(EXPIRED) Mattress Running Marriott (Book Off-Peak Awards)

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Mattress Running Marriott Update: The Marriott deal offering most properties at off-peak pricing is back.  Book by December 14th for stays through February 28, 2021.

Are you close to earning Marriott Platinum or Titanium status?  Many people are very close, even if they didn’t stay in Marriott hotels at all this year because Marriott added bonus elite nights to many accounts.  I covered this topic in-depth previously here: Marriott Bonvoy: 7 nights to Platinum. What to do?

a man sitting on a chair on a porch overlooking a body of water
Relaxing on our balcony at the Inn at Bay Harbor. Thanks to having Marriott Platinum status or above (I had Titanium status at the time), on this stay we were upgraded to a full lake-view room and enjoyed free table-service breakfast every day.

Now, there’s an opportunity to earn Marriott elite nights cheaply through mattress running (checking into hotels to earn elite nights even if you don’t want to stay).  To get in on this opportunity, you have to be in the right place at the right time, and you must book your stay by October 15th December 14th.

The key to earning Marriott elite nights cheaply right now is by taking advantage of a new Marriott promotion: Free nights for “up to 33% less.”  Through the end of November, most Marriott hotels are priced off-peak for award stays — as long as you book by Thursday October 15th December 14th.  This means that category 1 hotels which cost 7,500 points standard will cost only 5,000 points per night.  And, of course, you can take advantage of Marriott’s 5th Night Free Awards (Stay for 5, Pay for 4).  In other words, those with access to a category 1 Marriott, can book 5 nights for only 20,000 points for a total cost of only 4,000 points per night.  Some have found category 1 properties for even less when available with PointSaver rates.  When a category 1 property is available off-peak and PointSaver, it costs only 4,000 points per night or 3,200 points per night on a 5 night award stay.

Finding Category 1

a map of the united states
The above map shows Marriott category 1 hotels in the United States.  You can find a live version of this map by going to Marriott’s Hotel Search page and then filtering to category 1.

There are currently 43 category 1 Marriott hotels in the United States with a whopping 18 in Texas:

a white background with black and white clouds

To find category 1 hotels, go to Marriott’s Hotel Search page and then filter to category 1.

Booking Category 1

Once you find a category 1 hotel of interest, the next trick is to find free night availability.  One option is to do a flexible date search like this:

a screenshot of a hotel

The problem with this approach is that Marriott’s technology often fails.  Often, the above search incorrectly results in “Not Available for Check-in” as shown below:

a calendar with white squares and black text

I believe that Marriott’s website frequently gets confused by its own browser cookies.  After switching to a fresh browser, I got correct results by running the exact same search as above:

a calendar with numbers and a price tag

Book a 5 night stay (or a multiple of 5 nights) in order to get the best value thanks to get 1 out of every 5 nights for free:

a screenshot of a hotel room

Is mattress running Marriott worth it?

Don’t even consider doing this to earn Marriott Silver or Gold status.  Platinum or Titanium status is where the action is at.  Here’s a summary of the key benefits you get with each status level:

Elite Status Level Requirements Per Year Key Benefits
Silver Elite 10 Nights Late checkout, 10% point bonus
Gold Elite 25 Nights 2PM late checkout; 25% point bonus; welcome gift (points only); room upgrade; enhanced internet
Platinum Elite 50 Nights 4PM late checkout; 50% point bonus; welcome gift w/ breakfast option; room upgrade includes suites; lounge access; Choice benefit (such as 5 nightly upgrade awards) when you achieve 50 nights.
Titanium Elite 75 Nights All of the above, plus: 75% point bonus; United Silver Premier status; Air Canada Aeroplan 25K Status; Ritz-Carlton suite upgrades; Additional Choice Benefit (such as 40K free night certificate) when you achieve 75 nights.
Ambassador Elite 100 Nights + $23K Spend All of the above, plus: Ambassador Service (dedicated Marriott agent); Your24 (Choose the 24 hours of your stay. For example, choose to check in at 9am after an overnight flight).
 

50 Night Platinum status means getting free breakfast at most Marriott hotels, a chance of a suite upgrade, and more.  75 Night Titanium status adds free United Silver status, a Choice Benefit of a free 40K night, and more.  For those within 5 days of Platinum or Titanium status, I think that most people will find that it’s well worth spending 20K points to get to that level.  Even if you’re 10 nights away from the next level, it may be worth pursuing, especially if you think you’re likely to stay at some nice Marriott hotels next year where you’d get good benefits from your status.  Unfortunately, not all Marriott brands offer elite perks so it’s a good idea to do your homework ahead of time.  For example, I’ll frequently Google a hotel along with the words “platinum status” to see what others have reported as perks for their stays.

Up to 30 additional nights

a group of credit cards

Having a Marriott consumer credit card gives you 15 elite nights each year automatically.  Similarly, having a Marriott business credit card gives you another 15 elite nights each year.  In other words, you can get 30 elite nights each year just by having two credit cards.  Note though that having more than one consumer card or more than one business card does not help.

Important: Marriott imposes strict rules as to who is eligible for each credit card. Before applying for a new card, please see this post: Are you eligible for a new Marriott card?

