ongoing spend and you may earn a more valuable welcome offer with less required spend with other cards.
Celebrity Cruises® Visa Signature® Credit Card ⓘ $279 1st Yr Value EstimateClick to learn about first year value estimates 30K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 30K points after $1K in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Points are worth $0.01 each toward onboard credit or cruise purchase with Celebrity. You can earn a max of 540,000 points per year. Points expire 5 years after the month in which they are earned regardless of acivity. This card offers very poor value for ongoing spend and you may earn a more valuable welcome offer with less required spend with other cards.
Qatar Airways Privilege Club Signature Card ⓘ $281 1st Yr Value EstimateClick to learn about first year value estimates Up to 40K Avios Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 20K Avios after first transaction, then an additional 20K after $3,000 spend within the first 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 20K Avios after first transaction, then an additional 50K after $3,500 spend within the first 90 days [Ended 6/16/24] FM Mini Review: The reward fee rebate can make this card worth keeping if you'll be booking award flights with Qatar Avios
Capital One VentureOne Rewards Credit Card ⓘ $284 1st Yr Value EstimateClick to learn about first year value estimates 20K miles ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent welcome offer for a card with no annual fee, but other cards offer better rewards for ongoing spend.
AT&T Points Plus Card ⓘ $284 1st Yr Value EstimateClick to learn about first year value estimates $200 statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $200 statement credit after $1K Spend in 3 Months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This has a good gas station bonus for a no annual fee card, but there's not much else to make it a compelling card
The New United Club℠ Business Card ⓘ $288 1st Yr Value EstimateClick to learn about first year value estimates 80K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 80K Miles + 2,000 PQP after $5K in purchases in the first 3 months. Plus, earn an extra 5,000 miles after you add an authorized user to your account in the first 3 months your account is open $695 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 125K Miles after $5K in purchases in the first 3 months (expired 5/8/25) FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership
BREEZE EASY™ VISA® CREDIT CARD ⓘ $290 1st Yr Value EstimateClick to learn about first year value estimates 40K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K points after $1K spend in 90 days $89 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 40k points after $2k spend in 90 days FM Mini Review: Points are worth $0.01 each toward paid travel. This card might be worth it for the bonus if you know you'll make good use of BreezePoints. Long term, it only makes sense if you frequently fly Breeze Airways -- and even then, there are other cards that might be as good or better for airfare purchases depending on how you value transferable points vs airline-specific penny points.
Chase Freedom Flex ⓘ $292 1st Yr Value EstimateClick to learn about first year value estimates $200 cash back* ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Earn $200 (*awarded as 20,000 points) after spending $500 in the first 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great for 5X and 3x categories and World Mastercard benefits. Excellent companion card to Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.
Chase Freedom Unlimited® ⓘ $296 1st Yr Value EstimateClick to learn about first year value estimates $200 cash back* ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn $200 (*awarded as 20,000 points) after spending $500 in the first 3 months No Annual Fee Learn more This card is likely subject to Chase's 5/24 rule (click here for details). Recent better offer: Unlimited Double Cash Back for 12 month (expired 1/11/24) FM Mini Review: Great for 3x categories and 1.5X everywhere else. Excellent companion card to Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred. Click here for our complete card review
Citi Double Cash® Card ⓘ $299 1st Yr Value EstimateClick to learn about first year value estimates 20K points Non-AffiliateThis is NOT an affiliate offer. $200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: 2X rewards for all spend with no annual fee makes this card a winner. Earn 2X everywhere and redeem for the equivalent of 2% cash back or 2X ThankYou points. Pair with the Premier or Prestige card to make points transferrable to airlines. Click here for our complete card review
Amtrak Guest Rewards Platinum Mastercard ⓘ $302 1st Yr Value EstimateClick to learn about first year value estimates 12K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 12K points after $1K spend in the first 3 billing cycles No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Emirates Skywards Rewards World Elite Mastercard ⓘ $303 1st Yr Value EstimateClick to learn about first year value estimates 40K Miles + 1 Year Silver status Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K after $3K spend in 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Turkish Airlines Miles&Smiles Premier Visa Signature® Credit Card ⓘ $324 1st Yr Value EstimateClick to learn about first year value estimates 40K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K miles after $4K spend within 90 days of account opening $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Meh. There's better ways to earn Turkish Miles.
Marriott Bonvoy Bountiful™ Card ⓘ $333 1st Yr Value EstimateClick to learn about first year value estimates 85K points ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 85K points after $4K total spend in first 3 months $250 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
TD Business Solutions Visa ⓘ $337 1st Yr Value EstimateClick to learn about first year value estimates $400 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $400 after $3,000 spend in 90 days No Annual Fee Learn more NOTE: TD Bank's business cards DO count against 5/24. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: $250 after $1,500 spend in 90 days, plus 5% cashback everywhere on up to $10K spend within the first 6 months (Expired 6/1/25)
Best Western Rewards® Premium Visa Signature® Card ⓘ $343 1st Yr Value EstimateClick to learn about first year value estimates 80K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 80K points after "qualifying spend" (we saw $3,000) in 90 days $89 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Best for those who stay often at Best Western hotels and might be worth keeping in the sock drawer for the annual free night award
Wells Fargo One Key™ Mastercard ⓘ $343 1st Yr Value EstimateClick to learn about first year value estimates $400 OneKeyCash Non-AffiliateThis is NOT an affiliate offer. $400 OneKeyCash after $1K spend in first 3 months No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Good reward categories for a card with no annual fee. Could be a winner for folks who use Expedia, Hotels.com and/or vrbo frequently
Korean Air SKYPASS Visa issued by US Bank ⓘ $353 1st Yr Value EstimateClick to learn about first year value estimates 40K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K miles after $4K spend in 90 days $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
TAP MIles&Go American Express Card ⓘ $354 1st Yr Value EstimateClick to learn about first year value estimates 40K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K after $2,500 spend in first 90 days $79 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: (Expired 1/10/25) Earn 50K bonus miles + 10K status miles after $2.5K in first 90 days FM Mini Review: The two free checked bags per year and two lounge passes could justify the annual fee, but this card isn't a clear win for most people.
avianca lifemiles American Express® Card ⓘ $367 1st Yr Value EstimateClick to learn about first year value estimates 40K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Earn 40K bonus miles after $3K in first 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: (Expired 1/25) Earn 50K bonus miles after $3K in first 90 days FM Mini Review: This card could be worthwhile for those who fly Avianca enough to take advantage of Silver Elite benefits but not enough to earn that status. However, it isn't a great way to earn Avianca Lifemiles long-term.