Consumer cards available for new signups

If you don’t already have a Marriott consumer card, you can sign up for any one of these to get 15 elite nights added to your account:

Card Offer
125K points ⓘ Non-Affiliate
Limited Time Offer: Earn 125,000 bonus points after spending $5,000 on eligible purchases within the first 3 months.
$95 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: 5 x 50K free night certificates after $5K in spend (expired 1/9/24)
60K points + Free Night Certificate ⓘ Friend-Referral
60K points + 50K free night certificate after $2K in the first 3 months. Terms apply.
No Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: 50K points after $1K in the first 3 months and 50K points after 6 eligible paid nights at Bonvoy hotels. (expired 8/9/23)
95K Points ⓘ Affiliate
95k points after $6K spend within the first 6 months. Terms apply. (Rates & Fees)
$650 Annual Fee
Recent better offer: (Expired 10/2/24) 185k points after $6K spend within the first 6 months.

Business card available for new signups

If you don’t already have a Marriott business card, you can sign up for this card to get 15 elite nights added to your account:

Card Offer
$150 cash back ⓘ Non-Affiliate
$150 cash back after $3K spend in first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card no longer features a first-year bonus.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
70K miles ⓘ Affiliate
70K after $6K spend in first 6 months. Terms and limitations apply. (Rates & Fees)
$350 Annual Fee
80K miles ⓘ Affiliate
80k after $10K spend in first 6 months. Terms apply. (Rates & Fees)
$650 Annual Fee
70K Miles ⓘ Affiliate
Earn 70K miles after $5K spend in first 6 months. Terms apply. (Rates & Fees)
$650 Annual Fee
60k miles ⓘ Affiliate
60K after $4K spend in first 6 months. Terms and limitations apply. (Rates & Fees)
$0 introductory annual fee for the first year, then $150
50K miles ⓘ Affiliate
50K miles after $2K spend in first 6 months. Terms apply. (Rates & Fees)
$0 introductory annual fee for the first year, then $150
10K miles ⓘ Affiliate
10K miles after $1000 spend in the first 6 months. Terms apply. (Rates & Fees)
No Annual Fee
Note an unusual restriction: Welcome bonus not available if you've had another Delta consumer card in the past 90 days.
250K points after $20K spend in the first 3 months. Terms apply. (Rates & Fees)
$695 Annual Fee
Alternate Offer: Targeted online offer of 250K points after $15K spend in the first 3 months See this post for details.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
100K points + 10X on dining ⓘ Non-Affiliate
100K points after $8K spend in 6 months + 10x on dining for 6 months (on up to $25K in purchases). Terms apply.
$695 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
100K points after $6K in purchases in the first 6 months. Terms apply. (Rates & Fees)
$325 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 100K after $6K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 11/10/24 - referrals only]
40K after $3K spend in first 6 months. Terms apply. See Rates & Fees
$150 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 60K after $3K spend in first 6 months + 20% off travel and transit purchases for first 6 months. [Expired 8/21/23]
15K points after $3K spend in first 3 months. Terms & limitations apply.
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
200K points after $15K spend in 3 months. Terms apply. (Rates & Fees)
$375 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: None. This is the best we've ever seen.
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)
$250 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications ⓘ Friend-Referral
This card is not currently available for new applicants.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications ⓘ Friend-Referral
This card is not currently available for new applicants.
$95 Annual Fee
Alternate Offer: Some people click through and find that they are targeted for an offer of 30K points after $2K spend in 3 months.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 30K after $2K in first 3 months

$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
80K after $8K spend in first 6 months. Terms apply.
$695 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 125K points after 6k spend [Expired 11/8/23]
None
This card is no longer available.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: None
$350 cash back as a statement credit after $3K in the first 6 months. Terms Apply. (Rates & Fees)
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
125K points ⓘ Non-Affiliate
125K after $8K spend in first 6 months. Terms apply. (Rates & Fees)
$695 Annual Fee
This card is only available to clients that maintain an eligible Schwab brokerage account.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 100K points + 10x when you Shop Small in the US & at restaurants worldwide [Expired 1/20/22]
This card is no longer available for new applications

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
15K points + 0% APR for 12 months ⓘ Affiliate
15k points after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% - 25.74%, based on your creditworthiness and other factors at account opening. (Rates & Fees)
No Annual Fee
$250 back + 0% APR for 12 months ⓘ Affiliate
$250 statement credit after $3k spend within first 3 months and 0% introductory APR on all eligible purchases for 12 months from the date of account opening. After that, your APR will be a variable rate, 17.74% - 25.74% depending on creditworthiness. (Rates & Fees)
No Annual Fee
$250 back ⓘ Affiliate
$250 cash back as reward dollars that can be redeemed as a statement credit or via Amazon.com after $3K spend in eligible purchases within the first 6 months. Terms Apply. (Rates & Fees)
$0 introductory annual fee for the first year, then $95
Up to $350 back ⓘ Non-Affiliate
Up to $350 back: $200 back after $2K in the first 6 months + 10% back at restaurants for the first 6 months up to $150 back. Terms apply. (Rates & Fees)
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$125 Amazon Gift Card ⓘ Affiliate
Eligible Prime members get a $125 Amazon Gift Card upon approval. Terms apply. (Rates & Fees)
No Annual Fee
This card is not currently available for new applications

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
175K Points + free night certificate ⓘ Friend-Referral
175K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply.
(Offer Expires 1/8/2025)
$550 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
165K points ⓘ Affiliate
165K points after $3K spend within the first 6 months. Terms apply.
(Offer Expires 1/8/2025)
$150 Annual Fee
Recent better offer: (Expired 7/31/24) 130K points + free night certificate after $3K spend within the first 6 months.
175K Points ⓘ Affiliate
175K after $8K spend in first 6 months. Terms apply.
(Offer Expires 1/8/2025)
$195 Annual Fee
Recent better offer: None
100K points ⓘ Affiliate
100K points after $2K spend within the first 6 months. Terms apply. (Rates & Fees)
(Offer Expires 1/8/2025)
No Annual Fee
After clicking through, be sure to choose the card you want on the landing page.
Recent better offer: (Expired 7/31/24) 70K points + free night certificate after $2K spend within the first 6 months.
This card is no longer available for new applications

$0 introductory annual fee for the first year, then $95
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
95K Points ⓘ Affiliate
95k points after $6K spend within the first 6 months. Terms apply. (Rates & Fees)
$650 Annual Fee
Recent better offer: (Expired 10/2/24) 185k points after $6K spend within the first 6 months.
3 Free Night Awards, valued at up to 50K points each ⓘ Affiliate
Three 50k free night certificates after $6K spend in the first 6 months. Redemption level up to 50,000 Marriott Bonvoy(R) points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy(R). Resort fees & terms apply. (Rates & Fees)
$125 Annual Fee
Recent better offer: 5x50K free night certificates after $8K in spend (expired 10/16/24)
85K Points ⓘ Affiliate
85K points after $5K spend in the first 6 months. Terms apply. (Rates & Fees)
$250 Annual Fee
Recent better offer: (Expired 10/2/24) 155K points after $5K spend in the first 6 months.
$200 Cash Back as a statement credit ⓘ Non-Affiliate
$200 statement credit after $1K in purchases in first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications ⓘ Friend-Referral
This card is not currently available for new applicants.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
50K miles after $500 in purchases in the first 90 days + instant Gold status with account opening & first purchae; maintain Gold status for 12 months with $3,000 in purchases within first 90 days
$0 introductory annual fee for the first year, then $99
70K miles after one purchase within first 90 days. Use code 000150 for this offer
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
70K miles after 1st purchase and paying the annual fee within 90 days
$99 Annual Fee
Recent better offer: Up to 75K: 60K miles after first purchase and 15K after adding an authorized user and making one purchase on that card [Expired 2/24/24]
Not currently available
It appears that this card is not available at this time.
$95 Annual Fee
Recent better offer: Expired 2/6/23: 80K miles + a $95 statement credit after $2K spend in first 90 days.
80K miles after $1K in spend in 90 days and payment of annual fee.
$99 Annual Fee
Note that the landing page prompts you to enter a mobile phone number to continue the application, but you can click "no thanks" to continue the application on your desktop device.
Up to 60K Miles ⓘ Non-Affiliate
Up to 60K miles: 50K bonus miles after spending $4K in first 90 days + additional 10K miles after a purchase is made on an employee card in the first 90 days
$99 Annual Fee
10K points after $1K spend in 90 days.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications

$0 introductory annual fee for the first year, then $89
Recent better offer: None. This is the best we've seen.
45K points after $2K spend in first 6 months
(Offer Expires 1/8/2025)
No Annual Fee
Recent better offer: Expired 7/11/24: 75K after $2K in spend
Up to 80K Points ⓘ Non-Affiliate
Up to 80K points: 40K after after $4K spend in first 90 days + 40K after $15K spend in first 365 days
(Offer Expires 1/8/2025)
$95 Annual Fee
Recent better offer: Expired 7/11/24: 100K after $15K in spend
$100 Cash back ⓘ Non-Affiliate
$100 cash back after $500 spend in the first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 10/31/22: $150 after $500 in spend
5K Points + $150 statement credit ⓘ Non-Affiliate
5K points after first purchases and 5K points after $500 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
40K points after $2K spend in 90 days
$89 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
none
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$100 Cash Back ⓘ Non-Affiliate
$100 statement credit after $2000 spend in first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to 75K miles + Companion Fare ⓘ Non-Affiliate
70k miles + Companion Fare ($99 fare + taxes) after $3K spend in 90 days + additional 5K if you apply with an Alaska employee's name and id number.
$95 Annual Fee
Alternate Offer: There are usually better in-flight offers available that require the name and id number of an Alaska employee.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
50K miles + Companion Fare ⓘ Non-Affiliate
50K miles + Companion Fare ($99 fare + taxes) after $3K spend in 3 months
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 70K after $4K in 3 months [Expired 4/23]
None
Card is currently not available to new applicants.
$90 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
70K miles + 40XP + 60XP ⓘ Non-Affiliate
70K miles + 40 XP after $3K in the first 90 days + 60 XP upon approval
$89 Annual Fee
Alternate Offer: Going through the steps to make a dummy booking at the Air France website may result in an offer that only gives 60K miles but also includes a $150 statement credit.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available for new applications