The New United Gateway(SM) Card ⓘ $372 1st Yr Value EstimateClick to learn about first year value estimates 30K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 30K miles after $1K spend in first 3 months. Plus, earn an extra 5,000 miles after you add an authorized user to your account in the first 3 months your account is open. (Offer Expires 7/16/2025) No Annual Fee Learn more Alternate Offer: Some people see increased offers when logging in to their MileagePlus accounts. This card is subject to Chase's 5/24 rule (click here for details).
Wells Fargo Choice Privileges Mastercard ⓘ $378 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60K after $1K spend in first 3 months No Annual Fee Learn more Alternate Offer: Choice members may be targeted for a higher offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent bonus for a no-annual fee card, but not a great keeper unless you value the Choice Gold Status
Frontier Airlines World MasterCard® ⓘ $380 1st Yr Value EstimateClick to learn about first year value estimates 50K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Earn 50K miles after $1000 in purchases in the first 90 days + instant Gold status with account opening & first purchase; maintain Gold status for 12 months with $3,000 in purchases within first 90 days. $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Up to 100K miles: Earn 50K miles + $100 Frontier flight voucher after $500 in purchases in the first 90 days + instant Gold status with account opening & first purchase; maintain Gold status for 12 months with $3,000 in purchases within first 90 days. Plus, earn an additional 50,000 miles if you apply by 1/31/25, are approved, provide proof that you are the primary cardholder of a co-branded credit card with another US domestic airline, and complete $3,000 in purchases in the first 180 days.
Wells Fargo One Key+™ Mastercard ⓘ $402 1st Yr Value EstimateClick to learn about first year value estimates $600 OneKeyCash Non-AffiliateThis is NOT an affiliate offer. $600 OneKeyCash after $3K spend in first 3 months $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Good bonus categories, especially when combined with the 2x base earning. The anniversary bonus more or less offsets the annual fee and being able to combine primary car rental insurance with 7x earning at Expedia could be valuable for some.
Chase World of Hyatt Credit Card ⓘ $406 1st Yr Value EstimateClick to learn about first year value estimates Up to 45K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 30K points after $3K in spend within the first 3 months, plus an exta 1 point/dollar on up to $15K spend within first 6 months. $95 Annual Fee Learn more This card is subject to Chase's 5/24 rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 5x Category 1-4 free night certificates after $15K spend within first 3 months. (Expired 10/31/24) FM Mini Review: Great card for welcome offer and annual free night. Might be worth using regularly for additional free night and as a path to status.
U.S. Bank Business Triple Cash Rewards World Elite™ Visa ⓘ $406 1st Yr Value EstimateClick to learn about first year value estimates $500 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $500 cash back after $4,500 spend on the account owner's card in first 150 days No Annual Fee Learn more Keep in mind that only spend on the Account Owner's card counts toward minimum spending requirements; spend on employee cards does not count. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Nice welcome offer. Useful for its 3% categories, but you can do much better for spend outside of those categories.
Virgin Red Rewards Mastercard® ⓘ $410 1st Yr Value EstimateClick to learn about first year value estimates 40K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K after $3K spend in 90 days + 2.5k for adding an authorised user (up to 4) $99 Annual Fee Learn more Alternate Offer: Increased targeted offers may be available. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The Tier Points and annual 3rd night free at Virgin Hotels might be useful for some, especially with the anniversary bonus...but it's more "meh" than "yeah" for most of us.
Wyndham Rewards Earner Business Card ⓘ $412 1st Yr Value EstimateClick to learn about first year value estimates Up to 75K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K points after $4K spend in first 90 days, then 25K points after $12k spend in first 365 days $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 7/11/24: 100K after $15K in spend FM Mini Review: Excellent earning rate at gas stations and Wyndham hotels. Diamond status plus 15K annual bonus makes this card a keeper.
HSBC Premier World Mastercard® credit card ⓘ $416 1st Yr Value EstimateClick to learn about first year value estimates 50K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K points after $4K in 3 months $0 introductory annual fee for the first year, then $95 Learn more Note that the ongoing annual fee is $0 if you maintain an HSBC Premier checking account (which requires $5K per month in direct deposits to remain fee-free) Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card may be worth it for the welcome offer and possibly for the annual rideshare benefit if you have an HSBC Premier checking account and can thus keep the card annual fee-free. Note that the points value is based on HSBC's stated value when redeemed for airfare via the HSBC portal.
Business Advantage Unlimited Cash Rewards credit card ⓘ $420 1st Yr Value EstimateClick to learn about first year value estimates $500 statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $500 statement credit after $5K spend in 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
American Express® Green Card ⓘ $424 1st Yr Value EstimateClick to learn about first year value estimates 40K points ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 40K after $3K spend in first 6 months. Terms apply. See Rates & Fees $150 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 60K after $3K spend in first 6 months + 20% off travel and transit purchases for first 6 months. [Expired 8/21/23] FM Mini Review: This card is worth considering as your go-to travel card, but only if you value its CLEAR and Lounge Buddy credits. Also note that Amex cards continue to have limited acceptance in many international destinations. Click here for our complete card review
Capital One Spark Cash Select ⓘ $428 1st Yr Value EstimateClick to learn about first year value estimates $500 Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer One time bonus: $500 after $4,500 spend in 3 months from account opening. (Rates & Fees) No Annual Fee Learn more Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule Recent better offer: Expired 9/9/24: $750 Cash Back after $6k spend in 3 months FM Mini Review: This is a good option for business owners looking for simple cash back rewards with no annual fee. If you spend $30,000 or more per year, though, you would be better off with the 2% Spark Cash Plus card.
U.S. Bank Business Altitude Power World Elite Mastercard ⓘ $445 1st Yr Value EstimateClick to learn about first year value estimates 75K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 75K (worth $750 as a deposit into eligible account) after $10K spend in 120 days $195 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers an excellent signup bonus. For ongoing use, it's effectively a 2% cashback card that increases to 2.5% for the first $5K in mobile wallet spend per quarter.
Wells Fargo Signify Business Cash℠ Card ⓘ $445 1st Yr Value EstimateClick to learn about first year value estimates $500 Cash Back Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $500 after $5,000 spend in first 3 months. No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: On its own, this is a decent, no-annual fee 2% cash back card. However, when paired with the Autograph or Autograph Journey, those points become transferable to travel partners, making the uncapped 2x earnings much more appealing.
Bank of America Premium Rewards Elite ⓘ $450 1st Yr Value Estimate$300 airline incidental fee credit valued at $210, $150 lifestyles conveniences credit valued at $120 Click to learn about first year value estimates 75K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 75K (worth up to $750) after $5K spend in 90 days $550 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: With $100K+ invested with BOA / Merrill Edge or Merrill Lynch, you would earn 3.5X travel & dining and 2.62X everywhere else. With the 20% discount on flights booked via the BOA Travel Center, this card effectively earns 4.375% on travel & dining and 3.28% back everywhere else when used toward flights for those with Platinum Honors status.