$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
30K miles
30K after $3K spend in 90 days
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
10K miles
10K after after first purchase
$80 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to 125K points ⓘ Non-Affiliate
Up to 125K points: 120K points after $2K spend in 90 days plus 5K points for adding an authorized user within first 90 days
$0 introductory annual fee for the first year, then $75
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
25K points worth $250 ⓘ Non-Affiliate
25K after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 cash bonus ⓘ Non-Affiliate
$200 cash rewards bonus after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$500 statement credit ⓘ Non-Affiliate
$500 statement credit after $5K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$300 statement credit ⓘ Non-Affiliate
$300 statement credit after $3K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
This card is no longer available
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
60K points (worth up to $600) after $4K spend in 90 days
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
75K (worth up to $750) after $5K spend in 90 days
$550 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

$550 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 Cash Back ⓘ Non-Affiliate
$200 after $1000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available for new applicants.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is not currently available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$300 Cash Back ⓘ Non-Affiliate
$300 after $3000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
30K after $3K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
10K after $500 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
60K Points + $100 Voucher ⓘ Non-Affiliate
60K points plus $100 companion voucher after $1K spend in 90 days (enter any random five-digit number as "employee code")
$0 introductory annual fee for the first year, then $79
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available to new applicants
$59 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
25K after $1K in first 90 days
$59 Annual Fee
Alternate Offer: You may be targeted for an offer including a $100 statement credit during a dummy booking.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 Cash Back ⓘ Non-Affiliate
$200 after $1000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
75K Miles ⓘ Affiliate
75k miles after $4k spend within first 3 months. (Rates & Fees)
$95 Annual Fee
Alternate Offer: Airport Kiosk offer of 80K miles after $4K spend in the first 3 months See this post for details.
Recent better offer: Expired 9/9/24: 75K after $4K spend in 3 months + $250 Capital One Travel credit in first cardholder year
75K Miles ⓘ Affiliate
75k miles after $4k spend within first 3 months. (Rates & Fees)
$395 Annual Fee
Recent better offer: Expired 3/14/22: 100K after $10K spend in 6 months + $200 credit for vacation rental spend in first year
150K Miles ⓘ Affiliate
Earn a one-time bonus of 150K miles after $30K spend in the first 3 months
$395 Annual Fee
Recent better offer: Expired 3/31/23: 250K Miles after $50K in spend.
20K miles ⓘ Affiliate
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. (Rates & Fees)
No Annual Fee
$200 Cash Back ⓘ Affiliate
One time bonus: $200 after $500 spend in 3 months from account opening. (Rates & Fees)
No Annual Fee
$250 Cash Back ⓘ Affiliate
One time bonus: $250 after $500 spend in 3 months from account opening. (Rates & Fees)
No Annual Fee
None
This card is currently unavailable for new applications
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is currently unavailable for new applications
$0 introductory annual fee for the first year, then $95
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
50K Miles ⓘ Affiliate
Earn a one-time 50K miles bonus when you spend $4,500 in the first 3 months. (Rates & Fees)
$0 introductory annual fee for the first year, then $95
50K after $4,500 spend in 3 months from account opening
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$750 Cash Back ⓘ Affiliate
Earn a $750 cash bonus when you spend $7,500 within the first 3 months.
$0 introductory annual fee for the first year, then $95
$2,000+ Cash Back ⓘ Affiliate
Earn a $2K cash bonus when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year.. (Rates & Fees)
$150 Annual Fee
Recent better offer: Expired 3/14/22: $3K after $50K spend in 6 months
Earn a $750 bonus after you spend $6K in 3 months from account opening. (Rates & Fees)
$200 Amazon Gift Card ⓘ Affiliate
$200 Amazon gift card upon approval. Terms apply.
No Annual Fee
$100 Amazon Gift Card
Earn up to a $100 Amazon gift card instantly upon approval. Log in to your Amazon account to see what offer you qualify for. Note that you may be offered the Amazon Prime Visa if you are a Prime member.
No Annual Fee
$200 Cash Back ⓘ Non-Affiliate
$200 statement credit after $500 in purchases in first 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$400 Cash Back ⓘ Non-Affiliate
$400 statement credit after $1000 in purchases within first 3 months
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Earn 100K Avios after $7.5K spend in 6 months
$95 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 7/4/22: 100K after $5K spend
Earn 100K Avios after $7.5K spend in 6 months
$95 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 7/4/22: 100K after $5K spend
Earn 100K Avios after $7.5K spend in 6 months
$95 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 7/4/22: 100K after $5K spend
40K points + $400 ⓘ Affiliate
40K points + a $400 statement credit after $3K spend in the first 4 months.
(Offer Expires 12/9/2024)
$69 Annual Fee
Alternate Offer: Current public offer is 50K points after $1K spend in 3 months.
After clicking through, be sure to manually select the exact Southwest card in which you are interested. This card is subject to Chase's 5/24 rule (click here for details).
60K points ⓘ Affiliate
60K points after $3K spend within first 3 months your account is open
$99 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
80K points ⓘ Affiliate
80K points after $5K spend within first 3 months your account is open
$199 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
40K points + $400 ⓘ Friend-Referral
40K points + a $400 statement credit after $3K spend in the first 4 months.
(Offer Expires 12/9/2024)
$99 Annual Fee
Alternate Offer: Current public offer is 50K points after $1K spend in 3 months.
This card is known to be subject to Chase's 5/24 rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
40K points + $400 ⓘ Affiliate
40K points + a $400 statement credit after $3K spend in the first 4 months.
(Offer Expires 12/9/2024)
$149 Annual Fee
Alternate Offer: Current public offer is 50K points after $1K spend in 3 months.
This card is known to be subject to Chase's 5/24 rule.
75K Miles ⓘ Affiliate
75K miles after $5K spend in first 3 months.
$0 introductory annual fee for the first year, then $99
After clicking through, be sure to click the link at the top that says, "Are you a small business owner?" to see the business card offers that include this card. You are not eligible for the bonus if you have received the bonus on this card within the past 24 months. Please note that the United EXPLORER Business card (no longer available) is a different product and does not affect your ability to get the bonus on this card.