Korean Air SKYPASS Business Visa issued by US Bank ⓘ $465 1st Yr Value EstimateClick to learn about first year value estimates 50K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K miles after $5K in 90 days $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
U.S. BANK BUSINESS ALTITUDE® CONNECT VISA SIGNATURE® CARD ⓘ $474 1st Yr Value EstimateClick to learn about first year value estimates 60K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K (worth $600 as a deposit into eligible account or towards travel) after $6K spend in 180 days $0 introductory annual fee for the first year, then $95 Learn more Note that only spend on the Account Owner's card (not including purchases made on employee cards) counts toward minimum spending requirements. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers decent return on gas station and travel spend and it does feature no foreign transaction fees. However, the return on most other spend is relatively weak.
Delta SkyMiles® Reserve American Express Card ⓘ $483 1st Yr Value Estimate$200 Delta Stays credit valued at $100 Click to learn about first year value estimates 100K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 100,000 bonus miles after you spend $6,000 in eligible purchases on your new card in your first 6 months of card membership. Terms apply. Rates & Fees (Offer Expires 7/16/2025) $650 Annual Fee Learn more FM Mini Review: Excellent choice for frequent Delta flyers who can make use of Delta Sky Club® access and companion certificate. Also a good choice for big spenders seeking Delta elite status.
Southwest Rapid Rewards® Priority Credit Card ⓘ $483 1st Yr Value EstimateClick to learn about first year value estimates 50K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 50K points after $1K spend in the first 3 months. $149 Annual Fee Learn more This card is known to be subject to Chase's 5/24 rule. FM Mini Review: Great for frequent Southwest flyers - this card could easily be a long-term keeper.
Delta SkyMiles® Reserve Business American Express Card ⓘ $506 1st Yr Value Estimate$250 Delta Stays credit valued at $125 Click to learn about first year value estimates 110K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 110,000 bonus miles after spending $12,000 in eligible purchases on your new card in your first 6 months of card membership. . (Rates & Fees) (Offer Expires 7/16/2025) $650 Annual Fee Learn more FM Mini Review: Excellent choice for frequent Delta flyers who can make use of Delta Sky Club® access and companion certificate. Also a good choice for big spenders seeking Delta elite status.
JetBlue Business Card ⓘ $515 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K bonus miles after spending $2K in first 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 50K bonus miles after spending $4K in first 90 days + additional 10K miles after a purchase is made on an employee card in the first 90 days FM Mini Review: This card is almost identical to the JetBlue Plus card except that this one offers Group A boarding and earns 2X at office supply stores rather than grocery stores. Both cards are great choices for JetBlue flyers.
The New United Club℠ Card ⓘ $515 1st Yr Value EstimateClick to learn about first year value estimates 100K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 90k miles after $5k spend in first 3 months + 10K bonus miles after you add an authorized user in the first 3 months. (Offer Expires 7/16/2025) $695 Annual Fee Learn more Alternate Offer: Some people see increased offers when logging in to their MileagePlus accounts. This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months. Recent better offer: 95k miles after $5k spend in first 3 months (expired 5/8/25) FM Mini Review: While pricey, the Chase United Club Infinite Card is a great choice for those who want a United club membership and other perks like a 10% discount on saver awards. .
Bank of America Premium Rewards ⓘ $531 1st Yr Value Estimate$100 airline incidental fee credit valued at $90 Click to learn about first year value estimates 60K points Non-AffiliateThis is NOT an affiliate offer. 60K points (worth up to $600) after $4K spend in 90 days $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card has best-in-class earnings for those with $100K+ invested with BOA. With that level of investment, you would earn 3.5X travel & dining and 2.62X everywhere else.
Southwest Rapid Rewards® Premier Credit Card ⓘ $533 1st Yr Value EstimateClick to learn about first year value estimates 50K points ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 50K points after $1K spend in the first 3 months $99 Annual Fee Learn more This card is known to be subject to Chase's 5/24 rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: The combination of 6,000 points plus 2 EarlyBird Checkins each year make this card a keeper for those who fly Southwest often.
Hilton Honors American Express Card ⓘ $547 1st Yr Value Estimate$100 statement credit valued at $100 Click to learn about first year value estimates 100K Points + $100 Statement Credit ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K points + $100 statement credit after $2K spend within the first 6 months. Terms apply. Rates & Fees (Offer Expires 8/13/2025) No Annual Fee Learn more Recent better offer: 70K points + free night certificate after $2K spend within the first 6 months. (Expired 4/29/25) FM Mini Review: This card isn't particularly rewarding, but it's good to keep primarily for targeted Amex upgrade offers to the Surpass card.
Wyndham Earner ⓘ $564 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K points after $2K spend in first 90 days No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 7/11/24: 75K after $2K in spend FM Mini Review: Sign up for the bonus. Keep for the 10% award discount.
The Hawaiian Airlines® Business MasterCard® issued by Barclays ⓘ $587 1st Yr Value EstimateClick to learn about first year value estimates 50k Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50k miles after spending $4,000 within the first 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 9/11/22: 80K + $99 statement credit after $2K spend in first 90 days
U.S. Bank Business Leverage® Visa Signature® Card ⓘ $593 1st Yr Value EstimateClick to learn about first year value estimates 75K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 75K (worth $750 as a statement credit or deposit into eligible account) after $7500 spend in first 4 months $0 introductory annual fee for the first year, then $95 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Since the points are worth 1c each, this card isn't terribly rewarding for ongoing spend. Note that points can not be combined with the Altitude Reserve.
AAdvantage Aviator Red World Elite MasterCard ⓘ $601 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K miles after 1st purchase and paying the annual fee within 90 days $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Up to 75K: 60K miles after first purchase and 15K after adding an authorized user and making one purchase on that card [Expired 2/24/24]
Southwest® Rapid Rewards® Premier Business Credit Card ⓘ $627 1st Yr Value EstimateClick to learn about first year value estimates 60K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 60K points after $3K spend within first 3 months your account is open $99 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details).
Chase British Airways Visa Signature® Card ⓘ $630 1st Yr Value EstimateClick to learn about first year value estimates 75K Avios ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 75K Avios after $5K spend in 3 months $95 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Expired 7/4/22: 100K after $5K spend FM Mini Review: Good choice for a nice intro bonus. Award rebate makes the card a keeper if you frequently book awards from the US to Europe.
Chase Iberia Visa Signature® Card ⓘ $630 1st Yr Value EstimateClick to learn about first year value estimates 75K Avios Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Earn 75K Avios after $5K spend in 6 months $95 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 7/4/22: 100K after $5K spend FM Mini Review: Good choice for a nice intro bonus. Unless you fly Iberia often or intend to go for the big spend bonus, though, I don't see it as a compelling card to keep past the first year.
Chase Aer Lingus Visa Signature® Card ⓘ $630 1st Yr Value EstimateClick to learn about first year value estimates 75K Avios Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Earn 75K Avios after $5K spend in 3 months $95 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 7/4/22: 100K after $5K spend FM Mini Review: Good choice for a nice intro bonus. Unless you intend to go for the big spend bonus, though, I don't see it as a compelling card to keep past the first year.