Limited Time Offer: 90K Miles ⓘ Affiliate
90k miles after $5k spend in first 3 months
(Offer Expires 1/29/2025)
$525 Annual Fee
This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months.
Recent better offer: Expired 1/27/23: 100K after $5K spend
50K Miles + 1,000 PQP ⓘ Non-Affiliate
50K miles + 1,000 Premier Qualifying Points after $5K spend in first 3 months.
$450 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Limited Time Offer: 60k miles ⓘ Affiliate
60K miles after $3K spend in 3 months
(Offer Expires 1/29/2025)
$0 introductory annual fee for the first year, then $95
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: Expired 8/11/22: 70K after $3K spend
Limited Time Offer: 70K Miles + 500 PQPs ⓘ Affiliate
70K miles and 500 PQPs after $4K spend in the first 3 months
(Offer Expires 1/29/2025)
$250 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Limited Time Offer: 30K Miles ⓘ Affiliate
30K miles after $1K spend in first 3 months
(Offer Expires 1/29/2025)
No Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: Expired 8/11/22: 30K after $1K spend
Up to 100K Points ⓘ Affiliate
75K points after $4K spend in the first 3 months and an additional 25K after spending a total fo $20K within first 12 months
$95 Annual Fee
This card is likely subject to Chase's 5/24 rule (click here for details).
60K Points ⓘ Affiliate
60K after $4K spend in 3 months
$550 Annual Fee
Recent better offer: Expired 12/1/22: 80K after $4K spend
60K Points ⓘ Affiliate
60K after $4K spend in 3 months
$95 Annual Fee
Alternate Offer: There may be elevated offers available by applying in-branch
A similar offer with the first year annual fee waived may be found in-branch. YMMV.
Recent better offer: 60K points + $300 travel credit (Expired 11/14/24)
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 month
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to 30K points / $300 cash back ⓘ Affiliate
Earn an additional 1.5% on all purchases (up to $20K spent in the first year) - worth up to $300 cash back.
No Annual Fee
This card is likely subject to Chase's 5/24 rule (click here for details).
Recent better offer: Unlimited Double Cash Back for 12 month (expired 1/11/24)
0% Intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.24% - 28.999%.
No Annual Fee
This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
75K points ⓘ Affiliate
75K after $6K spend in 3 months
No Annual Fee
Alternate Offer: You may be able to get an offer of 120,000 points after $6,000 in purchases via a Business Relationship Manager.
Up to 75K points ⓘ Affiliate
35K after $3K spend in 3 months and an additional 40K points after $6K spend in 6 months.
No Annual Fee
Alternate Offer: If you have a household member with an Ink card, you may prefer the referral offer whereby the referrer can earn 40,000 points and the new account holder can earn 75,000 points after $6,000 in purchases in the first 3 months since it will yield more total points.
Recent better offer: 90K after $6K spend in 6 monthd (expired 1/17/24
$1,000 Cash Back ⓘ Affiliate
$1K after $10K Spend in 3 Months
$195 Annual Fee
Alternate Offer: Some have been targeted for 150K after $10K spend via mailer or in the "Just for You" section of their online account.
Up to 45K points ⓘ Non-Affiliate
30K points after $3K in spend within the first 3 months, plus an exta 1 point/dollar on up to $15K spend within first 6 months.
$95 Annual Fee
This card is subject to Chase's 5/24 rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 5x Category 1-4 free night certificates after $15K spend within first 3 months. (Expired 10/31/24)
60K points ⓘ Affiliate
60K after $5,000 spend in 3 months.
$199 Annual Fee
This card is subject to Chase's 5/24 rule.
None
This card is currently unavailable for new applications
No Annual Fee
This card is subject to Chase's 5/24 rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Free DashPass ⓘ Non-Affiliate
Receive 12 months of DashPass for free upon approval
No Annual Fee
This card is subject to Chase's 5/24 rule.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$100 Cash Back
$100 after $500 spend in 3 months
No Annual Fee
This card is believed to not be subject to Chase's 5/24 rule
Recent better offer: $200 after $500 spend in 3 months
None
This card is no longer available
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
140k points ⓘ Affiliate
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
$99 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: Five 60K free night certificates after $4K spend in 3 months (expired 9/4/24)
140K points ⓘ Affiliate
Earn 1400K points after $4K spend within the first 3 months.
$99 Annual Fee
This card is expected to be subject to Chase's 5/24 rule (click here for details).
Recent better offer: 200K after $9k spend in 6 months (expired 11/9/24)
100K Points ⓘ Affiliate
Limited time offer - 100K points after $2K spend in 3 months
No Annual Fee
Recent better offer: 120K after $2K spend (expired 7/4/22)
85K points after $4K spend in 3 months
$250 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
$450 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
$85 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
125K points ⓘ Non-Affiliate
Limited Time Offer: Earn 125,000 bonus points after spending $5,000 on eligible purchases within the first 3 months.
$95 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: 5 x 50K free night certificates after $5K in spend (expired 1/9/24)
60K points + Free Night Certificate ⓘ Friend-Referral
60K points + 50K free night certificate after $2K in the first 3 months. Terms apply.
No Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: 50K points after $1K in the first 3 months and 50K points after 6 eligible paid nights at Bonvoy hotels. (expired 8/9/23)
None
This card is no longer available
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
50K miles after $2,500 spend in first 3 months
$0 introductory annual fee for the first year, then $99
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 75K miles after $3,500 spend in 3 months (ended 10/14/24)
75K miles after $5K spend in first 5 months
$0 introductory annual fee for the first year, then $99
Alternate Offer: There is an alternative offer of 30K + $400 credit that can be found when doing a dummy booking on aa.com.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
75K miles after $7,500 spend in first 3 months
$595 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
$495 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
20K points after $1.5K spend in 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
$95 Annual Fee
This card is no longer available to new applicants.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
20K points after $1500 spend in the first 6 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months
$75 statement credit after spending $1,500 within the first three months
No Annual Fee
Requires Costco membership. Cash back provided annually with February billing statement as rewards coupon redeemable for cash or merchandise at Costco
No Welcome Bonus ⓘ Non-Affiliate

No Annual Fee
Requires Costco membership. Cash back provided annually with February billing statement as rewards coupon redeemable for cash or merchandise at Costco

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
No bonus at this time.
$400 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Waitlist only ⓘ Non-Affiliate
This card is currently available by waitlist only
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
No standard bonus ⓘ Friend-Referral
This card is currently unavailable to new applicants.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$100 Cash Back ⓘ Non-Affiliate
$100 statement credit after $500 spend in first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$100 + First Year Double ⓘ Friend-Referral
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is currently unavailable to new applicants.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$100 Back + First Year Double ⓘ Friend-Referral
Get $100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$50 + First Year Double + $20/year ⓘ Friend-Referral
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
There is currently no welcome bonus offered.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to 60K Avios
30K Avios after first transaction, then an additional 30K after $3,000 spend within the first 90 days
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to 80K Avios + 150 Qpoints ⓘ Non-Affiliate
40K Avios after first transaction, then an additional 40K and 150 Qpoints after $5,000 spend within the first 90 days
$499 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Earn 40K bonus miles after $2.5K in first 90 days
$79 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
No Welcome Bonus ⓘ Non-Affiliate
This card currently features no welcome offer, but it does offer 5% back on up to $10K in purchases per year at Simon Malls, Simon Mills, and Simon Premium Outlets.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Earn 40K bonus miles after $3K in first 90 days
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to 100K miles ⓘ Non-Affiliate
Up to 100K miles: Earn 60K bonus miles after $4.5K spend in first 90 days + 40K miles after $25K total spend in first 12 months
$249 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
40K points after "qualifying spend" (we saw $1,500) in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
80K points after "qualifying spend" (we saw $3,000) in 90 days
$89 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 cash back ⓘ Non-Affiliate
20K points (worth $200) after $3K spend in the first 60 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
12K points after $1K spend in the first 3 billing cycles
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
35K points after $2K spend in the first 3 billing cycles
(Offer Expires 12/4/2024)
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 30K points after $1K spend in the first 3 billing cycles + 2 companion certificates, 2 upgrade certificates and 2 lounge passes
$200 Cash Back ⓘ Non-Affiliate
$200 in rewards (20K points) after $1K in purchases in first 3 billing cycles.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 back after $1K spend in 3 months
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
0% introductory APR for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable rate will apply.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
10K points + 10K Tier Credits ⓘ Non-Affiliate
10K points + 10K Tier Credits after $1,500K spend in the first 3 billing cycles
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Not currently accepting new applications.
$89 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
25K points after $1,500 spend in the first 3 billing cycles
$69 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
10K miles
10K miles after $5K spend in first 3 billing cycles with promo code SPG2020
$70 Annual Fee
Note: Basic card earns 1 mile per $2 spent and has a $20 annual fee. To earn 1 mile per $1 spent, choose the "Premium" rewards for $70 annual fee.
50K points after $4K in 3 months
$0 introductory annual fee for the first year, then $95
Note that the ongoing annual fee is $0 if you maintain an HSBC Premier checking account (which requires $5K per month in direct deposits to remain fee-free)
40K miles after $4K spend within 90 days of account opening
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
No Welcome Bonus ⓘ Non-Affiliate