Marriott Bonvoy® Brilliant® American Express® Card ⓘ $634 1st Yr Value Estimate$300 dining credit ($25 per month) valued at $270 Click to learn about first year value estimates Up to 150K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 100K points after $6k in eligible purchases and an extra 50K after an additional $2K within your first 6 months of card membership. Terms apply. Rates & Fees $650 Annual Fee Learn more Recent better offer: 185k points after $6K spend within the first 6 months. [Expired 5/14/25] FM Mini Review: Decent ultra-premium option for Marriott fans, especially those aiming for lifetime status tiers
Citi® / AAdvantage® Executive World Elite Mastercard® ⓘ $635 1st Yr Value EstimateClick to learn about first year value estimates 100K miles Non-AffiliateThis is NOT an affiliate offer. 100K miles after $10,000 spend in first 3 months $595 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Good choice for those who need Admirals Club® access and those who value the Loyalty Points boosts at 50K and 90K Loyalty Points earned. Plus, it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) and some handy credits for Avis or Budget rentals and GrubHub.
Lufthansa Miles & More® Premier World MasterCard® issued by Barclays ⓘ $637 1st Yr Value EstimateClick to learn about first year value estimates 60K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K Miles after $3K spend in 90 days + payment of the annual fee $89 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 1/1/23: 100K Miles after $3K spend in 90 days
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® ⓘ $658 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K miles after $2,500 spend in first 3 months $0 introductory annual fee for the first year, then $99 Learn more Alternate Offer: There may be an alternative offer of 30K + $400 AA credit that can be found when doing a dummy booking on aa.com. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles after $3,500 spend in 3 months (ended 10/14/24) FM Mini Review: Excellent choice for a great intro bonus. Plus it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.)
Hilton Honors American Express Business Card ⓘ $659 1st Yr Value Estimate$240 Hilton credit ($60 per quarter) valued at $180 Click to learn about first year value estimates Up to 175K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 150K bonus points after $8,000 in eligible purchase within your first 6 months of Card Membership + an additional 25K bonus points after an additional $2K spend within first 6 months. Terms apply. (Rates & Fees) (Offer Expires 8/13/2025) $195 Annual Fee Learn more Recent better offer: 175K after $8K in spend (Expired 4/29/25) FM Mini Review: Easy way to secure Hilton Honors™ Gold status (which offers free breakfast among other perks). Amex business cards do not count towards 5/24 status so will not hurt chances of applying for Chase cards.
Barclays JetBlue Plus Mastercard ⓘ $663 1st Yr Value EstimateClick to learn about first year value estimates 60K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K miles after $1K in spend in 90 days and payment of annual fee. $99 Annual Fee Learn more Note that the landing page prompts you to enter a mobile phone number to continue the application, but you can click "no thanks" to continue the application on your desktop device. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 70K miles after $1k spend in first 90 days (expired 6/5/25) FM Mini Review: Frequent JetBlue travelers should seriously consider this card for its terrific perks. The combination of the 10% rebate on awards and the annual 5,000 point bonus make this card a keeper.
Marriott Bonvoy Bevy® American Express® Card ⓘ $665 1st Yr Value EstimateClick to learn about first year value estimates Up to 135K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 85K points after $5k in eligible purchases and an extra 50K after an additional $2K within your first 6 months of card membership. Terms apply. Rates & Fees $250 Annual Fee Learn more Recent better offer: 155K points after $5K spend in the first 6 months. [Expired 5/14/25]
Delta SkyMiles® Platinum American Express Card ⓘ $682 1st Yr Value Estimate$150 Delta Stays credit valued at $75 Click to learn about first year value estimates 90K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 90,000 bonus miles after you spend $4,000 in eligible purchases on your new card in your first 6 months of card membership. Terms apply. Rates & Fees (Offer Expires 7/16/2025) $350 Annual Fee Learn more Alternate Offer: Dummy booking offer of 70K + $400 credit. See this for more details. FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate
Capital One Spark Miles Select Business Credit Card ⓘ $683 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 50K after $4,500 spend in 3 months from account opening No Annual Fee Learn more Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card is similar to the Spark Cash Select for Business, but rewards are intended to be used to offset travel purchases. This is a good option for business owners who prefer simple rewards with no annual fee, and who value free travel over cash back. If you spend more than $19K per year, though, go for the 2X Spark Miles card.
Marriott Bonvoy Business® American Express® Card ⓘ $692 1st Yr Value Estimate3 Marriott 50K Free Nights valued at $912 Click to learn about first year value estimates 3 x 50K Free Night Certificates ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy(R) points, for a total potential value of up to 150,000 points, Terms apply. (Rates & Fees) $125 Annual Fee Learn more Recent better offer: 5x50K free night certificates after $8K in spend (expired 10/16/24)
IHG One Rewards Traveler Credit Card ⓘ $694 1st Yr Value EstimateClick to learn about first year value estimates 120K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 120K points after $2K spend in 3 months No Annual Fee Learn more Click here to view details about a similar card: IHG Rewards Club Premier FM Mini Review: A good no annual fee card for anyone who values the 4th night free benefit.
Chase Ink Business Premier® ⓘ $695 1st Yr Value EstimateClick to learn about first year value estimates $1,000 Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $1K after $10K Spend in 3 Months $195 Annual Fee Learn more FM Mini Review: This is an almost 1 to 1 copy of Capital One's Spark Cash Plus card, but the Chase card throws in 2.5% earnings on very large purchases. Unfortunately, the Chase card also has a slightly higher annual fee. The biggest disappointment about this card is that, unlike other Chase Ink cards, the rewards cannot be moved to other Chase cards to improve their value. Even though this card technically earns Ultimate Rewards points, it's best to think of it as a straight up cash back card. Click here for our complete card review
IHG One Rewards Premier Business Credit Card ⓘ $704 1st Yr Value EstimateClick to learn about first year value estimates 140K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 140K points after spending $4K on purchases in the first 3 months from account opening. $99 Annual Fee Learn more This card is expected to be subject to Chase's 5/24 rule (click here for details). Recent better offer: 200K after $9k spend in 6 months (expired 4/30/25)
Marriott Bonvoy Bold Credit Card ⓘ $713 1st Yr Value EstimateMarriott 50K Free Night valued at $304 Click to learn about first year value estimates 60K points + Free Night Certificate ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 60K points + 50K Free Night Certificate after $2k spend. Terms apply. No Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: The best use for this card is probably to downgrade from the Ritz or Boundless card to avoid the annual fee. That way, you can always upgrade again when you need the annual free night or other perks
Capital One Spark Miles for Business ⓘ $716 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn a one-time 50K miles bonus when you spend $4,500 in the first 3 months. (Rates & Fees) $0 introductory annual fee for the first year, then $95 Learn more Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule FM Mini Review: This card is similar to the Spark Cash Plus card, but it has the advantage that "miles" earned with this card can be transferred to a large number of airline & hotel programs.