$0 introductory annual fee for the first year, then $95
Note that the card is only currently available with an M1 Plus membership (membership is free the first year, then $125 per year). The credit card's $95 annual fee is waived with an M1 Plus membership. Note also that the fine print says that the bonus will be paid out within 120 days of the end of the intro offer period. This means the welcome offer could be paid out as late as July 29, 2022.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$150 Cash Back ⓘ Non-Affiliate
$150 in rewards (15K points) after $1000 in purchases in first 120 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
50K Points ⓘ Affiliate
50K points after $3K spend in 90 days
$95 Annual Fee
15K Points ⓘ Affiliate
15K points after $1,500 spend in 90 days
No Annual Fee
No Welcome Bonus
This card is currently not available to new applicants.
$0 introductory annual fee for the first year, then $85
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
0% APR on balance transfers ⓘ Non-Affiliate
0% APR on balance transfers for first 12 billing cycles following account opening when balance is transferred within the first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
3% back for 12 months ⓘ Non-Affiliate
3% cash back for 12 months on up to $20K in purchases
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
There is currently no welcome bonus offered.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
No Annual Fee
After $10K in purchases in the elevated categories each anniversary year, you only earn 1% back (or 2% through the end of 2021). Note that you can only apply in the Venmo app.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
35K after $3K spend in 90 days
$95 Annual Fee
Note that some have received a targeted email offer for 65K miles after $5K spend in 90 days.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
No Welcome Bonus ⓘ Non-Affiliate

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
No Welcome Bonus ⓘ Non-Affiliate

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
40K after $3K spend in 90 days + 2.5k for adding an authorised user (up to 4)
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Up to $200 in statement credits ⓘ Non-Affiliate
$100 credit with 5G phone offer and $100 statement credit after first purchase
within 90 days of account opening.
No Annual Fee
$200 Cash Back ⓘ Non-Affiliate
$200 cashback after $1,000 spend within first 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None (call to apply) ⓘ Non-Affiliate
This card does not currently have a welcome offer
No Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers
None (call to apply) ⓘ Non-Affiliate
This card does not currently have a welcome offer
$495 Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers
None (call to apply) ⓘ Non-Affiliate
This card does not currently have a welcome offer
No Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule.
None (call to apply) ⓘ Non-Affiliate
This card does not currently have a welcome offer
$550 Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule.
None (call to apply) ⓘ Non-Affiliate
This card does not currently have a welcome offer
$150 Annual Fee
Bonus offer is not available to either current or previous UBS credit cardmembers. Note: UBS Business cards DO add to Chase's 5/24 Rule.
75K (worth $750 as a statement credit or deposit into eligible account) after $7500 spend in first 4 months
$0 introductory annual fee for the first year, then $95
None
This card is no longer available
$0 introductory annual fee for the first year, then $55
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
$0 introductory annual fee for the first year, then $49
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$250 cash back ⓘ Non-Affiliate
$250 after $2K spend in 120 days
$0 introductory annual fee for the first year, then $95
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
$85 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Not accepting applications
This card is not currently available.
$400 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
75K (worth $750 as a deposit into eligible account) after $10K spend in 120 days
$195 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Currently no welcome offer
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
20K (worth $200 as a deposit into eligible account) after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
20K (worth $200 as a deposit into eligible account or towards travel) after $1K spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 50K after $2K spend in 120 days (Ended 9/9/24)
60K (worth $600 as a deposit into eligible account or towards travel) after $6K spend in 180 days
$0 introductory annual fee for the first year, then $95
Note that only spend on the Account Owner's card (not including purchases made on employee cards) counts toward minimum spending requirements.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
20K miles
20K miles after first use.
$0 introductory annual fee for the first year, then $75
US Bank may also approve you for their non-Signature Visa which comes with a 15K bonus and lesser benefits.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
40K miles after $4K spend in 90 days
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
60K miles after $5K spend in 90 days
$450 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
50K miles after $5K in 90 days
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$200 Cash Back ⓘ Non-Affiliate
$200 back as a statement credit after $1000 spend in 90 days
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$750 Cash Back ⓘ Non-Affiliate
$750 cash back after $6000 spend on the account owner's card in first 150 days
No Annual Fee
Keep in mind that only spend on the Account Owner's card counts toward minimum spending requirements, spend on employee cards does not count.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
none
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
20K after $1,000 spend in first 3 months.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$500 Cash Back ⓘ Non-Affiliate
$500 after $5,000 spend in first 3 months.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
$100 Cash Back ⓘ Non-Affiliate
$100 after $500 spend in first 3 months.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
60K after $4,000 spend in first 3 months.
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
There is no official welcome bonus, but this card offers the opportunity to earn 1x points on rent when you make at least 5 transactions per billing cycle. Terms apply.
No Annual Fee
Note that some people see a targeted offer in the Bilt Rewards app to earn 5x points for the first 5 days after being approved and receiving and activating the card. This is not guaranteed, but rather is targeted. Select 'Click Here to Apply' to learn more about the product features, terms and conditions.

Mattress Running Marriott Q&A

Q: What are elite nights?

With many hotel chains, you can earn elite status by acquiring a number of elite qualifying nights each year. For example, Marriott requires earning 50 elite nights per year to achieve Platinum Elite status, or 75 elite nights for Titanium status.  Once you reach a status level, status last for the remainder of the current calendar year, all of the next year, and through February of the year after that.