Wells Fargo Autograph Journey℠ Card ⓘ $717 1st Yr Value Estimate$50 airline credit valued at $40 Click to learn about first year value estimates 60K points Non-AffiliateThis is NOT an affiliate offer. 60K after $4,000 spend in first 3 months. $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Hilton Honors American Express Surpass® Card ⓘ $724 1st Yr Value Estimate$200 Hilton credit ($50 per quarter) valued at $150 Click to learn about first year value estimates 130K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 130K points after $3K spend within the first 6 months. Terms apply. Rates & Fees (Offer Expires 8/13/2025) $0 introductory annual fee for the first year, then $150 Learn more Recent better offer: (Expired 4/29/25) 130K points + free night certificate after $3K spend within the first 6 months. FM Mini Review: Easy way to secure Hilton Gold status (which offers free breakfast among other perks). Those who want Diamond status may be better off with the Aspire card.
The New United℠ Business Card ⓘ $735 1st Yr Value EstimateClick to learn about first year value estimates 75K Miles + 2,000 PQP ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 75K miles + 2,000 PQP after $5K spend in first 3 months. Plus, earn an extra 5,000 miles after you add an authorized user to your account in the first 3 months your account is open. $150 Annual Fee Learn more Recent better offer: 125K miles after $5K spend in first 3 months (expired 5/8/25) FM Mini Review: Decent perks such as enhanced access to United saver level economy awards makes this a keeper for some.
Citi Strata Premier℠ Card ⓘ $741 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60,000 points after $4,000 spend in 3 months $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75k after $6 spend in 3 months (ended 4/8/25) FM Mini Review: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines. Recommend pairing this card with Citi Double Cash Click here for our complete card review
Delta SkyMiles® Platinum Business American Express Card ⓘ $744 1st Yr Value Estimate$200 Delta Stays credit valued at $100 Click to learn about first year value estimates 100K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 100,000 bonus miles after spending $8,000 in eligible purchases on your new card in your first 6 months of card membership. . Terms and limitations apply. (Rates & Fees) (Offer Expires 7/16/2025) $350 Annual Fee Learn more FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate
Southwest® Rapid Rewards® Performance Business Credit Card ⓘ $751 1st Yr Value EstimateClick to learn about first year value estimates 80K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 80K points after $5K spend within first 3 months your account is open $199 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details).
Southwest Rapid Rewards® Plus Credit Card ⓘ $758 1st Yr Value EstimateClick to learn about first year value estimates 65K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 65K points after $1K spend in the first 3 months. $69 Annual Fee Learn more After clicking through, be sure to manually select the exact Southwest card in which you are interested. This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card can be great for its new cardmember bonus, but its ongoing perks are worth the annual fee only if fully used each year.
The Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® ⓘ $769 1st Yr Value EstimateClick to learn about first year value estimates 60K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K miles after $2k spend within first 90 days. $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 70K miles after one purchase within first 90 days
The Hawaiian Airlines® World Elite MasterCard® issued by Barclays ⓘ $785 1st Yr Value EstimateClick to learn about first year value estimates 60K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K miles after $1k spend within first 90 days $99 Annual Fee Learn more Alternate Offer: Some are targeted by e-mail or mail for an 85K offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 70K miles after one purchase within first 90 days
The Platinum Card® from American Express Exclusively for Morgan Stanley ⓘ $786 1st Yr Value Estimate$200 Fine Hotels & Resorts credit valued at $100, $200 airline incidental fee credit for select airline only valued at $140, $200 Uber credit ($15 per month, $35/December) valued at $100, $100 Saks credit ($50 per six months) valued at $25 Click to learn about first year value estimates 80K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 80K after $8K spend in first 6 months. Terms apply. $695 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 150K after $8k spend in the first 6 months. (Expired 6/11/25) FM Mini Review: In my opinion, this is the best of the consumer Amex Platinum cards when you need two cards thanks to Morgan Stanley offering one free authorized user. Unfortunately you do need to have a Morgan Stanley account to apply.
The Platinum Card® from American Express for Schwab ⓘ $786 1st Yr Value Estimate$200 Fine Hotels & Resorts credit valued at $100, $200 airline incidental fee credit for select airline only valued at $140, $200 Uber credit ($15 per month, $35/December) valued at $100, $100 Saks credit ($50 per six months) valued at $25 Click to learn about first year value estimates 80K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 80K after $8K spend in first 6 months. Terms apply. $695 Annual Fee Learn more This card is only available to clients that maintain an eligible Schwab brokerage account. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 125K points after $8K spend [Expired 6/12/25]
Air France KLM World Elite Mastercard ⓘ $787 1st Yr Value EstimateClick to learn about first year value estimates 70K miles + 100XP Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 70K miles + 40XP after $3K in the first 90 days + 60 XP upon approval $89 Annual Fee Learn more Alternate Offer: Some people get an offer for $100 statement credit while doing a dummy booking. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Valuable primarily only for the welcome offer, then it should go off to the sock drawer unless you're interested in Flying Blue elite status. Click here for our complete card review
Chase World of Hyatt Business Credit Card ⓘ $790 1st Yr Value EstimateClick to learn about first year value estimates 60K points + Explorist Status ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 60K + Explorist status through 2/28/26 after $7,000 spend in 3 months. (Offer Expires 6/30/2025) $199 Annual Fee Learn more This card is subject to Chase's 5/24 rule. Recent better offer: 60K points after $5K in 3 months + Category 1-4 Free Night Certificate after $15K total in 6 months. (Expired 3/6/25) FM Mini Review: Great for its initial welcome offer and for Hyatt enthusiasts to spend toward status and rebate on award stays.
The New United℠ Explorer Card ⓘ $791 1st Yr Value EstimateClick to learn about first year value estimates Up to 65k miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: 60K miles after $3K spend in 3 months. Plus, earn an extra 5,000 miles after you add an authorized user to your account in the first 3 months your account is open. $0 introductory annual fee for the first year, then $150 Learn more Alternate Offer: There is currently an in-flight offer for up to 75K. This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 80K Miles after $3K in spend (expired 5/8/25) FM Mini Review: Decent perks such as free 1st checked bag and 2 annual club visits makes this a keeper for some.
Wyndham Rewards Earner Plus Card ⓘ $792 1st Yr Value EstimateClick to learn about first year value estimates 90K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 90K points after $2K spend in first 90 days $75 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 7/11/24: 100K after $2K in spend FM Mini Review: Not bad, but the business version is better.
Free Spirit Travel More Mastercard ⓘ $811 1st Yr Value Estimate$100 companion voucher valued at $50 Click to learn about first year value estimates 65K Points + $100 Voucher Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 65K points plus $100 companion voucher after $1K spend in 90 days (enter any 110662 as "employee code") $0 introductory annual fee for the first year, then $79 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi® / AAdvantage Business™ World Elite Mastercard® ⓘ $842 1st Yr Value EstimateClick to learn about first year value estimates 65K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 65K miles after $4K spend in first 5 months $0 introductory annual fee for the first year, then $99 Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles after $5K spend in first 5 months (ended 5/22/25) FM Mini Review: This card usually has a great welcome offer, but if you're looking for a card to keep long term, you'll find better options.