Q: When mattress running Marriott, do I have to physically go to the hotel to check in?

Usually yes.  Most mattress runs involve physically checking into the hotel.  That said, if you’re lucky you may be able to find a hotel manager willing to process your check-in remotely.  If so, you may have to fax them a photo of your ID and credit card.

Q: Should I speak with a hotel manager about my plans?

Yes!  If you don’t speak with a hotel manager, they may find your room unoccupied and check you out early. If you’re not planning to actually stay at the hotel, then I think it’s critical to explain to hotel management what you want to accomplish and why.

Q: Do I have to physically go to the hotel to check out?

No.  You can check out with the Marriott app or you can simply ignore it and the hotel will automatically check you out.

Q: Does the free night on 5th Night Free awards earn an elite night?

Yes.

Q: Do I have to book directly with Marriott to earn elite nights?

Usually, yes.  Stays booked through 3rd party online travel agencies (Expedia, Hotels.com, etc.) or through rewards portals (such as Chase Ultimate Rewards) do not earn points or elite nights for those stays.  There are exceptions.  For example, stays booked through Amex Fine Hotels & Resorts do earn points and elite nights.

More Marriott Info

For more info about Marriott Bonvoy, please see our Marriott Bonvoy Complete Guide, which includes the following sections:

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44 Comments
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Jeff

I understand the deadline to have the mattress run nights booked is 12/14/20. Do the stay dates have to be made in calendar year 2020?

[…] Mattress Running Marriott (Book Off-Peak Awards) (Book by 12/14/20 for stays through 2/28/21) […]

[…] Meanwhile, Marriott tries to keep up and it is…laughably weak and sad: Book Marriott Bonvoy Hotels For Fewer Points With New “Off Peak” Offer. Well, I guess if you are into Marriott: Mattress Running Marriott (Book Off-Peak Awards). […]

Spider

Hi, I’m 7 nights away from Platinum. I believe I can check-in and get a virtual key via the Marriott app (at least in Canada) as I’ve been offered this for previous stays. I was thinking of booking a room for 7 days in another part of the country using points, am I right in assuming I’d never have to go to the hotel? I could check in/out via the app?

Spider

Thanks Greg. Housekeeping is suspended at the moment in most hotels I’ve stayed in here so I’m not sure how they’d find out but yes, honestly is likely the best policy.

Yusi

I am currently at 31 nights with gold. Is it wirth it for me to get platinum by doing 20 nights you think?

Eric Bricker

Is there any good way to search for a point saver rate? I am looking for a point saver rate at a category 2 anywhere in Michigan. Closest category 1 to me is about 5-6 hours.

mbh

I don’t know what I’m doing wrong, but I’ve tried two browsers incognito mode, clearing cookies on regular Chrome page, and still getting “nothing available” for every date in Dec. I was so frustrated I started checking out all hotels at all cat levels and got no avail for all. Any clue why? I have to be signed in to use points, right? Thanks for all your tips!

Sam

I have four seven night category 1-4 expiring in January. If anyone wants a deal on this, please post your email and I will contact you and may workout a deal. You can put your reward number and get elite night credit for yourself. I am a life time titanium. So mattress run is not needed for me.

Billy Bob

You can always call them and ask them to extend them.

Christian

Any idea if Marriott does soft landings from Titanium to Platinum?

Mark

Hi Greg. Great post. I need 5 nights just like many of the others. What are your thoughts on simply using mobile check in for an out of state mattress run?

Bob

I’m looking at taking advantage of this for achieving Platinum status. I have 45 elite nights as of today with no further hotel stays planned for this year. However, there are no nearby Cat 1 Marriott hotels, but there is a Cat 2 hotel within driving distance. It’s not worth doing this in November (gaining only a little over one year of Platinum status for 40,000 points), but I can arrange a stay from 27 Dec – 1 Jan to get effectively 2 years of Platinum status for 50k points. Greg, please confirm that this will work (per your podcast yesterday) and more fully explain the issues that might occur by checking out on 1 Jan. Specifically, please provide data points or documentation that a 1 Jan 2021 checkout will still count as a 2020 stay. Thanks.

Mac C

I called Marriott today. They said that due to the pandemic, they are extending my current Platinum to Dec 31, 2021 and that I have the entire of next year to add to this year’s nights to attain Platinum again, and onwards to Titanium. Which means that these 2 years are really only going to count as 1 year – so I could not earn 2 years of Platinum towards Lifetime. They also said that the website has had issues, hence may not show the number of years of status.

UTB

No Cat 1 in my state. Can I book out of state and have a friend check-in & actually stay there? I don’t know if it’ll count

J.J.

I am Gold currently. I have 44 elite nights and currently have a 5 night stay booked on points for 20,000 points. Trying to decide if I should book the last night on cash or points. Cash rate is $46/$54 (pre/post tax) and I would receive 17,500 points from promos and 472 points (10.25 pts/$) from the stay. Or I could pay with points for 5,000 points. Which would you do?

George

At 45 nights, if I knew a place I could check in over the phone I would book five award nights at a Cat 1 in a heartbeat. But I’m not going to drive a couple hours for this deal.