avianca lifemiles American Express® Elite Card ⓘ $871 1st Yr Value EstimateClick to learn about first year value estimates Up to 100K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Up to 100K miles: Earn 20K bonus miles after one purchase + 80K miles after $10K total spend in first 180 days $249 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: (Expired 1/23/25) Up to 120K miles: Earn 80K bonus miles after $4.5K spend in first 90 days + 40K miles after $25K total spend in first 12 months FM Mini Review: If you were already interested in a LifeMiles+ subscription, this card might be appealing since it only costs $9 more than the cost of 12 months of the "Lite" subscription (or you can enjoy the same annual $240 in value toward higher subscription levels with a $20 monthly discount). It could be worth getting the card for the Silver Elite benefits if you would have considered buying a LifeMiles+ subscription anyway. However, for ongoing spend, it is less compelling given the fact that many transferable currency cards offer superior return on spend.
The Aeroplan® Card ⓘ $887 1st Yr Value EstimateClick to learn about first year value estimates 75K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 75K points after $4K spend in the first 3 months. $95 Annual Fee Learn more This card is likely subject to Chase's 5/24 rule (click here for details). FM Mini Review: Great card for regular or frequent Air Canada flyers
Alaska Airlines Visa Business Card ⓘ $891 1st Yr Value EstimateCompanion ticket for $99+taxes and fees valued at $150 Click to learn about first year value estimates 60K miles + Companion Fare Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 60K miles + Companion Fare ($99 fare + taxes) after $4K spend in 3 months $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K after $4K in 3 months [Expired 6/25] FM Mini Review: Alaska miles are quite valuable so this offer is better than it appears
Delta SkyMiles® Gold American Express Card ⓘ $912 1st Yr Value Estimate$100 Delta Stays credit valued at $50 Click to learn about first year value estimates 80K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 80,000 bonus miles after you spend $3,000 in eligible purchases on your new card in your first 6 months of card membership. Terms apply. Rates & Fees (Offer Expires 7/16/2025) $0 introductory annual fee for the first year, then $150 Learn more Alternate Offer: Dummy booking offer of 50K + $500 credit. See this for more details. FM Mini Review: Priority boarding, and free checked bag make this a reasonably good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card.
Amtrak Guest Rewards® Preferred Mastercard® ⓘ $914 1st Yr Value EstimateClick to learn about first year value estimates 40K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 40K points after $2K spend in the first 3 billing cycles $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 30K points after $1K spend in the first 3 billing cycles + 2 companion certificates, 2 upgrade certificates and 2 lounge passes
American Express® Business Gold Card ⓘ $943 1st Yr Value EstimateClick to learn about first year value estimates 100K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K points after $15K spend in 3 months. Terms apply. (Rates & Fees) $375 Annual Fee Learn more Alternate Offer: Some people are targeted for offers as high as 200K. See this for more details. Recent better offer: 200K after $15K spend expired 2/10/25 FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review
Capital One Venture X Rewards Credit Card ⓘ $950 1st Yr Value Estimate$300 travel credit valued at $265 Click to learn about first year value estimates 75K Miles ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 75k miles after $4k spend within first 3 months. $395 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 3/14/22: 100K after $10K spend in 6 months + $200 credit for vacation rental spend in first year FM Mini Review: This card offers annual rebates that easily mitigate the fee for those who travel often. Authorized users are free and also get access to perks like Priority Pass, Capital One Lounges and more. The card earns 2 "miles" per dollar on most purchases just like the Capital One Venture Rewards card, which are worth exactly 1 cent each toward travel. This makes the return on most spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One huge advantage over cash back: Capital One allows transfering their "miles" to airline miles & hotel points. Click here for our complete card review
Alaska Airlines Visa Signature ⓘ $982 1st Yr Value EstimateCompanion ticket for $99+taxes and fees valued at $150 Click to learn about first year value estimates 65K miles + Companion Fare Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 65k miles + companion fare after $3K spend in 90 days $95 Annual Fee Learn more Alternate Offer: Alternate offer for 60k miles + 30% flight discount code valid for one person Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles + companion fare after $3k in spend (expired 6/5/25) FM Mini Review: Alaska miles are quite valuable so this offer is better than it appears
Capital One Venture Rewards Credit Card ⓘ $985 1st Yr Value EstimateClick to learn about first year value estimates 75K Miles ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 75k miles after $4k spend within first 3 months $95 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75k miles after $4k spend within first 3 months + a one-time $250 Capital One Travel credit to use in your first cardholder year FM Mini Review: This card earns 2 "miles" per dollar, which are worth exactly 1 cent each toward travel. This makes the return on spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One big advantage over cash back: Capital One allows transfering their "miles" to airline miles & hotel points. Click here for our complete card review
Chase Sapphire Preferred® Card ⓘ $985 1st Yr Value Estimate$50 prepaid hotel credit valued at $35 Click to learn about first year value estimates 75K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 75,000 bonus points after spending $5,000 within the first three months from account opening. $95 Annual Fee Learn more Recent better offer: Expired 5/14/25: 100K after $5K spend FM Mini Review: Great welcome offer. Unlocks ability to transfer points to hotel & airline partners. Solid option to pair with no annual fee Ultimate Rewards cards such as the Freedom cards, Ink Business Cash, and Ink Business Unlimited.
Delta SkyMiles® Gold Business American Express Card ⓘ $993 1st Yr Value Estimate$150 Delta Stays credit valued at $75 Click to learn about first year value estimates 90K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 90,000 bonus miles after spending $6,000 in eligible purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees) (Offer Expires 7/16/2025) $0 introductory annual fee for the first year, then $150 Learn more FM Mini Review: Priority boarding and first checked bag free make this a reasonably good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card.
Ink Business Cash® Credit Card ⓘ $1029 1st Yr Value EstimateClick to learn about first year value estimates Up to $750 cash back* ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $350 (*awarded as 35,000 points) after $3K spend in 3 months and an additional $400 (*awarded as 40,000 points) after $6K spend in 6 months. No Annual Fee Learn more See: How to apply for Chase Ink cards Recent better offer: 90K after $6K spend in 6 monthd (expired 1/17/24 FM Mini Review: This one should be in everyone's wallet. Incredible welcome offer for a no-annual-fee card. Great card for 5X categories. Excellent companion card to Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred. Click here for our complete card review
The New United Quest℠ Card ⓘ $1048 1st Yr Value Estimate$200 TravelBank cash valued at $170 Click to learn about first year value estimates 100K Miles + 3,000 PQPs ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K miles and 3,000 PQPs after $4K spend in the first 3 months. $350 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: None.
Ink Business Unlimited® Credit Card ⓘ $1074 1st Yr Value EstimateClick to learn about first year value estimates $750 cash back* ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $750 (*awarded as 75,000 points) after $6k spend in 3 months No Annual Fee Learn more See: How to apply for Chase Ink cards FM Mini Review: Great welcome offer for a no annual fee card. Good option for earning 1.5X everywhere. Good companion card to Ink Business Preferred, Sapphire Reserve or Sapphire Preferred. Click here for our complete card review
IHG One Rewards Premier Credit Card ⓘ $1118 1st Yr Value Estimate5 60K IHG Free Nights valued at $1280 Click to learn about first year value estimates 5 x 60K Free Night Certificates ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Five 60K free night certificates after $5K spend in 3 months after account opening. $99 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Five 60K free night certificates after $4K spend in 3 months (Expired 6/2/24)
Hilton Honors American Express Aspire Card ⓘ $1120 1st Yr Value Estimate$400 Hilton resort credit ($200 per six months) valued at $280, Hilton Free Night valued at $490, $200 airline credit ($50 per quarter) valued at $160 Click to learn about first year value estimates 175K Points + free night certificate ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 175K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply. (Offer Expires 8/13/2025) $550 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: (Expired 4/29/25) 175K after $6K spend in first 6 months FM Mini Review: This card is loaded with valuable perks that are more than worth the card's annual fee if you stay in Hilton resorts at least twice per year.
Ink Business Preferred® Credit Card ⓘ $1127 1st Yr Value EstimateClick to learn about first year value estimates 90K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 90K after $8K spend in 3 months $95 Annual Fee Learn more See: How to apply for Chase Ink cards Recent better offer: 120K after $8K spend (expired 9/4/24) FM Mini Review: Great card for welcome offer and 3X categories. Also consider the Ink Business Cash for its 5X categories, and the Ink Business Unlimited to earn 1.5X everywhere.
American Express® Gold Card ⓘ $1307 1st Yr Value Estimate$120 Dining credit ($10 per month) valued at $30, $100 Resy credit ($50 per six months) valued at $85, $120 Uber credit ($10 per month) valued at $60 Click to learn about first year value estimates As high as 100K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer As high as 100K points after $6K spend in 6 months. Welcome offers vary and you may not be eligible for an offer. Terms apply. Rates & Fees $325 Annual Fee Learn more Alternate Offer: Referral Offer - 90K points after spending $6,000 in 6 months Recent better offer: 100K after $6K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 11/10/24 - referrals only] FM Mini Review: This card offers an awesome return on US supermarket and worldwide dining spend, putting it at or near the top-of-class in both categories. Dining credits and Uber / Uber Eats credits go a long way towards reducing the sting of this card's annual fee.
Capital One Spark Cash ⓘ $1335 1st Yr Value EstimateClick to learn about first year value estimates $1,500 Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer $1,500 after $15,000 spend in 3 months from account opening $0 introductory annual fee for the first year, then $95 Learn more FM Mini Review: A good option for business owners who prefer simple cash back rewards.
Marriott Bonvoy Boundless® Credit Card ⓘ $1346 1st Yr Value Estimate5 Marriott 50K Free Nights valued at $1520 Click to learn about first year value estimates 5 x 50K Free Night Certificates ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Earn five 50K free night certificates after spending $5,000 on eligible purchases within the first 3 months (Offer Expires 7/16/2025) $95 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None
Capital One Spark Cash Plus ⓘ $1520 1st Yr Value EstimateClick to learn about first year value estimates $2,000+ Cash Back ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn a $2K cash bonus when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year.. (Rates & Fees) $150 Annual Fee Learn more Note: This card is not expected to count against Chase's 5/24 Rule Recent better offer: Expired 3/14/22: $3K after $50K spend in 6 months FM Mini Review: This may be a good option for business owners who prefer simple cash back rewards. Note that this is a pay-in-full card, so your balance is due in full every month.
Chase Sapphire Reserve® Card ⓘ $1585 1st Yr Value Estimate$300 travel credit valued at $285, $300 StubHub credit ($150 Jan-Jun and again Jul-Dec) valued at $75, $500 Chase The Edit credit ($250 Jan-Jun and again Jul-Dec) valued at $125, $300 Chase Dining credit for dining at Sapphire Reserve Tables restaurants ($150 Jan-Jun and again Jul-Dec) valued at $75, $500 Chase Travel credit valued at $400 Click to learn about first year value estimates 100K Points + $500 Chase Travel℠ promo credit ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K + promo credit good for up to $500 towards a single Chase Travel℠ booking after $5K spend in 3 months. $795 Annual Fee Learn more Note that promotional travel credit is one-time use and if it is applied to a transaction of less than $500, the remaining value will be forfeited. FM Mini Review: Good all-around card for frequent traveler. Best when paired with no annual fee Chase Freedom Flex, Freedom Unlimited & Chase Ink Cash cards. Click here for our complete card review
The Business Platinum Card® from American Express ⓘ $1950 1st Yr Value Estimate$200 airline incidental fee credit for select airline only valued at $140, $400 Dell credit ($200 per six months) valued at $100, $200 Hilton credit ($50 per quarter) valued at $150, $120 wireless credit ($10 per month) valued at $90, $500 statement credit when purchasing $2,500 of airfare valued at $150 Click to learn about first year value estimates Limited Time Offer: 150K points + $500 statement credit ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 150K points after $20K spend in the first 3 months. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card(R) within the first 3 months of Card Membership.. Terms apply. (Rates & Fees) (Offer Expires 6/30/2025) $695 Annual Fee Learn more Alternate Offer: Some people are targeted for offers as high as 250K. See this for more details. Recent better offer: 250K after $20K spend expired 2/10/25 FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review
Capital One Venture X Business Card ⓘ $1985 1st Yr Value Estimate$300 travel credit valued at $265 Click to learn about first year value estimates 150K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 150k miles after $30k spend within first 3 months. $395 Annual Fee Learn more Recent better offer: Expired 3/31/23: 250K Miles after $50K in spend. FM Mini Review: Similar to the Venture X consumer card, the business version offers annual rebates that easily mitigate the fee for those who travel often and could be worth it for the lounge access and travel protections given the cost/benefit ratio. Unlike the Venture X, free authorized users do not get Priority Pass access. The card earns 2 "miles" per dollar on most purchases just like the Capital One Venture X Rewards card, which are worth exactly 1 cent each toward travel. This makes the return on most spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One big advantage over cash back: Capital One allows transfering their "miles" to airline miles & hotel points. Click here for our complete card review
Sapphire Reserve for Business℠ Card ⓘ $2185 1st Yr Value Estimate$300 travel credit valued at $285, $500 Chase The Edit credit ($250 Jan-Jun and again Jul-Dec) valued at $125, $100 GiftCards.com credit ($50 Jan-Jun and again Jul-Dec for cards purchased from https://reservebusiness.giftcards.com/) valued at $50 Click to learn about first year value estimates 200K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 200K points after $30K spend in first 6 months. $795 Annual Fee Learn more FM Mini Review: Could be very appealing for a business that books a lot of travel, as it earns 8x through Chase Travel or 4x when booking direct through airline and hotels. It has decent perks, best-in-class travel protections, and earns valuable Chase Ultimate Rewards points. Best when paired with no annual fee Chase Freedom Flex, Freedom Unlimited & Chase Ink Cash cards
The Platinum Card® from American Express ⓘ $2259 1st Yr Value Estimate$200 Fine Hotels & Resorts credit valued at $100, $200 airline incidental fee credit for select airline only valued at $140, $200 Uber credit ($15 per month, $35/December) valued at $100, $100 Saks credit ($50 per six months) valued at $25 Click to learn about first year value estimates As high as 175K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer As high as 175K points after $8K spend in 6 months. Welcome offers vary and you may not be eligible for an offer. Terms apply. Rates & Fees $695 Annual Fee Learn more Recent better offer: 175K points after $8K spend in 6 months. FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.

Big spend bonuses

Each of the Delta Platinum and Delta Reserve cards offer the ability to earn MQMs (Medallion Qualifying Miles) as well as a MQD (Medallion Qualifying Dollars) waiver with high spend within the calendar year:

• Delta Platinum and Delta Platinum Business:
  • Spend $25K, get 10K MQMs
  • Spend $50K, get another 10K MQMs
• Delta Reserve and Delta Reserve Business:
  • Spend $30K, get 15K MQMs
  • Spend $60K, get another 15K MQMs
  • Spend $90K, get another 15K MQMs (this boost begins Jan 30 2020)
  • Spend $120K, get another 15K MQMs (this boost begins Jan 30 2020)
• Earn MQD Waiver (e.g. waive the Delta spend requirement to reach elite status):
  • MQD Waiver for Silver through Platinum Elite Status: Spend $25K across one or more Delta Platinum and Delta Reserve cards
  • MQD Waiver for Diamond Elite Status: Spend $250K across one or more Delta Platinum and Delta Reserve cards

Easy Spend

Recently I posted “5 easy ways to increase credit card spend without going broke.”  Please see that post for details, but here’s a short version:

1. Pay federal taxes.  Use your credit card for only 1.87% in fees.  If you over pay, this is a way of increasing credit card spend while giving the government a loan.  You’ll get back the excess after filing end of year taxes.   See our guide to paying taxes by credit card.
2. Pay bills with Plastiq for 2.5% in fees.  See our complete guide to Plastiq credit card payments.
3. Save for college or pay student loans with Gift of College gift cards.  You can buy these in-store for as little as 1.19% in fees.  For complete details see: Miles for College and Best options for buying Gift of College gift cards.
4. Fund microloans with Kiva.  See: Increase Credit Card Spend (and do good) with Kiva and Kivalens.
5. Organize events with friends.  Pay for group activities and have your friends pay you back for their share.

For the sake of argument, let’s say you decide to give the government a loan by overpaying taxes at 1.87% in fees.  In that case, here’s the cost to hit the various spend thresholds described above:

• $3K (spend requirement to earn welcome bonus on some cards) at 1.87% in fees:  $59.10
• $5K (spend requirement to earn welcome bonus on some cards) at 1.87% in fees:  $93.50
• $25K (Earn MQD waiver and 10K MQMs with Delta Platinum card): $467.50
• $30K (Earn MQD waiver and 15K MQMs with Delta Reserve card): $561

The above “prices” are far cheaper than the amount Delta would charge you to buy and end of year status boost.  And, in most cases, the “prices” are cheaper or at least as good as most mileage run prices but without having to actually fly to earn status.  On the other hand, if you give the IRS a loan by over paying taxes with your credit card, then you have to have the money available to pay your credit card bill while you wait for your end of year tax refund.  It’s also worth considering the “cost of money”: While the government has your money, you won’t be earning interest on it.

Easy Delta elite status boost

As shown above, Delta credit cards can make it easy to earn a status boost to reach the level of status you want.  Let’s look at a few example scenarios:

Scenario: You don’t have a Delta Platinum or Reserve card and you’re short 5,000 MQMs from the next level of status

Solution: Sign up for a card that offers 5,000 MQMs as part of the welcome offer.  If necessary, use one of the techniques described above to meet the minimum spend requirements before the end of the year.

Scenario: You have a Delta Platinum card and you’re short 10,000 MQMs from the next level of status

Solution: Use one of the techniques described above to reach $25,000 in calendar year spend (or to reach $50,000 in spend if you’ve already spend $25K).

Scenario: You have a Delta Platinum card and you’re short 15,000 MQMs from the next level of status

Solution: Either sign up new for the Delta Reserve card or upgrade your Delta Platinum card to the Delta Reserve card and then spend $30,000 before the end of the year.

Conclusion

It’s incredibly common to reach the end of the year and realize that you haven’t quite reached the level of elite status you want.  Sure, you could fork over huge amounts of cash to Delta to pay your way to the difference, but there are better ways.  Mileage running can be a fun option if you can bake in a little vacation with the trip, but I think that credit card spend and/or welcome bonus options are easier.

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